OPM Disability Retirement under FERS: The Long Slog

Whether impatience is a uniquely American characteristic (a flawed one?) or is merely something inherently inseparable from the human species generally is a debate for anthropologists and similar academic theoreticians to engage; but in any event, it does appear to pervade the American character in pervasive plenitude.

We are impatient about almost everything — and appear to be willing to abandon all “old ways” in favor of the “new”.  This leads to some disastrous results — as in our impatience for conflicts that last too long and our quick willingness to abandon our efforts because our goals were neither quickly nor easily achieved.

The Long Slog is always problematic for the impatient — for, it means that we must commit time and resources for periods beyond a murky, endless timeframe.  How long something takes cannot always be clearly quantified, and often the anticipated length must be ignored and, instead, achievement must be measured not in terms of time, but in light of merely remaining and showing a steadfast commitment to honoring a timeless commitment.

This is often difficult because other thoughts begin to intrude during the endless lull — Are we wasting our time?  What if we are throwing away good money after bad (a very common thought);  What if we never achieve our goal?  And many more such concerns, besides.  How do we counter the natural concerns of the Long Slog?

First, by clarifying at the outset one’s commitment to a process, and recognizing that the stated goal can only be achieved without regard to time, and Secondly, to accept that any timeframe anticipated should be multiplied by a factor of 10.

Commitment is a difficult value to uphold, and that is why a marriage covenant is so often broken — for, who can even conceive of honoring a promise “Till death do us part” without knowing the particulars of what a lifetime will entail?  All that goes into a “lifetime” — of joys and sorrows, of happiness, suddenly overshadowed by sickness and tragedies unforeseen — in short, the normal history of all of mankind.

Thus do so many people end in divorce and, similarly do long-term commitments become abandoned and forgotten human detritus.

Likewise, when a Federal or a Postal employee decides to engage in the process of preparing, formulating, and filing a Federal Disability Retirement under FERS through the U.S. Office of Personnel Management (OPM), one must mentally prepare for the Long Slog.  It is a long and arduous, complicated bureaucratic process involving potentially 3 stages, and with an “almost certainty” of an initial denial from OPM no matter how well-crafted and fully documented the initial filing is composed.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and begin to prepare for The Long Slog.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Attorney Representation for FERS Employees: Paring the Puff

There are various styles of writing and genres to describe the variegated approaches — of the literary; of technical writing; poetry; didacticism; stream-of-consciousness (think Joyce and Faulkner); of short and succinct sentences (Hemingway) in contrast to long and flowery lines where beauty of the form is more important than the content of meaning (many modern writers); and then, there is the master of the perfect sentence in each story and many of his novels (William Trevor).

Puff is a problem in modernity, and the meandering sentence is too often taken for lack of substance.  In every writing form, keeping the intended audience in view is an important component in the choosing of style and substance.  Should logical argumentation be used in a fictional work?

Must non-fiction necessarily invoke a dry and uninteresting style of narrative (read the biography written on Hemingway by Carlos Baker, or any of the recent historical works by Peter Cozzens and you will find that history need not be dry and boring).

For Federal employees and U.S. Postal workers who are intending upon filing for Federal Disability Retirement benefits under FERS, a “Statement of the Applicant’s Disability” (SF 3112A) must be well-prepared, thoughtfully formulated and exactingly edited.  It need not be a Hemingway masterpiece or a meticulously-formed Trevor short story, but paring the puff should certainly be considered.  How does one pare the puff?

By knowing the law and keeping in sharp focus each sentence’s declarative value in applying the law.  Contact a Federal lawyer who specializes in Federal Disability Retirement Law, and begin paring the puff that will only detract and distract from the intended audience:  The U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement under the Federal Employees Retirement System (FERS): Money

We all groan about it (well, perhaps there does exist a 1% who never worries about it).  We complain and moan.  There is never enough.  When an unexpected amount is received, it provides a momentary thrill.

