Medical Retirement for Federal Workers: Wotan’s Spear

It is the spear engraved with runic laws, captured in Wagner’s opera cycle, and Norse legend has it that it never misses its mark regardless of the ability of the wielder.

In health, that is how many feel, and come to believe.  In ill-health, or declining and deteriorating health, one’s mortality, susceptibility, and vulnerability come into question; and all of those walls of invincibility begin to crumble.  Suddenly, Wotan’s spear is held with wobbly hands; the grip is unsure, and the mark is unclear.  Present circumstances become a muddle of uncertainty, with past accolades unaccounted for or of little to no significance; and the future is not the bright star guiding one’s course of current actions.

Lebenswelt constitutes the totality of subjective-to-world experiences in phenomenology; when a medical condition engulfs one, the sensitivities to all of life’s experiences comes to the fore, such that the desire for life’s fulfillment and all that it offers becomes exponentially magnified in relevance, importance, and significance. For the Federal and Postal employee who begins to suffer from a medical condition, such that the medical condition begins to impact one’s ability to perform the essential elements of one’s job, the capacity to survive economically, financially, and physically, as well as maintaining a semblance of cognitive and mental normalcy, takes on a fresh urgency.

Filing for Federal & Postal Disability benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, is a pragmatic step which must be taken in order to attain a level of security and peace, and to attend to one’s health.  Health is the hallmark of who we are and how we are destined to live.  While filing for a benefit may seem like a mundane event when turmoil abounds, for the Federal and Postal employee who must continue to contend with the daily toils of life, the ability to throw Wotan’s spear and accurately hit the bullseye is still a needed goal despite one’s loss of stature in the Federal sector.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: GPS or Map Reading

Unforeseen consequences have become the expected norm; for, as technology progressively innovates, the quickened pace of advancement defies any allowance for thoughtful retrospection, leaving aside the need for anticipatory planning, as to the future impact of present actions.  Creating an antiseptic society which declares that simplicity of thoughtless actions is the goal to achieve, should anticipate a tremendous stunting of evolutionary progress.

For, if the theory of evolution is based upon environmental stresses which force microcosmic mutations, then what would be the reverse impact — when technology unburdens such stresses?  We no longer read maps; the GPS tells us where to go, when to turn, what street we are on, and when we have arrived.  We are daily told what to do; we need not figure out anything, anymore.  When we encounter a life-situation where our involvement and active participation is crucial to the success of an endeavor or process, the training which we have previously been given will reveal itself.

For the Federal or Postal employee who suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the process of preparing, formulating and filing for Federal Disability Retirement benefits, whether one is under FERS or CSRS, must by necessity be an active one, and not passive.  Decisions must be made; steps must be initiated; statutory and regulatory processes must be followed.

Life does not run the course of an electronic voice emitted by one’s Smart phone; some functions must engage the mind of the participant; map reading is still a skill which may be required, when the technology we relied upon fails to deliver.  Medical conditions have a tendency to stifle, and that is entirely understandable.  But the rest of the world continues to forge forward, and so do administrative processes, whether we like them or not.

In the end, the minor evolutionary mutations are never dependent upon any singular act of inaction; but the cumulative impact of a population waiting for direction can be altered by a single Federal or Postal employee who takes the affirmative step in preparing for his or her future by deciding to file for Federal Disability Retirement benefits — if not for the greater populace, then at least for his or her personal life.

Sincerely,

Robert R. McGill, Esquire

 

OPM FERS/CSRS Disability Retirement: Until Sickness, Death or Getting Fat

It was once that marriage vows were viewed as sacrosanct; inviolable promises made, endured through hardship, bilaterally seen as a partnership made in heaven.

Then, of course, “no fault” divorces became the fashion; fashion itself (or lack thereof) was a grounds for de-coupling or un-coupling (it is difficult to keep up with the modern vernacular and introduction of new-age language); and so people began to “drift apart” and expunge from such eternal vows undesirable concepts such as “death” or “sickness” (for, as marriage ceremonies are supposed to be “happy” occasions, why insert such negative vibes into the mix?), but implicitly left in the ultimate ground and justification: getting fat (or old, or ugly).

