Federal Employees Disability Retirement Systems: The Quarantined Mind

From early childhood, the necessity of imposing constraints and conformity produces the positive effect of a well-ordered society.  But corollary and unforeseen consequences often occur, as in the quashing of creativity and mindsets which step outside of the proverbial “box”.

The problem with people talking about thinking “outside of the box” is that such a thought process itself constitutes nothing more than mundane conventional wisdom.  Those who have considered thoughts beyond the artifice of social concordance have already done that which is widely preached, but little known.  Then, along comes a calamity or crisis, necessitating a change of lifestyle and a different manner of approaching the linear and customary manner of encountering life.  The other adage comes to mind:  necessity is the mother of invention.

Medical conditions tend to do that to people.  Suddenly, things which were taken for granted are no longer offered:  health, daily existence without pain; the capacity to formulate clarity of thought without rumination and an impending sense of doom.

Federal Disability Retirement is a benefit offered to all Federal and Postal employees who require a second chance at life’s anomaly; it allows for a base annuity in order to secure one’s future, while at the same time allowing for accrual of retirement years so that, at age 62, when the disability retirement is recalculated as regular retirement, the number of years one has been on disability retirement counts towards the total number of years of Federal Service, for recalculation purposes.

It allows for the Federal or Postal employee to seek out a private-sector job, and earn income up to 80% of what one’s former Federal or Postal position currently pays, on top of the disability annuity itself.  It thus allows and encourages the Federal and Postal worker to start a new career, to engage another vocation, and consider options beyond the original mindset of one’s career in the federal sector.

In the end, it is often our early childhood lessons which quarantined the pliant mind that leads to fear of the unknown because of changed circumstances.  To break out of the quarantined mind, sometimes takes a blessing in disguise; but then, such a statement is nothing more than another conventional saying, originating from the far recesses of another quarantined mind.

Sincerely,

Robert R. McGill, Esquire

 

Federal Worker Disability Retirement: Interruption or Interlude

Life is full of interruptions which push the pause button upon our grand designs for linear progression; how we view such events, whether as something bothersome, or as a respite and opportunity, a platform for the next stage of life, will determine the extent of character-building foundations needed to forge forward.  Taking care of aging parents is now considered a bother, and not a privilege; mentoring a young person just beginning in a chosen career is seen as a predatory challenge, as opposed to a chance to mold for the future; and revealing a fissure in the otherwise impenetrable public face of constancy is a chance to take advantage of the weakness of the opponent.

How one views a particular event; whether it is seen in the best light possible and anticipated for lessons to be learned; or instead, as a crisis point of quashing all hope for the future, never to be spoken about because of the devastation wrought, reflects both upon the present state of one’s character, as well as the potential for the future. Things are merely bothersome to us, now. Perhaps it is the result of a leisure society, where things once earned are now expected as givens; or, of greater probability, that the antiseptic isolation of our society engenders a certain aura of incomprehensible turmoil.

For Federal and Postal Workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, Federal Disability Retirement should be considered as a viable option. Filed through the U.S. Office of Personnel Management (and available to all eligible Federal and Postal employees who meet the minimum criteria of years of Federal service), it should be considered precisely for two (or more) reasons. First, it allows for a foundational annuity in order for one to move forward with one’s life. Second, it allows for the Federal and Postal employee to embark on a second vocation, and make up to 80% of what one’s former Federal or Postal job currently pays, on top of the base annuity.

As such, there is a built-in mechanism which recognizes that the event of a medical condition is not merely an interruption, but an interlude for the second and subsequent stages of a person’s life.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: The Universe of the Possible (Part II of II)

When avenues are closed off, the human psyche tends to shut down; and when grounds manifest fertile regeneration and bountiful splendor, the endless state of the possible opens like the gaping eyes of a child in excitable wonderment.  That is why internet companies attempt to artificially recreate atmospheres of creativity and prior glory days of unbounded imaginations.  But whether simulating a couch plopped in one’s basement or garage, and making it appear as if the environment is similar to those past dawns of tinkering with one’s imagination in the unheated, primitive conditions of one’s youth, is questionable.