Idealists bemoan it but recognize its transactional necessity in an economy no longer viable in bartering terms; talking heads who self-proclaim to be “financial experts” (whatever species of animals they are, no one knows) talk about value, worth, “printing too much”, “pumping” too little, etc., leaving us all confused.  In the end, it is always a matter of, “How much”.

For Federal Employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates filing for Federal Disability Retirement benefits under FERS from OPM, the question of “how much” is a simple calculus of receiving 60% of the average of one’s highest-3 consecutive years of Federal Service for the first year, then 40% every year thereafter until age 62, at which point the annuity gets recalculated based upon the total number of years of service when you reach age 62, including the time that you are on disability retirement.

Thus, you are actually “building up” your regular retirement by being on disability retirement, as those years you are on disability retirement count towards your total number of years of service when recalculated at age 62.

Imagine that — you receive an annuity (money) while on disability retirement, and at the same time, you are building up your retirement system so that, when you turn age 62, those years you were on disability retirement are calculated and added on to the years of Federal Service you had before you went on disability retirement.  It is money well earned and deserved.

Sincerely,

Robert R. McGill, Lawyer

 

Federal Disability Retirement under FERS: Errors Compounded

We all make mistakes; that is a given, and one of life’s irrefutable truisms.  Aside from the Pope and the untouchables in the movie industry, errors are committed daily, and spouses are there to make sure that we recognize the ill-conceived nature of perfection’s boast, no matter how much we try and cover them up.

An error is forgivable; a repeated error, sometimes laughed at; but errors compounded which could have been avoided are often the ones that retain the lasting vestiges of damage unable to be undone.  Every now and again, you come across a misprint in a newspaper; that is almost to be expected, because newspapers have a deadline, and even with the aid of technological editing in conjunction with the human eye, the rush to print will almost always prefer the tortoise’s path of guarantee.

When one comes across an error in a book — a misplaced word, a misspelled adjective or a skewed layout; well, that is an exception, given the fact that there are less constraints to rush to print, and multiple eyes should have caught the mistake.  If the book becomes a classic, it may well be more valuable with the misprint or error; if it is further enhanced with the author’s autograph, it becomes priceless.

For the rest of us, we simply try and trudge through the self-evident fact of life, that we all commit errors; what we try and do is to prevent errors from compounding.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the key is to try and not makes errors in preparing, formulating and filing an effective Federal Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management.  Yet, how can you do that if you don’t know the entirety of the administrative process called “Federal Disability Retirement”?

Errors compounded, in the end, often comes about because of lack of knowledge, and to gain that knowledge, it is often a good idea to consult with an “expert” who specializes in the subject-area that one pursues.  For preparing, formulating and filing an effective Federal Disability Retirement application, you may want to first consult with an attorney who specializes in Federal Disability Retirement Law, if only to avoid those errors compounded.

Sincerely,

Robert R. McGill, Esquire

FERS Disability Retirement: Night wanderings

Ever open your eyes in the middle of the night and, instead of falling quickly back to sleep, allow for the eyes to wander across the silent room where others are still and asleep — the dog on the floor (or perhaps curled at the foot of the bed where human warmth has gathered for the pure comfort serving the creature) and the partner beside; the quiet glow of the digital numbers in bold red reflection; the pictures on the walls — though you “know” what they depict, the shadows hide them, and yet you believe you “see” them because familiarity arouses the imagination even in darkness; and the squeezing sense of silence so overpowering that you wonder about the universe at large and who, like yourself, is awakened by silence itself?

It is in those moments that, just before the panic of realization sets in that tomorrow is just a few hours away, we realize that mortality is a condition we must face; that the child’s imagination cannot revisit yesterday’s remorse; and the saddest of all truisms: For the most part, this is a cruel and uncaring universe.  Where do such thoughts originate?  Is it just the dream-world when sleep battles with sanity and one’s night wanderings will not suppress the bustle of the day’s meanderings?

