Federal Disability Retirement: The Usual Dialogue

Much of our daily dialogue is determined by rote repetition.  Discourse throughout a typical day need not be given much thought; breakfast routine; interaction with colleagues and coworkers; declarative statements which have been repeated hundreds of times, both by one’s own voice as well as by others; salutations which require merely an audible sound; and the sun sets upon another closure of human inertia.

Then, some dialogues awaken the soul.  A sudden discovery of infidelity (though, given the pervasive appearance of popular culture, that, too, is quite commonplace); a perpetrated criminal act; a discussion with one’s doctor concerning a medical condition.  Even the latter, of course, from the doctor’s viewpoint, can be quite commonplace.  But for the Federal employee and the U.S. Postal worker who has been pursuing one’s Federal or Postal career for years, decades, etc., the self-realization that a medical condition may end the financial security represented by one’s job, is a traumatic event in and of itself.

All options for the future must be considered; and the daily dialogue of rote routine must be cast aside.  This is not a time for niceties; it is an event for thoughtful action.  Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, is an affirmative step which one must pursue aggressively.

The inertia of past repetition of life’s puzzlements; the frightening prospect of an uncertain future; these must all be cast aside, and the reality of facing a time of forced creativity must be fully engaged.  And then, of course, there is the added anxiety that the administrative specialists at OPM will view your own application for Federal Disability Retirement benefits as just another ho-hum event, one which is merely part of their usual dialogue.

It is up to the Applicant him/herself, in preparing, formulating and filing for Federal Disability Retirement benefits, to ensure that the Federal Disability Retirement application is cogent, clear, concise and convincing — in other words, not part of that daily dialogue of thoughtless repetition.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Blank Canvas

For a painter, it is either the sight of uncontrollable delight, or a subtle sense of foreboding into depths of despondency; for the blank canvas represents two sides of a single coin:  an opportunity to do what one can, or the beginning of that which may be rejected by an unappreciative public eye.  But that is the inherent anomaly of every opportunity presented:  potential success, or possible failure.

That is why we carry around within us quips of self-appeasement, in order to lessen the weight of expected shortcomings:  “Nothing gained, nothing lost”; “It is better to have loved and lost than to never have loved at all”; the list of 100 successful people who failed at first; and other proverbial self-motivators.  Within such realms of fear and loathing for the future, however, is the truth of living:  Nothing ventured, nothing gained.

Until one brushes the first dab of color upon a blank canvas, one will never experience the beauty of art, and while failure may never be the end product if one never begins, so success and the potential for human fulfillment can never be realized.  Unexpected circumstances in life often provide a basis for people to just “give up” in despair.

Medical conditions tend to be a foundational basis for such surrender to life’s inequities, and Federal employees and U.S. Postal workers who suffer from an unexpected medical condition, know better than most how unfair life can be.  Suddenly, the gush of accolades stops; the golden boy or girl of yesteryear is considered merely with a disdainful passing glance; and coworkers shun as if beset with a disease of contagion.  But Federal Disability Retirement is a benefit which is tantamount to a fresh and blank canvas:  it is an opportunity of sorts, and should be approached with the same rashness and expectation of delight as when once youth feigned ignorance of future forebodings.

Federal Disability Retirement allows for the Federal or Postal worker to have a fresh beginning, a new start, in painting a picture filled with bright colors and scenes of unanticipated opportunities.  While it may pay a base annuity of 60% of the average of one’s highest 3 consecutive years of Federal Service for the first year, then 40% every year thereafter, it is that financial bridge for future endeavors which must be considered.

It is a benefit accorded to all Federal and Postal employees who find that a medical condition now prevents them from performing one or more of the essential elements of the Federal or Postal job; but beyond the monetary benefits, it is also like the blank canvas which allows for a fresh start in a life often filled with gloom and despair, but where the plenitude of colors may yet be chosen with a steady hand for the future.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Word Additions

When viewing a landscape, does the utterance of words add anything to the beauty or desolation?  When rage wells up within a tormented soul, do words which convey a rational thought process ameliorate the temperament in any way?  Whether, in the evolutionary progression of one’s biological apparatus, the appearance of language beyond fundamental communication (e.g., for advanced warning of dangers, conveying of location, and similarly basic devices of informational immediacy) enhances the meaningfulness of the thing itself, is a question beyond mere pedantic interest.

Does a person add anything to the beauty of a red dawn, by describing it with words and conceptual constructs?  Or, better yet, do we glean any greater understanding by descriptive means, or does it merely camouflage the exquisiteness of the thing itself?  There are exceptions.

Medical conditions, and the need to understand their origin, impact, treatment modalities and prognosis allow for individuals to makes decisions based upon information gathered.  The pain itself, or the destructive and progressively debilitating nature of a medical condition, may not require descriptive devices of deciphering linguistic dalliances; but for the Federal employee or the U.S. Postal worker who must map out one’s future course of actions, the words which one chooses to employ can make all the difference in the conceptual world we live in.

Federal Disability Retirement is a benefit available to all Federal and Postal employees who find themselves with a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job.

For Federal and Postal employees under FERS (which most Federal and Postal employees are under, inasmuch as CSRS and CSRS Offset employees are becoming rarer by the year), a minimum of 18 months of Federal Service must be accumulated; but once that threshold is met, it is the evidentiary sufficiency based upon the legal criteria as mandated by statute, the courts, and the U.S. Merit Systems Protection Board, which must be complied with through the use of words.

In viewing beauty, words rarely add; in experiencing feelings, language often merely complicates; but in engaging a complex bureaucratic process, words and conceptual constructs add to the future viability of one’s capacity to meet the complex challenges of an ever-changing world.

Sincerely,

Robert R. McGill, Esquire