For the Federal and Postal employee who is faced initially with a medical condition, such that the medical condition impacts one’s ability to continue in the vocation and career choice of one’s following, the limitations which the present condition places upon one’s future often seems daunting.

But there are options available.

Federal Disability Retirement allows for those options to open up; for, once the Federal or Postal employee obtains an approval for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, that (now former) Federal or Postal employee may go out into the private sector and earn up to 80% of what one’s former position currently pays, on top of the Federal Disability annuity. Many start their own businesses; others perform consultative work or work part time, thereby controlling the stresses and the extent of activity able to be tolerated within the restrictions of one’s medical conditions.

The avenue of the possible can only reopen once you recognize the reality of the probable; and in order to tap into the fertile imaginations of a brighter future, the roadblocks once observed must be moved in order to travel down the path of viable alternative routes.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: Precipices, Edges and Flat Earths

When the earth was believed to be flat, to venture out beyond the known and navigable waters was deemed to foolishly challenge an inevitable fate; and to reach the precipice and totter carelessly at the edge is to defy and challenge the gods of fate, as Macbeth does repeatedly throughout the Shakespearean play.

Fate itself is a concept which has lost its meaning; that which is no longer believed, is erased through lack of usage, soon departs unnoticed behind curtains of anonymity.  For most people in the world, lives are lived as unmarked gravestones without headlines, fanfare or public accolades; and that is how it should be.  Seeking out one’s 5 minutes of fame; propelling one’s face in front of a news camera; stepping conspicuously in the background where a camera is being shot and waving furiously to get noticed; somehow, loss in belief in fate has been replaced with an urgency to be noticed for the moment.

For the Federal and Postal employee who quietly suffers from a fate hidden, unknown, or yet to be known, reaching the precipice, feeling like a tottering child on the edge leading to a deep chasm, or venturing beyond the safety of known waters, is a daily occurrence when facing a medical condition which threatens one’s livelihood.  Living on the edge is more than mere metaphor of tempting fate; it is a sense that the world is in turmoil, is uncaring, and is a harsh residue of human complacency.

Federal Disability Retirement benefits, filed through the U.S. Office of Personnel Management, is an avenue which allows for the Federal and Postal Worker to escape the daily sense of being in those situations of remote dangers, by allowing for a base annuity, securing one’s future, and giving an opportunity to remain productive in a private-sector vocation.  Most importantly, it allows for one to recuperate from the physical and mental ailments which lead us into unnavigable waters of dangerous precipices and jagged edges, for the safer paths of secure fates.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: Erasers

Erasers have been replaced by the ‘delete’ button; that concept alone is a peculiarity:  of the mechanism used to expunge is itself made obsolete and disappears.  It is a tribute to the human imagination that we can project scenarios in which individuals, including ourselves, are no longer part of the equation.

The anomaly, of course, rests in the reality that when we so imagine a scene which occurred, but of which we ‘delete’ certain events or individuals, the one who imagines such changes is omnisciently present by virtue of being the one who thinks and creates such thoughts.  That is sometimes part of the problem in considering a change in one’s life; we are often incapable of imagining the change because we cannot fathom deleting our presence, or altering the circumstances, from that which we have known and traveled for so long.

Habitual dependence allows for a comfort zone which is difficult to traverse and alter.  For Federal and Postal employees who suffer from a medical condition such that the medical condition impacts one or more of the essential elements of one’s work duties, the problem is often not the capacity to imagine change — for the medical condition itself has forced upon the Federal and Postal employee the changes by virtue of physical or cognitive alterations — but rather, the problem often involves imagining the necessity of making changes based upon the changes already wrought.

Such second-tier changes require planning and implementation beyond that which the medical condition forces; and consideration of filing for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, is a necessary step in that process of accepting further changes.