Perhaps clarity comes in the wake of slumber’s twilight; whatever the phenomenon, night wanderings bring one into the netherworld of the “in-between”, where reality is not quite recognized and a dream is not ever fulfilled.  That is the type of experience that the Federal and Postal worker experiences when confronted with a medical condition that impacts one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal position: not quite in the reality of the world’s harshness, not yet tested by the Agency’s or Postal Service’s full force of cruelty and uncaring.

Will they put me on a PIP?  Will they require a “Fitness for Duty” evaluation?  What happens when my FMLA is exhausted?  Will the agency just cut me off?

It becomes clear at some point that the Federal Agency and the Postal Service are not there as a friend or colleague looking out for your bests interests, and that you must initiate the process of looking out for yourself by preparing, formulating and filing an effective Federal Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management, whether you are under FERS, CSRS or CSRS Offset.

Those night wanderings often have the advantage of giving clarity to a reality beset with the quietude of pure silence, but then morning arrives and the clash of the day’s reality awakens within us the cruelty of the world around.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: The house next door

It is the one that follows the same comfortable convention for all these many years — of never knowing the intimate details; a wave of the hand every now and again; of fleeting appearances on various days, such as recycling, garbage and the occasional Saturday when the in-laws from out-of-state come to visit on Thanksgiving, or a birthday, or perhaps when a tragedy occurs and the sudden appearance in the driveway that is filled with cars never before seen.

The house next door, or across the street —the neighbor who you do not know, and somehow never got around to knowing, whether because they were latecomers or you were, and the “other” didn’t seem all that willing, friendly or “neighborly” to begin with, and so a settled truce became the daily routine that never altered, never became a problem, and forever became entrenched in the mundaneness of deliberate social avoidance.

We imagine what occurs in the house next door; or, perhaps not at all, except to complain when they’ve made too much noise, let their grass grow beyond the acceptable conventions of normative beliefs (or otherwise in violation of strict codes imposed by the “lawn police” of the local Home-Owner’s Association), or parked one of their cars in front of your house (yes, it is true — that street section in front of your house is actually not your property, and though it may be obnoxious, the house next door has every right to park the car on your side of the street, right in front of your house).

We never know what occurs to the house next door until one day we read about the tragedy in the pages of the obituary in the local paper.  There is a sadness in that very fact; or, perhaps that is the way we have set up this disinterested and alienated society?  Do we prefer to remain ignorant of the goings-on of the house next door?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition forces the preparation and filing of a Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it often feels like living in the house next door — for, suddenly, you find yourself looking at familiar surroundings from across the street, or from beyond the fence that separates, and you begin to wonder whether you ever knew your neighbor, and what they are up to.

There is an alienation involved, and you must always remain suspicious as a “new” car is suddenly seen parked across the street, and the Supervisor or coworker seemed to be sharing information and gossiping with furtive eyes averted from your view; and yes, the Federal Agency or the Postal Service may be getting ready to initiate an adverse action of some sort — like the house next door that you never knew and now would rather not.

Sincerely,

Robert R. McGill, Esquire

 

Early Retirement for Disabled Federal Workers: The chaos of life

The Biblical reality depicted in the very first verses reflects a reality more real than most would suppose, and for those who dismiss the ancient Books as merely relics of a superstitious past and thus irrelevant for modernity’s wake of technological sophistication, perhaps a redux and revisitation is in order.

Most of life is chaos; or, to put it more starkly, the chaotic lives we lead are the rule, and not the exception.  How else to account for the constant need for quietude, of a short respite by leaning back into one’s chair and inviting the soft darkness of a needed nap; a renouncing and resignation away from the constant din of noisiness; of the rush to find time, just a sliver of sanity, within the vast chaos of a feckless universe.

The soft-lined trees that lead us back into our neighborhoods; of the structured redundancy where sidewalks circle into ever-repetitions leading to nowhere; of bedrooms lined like secluded rooms within insane asylums just to get a moment’s peace from the busy-ness of life; and then the alarm clock awakens, the rush is on, into traffic mazes that pound the heart, create migraines from a calm just experienced a mere hour before, and the addiction to craziness begins anew as the dawn of hope becomes mired in the hopelessness of today’s grinding schedule.

