Office of Personnel Management (OPM) Disability Law: The Evolution

Some still doubt it; the Roman Catholic Church has never made a very big deal about it, and accepted it as merely another mystery to be avoided; and over the course of many decades, the “theory” itself has evolved.

Various conservative religious groups have tried to counter the idea by maintaining that:  A. Only the literal translation of scriptural texts is acceptable and  B. Engaging in contorted math calculations to limit the age of the universe and attacking scientific methodologies of “dating” the age of the earth, etc., constitutes a valid rebuttal.

Aside from all of this, however, the current pandemic and the ease with which viruses can adapt and change, only reinforces the view that evolution does, in fact, occur, whether in the form of adaptive viruses or in the law.  Of course, evolution “in the law” is somewhat different in form, in that such changes do not alter the features of a species — but it does, analogously to species-centered evolution — occur in incremental stages, over a long period of time, and over many years.

The Laws governing Federal Disability Retirement have changed over many years, where judges have issued opinions interpreting the statutes and regulations, thereby “changing” the appearance of the original entity.  Whether you agree with Darwin or the current laws governing Federal Disability Retirement, you must adapt to such changes — which, again, reinforces the very idea of evolution itself.

Contact an OPM Disability Retirement Attorney who specializes in Federal Disability Retirement Law, lest you fail to evolve along with the evolution of disability retirement laws which govern OPM Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from the OPM: The prosaic life

That is the lot of most of us; yet, the contrast seen in the “entertainment” world is its very opposite.  Does it breed discontent (or malcontent)?  Does the “make-believe” universe that we surround ourselves with actually enhance one’s quality of life?

We not only welcome it; we pay for it, and gladly, so.  What does the contrast do to one’s soul — of watching movies involving fearsome technologies that destroy; of bank robbers, murderers, high-stake gamblers and every character imaginable; of dangers that never result in injury or capture; of adventures beyond one’s wildest imagination — and then, there is the actual life that one lives: Of a prosaic life that is often humdrum, unimaginative, mundane, pedestrian and…boring.

Is it “prosaic” to simply go from high school to college, then to a career, a family, old age and death?  Do we regret the repetition of our daily lives, so unbearably “normal”, such that we embrace this spectator-sport of adulation for the wealthy, over exuberant prostration in paying homage to sports heroes, and the unfettered interest shown towards everything and anything “glamorous”?

Until, of course, our health begins to deteriorate.  Then, suddenly, we wish for the “boring” life of normalcy; of the mundane when we took for granted the things we used to do; for the prosaic life that we once had.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows one to do that which was once taken for granted — being able to go to work consistently; performing all of the essential elements of one’s job, etc. — filing for Federal Disability Retirement benefits under FERS may yet return you to the prosaic life that you now yearn for.

Sincerely,

Robert R. McGill, Esquire

 

 

FERS & CSRS Disability Retirement from the Office of Personnel Management: SF 3112C

As a “government form” it purports to provide guidance in general terms, and it is doubtful that the lack of clarity as to its purpose or utility will assist the medical professional into writing an effective report.

The plain fact is that SF 3112C is a confusing form — confusing both to the doctor or Nurse Practitioner who is presented with it, as well as to the FERS Applicant who is attempting to prepare an effective OPM Disability Retirement application.  It refers to a “position description” being attached, but fails to provide the necessary explanatory nexus between the PD and the medical opinion sought.

What part of the position description should be focused upon?  Is it the entirety of the PD, portions of it, or just the “essential elements”?  Is it relevant whether a person can work part-time, full time, or an erratic combination of both depending upon the severity of symptoms that may arise periodically?  Is SF 3112C meant to confuse, or like so many “government forms”, is the language inevitably misleading because it is (A) meant to be that way, (B) unintentionally written in an unclear manner or (C) is meant to be wholly unhelpful because OPM doesn’t want to go out of its way to help the Federal Disability Retirement applicant?  Must the SF 3112C, the “Physician’s Statement”, be used at all?

