FERS Disability Retirement Benefits: Easing the Complex Process

Every Federal Disability Retirement is a “first” for every filer; or, even if it is the rare case of a person who attempted the process some years ago, was denied, and is attempting again to file for Federal Disability Retirement benefits under FERS — even for that person, it will appear as if it is the “first time”.

The first time for anything is almost true of everything.  This is not like riding a bicycle, or driving a car, or coming home after work; you can’t gain any greater experience by “trying it out” a few times and then going for it as some “final phase”.

Instead, filing for Federal Disability Retirement benefits under FERS is to engage and subject yourself to a complex administrative process which has multiple tentacles of responsibilities, all of which must be coordinated into a single application which effectively persuades an always-unwilling Federal Agency (i.e., the U.S. Office of Personnel Management) to grant a benefit which will effectively pay you a lifetime annuity/pension.

Easing the complex process is the job of an attorney who specializes in Federal Disability Retirement Law.  For the experienced Federal Disability Retirement Lawyer, it is not the “first” time, nor the tenth — yet, there is a recognition that each case is unique no matter what place in the sequence of cases he has represented.

Contact a lawyer who specializes in Federal Disability Retirement Law and ease the complex process of preparing, formulating and filing an effective case.

Sincerely,

Robert R. McGill, Lawyer

 

Federal & Postal Disability Retirement: The Unexpected

It can be exciting, yet disconcerting; a pleasant surprise, but moreover an unwelcome event; and perhaps even a pleasurable moment but with an uncomfortable edge.

We live by routines but thrive through tumults.  The “unexpected” is what jolts us out of the doldrums of daily repetitiveness, and is sometimes that which is needed in order to bring us out of the complacency of comfort and monotony.  Some thrive on it so much that they seek the adrenaline that accompanies, and attempt to make it as the mainstay of life — like the high of addicts which is constantly needed in greater doses in order to return to the baseline of euphoric feeling itself.

Some forms of the unexpected are unwanted; others, tolerable and endurable; and still others, perhaps gleefully embraced with open arms.  Much of the unexpected, or course, was fully expected; it is just that procrastination and disregard allowed it to remain out of our consciousness for a time such that, when the unexpected finally arrived, we forgot that it was to be expected but wanted it not to be so.

Isn’t old age expected?  Aren’t the chances of an automobile accident to be expected if you commute 100+ miles every day?  And aren’t medical conditions to be expected over a lifetime of stressful living?

For Federal employees and U.S. Postal workers who encounter the unexpected — a medical condition — which begins to impact you in an unexpected way — of preventing you from performing one or more of the essential elements of your Federal or Postal job — it may be time to consider the unexpected: Of preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Consult with an attorney who specializes in Federal Disability Retirement Law, lest the unexpected bureaucratic complexities involved in filing a Federal Disability Retirement application with OPM should further complicate the unexpected, and so that the unexpected can be exposed to reveal the greater expectations of a future yet unexpected.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: “But…”

What is it about a certain voice inflection that forewarns us of that conjunction?  A long explanation is given; a reason for “why” a person is about to do something is adroitly conveyed; a detailed and rational discourse is provided; and yet something tells us that the inevitable “but” is about to be inserted, making of the independent clause just spoken merely a precursor for the real reason that the lengthy discourse was given in the first place.

It is also a metaphor for life itself, isn’t it? “Things were just great, and it was the happiest of times, but then…”.  It is like the metaphorical dark cloud that dampens the spirit, or the sudden gust of wind that topples the tower when one was just about to reach the apex; the “but” in our lives comes at the most inopportune of times.

Then, there is the causal intervention “but” in law, as in, “But for X, Y would have not been liable because X becomes the primary intervening cause that subverted Y and all other causal determinants.” But for this job, my life would be perfect; but for this minor incident in my otherwise stellar career, I would have been unstoppable; but for X, Y and Z, I would have reached olympian heights; and on and on.  Isn’t that what Bing Crosby said of Frank Sinatra (for those who are young enough to even remember such icons of yesteryears, that “But for Sinatra, I would have been the most popular singer of my time”)?

Medical conditions tend to insert that conjunctive into a life, don’t they?  For Federal and Postal employees who consider the “but” of a life to be that medical condition that has come to a critical juncture — not merely of a grammatical appendage, but of a true intervening cause that disrupts — because it prevents the Federal or Postal employee from performing one or more of the essential elements of his or her Federal or Postal career, it may be time to begin to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The “buts” of life are merely conjunctives that forecast the darker clouds that rain upon an otherwise stellar experience; to alter the “but” and instead turn it into a mere “and” is what preparing, formulating and filing an effective Federal Disability Retirement application can do, and thereby avert the “but” word that makes the remainder of the paragraph simply an extension of an otherwise joyful phenomena called “life”.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation OPM Disability Retirement: The winter doldrums

Whether everyone without exception experiences it, one can never tell.  For some, it comes in a subtle, slow manner, approaching at the beginning of, somewhere in the middle, or near the end when the long days of cold and darkness seem to have pervaded for too long that it has extinguished any memories of summer days and the sound of lapping waves in the heat of August.