The earth is no longer without form, or void, and yet the chaos of formlessness and void-ness remains and surrounds; and the light that we declare is the recreation we so desperately seek, only to be interrupted by the survival instincts that remind us that what we live for cannot possibly be attained, but somehow the darkness from which we escaped so long ago is a vestige of hopes yet rekindling, and if we can only make it through this day, perhaps tomorrow will bring to us a sacrifice of our better selves.

The chaos of life is real; it is with us each and every day.

And for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the reality of such chaos begins to dawn upon the need to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, lest the chaos of life become life’s chaotic life everlasting, never to be rescued from the formless void of ancients long since remaining.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation OPM Disability Retirement: A good turn

At what point does a “good” turn transform into a negative?  Can one help so much so that dependency becomes the habit and negates the “goodness” that was once always a part of the deed?  Isn’t “going to work” a “good” thing?  When does it turn bad?  Is there ever a point where the quality of X becomes diluted so much so by the quantitative increase of the primary identifying ingredient of X to where the essence of X becomes negative-X because of too much X within X?  Can there be, in the simplest of terms, too much goodness where goodness itself turns bad because of the overwhelming goodness involved?  Why is it that the following syllogism doesn’t quite work, and where is the fallacy involved?

Water is a necessary component for life
Life requires water in abundance in order to survive
Therefore, the more water, the greater abundance of life

But we all know that consuming too much water can kill a person.  And, isn’t that the complaint that we have in almost all aspects of living — that we come back to Aristotle’s essential wisdom that there is a “mean” or a “middle ground” of moderation where the extremes on either sides — neither too much nor too little — is the balance in the life that one should always strive for.

That is the basic component of happiness reduced to its pure essentials: of the porridge that is neither too hot nor too cold, but “just right”; of leisure time that relaxes but doesn’t rob from sustained periods of productivity; of a nap that satisfies but doesn’t make one groggy; and of entertainment that borders just to the edge of credibility but stays within the boundaries of allowing one to suspend disbelief, such that one can enjoy it without sighing, turning to a loved one and declaring, “That just isn’t believable.”

But where technology comes into our lives, perhaps we have come to a saturation point where we no longer believe that the “next new innovation” is going to save us any more time or enhance the quality of our lives anymore than the last version of our Smart Phone give us the promise of nirvana that we all stand in long lines to attain.  And so the question again turns full circle: When does a “good” turn into a negative?

For Federal employees and U.S. Postal workers whose medical conditions have come to a point where it prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal position, the vicious circularity of the circumstances makes it into a paradigm where a good turns into a negative: Coming to work exacerbates the medical condition; the stress of being unable to perform the full essential elements of the Federal or Postal job further increases the stress; the Agency or the Postal facility begins to turn upon the Federal or Postal employee; and the job itself — once one of the many “good” things in life — now becomes a detriment and a negative.

It is then time to consider preparing, formulating and filing a Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, and thus turning that which was once a “good” but had transformed into a negative, back into a good turn.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Possibilities to pursue

In one sense, it is nonsensical to ask the question:  “Is it possible to…?”  For, is there any limitation to the concept of the possible?  Isn’t it possible that there are Martians on Mars, but in a parallel universe unseen and concealed from the human eye?  Isn’t it possible that the room you leave disintegrates molecularly, then reconstitutes itself the moment you reenter?  Isn’t it possible that it will rain tomorrow, despite the national weather service predicting otherwise (this latter example is actually not too absurd, as it is a regular occurrence experienced by most)?