If you are still working with the Federal Agency or on the rolls of the Postal Service, or at least not separated for more than thirty one (31) days, must the prepared physician’s statement be sent directly to your H.R. Office without first being reviewed and validated by the applicant?  The form itself certainly makes it appear so, but is that really the case?

In the end, the applicant who is preparing, formulating and filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, must make some initial and important determinations concerning the substance and content of the application itself.

Forms are tricky; the laws that oversee them, often vague; but if you are relying upon instructions written and formulated by the very government agency that will be making a determination on your application, you may want to first consult with an attorney who specializes in the very law that governs Federal Disability Retirement, before you begin “filling” out forms or having your doctor fill one out.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The story

Everyone has one; some, more interesting than others; others, less interesting than most; most, told in disjointed streams of subconscious dilemmas often coopted by deceitful tellings that leave amiss the juicier elements that would otherwise offend.

Is there “the” story, or just many little details comprised of “a” story here, a story there, and in the aggregate, it makes up the total picture of a person?  Can one ever know a person in his or her fullness, or must there always be left out an element of surprise, mystery and a deficiency otherwise not noted?  Can people be married for 50 years and still be surprised by something in the other spouse’s past?

How are memories triggered to begin with — say, for example, a couple has been married for half a century or more, and one night they get a carry-out from a newly-opened restaurant in their neighborhood that serves a special Moroccan dish from the menu, because the restaurant owner’s wife’s late husband’s third cousin twice removed recently visited the country and brought over a recipe that could not be resisted.

The two older couple (yes, you may infer from the fact that they have been married for over a half-century to connote that the couple are rather elderly) sit down for this delectable dish, and as they begin serving the various food items and transferring them from the paper boxes onto dinner plates, the wife takes in the aroma of the vegetables, cooked in a certain sauce, and declares to her husband, “Oh, this reminds me, I was in Morocco when I was younger.”

Now — for fifty some odd years, this couple has been married; they have had children; they have shared the many stories to tell, both included and some where each experienced a slice of life separately; and one would think that such a detail as having been to a foreign country which not many Americans visit in the first place, would be something that was told during the course of their long and lasting relationship.

What would be the explanation for not having told?  How about: “Yes, I was kidnapped and held for ransom for months, and I repressed the memories these many years”; or, “Oh, I was just 2 or 3 and don’t really remember much about it, other than my parents dragging me to Morocco just to get away”.

Such explanations might be understandable; but how about the following: “Yes, I was there for 5 years, from about the age of 10 – 15, and it was the most impactful experience of my life.”  Now, this last explanation — one would wonder, of course, what kind of a marriage this elderly couple could have had if the spouse had never related the most “impactful” period of her life, would one not?

“The Story” of one’s life will always contain some omissions (that is a conundrum and an oxymoron, is it not — to “contain” and “omit” at the same time?) about various experiences encountered, but that is a natural course in the very “telling” of one’s narrative.  Most narratives have a beginning and an end; some are interesting, others not; but in the telling, the narrative itself must be coherent and comprehensible, as well as containing relevance and significance within the meat of the narrative itself.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of ones’ Federal or Postal job, it may become necessary to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

During such an administrative process, it is necessary to “tell one’s story” by completing SF 3112A, Applicant’s Statement of Disability.  It is a “slice of life” story, and should be as compelling as the aroma that triggered the admission of one’s Moroccan past — for, every story is a unique one; it is in the telling that brings out the mystery of a person’s singular tale of painful experiences, and this is one more slice that needs a coherence within a narrative required in order to obtain a Federal Disability Retirement benefit.

Sincerely,

Robert R. McGill, Esquire

 

How much OPM Disability Retirement Pays?

“What will the benefit pay?”  That is often the primary concern of a Federal or Postal employee who must consider filing for Federal Disability Retirement benefits through the Federal Employees Retirement System (FERS), and it is certainly a valid first question.

The greater concern that cannot be overlooked, however, is the one that involves calculating the cost of NOT filing.  In the end, those Federal and Postal employees who must consider filing for Federal Disability Retirement benefits have three fundamental options: Stay put; resign and do nothing (or wait for termination/separation proceedings to occur, which amounts to the same thing); or file for Federal Disability Retirement benefits under FERS.