A parallel approach is often taken in the employment arena: your loyalty is expected, but if you fail to produce, you can be terminated.  Whether such pervasive attitudes become commonplace because of the “throw-away” nature of goods purchased and items sold in the universe of commerce, is for social anthropologists to debate; the fact is, the issue can be viewed from both sides: from the employer’s perspective, too many employees jump ship soon after being trained and invested, seeking other opportunities and offers.

But that leaves us in the state of our being and choosing: both in family life and in careers, the fickle and unsteady nature of either reflects the very society in which we participate.

Businesses are rarely run like families — or, perhaps a truer statement these days is that, yes, they are run exactly like families, and quick divorces for the most spurious of reasons are sought and attained.  For the Federal and Postal Worker who finds him/herself with a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, there is a price to pay for being a part of such a fickle system.

Federal employment is merely a microcosm of the greater system of employment encompassing Federal, State and private-sector economies; loyalty is no more precious in one sector than another.

From the Federal or Postal employee’s perspective, Federal Disability Retirement benefits must be an option which should be considered when a medical condition begins to impact one’s ability to perform all of the essential elements of one’s job.  From the Federal agency’s perspective, Federal Disability Retirement should be viewed as part of the larger promise of Federal employment benefits contractually offered, and when one partakes of accessing the promise, there should not be any grumbling, complaining, or retribution and retaliatory measures invoked.

But somehow, reality rarely follows the path of rationality.  As such, just as in messy divorces and other venues of uncoupling, one should always be cautious in whom to confide in, what to say, and when to reveal.  Federal Disability Retirement is a benefit accorded to all Federal and Postal employees, whether the Federal or Postal employee is under FERS or CSRS, and is sought and obtained through the U.S. Office of Personnel Management.

While not as sacrosanct as marriage vows of yore, it is also not as fickle or easy to get because one has gained a little weight over the years. As such, any such attempt to file for OPM Disability Retirement benefits should be taken seriously and with deliberate care; sort of like what one should do before heading off to Las Vegas for a quick coupling, or uncoupling, whichever the case may be.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: Cower v. Cowardice

To cower paints a word-picture of crouching or retreating in fear.  Cowardice, on the other hand, is the cumulative character of a man or woman, wrought upon through a lifetime of milestones and the reactions to each.  The latter can represent the aggregate of the former; the former may be, but is not necessarily, a singular action symbolizing the former.

Sometimes, there is a basis for being fearful.  Fear is quite obviously an evolutionary instinct which has a survival value attached; how one responds to the overwhelming stimulus of fear will often determine the value of such survivability instinct. But to cower in response to a given circumstance, a sudden crisis, or an unforeseen emergency is not to conclude cowardice; it is, as Aristotle would point out, merely one indication in a lifetime of red flags determining the linear value of one’s essence.

For the Federal or Postal employee who must face the crisis of a medical condition, such that important decisions must be faced, made and lived with, the step to Federal Disability Retirement is one fraught with the fear of the unknown: for one’s future, one’s vocation, and one’s financial security. To cower in confronting such a major decision is understandable; it does not indicate a character of cowardice. Facing a medical condition takes fortitude and clarity of mind, and in the midst of dealing with the crisis itself, it is often difficult to make cogent decisions ancillary to contending with one’s health issues.

Preparing, formulating and filing for Federal Disability Retirement benefits, whether one is under FERS or CSRS, and filed through the U.S. Office of Personnel Management, is a daunting task which requires mental acuity and intellectual stamina. In one’s weakened state, it is often advisable to have objectivity and good counsel. To cower in the face of a challenge is sometimes understandable; but to reveal cowardice is unnecessary, especially when the Federal or Postal employee who must decide upon the issue of filing for Federal Disability Retirement benefits can turn to competent assistance to guide one through the complex process of the administrative morass.

Sincerely,

Robert R. McGill, Esquire

 

CSRS & FERS Medical Disability Retirement: Development

Aristotle speaks often in terms of the spectrum between potentialities and actualization, revealing the philosophical concerns surrounding man’s ability to discern reality from appearances, scientific certitude as distinguished from mere opinions; and, in the end, the capacity to bifurcate truth from falsity. As Pre-Socratic philosophy brought out the problems of an ever-changing world, with Heraclitus and Parmenides as two classic examples of the focus of inquiry, so the underlying and common thread remains even with us today: How, in an ever-changing universe, do we attain some semblance of static certainty?

Anxiety and stress during the development or waiting periods.