Does it alter the significance and qualitative relevance of the query if, instead, we exchange the word with “probable”?   Does probability by numerical quantification of possibility negate the extremes and unfettered boundaries of the possible?  Does a statistical analysis make a difference – say, if a “scientist” asserts that the chances of Martians existing on Mars in a parallel universe unseen is 1-in-1 Billion (as opposed to 1-in-999 million – i.e., are such statements and declarations really accurate at all?) – to the extent that it somehow replaces with credibility the conceptual construct of the possible?

It is all very doubtful, and beyond some cynicism of puzzlement and suspicion that such statistical assertions constitute a perfection of any reasonable methodological approach, the reality is that for the person who is struck by lightening while golfing on a sunny day, that 1-in-a-trillion chance is negated by the 100% probability that he or she was, in fact, in reality, struck by lightening, no matter what the statistical analysis declares.

In the end, probability analysis places some semblance of constraints upon the fenceless conceptual paradigm of possibilities, but it is the latter which compels man to attempt feats beyond the probable, and it is the former which places a reality check upon the limitless creativity of fools, madmen and eccentric geniuses throughout history.

For Federal employees and U.S. Postal workers who are considering the possibility of pursuing a Federal Disability Retirement application, whether the Federal employee or U.S. Postal Worker is under FERS, CSRS or CSRS Offset, the question often constraining is the probability consensus of “success” – and, yes, that is a consideration that the reality of a bureaucracy and administrative process should face and take into consideration.

In the end, the possibility of a successful filing can be enhanced by the probability factors that are required by law:  A methodological approach; a supportive doctor who is willing to provide a narrative connecting the dots between the medical condition and the essential elements of one’s positional duties; a systematic legal argumentation that provides a “road-map” for the Administrative Specialist at OPM; and an understanding that the possibilities to pursue can be qualitatively quantified by the probability of supportive documentation.  Go figure.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The effect of nature’s muse

The connotation is often in the quiet reflection of silence; but other references can embrace any of the nine daughters of Mnemosyne and Zeus, and as each presided over various arts or sciences, so the inspiration or guidance we receive is spiritual or otherwise from an unknown source of creativity.  Have you ever walked through a forest and come upon a clearing where the light suddenly opens upon a spot of heaven?  That is the effect of nature’s muse.  Or of a sudden realization that the darkness overwhelming as a burden upon a donkey’s back, is lifted without explanation and released with but an unspoken pardon?

Much of life and living involves sadness, decay, dominance of fear and trepidation of anxiety; and so when deliverance from devastation comes in slices and paper cups of limited portions, we drink thirstily as if the starvation of life’s travails imprisoned our very existence for an eternity of hell.

We often suspect that gods and goddesses laugh at us from on high, behind corridors shuttered and tree limbs cascading; and in the hint of nature’s muse, we wonder whether it is all “worth it”, as if value is embedded in the secrets of Tibetan mountains.  But as the guru who drives a Rolls Royce but speaks the language of a spiritual monk winks at the followers who would grant comfort and bespeak of secret incantations reserved for the spirit of folly, so the rest of us suspect that there is something inherently wrong with the world at large.

There are always “dark forces” gathering, conspiracies mounting, and greater inequities planned for the lives of the “common folk” – who almost always includes you and I, but never the guy on television.  Does nature indeed have a sense of humor, a glint of glee or a mirth of pardonable satire?  Or is it as cold and impervious as Darwinians would have us believe?  Better were those days when hobbits, goblins and elves could be believed; where the moon was more than just mere lifeless rocks and dirt; and unnamed spirits roamed the earth.  But of nature’s muse, we can still attach our own joy, the inner warmth we still possess and the jewel of a private soul we still retain.

For Federal employees and U.S. Postal workers who yet seek to become released from a private hell involving a medical condition and the persistent deterioration wrought from an inability to perform one or more of the essential elements of one’s Federal or Postal job, the preparation and filing of an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often like a realization that the effect of nature’s muse is like that sudden clearing one accidentally wanders upon in a forest full of darkness; it is only when there is a spot of light which provides for hope, that value is rediscovered, and that search and discovery may be attained in the very process of preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire