FERS Medical Retirement: Universes turned upside down

There are certain events that occur in life where the consequential results make it seem as if one’s universe has been turned upside down.  Even “positive ones” such as finding new employment, getting married, having a newborn — and not least of which, having a sudden, debilitating medical condition that impacts one’s ability and capacity to continue in one’s chosen career.

When such a catastrophic event occurs fortunately for Federal Gov. employees and U.S. Postal workers under FERS — Federal Disability Retirement is an option to be considered.

The benefits of a FERS Disability Retirement are numerous: It’s portability; the fact that you can make additional income on top of the annuity itself (thus allowing for a “second career”) — up to 80% of what your former position currently pays (in addition to the annuity payment which is calculated at 60% of the average of your highest-3 consecutive years of service for the first year, then 40-% every year thereafter until age 62, at which point the disability annuity gets recalculated as “regular retirement” based upon the total number of years accumulated, including the years on disability retirement – and so, you are actually building up a retirement system while you are on disability retirement).

It is a benefit which thus allows for some semblance of security to provide a cushion against that event which turns one’s universe upside down.  However, as with all such benefits, you must fight to secure it, and thus should contact a FERS Disability Attorney who specializes in Federal/Postal Disability Retirement Law.

The Law Offices of Robert R. McGill has been fighting on behalf of Federal and Postal employees for many years, and we have successfully secured that needed “cushion” for countless numbers of Federal and Postal workers.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Employees Disability Retirement System: Isolation

Isolation is not accurately reflected by the image of an individual stranded on an island; rather, in modernity, isolation is the real-life situation of a person who is fully connected on Social Media, is surrounded by crowds of people, is seemingly engaged with others — and yet remains in isolation.

That is the conundrum of modernity, is it not?  Greater “busy-ness” in the social arena = a wider sense of isolation.  Activity is not the same as productivity; having less time does not result in greater wealth; and working harder doesn’t mean that you are any closer to the goals which have been set.  Somehow, pushing buttons on an electronic keyboard or on scratch-resistant glass is not quite the same as the touch of a human hand.

Medical conditions only magnify and intensify one’s sense of isolation, precisely because the medical condition itself makes one feel that one’s own body is a pariah in a universe of contentious forces.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the growing sense of isolation felt is often part of the problem — the “pariah” effect, where others tend to see you as the wounded prey who must be abandoned in order to save themselves.

Consult with an OPM Disability Attorney who specializes in FERS Disability Retirement Law, and consider whether the growing isolation felt will allow you to continue in your Federal career, or whether it is time to leave the isolation behind and find an endeavor where your talents will be better appreciated.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: The Picture We Want to See

Most of us think that we are the opposite of the designated, “Photogenic Individual”.  Setting aside those who crave to be in every picture (including the egomaniacal and perversely pervasive “selfies” which are posted daily and minute-by-minute), the picture we want to see, the photograph we would care to share and the image we would want to be presented to friends, family, third parties and others — they are rarely captured accurately, or at least to our satisfaction of how we see ourselves compared with “what” or “who” we see captured within the confined borders of an image depicted.

Similarly, we all hold an image of who we are within the framework of our own egos — whether of a successful individual or a failure; of self-confidence or lacking in great measure thereof; and of the little boy or girl we remember, before entering into the harsh reality of the world at large, with a past and background of security or insecurity, with loving parents or of cold, dispassionate and distant fathers and mothers; in the end, the picture we want to see is often at odds with the ones we actually hold on to.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, perhaps filing for disability retirement benefits under FERS is not the picture “we want to see”, but rather, is the picture depicted and represents the reality of what we must see.

No one wants to see the picture — and least of all the Federal or Postal employee who suffers from a medical condition necessitating Federal Disability Retirement benefits.  However, it is often the picture which we least want to see that represents the reality which we must see, and that is what consulting with an OPM Disability Attorney who specializes in Federal Employee Disability Retirement Law is there for: To paint an objective picture which depicts as accurately as possible whether you qualify for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

FERS OPM Disability Retirement: Of Imprints in the Sand

They fade away quickly and become part of the landscape that once was; and when we try and grab a handful of sand and squeeze the collective grains within our closed fists, the finery of each pours from every crevice left open like the hourglass that counts the moments lost.  Whether by the winds that shift the dunes afar or the lapping waves which erases the imprints once boldly made, the residue of our existence by natural necessity fades and ultimately disappears.

Mortality for most is a scary thought; immortality, a dream and fantasy desired; and within the spectrum of the two extremes is the daily imprint in the sand of human existence.

