Federal Employee Disability Retirement: An Expectation of Disaster

Most lives are lived with an expectation of unease; if things are going smoothly, we look with suspicion at what will come from around the corner; if calm and quietude prevails, we consider it merely a precursor to a major storm; and if good fortune comes our way, there is a leeriness as to the strings attached.

Perhaps distrust is based upon justifiable historical events; or, as news is merely the compilation of tragic events gathered into a compendium of daily interests, so our skewed perspective of the world merely reinforces what our childhoods entertained.  With a foundation of such natural tendencies to see the world with suspicion, when a medical condition impacts a person, the expectation of crisis is only exponentially magnified.

Suddenly, everyone becomes the enemy, and not just the few who are known to lack heart; and actions which were previously normative, becomes a basis for paranoia.  Chronic pain diminishes tolerance for human folly; depression merely enhances the despair when others engage in actions betraying empathy; and the disaster which was suspected to be just around the corner, closes in on us when pain medications fail to palliatively alleviate.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent one from performing all of the essential elements of one’s job, the bifurcation between the personal and the professional, between play and work, often comes crumbling down upon us, and signs of potential trouble portend to indicate to us that it may be time to “move on”.  That impending sense of doom?  It may be upon us.  That calm before the storm?  The reality of what the agency is contemplating may prove you right. And the potential loss of good fortune?

Agencies are not known for their patience.  For the Federal or Postal employee who is no longer one of the “good old boys” of the network of productive employees because of a medical condition which is beginning to impact one’s ability to maintain a daily work schedule, or perform at the level prior to the onset of a medical condition, consideration should be given to preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset.

Time is often of the essence, and while most expectations of impending disasters are unfounded, the behavior of Federal agencies and the U.S. Postal Service can never be relied upon, any more than the weather can be predicted a day in advance.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Random Happenstance

A determination concerning the random nature of a material and unconscious universe can only come about in contrast to a recognition that there is a comparison to be made, to its opposite corollary — that of a teleological state where will, consciousness and deliberation of action occurs.

Thus, one can bemoan the random happenstance of events, but to complain of an inherent “unfairness” becomes a self-contradiction, precisely because to do so is to declare otherwise than to acknowledge its aimless appearance and entrance into the consciousness before one who recognizes the arbitrary realm of an otherwise impervious and unfeeling world.

Further, while inanimate objects and their movement within the universe may further establish the arbitrary catapult of nature’s actions, when human decisions, and acts engaged by animals who are clearly aware of deliberative encounters interact within the arc of intersecting symmetries, one must always consider the history of how things came about, before determining whether or not the lack of teleological consequences betrays a truly random happenstance.

Medical conditions tend to prove the point.  Why does X occur to Y, but not to Z?  That is a question which involves an underlying sense of declaring the “unfairness” of a circumstance.  Whether genetic inheritance, an excess of negative and detrimental exposures, or perhaps an aimless accident resulting in injury, most often one will never know.  Doctors can discuss the contextual historicity of origins, but in the end, the medical condition must be accepted, and engaged.

For Federal employees and U.S. Postal workers whose lives have been impacted by a medical condition, where the medical condition begins to prevent one from performing one or more of the essential elements of one’s positional duties with the Federal government or the U.S. Postal Service, the time to consider the random happenstance of one’s condition, or whether there is behind it a purpose or lesson to be gleaned, is best put off for another day.

Instead, the practicalities of life’s mandates should prevail, and one such deliberative consideration is to determine whether filing for Federal Disability Retirement benefits, whether one is under FERS, CSRS or CSRS Offset, should be one of the options to entertain.   Federal Disability Retirement benefits allow for the Federal and Postal worker to maintain health insurance, continue an income based upon an annuity of 60% of the average of one’s highest 3 consecutive years of service for the first year of being an annuitant, and 40% every year thereafter, until age 62, at which point it becomes automatically converted to regular retirement; and, moreover, the number of years one is on Federal Disability Retirement counts towards the total number of years of Federal Service.

Yes, life’s random happenstance can sometimes appear unexpectedly, and seem unfair in a universe where we map out our existence from birth to death; but it is important to recognize that beyond the laws of physics allowable in the physical world of an impervious nature, there are no rules of the game except the ones we employ through devices concocted within the artifice of our own imaginations.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability under FERS, CSRS or CSRS Offset: Beyond the Disequilibrium of Life

Finding a balanced life after a disabling injury or medical condition with OPM Disability Retirement benefits

One can describe, in positive terms, the negative aspects of a thing, as in, “X is y,” etc. Or, as in the case often represented by Maimonides’ Negative Theology, one can elucidate by negation of perceived phenomena, leaving the subtraction of present realities to the imagination of the void.

Some may contend that the latter methodology of descriptive narrative adds nothing to knowledge; for, it is a negation of that which we know, and as King Lear reminded Cordelia, “Nothing will come of nothing:  speak again.”  But there is something beyond the nothingness of negation, is there not?  To negate is to expose the loss of something, the extracting and revealing of that which once was, became detached, and left as a void to be filled.

Thus can life present a semblance of equilibrium, where balance of family, work, community and value of living provides a coherence of a teleology of sorts; and when such coordination of essence in the core of one’s being gets out of whack (the term being of a very technical nature, used in esoteric philosophical discourse, as in, “He whacked away at the pages of Hegel’s Phenomenology of Spirit”), there is a foreboding sense of loss and dispiritedness (again, the negation of a positive attribute).

Medical conditions tend to exonerate the negative theology of life.  Often, it is a subtraction beyond the chronic pain and debilitating nature of the medical condition itself.  For Federal employees and U.S. Postal workers who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, the issue is often how, and to what extent, a persuasive description of one’s medical condition can purport to effectively represent the chronic and severe nature of one’s medical condition.

Some would contend that such an endeavor is nigh impossible to do; for, as the negation of equilibrium is the disequilibrium of life, so the mere subtraction of what we do and could do, does not necessarily present an accurate picture of one’s life.  And that is what is required, is it not?  Words have meaning; descriptive negations presume a context of knowledge already existent.

For the Federal and Postal employee who must present a compelling Federal Disability Retirement application to the U.S. Office of Personnel Management, the conundrum of attempting to adequately describe one’s medical condition, its impact upon one’s ability to perform the essential elements of one’s job, and the further pervasive effect upon one’s personal life, is a conundrum of epic proportions.

To engage in negative theology in the descriptive delineation on SF 3112A is to presume a context which is not yet there; and to describe the disequilibrium brought upon the Federal or Postal employee resulting from a medical condition, is to encounter the wall that separates between words, meanings, and the true experiences of life.

Sincerely,

Robert R. McGill, Esquire