Tag Archives: financial options federal employee with disabilities

Medical Retirement Benefits for US Government Employees: Managing

It is the present participle of the verb, to manage; but, then, who takes into account these days as to the grammatical application of a term?

It infers the successful control and direction of others (as in a supervisor “managing a group of employees in a project”), or of one’s self (as in the response to the question, “How are you doing”? The reply: “Oh, I am managing.”).

But the word has also come to have a negative inference — for, in contrast to “thriving” or “excelling”, it confers upon the subject the idea that one is in a state of mere existence or survival; of maintaining the status quo and stuck in a chronic purgatory.  To merely be “managing” is not the same as growing; it is, rather, like the football team that is continuing to “manage” a lead while the opponent is slowly making a comeback.

For Federal employees and U.S. Postal workers who are merely managing to stay employed, the problem comes when the Agency begins to initiate a “Performance Improvement Plan” (a “PIP”) or, worse, prepares a notice of removal because of excessive absences or other issues.  “Managing” is not the same as thriving.

Contact a disability attorney who specializes in Federal Disability Retirement Law and begin the process of moving forward as opposed to staying in place and merely “managing” a medical condition and its consequences upon one’s ability and capacity to remain employed.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement Law: The Fortress We Build

It is a mindset.  And, like all mindsets, the strength of the belief is revealed by the actions we take.  Whether stemming from an insecure childhood or some trauma experienced later in life, the mentality of the fortress we build manifests itself in the way we approach problems, the manner by which we live our lives, and the methodology of our reactive devices.

Do we live without concern for tomorrow?  Is our attitude one of trust and acceptance, or do we fear others and distrust even those closest to us?  Do we hoard things, believing that tomorrow may foretell of disasters yet to occur?  Are we wont to avoid new relationships because the old ones have failed us?  And: Do we fear life, as opposed to viewing each day as a challenge to be met and conquered?

Then, of course, our vulnerabilities will open us further to the fortress mentality, and medical conditions will surely test our resolve.  Medical conditions ascertain for us and validate such a mindset — that we need to build and create stronger fortresses against a world which continually fails us.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “fortress” we build may likely include filing for Federal Disability Retirement benefits under FERS.

For, that is precisely what the Law of Federal Disability Retirement was intended for — to allow for a fortress of future security resulting from the vulnerability resulting from a medical condition.

Contact an OPM Retirement Lawyer who specializes in Federal Disability Retirement Law and begin the process of forging a different kind of fortress we build — that of a Federal Disability Retirement annuity.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Medical Retirement Benefits: Of human endurance

We marvel at the cheetah, at the graceful way in which it can outrun a prey, overtake it with such effortless ease and kill its target with efficiency and purposive aplomb; but of a longer race, we all know that only endurance can defeat such focus of a killing machine.

Endurance is the unique reserve of human beings; for, what other animal can withstand the overload of stimuli bombarding each of us on a daily, persistent and incessant basis?

The city dweller who must contend with the noises unrelenting from all directions; even a drive through the countryside requires such focus and concentration to avoid pitfalls and potholes; and, of course, daily living in the modern era can no longer allow for a quiet, plodding existence in a pastoral setting where the milkman arrives to deliver morning freshness and the bells of a church can toll in the midday sun of lazy summers.

Of human endurance we think is limitless, and so technology marches on, ever creating faster and more efficient interconnections, and with each new invention we are told that — not only will it save us time and allow for greater comfort — hardships will resolve and melt away.

Certainly, the minimal technology has brought comfort to us all — you know, those things we take for granted, such as electricity, central heating, air conditioning, etc.  But of the Internet — of this constant need to be “connected”, and to amass hundreds, thousands, and tens of thousands of “followers” or “friends”; of human endurance, can it be withstood?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is the test of human endurance that is often the issue.  For, how much more can a person stand?

Things were once going “smoothly” — if by “smoothly” is meant that one’s existence with the balance between work, family, rest and health had been maintained within a tenuous string of efficiency and lack of disruption.  But once the medical condition was added to the mix, suddenly the test of human endurance was being stretched beyond its limitations.

