Tag Archives: fers disability retirement pros and cons

FERS Disability Retirement Benefits: Belonging

Do any of us, anymore?  When a question is posed, the fact that the posing of the question even occurs, presents an underlying and exposed problem: For, what historical background occurred which prompted the question to be posed in the first place?  When first the credibility of the priest was questioned, was there not a deeper problem which needed to be addressed, to begin with?

There was a time, now forgotten, now repressed in the ages long passed, when the question of belonging never appeared.  One was born in the village of ancestors; the future was encapsulated within the community one grew up in; one’s identity was a part of the greater character of the community; the future was always ensconced within the family, the neighborhood, the town, etc.

There was never a question of belonging; for, to not belong was relegated to those outsiders from elsewhere.  Belonging was a given.  The silence before the question was the norm which everyone understood; and understanding was always passive, without the active question which shakes the foundation of belonging itself.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the question of “belonging” is a fearful one.  For, the superficiality of the concept with the Federal Agency is well-known: You “belong” only so long as you can contribute a measure of efficient service.

This notion of being a “valuable” employee is based only upon what you did today, and runs no deeper than yesterday’s performance ratings.  Why else would you try and hide your medical condition?

Contact a disability lawyer who specializes in Federal Disability Retirement Law, and consider that the depth of belonging with a Federal Agency or the Postal Service is only as deep as what you did yesterday for them, and once they find out that you will no longer be a member of “the team”, chances are, your “belonging” will be a mere vestige of longing long passed.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Disability Retirement Benefits: Not Just

There are at least two meanings to the phrase; one can be considered as a declarative sentence, complete in itself; the other, a prefatory remark, unfinished and incomplete.

Yet, perhaps both are correlative in their meanings, and essentially state the same thing.  For, one can witness a violation of human dignity and declare, “Not Just!”  That would be one sense.  Or, a person can lament the incompleteness of describing one’s personhood, as in: “I am not just X, but also A, B and C” — or, more particularly, for someone to be seen only as a plumber, a teacher, a student, a child, etc., without regard to the greater complexity and inner psychological intricacies that make up the whole person.

But, perhaps, the two meanings merely complement each other: It is not just to just consider a person in a one-dimensional manner.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the danger is that the Federal or Postal worker begins to become characterized more and more as “just” that individual who isn’t capable of doing his or her job, anymore.

People judge others quickly and harshly; there is rarely any nuance to the judgment.  Either you are good or bad; proficient or not; part of the agency’s “team”, or an outsider.  And when a medical condition hits, you are “just X”.

Contact a disability lawyer who specializes in FERS Disability Retirement Law and begin the process of preparing, formulating and filing an effective Federal Disability Retirement case so that you become not just another casualty in the heartless world of a bureaucratic morass, but a person not just defined by your medical condition.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement from the OPM: The Preparation

There is enough success by merely “winging it” — of coming into a “situation” without adequate preparation; of stories where luck just happened to accompany the moment, etc.  The vast majority of “other” success stories, however, are accounted for by hard preparatory work, long hours of training, research, review of the evidence, etc.  Perhaps there are some of those who can walk into a meeting and immediately impress the participants; or to cut short a practice and still dominate on a basketball court or field of play; but in the end, it is the preparation which insures the success of the “after” — of the actual game, the real deal, etc.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, preparing, formulating and filing an effective Federal Disability Retirement application, to be filed through the U.S. Office of Personnel Management, is a necessity which likely cannot be avoided.  It is that first part, however, which will be the most crucial step — of the preparation involved, before the final formulation and filing.

Consult with a Federal Disability Retirement Lawyer as the first step in the preparation of your application; for, in the end, it is the proper beginning which always counts the most.

Sincerely,

Robert R. McGill
FERS Disability Attorney

 

FERS Disability Retirement: The formulation

There is, first, the preparation; then, the formulation; and finally, the filing and the waiting.  Are the sequence of steps necessarily separate and identifiable — cleanly bifurcated such that there is no overlapping of concerns?  Of course not; but the three elements in a OPM Disability Retirement application are necessary for the successful outcome of the endeavor.