For others, it comes like the roaring rush of the Siberian winds, paralyzing one as the shivers and overwhelming sense of doom and gloom – those twin cousins of an anticipated darkness and a subjective response to such environmental causation – becomes unavoidable in their power and sensation.  Of course, those who live in Florida never experience it, or rarely so.

The winter doldrums come upon most, in varying states of power, with impact in spectrums that only the affected individual can concede to.  It is, of course, too early to complain about so nascent in the season.  Instead, we are to be “joyful”, as the holiday season is upon us; and yet…

The analogy and metaphor have been applied in literature great and mediocre; of seasons likened to life’s cycles, and of their parallels to the experiences engaged.  From the “winter of discontent” to the “summer of childhood memories”, the cycle of seasons play upon the imagination, as spring represents the innocent beginnings of youthful dreams and fall betrays the end of childhood.

But of winter?  Where does the metaphor begin, and more importantly, what is anticipated beyond the frozen pillars of shivering nights?  And of winter doldrums – do we all experience them, and to what metaphor will we attribute the sensation of blanketed despondency, never to be shed except in the light of hope for a future yet to be anticipated?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition has brought about the winter doldrums too early in one’s career, preparing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may well be the only way to shed the blanket of winter doldrums.  For, if spring is the season of hope and summer the embracing of tomorrow, then fall must by necessity be the phase of the downtrodden, and the winter doldrums the time to begin preparing.

Such analogies, of course, are meant to be just that – images by which to begin a process that remains a stark reality – for, the bureaucracy of the U.S. Office of Personnel Management is likened to a dark dungeon that must be faced, and the perilous journey of filing a Federal Disability Retirement is sometimes the only way out of the despair of the Winter doldrums, by preparing, formulating and filing an effective OPM Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Legal Representation: Owing and debt

Why must advancement always entail greater complexity?  Or, is that merely the concurrent and natural evolution of linguistic modes of communication?  Do words ascribed and the antiquated, outdated philosophical concept of language as a “correspondence” between the objective world and the language games one plays (yes, an admixture of Bertrand Russell’s criticism and Wittgenstein’s deconstructionism combined) naturally result in the bungled world of complications as a mere afterthought to sophistication and the rise of a civilization?

The simplicity of a stone-age civilization, where pursuance of food and the bare necessities to survive – is that what can be termed a “simple” life, and therefore a primitive, less advanced (or none at all) civilization?  Does the capacity to invent, discover and apply technology by definition establish that a collective group of people has “advanced”, and is the advancement a reflection of greater complexity, or is complexity the hallmark of such advancement?  Can you have an “advanced” society and yet maintain a level of simplicity such that the pinnacle of such advancement is better defined by the simplicity of living standards?

And where does sophistication, culture and refinement of the arts fit in?  Does the fact that exchange of monetary currency, the involvement of extending credit and the concomitant issues of owing and debt necessarily arise in a complex society?  When did the concept of “owing” and the concurrent idea of a “debt” owed come into the daily consciousness of an individual, a society, a civilization?  And, was it first tied to the idea of money, then to an analogy about “favors”, obligations, return of bartered goods – or was the very idea of owing or being obligated to, and having a debt to be repaid, separate and apart from the exchange of currency?  We owe a “debt of gratitude”, and a sense of “owing” that which we borrowed, or the debt we are in, and there is the “debt ceiling” and bills yet to be paid, as well as a “debt of loyalty” – do these all arise from the origin of bartering and money-lending?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of the Federal employee’s capacity and ability to continue in the career of one’s choice, there is often a sense of “owing” the Federal Agency or the Postal service “something” – one’s time, one’s gratitude, one’s commitment, etc.; and that the “debt” has to somehow be repaid by killing one’s self to the enslavement of work.

It is a false idea one clings to.  The “owing” one must first be concerned with is the debt to one’s self, first – of health, future orientation and obligations to a family one has brought into this world.  Don’t confuse concepts; and be aware of metaphors that have evolved from civilization’s greater complexity where advancement does not always mean greater complexity of confounding confusions.