During that brief moment of appearance upon the sands of our lives, we all have to make decisions both of major consequential effect and minor residual impact, on a daily basis.  Plans for the future; getting the day’s chores done; actions that may impact others; inaction that reverberates to others; and throughout each, the pause and hesitation that reflects indecision may be a further factor in the imprint upon the sand, whether of lasting impact or momentary indifference.

For Federal employees and U.S.Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the imprint in the sand that has to be considered is:  Is continuation in this job and career possible? At what point should I file for Federal Disability Retirement? How will it impact my life, my finances, my ability to get a job in the future? And of imprints in the sand — will my decision have any consequences beyond the disappearance upon the dunes, any more than being separated from Federal Service or the Postal Service?

To understand the procedure, the impact and the residual consequences, consult with a Federal Disability Attorney who specializes in FERS Law, lest the imprints in the sand of one’s life becomes a permanent and irreversible mistake that cannot be reversed like the sands that slip within the hourglass of one’s life.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The memory of greener pastures

Are memories faulty, and are they so for a purpose?  Does the human psyche selectively extrapolate the positive and repress the negative precisely in order to preserve an optimism that will incentivize survival?  If our memory banks retain a pessimism such that the overload of negative images cumulatively dominates, wouldn’t the subtle forces of depression set in to overwhelm us?

The memory of greener pastures — are they true in an objective sense, or only in the selective and myopic perspective that has filtered the negation of subjective desires?  Was childhood as innocent as we remember?  Were the ice cream cones on a hot summer’s day better then, and the wintry winds of Christmas Eve so filled with anticipation of glee that yesterday’s joy was tenfold the truth of untold lies?

We do tend to remember the summers of yesteryear, and of thinking that the lights across the street glow a warmth of love and fidelity; and yet, we know that the room within which we stand is likely a reflection of a reality no lesser, nor no greater, than the greener pastures across the way.  Except when a medical condition hits us.  Then, the memory of greener pastures always reflect the “before” — before the condition worsened; before it began to impact my work; before it became a chronic condition.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is often the memory of greener pastures that finally prompts the Federal or Postal employee into preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management under FERS.

For, the greener pastures that once were can still be those of tomorrow, but only if the focus of one’s life can attend first to the medical condition itself, without the greater burden of work and the harassment and constant hostility of the Federal Agency or the U.S. Postal Service.

To preserve and hold sacred the memory of greener pastures is to prioritize the things that we hold dear and important, and one’s health should be at the top of the list of such priorities.  Protect it by preparing, formulating and filing an effective FERS Disability Retirement application, to be filed through OPM so that those memories of greener pastures in yesteryear’s childhood joys will not be subsumed by the worries of one’s deteriorating future.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Excellence and mediocrity

Are the two identified only by comparative existence?  Can one abide in pure mediocrity throughout a lifetime, only to be fooled into thinking that excellence has been achieved, but on the day before extinguishment from this universe, be visited by pure excellence that suddenly compels one to realize that all along, only a ho-hum level of mediocrity had been attained?

Conversely, can one maintain a level of excellence without a comparative standard against which one may know what “mediocrity” consists of?

It is like the grammatical elevation learned in former school days, of “Good”, “Better”, and finally, “Best” — how does one identify the last in the tripartite series unless there is a comparison against that which is lesser, and how does one ever realize the progressive nature of one’s endeavor unless there is improvement to realize?

One may argue that excellence cannot exist except and “but without” the coexistence of mediocrity, and thus the corollary must also be true.  Isn’t that the problem with everything in life — excellence, once achieved or realized as a goal, becomes a hollow voice of regret when once mediocrity is the standard to which one is reduced?

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition has reduced one’s ability and capacity to perform one’s Federal or Postal position and duties to a level of mediocrity and struggle just to maintain a lesser standard below what one has become accustomed to — of excellence in all arenas, including health, personal life and professional goals — the reduction resulting from one’s deteriorating health is often accompanied by a sense of having become a “lesser” person precisely because one has known the “better” and the “best”.

“Good” is not enough, anymore, because “better” and “best” have once been tasted.

Filing for Federal Disability Retirement benefits may not be the “best” answer to all of one’s problems, but it is the better solution to the Federal employee or Postal worker who can no longer perform one or more of the essential elements of one’s Federal or Postal job, especially when the “good” is merely an exercise in mediocrity where once stood excellence.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Representation: Comparisons

We all make them.  We may deny doing so, engaging it, silently participating in the informal sport of it all, but we nevertheless join in — that judging eye for the look, the appearance, or maybe sometimes even the substance.  Comparisons are performed each and every day of our lives — by ourselves; by others; publicly or in the insular universe of private thoughts.  Appearance; demeanor, voice inflections; vocabulary used; kindness offered and actions interpreted; there are multiple and almost endless criteria upon which they are made.