The “preparation” is often skipped in order to get to the “filling out the forms” portion, which is contained somewhere between the preparatory stage of the process, extends into the formative arena and comes to fruition just before filing, as the finishing touches are placed in refinement of the final product.

The analogies are numerous: of baking a cake — first, one must have a “recipe” (the preparatory stage of the process); then, in between the preparation and the formulation, one must gather all of the ingredients necessary to fulfill the recipe: i.e., the medical documentation; the legal citations to be applied; perhaps other ancillary supportive presentations; the Applicant’s Statement of Disability; and the multitude of other papers which will ultimately accompany the Federal Disability Retirement filing; then, the filing itself — of placing it into the oven and waiting while it bakes to final product.

It is, in many ways, the “formulation” part of it that fails the Federal employee or Postal worker putting together an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — for, the rush to get it done is often comprised by a furious sense of desperation in gathering whatever medical records can be amassed in the shortest time possible; of quickly jotting down the things “wrong” with you on SF 3112A, Applicant’s Statement of Disability; and then quickly “shoving” it into the oven hoping that it will bake quickly and come out well.

Yet, while the “recipe” is important, and the filing is crucial, it is the “formulation”of the OPM Disability Retirement packet — of the putting together in a thoughtful and persuasive manner the legal memorandum which cites the case-law, argues the evidence and providers a “road-map” for OPM to approve one’s Federal Disability Retirement application — that is often overlooked and becomes the unintended nemesis for a successful outcome in a OPM Disability Retirement application.

In skipping over that part —the formulation of a Federal Disability Retirement application — it is likened to that “uh-oh” moment when you realized that you had forgotten to put any butter, milk or other essential ingredients into the cake after you have already put it into the oven.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Claims: Hypocrisy

What is it about carrying about one’s state of existence with the knowledge that there is a dichotomy between that which we declare and what we secretly harbor, or between the words we convey and the actions we engage?  Is it likened to the adage of, Do as I say, not as I do?  Why do we so relish with a sneer when failure of moral dimensions become exposed — of a priest who is “caught in the act”, the preacher who is seen to embrace episodes of moral turpitude; a moralist who denies the obvious inclinations of human desire, or the purist who pounces when the mere tinge of impurity spreads its imperfect wings?

Hypocrisy abounds, and has always throughout history, and the louder the volume of protestations, the harder the fall as the chasm between reality and the theoretical purity of ivory towers only reveals the baseness of human frailty.

For Federal employees and U.S. Postal workers who feel like hypocrites because of a medical condition that continues to be denied, hidden and overcome by sheer will of concealment, there often comes a time where fatigue simply catches up to the fear of being “found out”.  No, it is not quite the same as your run-of-the-mill hypocrisy, like the preacher who falls from grace; but the tension is still there, nevertheless, and it is just as real as if your moral failings suddenly become unconcealed.

Federal employees and U.S. Postal workers who have to “hide” their medical conditions and act “as if” everything is fine and dandy, ultimate pay the same or similar price as the hypocritical moralist who walks about with a puffery undeserved: the anxiety that continues to grow and fester remains so and grows beyond a bearable state of concealment.

Preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the first step in an admission of “failure” — but more importantly, of turning that failure into a success, by shedding the cloak of hypocrisy and facing the reality of a medical condition that needs priority of attending, in order to regain that balance that should be first, foremost and in the front of the proverbial line: One’s health.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation OPM Disability Retirement: Perspective versus reality

One may counter that the contrast is no different than that which we encounter daily, especially in this universe of millennials and post-millennial era – of opinion versus fact, or truth versus falsehood (and now the new one, of “news” versus “fake news” or “facts” versus “alternative facts”).  But “perspective” versus “reality” has some subtle nuances that need to be explicated.  For one thing, one’s perspective may be identical to the reality one possesses a perspective upon; or, more likely, it is merely an interpretation that may differ from someone else’s.