Sincerely,

Robert R. McGill, Esquire

 

PM Retirement for Mental or Physical Incapacity: Those goals

What constitutes a worthwhile goal?  Is it determined by the outcome – i.e., a retrospective, outcome-based proposal, as opposed to the gambling one where one must enter into the dangerous waters not knowing what the future provides?  Are we so safely ensconced in life’s predictability such that we will not longer accept as a goal that which cannot be ascertained unless and until there is some guarantee?

Do people immediately criticize and diminish the stated goal by categorizing it as either “realistic” or “unrealistic”?  Is there a distinction with a difference between “dreams” and “goals”, where the former is unbounded and unfettered by the reality of expectations, whereas the latter must be confined to that which can be reasonably ascertained as achievable?

What of the child who “dreams” of becoming a major league baseball player – do we cite the statistical odds against it, even at the tender age of 5?  What if the child works diligently and shows some promise – daily exercises, practices at every aspect of the game, and joins this league or that and shows “promise” and “potential” – at what point do we advise him (or her) to give up and “become realistic”?

Are some dreams okay to retain and have despite any semblance of “reality” intervening to make them come true – like secretly wanting to be a novelist (even though not a single page, let alone one sentence, has been put on paper) or a pro basketball player (even if you are 5’ 3”, and certainly no Muggsy Bogues), just because it makes one “feel good” or allow for self-confidence by carrying a secretive self-image that one is not what one truly appears to be?

At what point do dreams become goals, and goals merely dreams?  Is it when you actually take a “concrete” step towards making a dream become a reality, that then you have a goal, because the latter is “achievable” while the former is not?  Or is it like that old Chinese proverb that Kennedy liked to recite (or was becoming a writer for John F. Kennedy merely a “dream” and that is why Ted Sorensen, his ghost writer, is the one who did all the writing that the former President merely dreamed about?), that a journey of a thousand miles begins with a single step?

Or, perhaps like the Federal or Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s position with the Federal agency or the U.S. Postal Service, the goal is to become healthy again – or is it merely a dream?

Dream or goal, for the Federal or Postal worker trying to prepare an effective Federal Disability Retirement application, to be reviewed and determined by the U.S. Office of Personnel Management, like the potential baseball star or the best power forward in the business of pro basketball, the first step is the most important – of realizing dreams into goals, and goals into realistic dreams, whichever may be the case.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Life’s perverse fullness

As children, many are taught that life’s promise is unlimited in potentiality, full in its discourse of uncharted waters, and expansive in its promise for tomorrow.  Somewhere, in middle-to-late years, we begin to have a somewhat more “balanced” view: not of fullness merely painted with hope and promise, but with graffiti unasked for, undesired and unwanted: the perverse side of fullness.

Life can indeed contain and present a “full plate” (as metaphors go), but the question then becomes: What is on that plate?  When a potluck dinner is coordinated, there is an interesting phenomenon that occurs, where judgments are fairly quickly made by the systematic depletion of certain foods, and the untouched portions carefully avoided.  Anonymity is crucial to the success of the endeavor itself, but defensiveness is easily assuaged by the general rules of etiquette when asked and confronted: “Oh, I plan on getting seconds” or, “My plate is too small to get everything the first round!”

Excepting social pressures and avoiding hurt feelings, we all tend to gravitate towards that which we desire; yet, we also put on our plates the food items that “balance” the diet – with knowledge and admonitions that certain foods are “healthy” for us, while avoiding those that we have specific allergic reactions to, or otherwise leave us with uncomfortable residual gastronomic pains.

Every now and again, of course, we take on too much – or, as the saying goes and the wisdom that we impart to our children, “My eyes are too big for my stomach”.  It is then that we surreptitiously look for the hidden garbage bin, and infelicitously dump the “leftovers” beneath the mountain of other paper plates, and quickly scurry away from the scene of the crime committed.  Yet, why we fret over an infraction of taking on too much, is often a mystery; is it because waste balanced by greedy overreach combines to reveal a character flaw?  Or is it much simpler than that – that we are often too hard on ourselves?  Taking on “too much” is not a crime; it is simply an anomaly in the general dictum of life’s perverse fullness.

For Federal employees and U.S. Postal Service workers who are at a critical juncture where filing for Federal Disability Retirement benefits – whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset – becomes a necessity, it is often the case that one’s “life-plate” has become overburdened: work, career, personal obligations, medical conditions, effects of surgery, etc. – the balance can no loner be maintained.  Something has to “give”, and whatever that “something” is, it usually ends up further impacting one’s health.