Medical conditions tend to bring to the fore a sudden change which is not merely problematic, but impacting upon all sectors and areas of one’s life. The quietude of the normal and mundane is suddenly turned upside down; that which we relied upon, and for which we worked so hard to achieve, are all suddenly in a state of disarray and disruption.

As certainty is the harbinger of security, so constant flux remains the loosened bolt which potentially unhinges such security. That is why, for Federal and Postal employees who are in the “development” stage of either preparing, formulating or in the process of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS or, in the long and arduous “waiting” stage in anticipation of a decision to be rendered by OPM, a constant sense of anxiety and angst prevails, precisely because the lack of certitude in bringing about stability is presently ever-pervasive in one’s thoughts. Perspectives are important in the quest for truth.

Both Plato and Aristotle recognized the subjective factor of perceptual idiosyncrasies amongst species.  Development of a case for Federal and Postal Workers who are filing for Federal Disability Retirement benefits, will continue to remain in a state of flux, uncertainty, and insecurity. And like the metaphorical river into which Heraclitus walks, revealing the constancy of change and stream of flux, until a decision is rendered by OPM, life remains a metaphor for development into the unknown.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Pre-planned Life

Planning is part of our culture; from birth, to plan for old age; from the first entrance into a career, to consider the options for retirement funding; from the days of schooling, to determine the course of one’s career; and multiple intermediate pre-planning considerations, often mundane in nature, such as what to eat for dinner, how many children to have, where to live, etc.  Whether animals plan for the day, and to what extent, may be debated; what cannot be disputed is the extent and complexity in comparison to the pre-planning engaged in by Man.

But life rarely follows along the neat and uninterrupted course of a plan determined days, months or years prior; instead, the hiccups of life are what make for interesting interludes of unexpected turns and twists.  The proverbial nest egg may not have developed as quickly; one’s expectations of career goals may not have blossomed; a child may have come unplanned; or a lost puppy may have appeared at one’s doorstep.

Medical conditions are somewhat like those interruptions of interludes; they may not be as pleasant as some other hiccups, but they are realities which people have to deal with.

For Federal and Postal employees who find themselves in a situation where medical conditions prevent them from performing one or more of the essential elements of one’s job, it is important to undertake two preliminary steps:  An assessment of the medical condition and whether it is likely to resolve within a year or less; if not, to investigate and become informed about Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS.

One of the elements which must be shown is that one’s medical condition will last a minimum of 12 months.  This can normally be easily accomplished by a doctor who can provide a prognosis fairly early on in the process.

And perhaps a third step:  A recognition that lives rarely travel along a pre-planned route, no matter what you were taught to believe, and more than that, that the value of one’s life should not be reflected by veering into the unknown.

Sincerely,

Robert R. McGill, Esquire

FERS Medical Disability Retirement: Getting to Your Final Destination

Following a GPS can be a nerve-wracking experience.  Yes, there are ways to override specific elements; yes, you always have to be smarter than the technology which one utilizes; but since we have come to a point in our ordinary lives of placing reliance upon technological efficiency, the natural course of events is to simply enter the vehicle, punch in a destination point, and follow blindly.

It is a metaphor of how we operate in the world in all aspects of our lives; and while we like to engage in self-aggrandizements of how we are the highest beings in intelligence, innovation and inventiveness, the fact of our ordinary lives betrays the simplicity of our mindlessly habitual actions.

Following blindly a GPS is rarely the shortest route; it is never the most efficient way; and it is almost certainly not the road to be taken as the safest course.  Once there, of course, all questions about the manner of “how” one got there, disappears; but it is often important to consider the “how”, and not merely the fact that one got there.

Similarly, for Federal and Postal employees who are seeking to obtain a period of respite, it is important to consider “how” one will get there.  Trudging along and slogging through routes without considering the options and avenues will often result in the further deterioration of one’s health.  Mindlessly and repetitively doing the same thing will not advance an individual one iota towards the destination that one seeks.

Federal Disability Retirement is an option which should be considered, and whether one is under FERS or CSRS, it is an avenue which may be the singular road which effectively “gets there” for the Federal or Postal Worker who can no longer perform all of the essential elements of one’s job.  It is an option worth considering, but one which the Federal or Postal Worker must “override” the mindlessness of continuing in the same course as yesterday, and the day before.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: Survival and the Flexibility Factor

Materialism and the Darwinian view of human history are predicated upon the idea that successful genetic propagation of a species is dependent upon the ability to adequately adapt and mutate in response to changing circumstances and environmental upheavals.