One could, of course, argue that all of reality is merely a perspective, and this would comport with the Kantian view that our phenomenological experiences can never depict the “noumenal” universe (Kant’s verbiage) that is outside of the categorical impositions of our human make-up, and that therefore the human perspective is something that cannot be avoided, anymore than a dog’s perspective can be assumed or challenged, or a bat’s perspective (refer to Thomas Nagel on that) would be understood or comprehended by a human’s perspective.

In other words, we can never completely disown the perspective imposed by the innate structures of our own “kind”, and thus it may be an error to ever represent a contrast between “perspective” and “reality” (thus the misnomer of the title above, “Perspective versus reality”), but should always encompass and embrace a commensurate connection of “Perspective of reality” (a consonance of the two) or “Perspective and reality” (a conjoining compatibility of both).

Yet, we know that certain people interpret things differently from what we believe constitutes an accurate portrayal of “reality”.  However, so long as we stay within certain confines of accepted normative interpretations, we rarely contest or openly disagree with alternative depictions, unless it is to obtain a consensus that somehow disproves the validity of the other’s portrayal (i.e., “Yes, but John, Joe and May agree with me”, as if quantification of perspectives somehow diminishes the accuracy of another’s; as opposed to saying, “Well, Copernicus thought otherwise while the rest of the world continued to maintain a geocentric perspective of the universe” – unless, of course, you are ignoring the “rest of the world” to include China, Japan, etc.),

Yet, there are factors that have to be considered when discussing the distinction between “perspective” and “reality”, and one of them often involves medical conditions – an element of reality that often skewers perspective.  That is why, for a Federal or Postal employee who is considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the importance of relying upon accurate information, good and sound legal advice, and a straight and narrow path towards a successful outcome with the U.S. Office of Personnel Management (no matter the length of time it may take these days), is important.

For, medical conditions will often alter the perspective of an individual as to the reality of one’s situation, and so it is an “outside” source (the medical condition itself) which needs a counterbalancing force (otherwise referred to as an “objective” advocate, i.e., a lawyer) in order to present an effective, objective, persuasive representative in order to “re-present” the perspective of the Federal Disability Retirement applicant.  Thus, in short, it is a perspective versus reality issue, and thus not entirely a misnomer as previously stated.

Sincerely,

Robert R. McGill, Esquire

 

Federal Medical Retirement: The Other Side of Darkness

Darkness can take many forms; of the physical omission of light, the loss of visual capacity, or the mood of a person within the context of modernity, complexity and loss of moral intransigence.  Light provides the energy of life, and when that core vibrancy is sapped and depleted by either or all of the sources of light, then darkness prevails.  Once extinguished, the last remaining flicker persists only through sheer self-determination, a plan for future reigniting, or the delicate cherishing of a hope still unforeseen.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition endangers the ability and capacity to continue with one’s chosen career or field of opportunities with the Federal Government or the U.S. Postal Service, the daunting task of securing one’s future while simultaneously dealing with the medical condition itself is often of overwhelming proportions which floods with constancy of darkness without the hope of light or flame yet extinguished.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the best and wisest course for the Federal or Postal employee to undertake, in order to escape to the other side of darkness.  For, to remain is to wither; to pursue is to tire; to attain is to relive and realign the priorities which once foretold of future hope, but which now must be readjusted in order to attenuate the challenges which life has brought, and for which this side of light and the other side of darkness become one and the same.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Benefits: Shame

Anthropological commentators have variously pointed out that the human being is the only one of the social animals to exhibit the characteristic of shame, and then quip with a spirit of mocking sharpness, “and the only ones who have a need to be”.  But the problem of shame is that the responsiveness exhibiting that overwhelming sense of self-immolation is often misdirected. Shame, or being ashamed, can occur resulting from the collective behavior of others, where a majority opinion can persuade through ostracizing, manifesting group hostility, or through persistent hammering.  It can even be through the misinterpretation of the normative behavior and conduct of acceptable societal customs and social rules of engagement.