The benefit of a Federal Disability Retirement annuity is quite simply calculated as 60% of the average of one’s highest three consecutive years of service for the first year (offset by 100% of any Social Security Disability benefits received during the concurrent payments received) and 40% of the average every year thereafter (offset by 60% of any Social Security Disability payments received during those years), until age 62, at which point the Federal Disability annuity is recalculated as “regular retirement” based upon the total number of years of Federal Service, including the time that the disability retiree has been on Federal Disability Retirement.

Thus, the “greater” benefit in calculating the cost has to take into account the fact that one is actually “building up” one’s own retirement by the years one stays on disability retirement — for, those very years that you are receiving a disability retirement annuity count towards the total number of years of Federal Service when it is recalculated as “regular” retirement at the age of 62.

Yes, it is true that on the cost/benefit ledger that one should review before filing for Federal Disability Retirement benefits, you need to take into account the lesser income and the lengthy bureaucratic process that must be engaged, but you should also never forget what the originating basis for considering such filing compelled the consideration in the first place: Your health.

Calculating the cost of filing for Federal Disability Retirement benefits too often places the emphasis on what is lost — in terms of monetary gain and loss, etc.  But in calculating the cost of filing an effective Federal Disability Retirement application, to be submitted and considered to and by the U.S. Office of Personnel Management, the primary issue involves one’s deteriorating health and whether you can continue to remain in a job which has clearly become inconsistent with the medical conditions one is suffering from.

In the end, calculating the cost must go beyond the lessening of income; it must calculate the cost of one’s health, which is the single greatest asset one possesses.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement from Federal Employment: Identity Theft

Concerns over “identity theft” abound in this information age where an almost unlimited trove of personal data gets transmitted through the ethereal universe of the Internet.

Certainly, the U.S. Office of Personnel Management itself should be aware of this, with the recent hacking of Social Security Numbers, birth dates, responses to security questions, etc., and their failure to protect such sensitive caches of information.  But such thievery is normally recoverable; new passwords and keywords can be changed and obtained; additional walls of security impositions can be constructed, and life can be returned to a relative level of normalcy, with mere vestiges of fading memories of inconvenience to haunt our daily lives.

There are other forms of identity thievery, however, which can be more onerous, and unrecoverable.  When an individual is stripped of his or her identity as developed over many years through hard work, dedication and loyalty to a purpose or cause, and that reputation becomes destroyed in quick order and succession resulting from circumstances beyond one’s immediate control, where is the restorative avenue for that?  To what door or office does one apply to regain the loss, and return back to a sense of normalcy?

For the Federal employee and the U.S. Postal worker who are daily harassed because they suffer from a medical condition which impacts one’s ability and capacity to perform, any longer, the full essential elements of one’s positional duties in the Federal sector or for the U.S. Postal Service, such “identity theft” of an alternate kind is well known and intimately experience.

Those multiple years of toil, dedication and loyalty to development of fine-tuned talents in order to perform one’s job with the Federal agency or the U.S. Postal Service — they become for naught, when one’s worth is so closely tied to one’s health, whether physical or psychiatric.  And so it may be time to “move on”, and this means, in all likelihood and necessity, preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Yes, ultimately, one’s OPM Disability Retirement application must be filed with the very same agency whose vault of personal personnel information was hacked into; but that is often the irony of life itself, where the Federal or Postal employee must knock on the very door which allowed for identity theft, in order to regain it again for a new and brighter tomorrow.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Government Employment: The Wonder of Functioning

The complexity of the human condition makes one wonder about the capacity, endurance and ability of this animal who has created such a dysfunctional, technologically sophisticated universe.

From genetic predetermination of uncontrollable susceptibility to behavior patterns, diseases and addictive personalities, to environmental factors which condition and influence; what we eat; the wide spectrum of tolerance (or intolerance) to stress; medication regimens which would otherwise knock out an elephant, to modern prosthetic devices which makes the Six Million Dollar Man of the 70s a mere skeleton of technological innovation; and where this post-information age of constant data and stimuli bombardment is a never-ending stream of stresses; through it all, it is a wonder that Man is able to function at all.