Human beings are subject to such objective laws of nature, and presumably, continue to remain so despite the artificiality of one’s present surroundings.  Given that, the idea of survival of the fittest being predetermined by the laws of adaptability, it is those who are unable or unwilling to change the course of one’s path, who potentially suffer from the highest rates of loss.

For Federal and Postal employees who have set themselves upon a career path, and who have come upon a stage of life where medical conditions impact the health and well-being of the individual, such a Darwinian view of life should be seriously taken into consideration.  Those who stubbornly defy such innate laws of nature do so at a considerable price:  the growing stress upon one’s being; the deterioration of health; the greater impact of hostility from coworkers and supervisors; an attempt to continue on a course which was previously working, but is now destroying.

Adaptability and flexibility both in thought and action are essential to survival, and not just in the prehistoric days of cave-dwelling where the elements of nature were the primary obstacles, but in present-day circumstances where the factors of artificial and created stresses upon one’s health and well-being are tested just as strenuously.

Filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, is a way of getting off of the “set” track; it may well be that such a change of course will allow for survival — to come back another day to fight the passages of tested time in order to affirm or refute the Darwinian perspective of the universe.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: The Angst of Thought

The distorted and warped world within which we live is often a creation of our own imagination; while it speaks well for man’s creativity and unique conceptualization of a virtual universe, it may not be the most effective formula for physical survival.  On the other hand, perhaps it is our very ability to escape the reality of the barrenness of this world, which allows for such survival.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, it is often that “next step” — from fear, loathing, and conceptualization of the foreboding future and what it may portend — which gives one pause in taking the leap from thought-to-action.  But it is action which enlivens the spirit, which uplifts one from the doldrums of cataclysmic cognitive proportions.

Taking concrete steps, as opposed to merely anguishing over the need to get from point A to destination B, is precisely what distinguishes one from being in a state of continual suspension in life, as opposed to progressing towards a goal.  The world of our own making — the linguistic, conceptualizing world of the virtual universe of man’s own creation — must always be balanced by the reality of the physical universe.

Making a decision is important; acting upon a decision is the next important step.

Beginning the process of contacting the doctors, obtaining the forms, or engaging an OPM Disability attorney — those are the actual steps in preparing a Federal Disability Retirement application, whether under FERS or CSRS, which will rescue one from the angst of thought, and spring into action the universe of accomplishment for the future.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: Man’s Best Friend

Dogs reflect the owner’s personality, character, and often even one’s appearance. Whether by intuition or by sheer chance, the choice which the master makes in the selection of a dog is more revealing about the former than the latter.  On the other hand, just as in marriage, where a man and a woman begin to think, act and live alike, perhaps it is merely that the master and the dog begin to assume the personalities, traits and characteristics of one another, over a period of time.  Certainly, there are instances where mismatches occur — as in an older couple rescuing a large dog out of sympathy, but who have neither the physical strength nor the means to manage its care.  Sometimes, the mismatch is merely apparent; what one finds is that the adoption of a particular breed of dog is “just what the doctor ordered”.

In making a decision about preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the initial reaction is simply one of doubt, hesitation and foreboding; for, throughout one’s life, one is taught to advance in one’s career, to “give it one’s all”, and that the Protestant Work Ethic is the essence of meaning which drives one forward from birth until death.  Circumstances dictate one’s life more than one would like to admit; the vicissitudes of life’s unexpected gifts and challenges require an acceptance without doubt or question.  Medical issues will often mandate a change; and while one may be reluctant to change a career, admit to a medical condition which requires a different pace of life, the acceptance of such a change will often prove to be a blessing.  Fear is often both a motivator, as well as the obstacle to change.

Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, is indeed a change which is hard to accept for the Federal or Postal employee; but like adopting a dog which appears to be a mismatch to one’s personality, character, and style of living, it may prove to be the prescription which is necessary.  The real difference is that filing for Federal Disability Retirement benefits will reduce the financial resources one receives; adopting a dog merely increases that which is essential to man’s happiness:  unconditional love, provided in the form of a slobbering canine tongue first thing each morning.

Sincerely,

Robert R. McGill, Esquire