For Federal employees and U.S. Postal workers, such a misdirected response is often seen when a medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s job.  For the Federal or Postal employee who feels such “shame”, there is often a dual track of thought-processing:  A.  The Federal or Postal employee is unable to do all of the positional duties assigned and expected, and as a result, one feels “shame” for that lack and growing inability, and B. the medical condition itself makes one “ashamed” because it constitutes a reduction of the whole person, and the societal stares and hushed whispers reinforce one’s self-image that, somehow, one is “less” than the aggregate shown by the collective others.  And there is often a third, where:  C.  As work has become the source and sole reservoir of one’s sense of worth and accomplishment, so the potential loss of it results in a growing sense of shame, embarrassment and self-hatred.

Indeed, the loss, or the potential loss, of one’s identity at the workplace is a profoundly devastating undermining of one’s own self image.  But that is where the misinterpretation of values originates; for, by placing so much emphasis upon the goal of a herd’s collective mission, one fails to properly prioritize an individual’s sense of self-worth.  Health, and the need to recognize one’s place within the greater context of society, must always be taken as the priority of life’s misgivings.

For the Federal or Postal worker who has misinterpreted the importance of work over health and family, preparing to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, is often a difficult trial to undertake.  But it must be so, and recognition that compassion is the antidote to the false sense of shame experienced when the fate of a medical condition begins to deteriorate one’s health, capabilities and ability to perform the essential elements of one’s Federal or Postal position, is to merely be human, and it is not even erring which acknowledges such humanity, but a condition of life which is neither the fault of the Federal or Postal employee, nor within the control of the future, but within the soft breath of the gods who smile upon the infirm with love and empathy — those true attributes of heavenly concerns.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Lawyer: At What Cost?

The introduction of the “cost-benefit analysis” (CBA) by the French (who else?) is a quantitative approach in determining whether to go forward with a given project.  There are other approaches, of course, but the popularity of such a utilitarian paradigm is especially attractive to Americans, precisely because it allegedly places a determinable value upon the project, endeavor or issue in question.

But not everything in life is quantifiable in monetary terms; and while the CBA approach can take into account complex factors and assign methodologies of evaluating such that otherwise unquantifiable terms can be converted into numbers, the question still comes down to a simple issue of self-reflection:  Is it worth it?

For Federal employees and U.S. Postal workers who have a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, a cost-benefit analysis is often taken with a singularly stark question:  Can I survive on the annuity proposed by statutory authority?

But this often ignores a parallel query, just as stark and similarly singular: What other choice is there?  If the medical condition arose as a matter of a work-related incident, certainly the Federal or Postal employee under FERS, CSRS or CSRS Offset should file for OWCP/DOL benefits; but even then, Worker’s Comp is not a retirement system, and there will likely come a time when it is still necessary to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

The unquantifiable factors in any CBA are those more personal, intangible issues which we rarely desire to face:  What will happen if I ignore the present course of settings?  If I continue to work with my medical condition and somehow reach retirement age, what kind of shape will I be in to enjoy my “golden years”?  Will the agency tolerate my reduced productivity, and what will their next move be?

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is never an easy decision, and should not be taken without a thorough and self-reflective analysis; but it is often an approach tantamount to negative-theology which will bring out the true answers to a dilemma — of what will result if one does NOT do X, as opposed to a quantification of values — and provide the necessary framework for a future reference of positive closure to a human condition which always seems, at the time and moment of suffering, to be a calamity beyond mere dollars and cents, and for which the famous Utilitarian Philosopher, John Stuart Mill noted, that actions are right “in proportion as they tend to promote happiness.”

Sincerely,

Robert R. McGill, Esquire

 

Another similar article previously published: Federal Disability Retirement pros and cons