It is like the eraser protesting to the computer that complete obsolescence cannot occur, despite the inevitable march of technology and time.  Oh, and by the way, they still do sell erasers.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: This Side, or the Other, of Paradise

It represents that mythical existence — whether in a physical sense, or a metaphysical state of being — where harmony, the absence of pain and a continuum of pleasure and contentment are experienced daily and in sustained fashion.  Perhaps it is a fictional creation propelled by those who have known the negative of that which has been formulated.

Ultimately, it is the place to which we strive, and whether we arrive just on the other side of paradise, or on this side, is the criteria which society judges as to the success or failure of a given life.  And who is the judge, and what right to render such a judgment?  One’s own assessment, and the insular world of one’s psyche, may well be enough for most; but that often merely involves the sleight of words, of redefining what words mean, in order to fit the conceptual construct which others have proposed.

For the Federal and Postal Worker who suffers from a medical condition, such that he or she must contemplate filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management under FERS or CSRS, the capacity to attain a level of restorative quietude through relief from daily activities, may well be enough to constitute a state of paradise.

It is amazing how the threshold of meanings and goals to achieve are lowered considerably when one experiences pain or psychological turmoil and hurt.  Only those who have never experienced a medical condition fail to know what it means to be caught in the proverbial web of medical necessity.

For the Postal Worker and the Federal employee whose lives are shaken by a medical condition, whether it is physical pain or cognitive dysfunction, or both, the difference between landing on this side of paradise, or on the other side, is often determined by whether one gets Federal Disability Retirement benefits or not, and whether the period of rest and restorative state of being is attainable by securing one’s future stability and sense of peace.

Sincerely,

Robert R. McGill, Esquire

Federal Gov. and USPS Disability Retirement: Adversity and Change

Somehow, the collective and proverbial “we” came to expect that life was easy; that comfort, good health and career advancement was part of the human deal; and that adversity was a circumstance which only people in other nations faced, and from which we would help to show the way out.

But adversity and change have always been an essential element of life; the moment expectations pushed the ‘delete’ button and erased those concepts from commonplace consent, we lost the will to hungrily pursue our dreams through achievement, hard work and purposeful drive.  At the same time, a nation which harbors a self-image of greatness will necessarily create an intelligent paradigm which fosters the collective will of those who are less fortunate, to achieve goals and maintain dreams in the midst of adversity.

That is precisely what Federal Disability Retirement benefits, whether under FERS or CSRS, contemplates, for the Federal and Postal employee.  For, under the generous administrative annuity provided, Federal and Postal workers who cannot be fully productive, and who face adversity in all aspects of one’s life — of career stoppage, finances, and workplace animosity — can become eligible for a system of compensation into which one may continue to contribute by seeking a different, second vocation in the private sector.  Or, for those who are too disabled to work, it is tied into the Social Security system, such that SSDI is combined with FERS disability retirement benefits.

It is a progressive paradigm which allows for the collective “we” to pursue the common goals which we have all maintained — of productivity and purposefulness, wedded to compassion and caring.  That, in the end, is how the “I” become a “we” in a society which values civil intercourse.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Incrementalism

Gradual decline or ascendancy is a concept which is difficult to grasp, precisely because one’s training to render judgements is based upon viewing an object or issue in its entirety.  Darwinian evolution is a paradigm based upon minute, incrementally selective alterations, imperceptible in any slice of time, but which slowly and progressively alters the genetic make-up of a species.  The question of consciousness and the Cartesian mind-body problem also involves the idea that, beyond the compilation of complexities inherent in the human brain, there is something more in existence than merely the physical in the wholeness of man.

Such concepts are also applicable in the administrative process of a Federal Disability Retirement claim submitted to the U.S. Office of Personnel Management, whether under FERS or CSRS.  For, on the one hand, the very reason why many Federal or Postal workers remain in the position at their agency is precisely because of incrementalism — in progressive decline, or in hopes of ascendancy.

Often, medical conditions are characterized by a gradual decline, increasingly debilitating, and imperceptibly deteriorating over time.  If one views one’s medical condition at the beginning of the year, then again at the end of the same year, the progression may well be noticeable; but on any given day, because of the incremental nature of the disease, one may perceive the condition as merely static.