Is he boring?  In comparison to what and whom?  If there is no “other” to compare X to, how can one ascertain the value, worth or interest; for it is precisely “against Y” that X can have any comparative value.  Does my dog behave better than other dogs, most dogs, some dogs?  Does my husband act in a kind manner, a polite way, with a gentlemanly pose, in comparison with X, Y or Z?  Does my house look presentable or an eyesore in comparison to others in the neighborhood?  Is the performance of X superior, outstanding, minimal or marginal — and if so, or of fitting any of the categories, in comparison to what or whom?

When a predator looks for a prey, is not the first instinct to observe the comparisons before the chase begins — of vulnerability; of weaknesses displayed or quickness revealed; of exhaustion, a limp, an indicator that it may not outrun as quickly as the others in the sprint for life?  And of human predators who prey upon children, the sick, the elderly — why do we focus so much upon the characteristics of the criminal as opposed to the archetypal manifestations of personalities that reveal the underlying weaknesses often unobserved but clearly and comparatively obvious?  And why do we feel good about ourselves when we compare our misery to another and find ours wanting?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position or job, the act of engaging in comparative analysis is an inevitability.

Comparing yourself to who you were a year ago, two years, a month or a day; comparing your physical or cognitive decline and deterioration to the ghost of past remembrances of that figure who was full of vitality and vigor; and comparing what you accomplished 6 months ago, a year, and projecting hence into the future and determining that the chronic medical condition cannot for much longer endure the inconsistency with the positional duties required by your agency.

And don’t think that your agency, the Supervisors and Managers aren’t doing what we all do — making comparisons.  And it is based upon those comparisons that the predator acts and pounces, when the vulnerable least expect it and often feel secure within the insularity of their own ignorance.

That is why preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is important to consider early and systematically, lest the comparison made by others becomes the basis for a PIP or a subsequent termination.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Meaningful turns

How many turns do we make on any given day?  Not just actual ones, like those turns while driving a car, but figurative ones, as well.  If a person approaches you and asks, “Did you make the right turn?” — what is the response?  Is there a “right” answer?  Is there a relationship in the English language between the terms “right”, “left” and the physical attributes we possess?

If a person tells of another, “He’s way out in left field,” is that because we attribute the term “left” with residues of the negative?  And, how did the terms “left” and “right”, when referred to in politics, come to have a meaning of equivalency?  Was the fact that right-hand dominance was historically preferred to left-handedness, to the extent that teachers once used to punish those students who naturally attempted to utilize their left hands in handwriting, drawing, etc., account for the linguistic dominance and preference given to the term “right” as opposed to “left”.

Do we understand the concept with greater presumption when a person says, “He made a left turn and got lost,” even if the person actually made a right turn and found himself in an unfamiliar neighborhood?  And what of “meaningful” turns – are there such things, as opposed to spurious and meaningless ones?  How often we confuse and conflate language with figurative speech and objective facts; and then we wonder why most people wander through life with confusion, puzzlement and an inability to cope.

Russell and the entire contingent of British linguistic philosophers, of course, attempted to relegate all of the problems of philosophy to a confusion with language – and, of course, only the British, with their history of Shakespeare and the sophistication of language, its proper usage and correctness of applicability could possess the arrogance of making such an argument.

But back to “meaningful turns” – in one sense, in the “real world”, every turn is meaningful to the extent that we turn and proceed towards a destination of intended resolve.  But in the figurative sense, it refers to the steps we take in mapping out consequential decisions.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal worker’s position and duties, the “meaningful turn” that one must consider should by necessity ask many questions:  How long can I continue in this job?  What are the consequences of my staying, both to my health as well as from the Agency’s perspective?  How long before my agency realizes that I am not capable of doing all of the essential elements of my job?  Will my excessive use of SL, AL or LWOP become a problem with the agency?  And what about my health?

These are just a series of beginning questions on the long road towards making one of the meaningful turns that confront the Federal or Postal employee in the quest for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Law: Argumentation

What makes for a “good” argument?  Is it when voices are raised, or can a quietude of mere whispers that nevertheless persuades become the greater efficacy for effectiveness?  Does it matter “who” the person arguing is, as opposed the position taken, the logical connections made and the avoidance of fallacies left unstated?