Filing for OPM Disability Retirement benefits should not be forever stuck on the “pause” button; the longer it stays in a rut, the greater opportunity for deterioration and detriment to one’s health.  We often wait until it is almost “too late”; but just remember that, where life’s perverse fullness includes one’s deteriorating health, it is never a good thing to leave that which is most important, untouched – one’s health.  And, as Federal Disability Retirement is a means to allowing for one’s health to improve so that, perhaps, one day, a second career, vocation, or further productivity can be achieved, so preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the portion of the potluck meal that requires first attention.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: Dickens, Salinger & Capote

It is always dangerous to offer an overview of complexity; simplicity of explanation often teeters upon the precipice of superficiality, and when it comes to the psychology of people, we normally get it wrong.  Yet, we can try.

For Dickens, the childhood experiences of destitution and humble beginnings allowed for a magnification of love for humanity borne of cruelty in childhood.  In Salinger, we see the pent-up destruction of a young man whose anguish was molded through sights, sounds and experiences devastated by war.  And of Capote, we glean the lasting scars of rejection, first with minor cuts and burns by the divorce of his parents, then deeper in being bounced about by relatives, only to stab him with disappointment when his childhood friend, Harper Lee, received the accolades and universal love he sought so passionately, needed beyond all others, but never felt but for the loss of that which he could not embrace.

The life experiences each encountered reflected, in the end, upon the exhibition of an inner soul:  Dickens continued to provide the public with readings of characters forever loved, and embraced the sea of admiration which was the source of his limitless imaginations, borne of a world which tried to contain him with a system of caste and class.

Salinger retreated more and more into the insular world of his own safe web of privacy and secrecy, having concluded that the world was not to be trusted, that phoniness lurked in every man’s soul, and the horrors witnessed at the hands of war and concentration camps were evidence enough to deny others anything remaining.

And for Capote — we may sum it up in the cruel but crisp truism upon his death, by fellow author Gore Vidal, who quipped that it was a “good career move”.  Acting ever the fool with drunkenness and debauchery, the public destruction of a talent so extraordinary was a painful sight to witness.

Can we learn anything from these paragons of talent?  Or, are such characters merely of our own creations, snickering at the fact that, even where seemingly boundless talent exists and opportunities reflect limitless choices, self-destruction nevertheless becomes the teleology of choice.  At a minimum, they reveal to us the complexity of human essence, and that what people react to on the outside barely scratches the surface of what remains within.

And this is the same for Federal employees and U.S. Postal workers who are harassed and intimidated in the workplace, when a medical condition results in the necessity to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  For, the coworkers, managers and supervisors who treat the Federal or Postal worker as nothing more than a nuisance through loss of productivity, fails to address the core value of the individual suffering at the hands of consequences not chosen through self-destructive behavior, but merely because of fate of circumstances.

The key for the Federal and Postal worker both, is to choose a path which refuses to submit to self-immolation resulting from the negative experiences at the hands of others; rather, to embrace the love of others as Dickens did, and not retreat into the insular retardation of life as Salinger proposed, or the reverberating echoes made by the empty bottle of alcohol, drowning in later life as Capote consumed, shuddering with the laughter of others and snickering for want of fools in his diminishing stature, ever losing the love which he sought so selfishly.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Usual Dialogue

Much of our daily dialogue is determined by rote repetition.  Discourse throughout a typical day need not be given much thought; breakfast routine; interaction with colleagues and coworkers; declarative statements which have been repeated hundreds of times, both by one’s own voice as well as by others; salutations which require merely an audible sound; and the sun sets upon another closure of human inertia.

Then, some dialogues awaken the soul.  A sudden discovery of infidelity (though, given the pervasive appearance of popular culture, that, too, is quite commonplace); a perpetrated criminal act; a discussion with one’s doctor concerning a medical condition.  Even the latter, of course, from the doctor’s viewpoint, can be quite commonplace.  But for the Federal employee and the U.S. Postal worker who has been pursuing one’s Federal or Postal career for years, decades, etc., the self-realization that a medical condition may end the financial security represented by one’s job, is a traumatic event in and of itself.

All options for the future must be considered; and the daily dialogue of rote routine must be cast aside.  This is not a time for niceties; it is an event for thoughtful action.  Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, is an affirmative step which one must pursue aggressively.

The inertia of past repetition of life’s puzzlements; the frightening prospect of an uncertain future; these must all be cast aside, and the reality of facing a time of forced creativity must be fully engaged.  And then, of course, there is the added anxiety that the administrative specialists at OPM will view your own application for Federal Disability Retirement benefits as just another ho-hum event, one which is merely part of their usual dialogue.

It is up to the Applicant him/herself, in preparing, formulating and filing for Federal Disability Retirement benefits, to ensure that the Federal Disability Retirement application is cogent, clear, concise and convincing — in other words, not part of that daily dialogue of thoughtless repetition.

Sincerely,

Robert R. McGill, Esquire