Conversely, the hope of ascendancy — that “tomorrow brings a new day” — is likely an evolutionary paradigm built into human nature for survival benefits.  But the reality is that most people who suffer from chronic and progressively deteriorating medical conditions need to reach a period of rehabilitative rest in order to get better.

Recognition of the subtle but insidious nature of incrementalism is vital to survival.  It may be time to consider thinking about filing for Federal Disability Retirement benefits under FERS or CSRS before it is “too late”; for, while time passes in gradual ascendancy, the deterioration and decline of the human body and mind waits not for a better tomorrow.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: A New Beginning, after an Old Ending

Whether it is old age which makes for intransigence, or whether it is a lifetime of habitual living which makes for difficulty in changing the course of one’s future, will never be completely answered.

Youth better tends to possess the capacity to adapt and change as the malleability of circumstances confront an individual.  Old age — or those who euphemistically are identified as being “mature” — has the unfortunate effect of being entrenched in the ways of routine and unchanging, repetitive actions.

Perhaps the early requirement of being able to “multi-task” — of performing a variety of bombardments of sensory overloads on smartphones, iPads, computers, etc. — will have a positive impact upon society in the end, by allowing for quick and effective adaptation in an ever-changing environment.  Perhaps the penultimate, Darwinian evolution is taking place before our very eyes:  cognitive adaptation, where those who fail to change quickly and with each altering circumstance be able to parallel the change, will fail to survive in this high-paced, technological society.  The multiple “perhaps”, of course, still leave a healthy doubt; culture, stability, sameness — there are positive things to be said about the “old” ways.

In preparing, formulating, and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether it is under FERS or CSRS, the most difficult step for the Federal or Postal employee is to recognize and adapt to the change which will occur, does occur — and must occur.

The old habit of thinking that one’s career with the Federal government, or the U.S. Postal Service, necessarily means a lifetime of commitment, must alter; the paradigm which one walked around with, that a single career in life marked one’s character of commitment and stability, needs to be transformed.  For, ultimately, CSRS/FERS Disability Retirement allows for a new beginning:  of having that rehabilitative period to take care of one’s medical conditions, while concurrently allowing for contemplation of a second, albeit different, type of vocation for the future.

Whatever one’s age, CSRS/FERS Disability Retirement has the potential for a brighter tomorrow.  It is a benefit which can allow for a new beginning, and once taken, the Federal or Postal employee will perhaps see that the old ways weren’t so attractive after all.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Habit Encountering Critical Mass

Most people live lives of peaceful habituation; and while Henry David Thoreau would add that they live “lives of quiet desperation,” such a state of desperation erupts only when the habit of daily living, whether quiet or not, is interrupted by an event or a series of events.

Those who retain their health, or have never encountered a period of chronic medical conditions, can never fully comprehend the tumult and trials of such impact — upon one’s professional life, certainly, but moreover, upon the private life of quiet habit, of merely attempting to sit in a chair; to read; to engage in a leisure activity.  But “leisure” can be enjoyed only if the substantive life of habitual endurance can be lived in a relatively peaceful manner.

For those who have come to a point of contemplating preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, that former life of peace and quietude — of that “boring” daily habit of thoughtless living — must now be confronted with the reality of a medical situation which must be aggressively pursued, in order to secure one’s future, and to retain some semblance of peace back into one’s life.

Those Federal or Postal employees who must fight for Federal Disability Retirement benefits — ah, but if only they could have remained in their peaceful lives of daily habituation.  But the encounter with the reality of a medical condition awakens them from such peace and repetitive living; there comes a point when a different course must be affirmatively taken, with obstacles dropped in the path — from a hostile work environment, to coworkers and family members who show no empathy — but the fight must be fought, so that one day the disrupted life of quietude may once again be attained in some semblance of sanity.

Sincerely,

Robert R. McGill, Esquire