Take the following hypothetical: A debate challenge is set between a champion debater, known throughout the country as a persuasive arbiter of words, phrases and posited language games, who encompasses the paradigm of the greater user of fallacies, linguistic tricks and ad hominem twists of convoluted word-play that confuse, obfuscate and confound – and a young teenager who is a son of a minister of whom everyone agrees is an upstanding citizen of the county, whose moral positions on matters reflects a character throughout a lifetime of “living what he preaches” (yes, yes, the cynic would say that that type of person is the one who, in his private life is likely the meanest SOB you ever knew, but let us set aside that ugly fact for the sake of this hypothetical).

The issue to be debated is, “Whether X is morally wrong” – you can fill in the blank represented by the X.  The champion debater stands before the stage and, for the next hour, wows everyone with his command of the logical innuendoes, the implied thrusts of linguistic balm, and rides through the treacherous seas of persuasive intercourse with such convincing force that people in the audience (assuming that there is even an audience for such an event, as this is no longer in some Podunk county in Illinois where the Lincoln-Douglas debates were held throughout multiple congressional districts, and of course, that was, in those days, a form of “entertainment” that no longer attracts) sat with trance-like looks of agreement, somewhat like modern-day zombies who have been brainwashed.

At the end of his discourse, everyone in unison shouted out, “We agree!” – even before the teenager had a chance to make his point and argue his side.  But, fairness being the arbiter of everything in life for modernity, the teenager stood up and was given a chance.  At stake is a 10 million dollar prize.  The nervous young lad steps before the audience and states simply, “Because my daddy says so!” The audience considers, nods in agreement, and makes their decision as to who “won” the debate.

Query: Does it matter who makes the argument, or is it the substance of the words delineated that make for a valid persuasion?  Can an argument about moral behavior be made just as effectively by a “good” person as opposed to a convicted felon?  If a person wants to argue that “stealing is bad”, does it make a difference whether the person giving such a lecture is a policeman in uniform, or a prison inmate spending time for grand larceny?

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, always remember that there is a conceptual distinction with a real difference, between “having a medical condition” and “proving that the medical condition prevents one from performing one or more of the essential elements of one’s job”.  To “have a medical condition” is tantamount to the teenager who says that X is wrong “because my daddy says so”.  To prove one’s Federal Disability Retirement application before OPM is akin to the champion debater who must argue, prove and persuade.

Oh, and by the way – as to who “won” the debate in the hypothetical above – well, that is left to the imagination of the reader.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Lawyer: Competence & Relevance

As applied to a person, the dual concepts refer to the capacity of the individual’s talent and the relational importance to the greater needs of an organization, entity or society; as inserted in a more general sense, it is an evaluation of the connection between import and applicability.  In both senses, it embraces one’s identification within a macro-context of where one fits in.

For Federal employees and U.S. Postal workers who have striven for years and decades to achieve a level of competence and relevance within an organizational context which treats one like the proverbial faceless bureaucrat which generates a worn and tiresome image, age itself is a friend, to the extent that as one works at a craft or vocation for many years, the wisdom gained equalizes the lack of experience and compensates for overzealous enthusiasm.  But the flip-side of age and experience is that the human body and psyche are vulnerable, and susceptibility to deterioration and mortality itself becomes evident as one advances down the spectrum of a life.

Is life merely a project, as Heidegger would have it, in order to avoid the stark reality of our end?  Are the corollary concepts of “Being” and “Nothingness” the fearful entities which engender our vacuous spurts of energetic turmoils in an effort to hold onto one in order to forget the other?

For Federal and Postal workers who find themselves with a medical condition, such that the medical condition begins to threaten one’s ability and capacity to continue working in one’s defined Federal or Postal position, it is the very question of one’s competence and relevance which begins to compel one to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the vulnerability of age, infirmity, and the deterioration from one’s medical condition, compels one to reflect upon the status and stature of both.  Identification within a community is always an important component for a social animal, and human beings are innately conditioned, whether by DNA determinism or by nurture of upbringing, to find as important one’s “place” within a greater universe of interacting “others”.

For the Federal or Postal employee who suddenly finds that loneliness and isolation compelled by a medical condition is leading to a cold and heartless expungement through adverse actions, increasing hostility and questioning of competence and relevance, the necessity of considering an OPM Disability Retirement application must become a priority by choice.  Let others question through ignorance and self-hatred; the years of contribution speak for themselves, and let not meanness of doubt enter into the soul of one’s confined beauty.

Sincerely,

Robert R. McGill, Esquire