That is what FERS Disability Retirement is meant to alleviate — the overload of stimuli, responsibilities, the proverbial “to-do list”, etc., in order to focus upon the one thing that both cheetahs and human beings require in order to test the limits of endurance: health.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Detectorists

For those of you who are fans of the British series, a sad wave of goodbyes ensued after the third and apparently final season that depicted intelligent humor, a subtle sense of British irony and a deep love for human relationships above material wealth.

Simplicity and the idealized community of pastoral lifestyles amidst the bustle of the world beyond allows for the story to capture the imagination of fans and viewers.  None of the characters in the series have much or anything in common with one another — whether in profession, personality or commonly-held beliefs — except for a love of a hobby that unites their differences and quirky individualism.

Many of the references contained within conversations must be Googled in order to attain a greater appreciation; the constant references to the musical interludes of Simon & Garfunkel are easily recognized by a generation of those who grew up with the music; and the deep historical references engendered by images of an ancient past creates a sense of mystery beyond minor relevance to the emptiness felt in the way we live today.

Who would have thought that there would be of much interest in a group of misfits scanning fallow farm fields for ancient traces of Norman or Celtic residue?  Gold and similar treasures are the unspoken goal of everyone, though such dreams of ancient discoveries remain deep within the consciousness of every such hobby-seeker; and like so many such series, there will be an abiding cult-following, for we always want more: 3 seasons of watching Andy and Lance banter among the grassy knolls of the English countryside just doesn’t seem enough, and the subtle British humor demands more despite the final episode that gave satisfaction to all treasure seekers — of riches literally falling down from the heavens.

What metaphorical lessons can be gleaned from two comics of such ordinary means — is it the pastoral background?  Of a simpler life offered?  Of human relationships that might otherwise have never been forged?  Or does it abide in the idea that the true treasures we seek are hidden just beneath the surface, where such places are stepped over each and every day without their due recognition?

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “life-lessons” from the Detectorists might be that clinging to those things we consider “treasures” while one’s health deteriorates may be a wrongheaded approach; and while obtaining a Federal Disability Retirement annuity may not be the “answer” to all of the difficulties faced by the Federal or Postal employee struggling with a medical condition, it at least allows for the Federal or Postal employee — whether under FERS, CSRS or CSRS Offset — to focus one’s greater efforts upon regaining one’s health.

And like the detectorists who scan about for treasures beneath the surface, it may be that a more pastoral lifestyle without the stresses of the modern workplace may serve to bring about a healthier outcome.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Process: The Farcical Foray

It is the complexity of the absurd which tends to amaze; whether, in this day and age, we have lost the subtlety of the ludicrous, is sometimes to be held with awe.

Shakespeare’s Court jesters, clowns and fools all had that capacity to meander with linguistic pointedness; and it was in the very contrast between a character taking absurdity too seriously, and the juxtaposition of seriously expressing the absurd, that truth of circumstances often emerge. Within the context of such satire, there is a seriousness of purpose, and though we often become lost in the travails of life’s challenges, were we able to step back and consider the farcical, the foray would transcend between the mundane and the heavenly.

For Federal employees and U.S. Postal workers who engage the bureaucratic process of preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the patience shown is a tribute in and of itself.

Yes, the bureaucratic process can often be likened to a farce; and yes, the lengthy administrative procedures and legal maneuverings reflect a complex process of the absurd; and — but for the medical condition which is the foundation of it all — the encounters with life’s obstacles throughout the administrative process would often make for laughter and mirth.

Be not distracted, however; filing for, and obtaining, Federal Disability Retirement benefits from OPM, is neither a satire nor a pleasurable play to witness; rather, it is a serious endeavor which must be taken seriously; and though King Lear was a serious play whose Court Jester revealed the absurdity beneath, preparing, formulating and filing for OPM Disability Retirement benefits should be approached and engaged with the full comprehension that behind the curtains of life, the foundation of every Federal Disability Retirement application stands a human being waiting upon the human folly of man-made bureaucracy and administrative turmoil.

Sincerely,

Robert R. McGill, Esquire