But functionality is a paradigm which possesses subtle distinctions despite the concealment of appearances; it is always the irony of life that, after the havoc of a murderous rampage, the little old lady next door always responds to the query of the reporter and says, “And he was such a nice young man…”

The veil of appearances; the brave face we put on; like the Noh Mask which alters expression depending upon the angle, perspective, light and vantage point of the viewer, the inner reality of turmoil in every man passing on a single street, betrays the reality of cosmetic surfaces.  And, too, that is the problem for the Federal employee and the U.S. Postal worker who wants to — nay, needs to — file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS, CSRS or CSRS Offset.

Through it all, the “others” have been playing the same “game” of enduring through concealment.  Bizarre behaviors sometimes betray; or, perhaps, it is some rumors of over-drinking; or the unexplained and unexplainable cuts and the bald spot from pulling and scratching; whatever the evidence, they can all be glossed over with a smile and a furtive glance to other and parallel universes.  But for the Federal and Postal worker who truly suffers from a medical condition, such that the medical condition impacts and prevents one from performing one or more of the essential elements of one’s positional duties, the time has come when wonderment and reality clash in an intergalactic battle of proportionality and justice, where mind, body and spirit can no longer lie to the inner soul of one’s essence.  For, ultimately, it is that “soul” which hurts and suffers.

When we lie to others, it merely allows for the medical condition to fester and progressively deteriorate; when we lie to ourselves, it damages and destroys the inner character of one’s essence.  That is the epic tragedy of reality in a universe concocted with virtual devices, and therein lies the true lie of that which we desire, and it is indeed a wonder that we are able to function at all in that unending maze of cacophonous laughter we deem to be the madness of society.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement from Federal Employment: Setting up the Parameter of an Argument

What we argue depends upon identifying the criteria already established, which is why arguments will often become prolonged engagements of meandering shouting matches, thrown at cross purposes, never agreeing to disagree upon the elements which represent an actual conflict.

How many wars have been fought because of a simple failure in identifying the issues; how many costly divorces originating from misunderstanding and loss of communication, and who suffers but the collateral damage issued to non-combatants who must witness the devastation wrought more by ego than by elevated principles worth contesting?

The parameters themselves can be manipulated, such that we can “require” things unnecessary, and “mandate” prerequisites never called for.  That is how individuals can perform the proverbial act of “kicking the can” down the endless road, by talking about issues which rarely matter, but somehow confuse the mind without rational forethought.

For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, there are many ways to delay or cease the necessary starting points even before you begin, because of the many difficulties and roadblocks which must be faced — the least of which is certainly not the medical condition itself.

In the end, such mechanisms of procrastination can be understood in light of fear, angst and foreboding dread; the fear of the unknown, the angst of change, and the foreboding dread of losing one’s place in society, the work force, and the belonging to a community of Federal or Postal workers.  We can always dredge up a reason for not; it is in doing that our acts justify our unmatched words.

In the end, the parameters we set for ourselves are merely window dressings for delaying the inevitable, and so when next the excuse to not engage comes to mind, simply replace it with a more mundane reason, like when Meursault referred to the bright sun as the justification for his acts, as well as the prosecutor who denounced it because of his lack of empathy for his dead mother.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Myth of Upward Progression

We like to think that life is represented by a linear curve of upward progression; in reality, most of us reach an apex, then remain static and content in the late summer years of our lives.  There is nothing wrong with such a state of affairs; as contentment and comfort embrace a spectrum of stability, so the refusal of change and resistance to vicissitude are not indicators of laziness, as once thought in former days of youth where transition, sacrifice and relinquishment of stability were necessary for purposes of future advancement.

Most of us, within a defined minefield of progress and regress, remain within an invisible glass casing of immobility.  Perhaps there is a major financial setback in a given year; or, a promotion or cash incentive award had not been achieved; but in the year following, or the next beyond, it is attained; or an unexpected windfall allows for greater stability least anticipated and most gratifying.

In a sense, we delude ourselves.  But so long as we remain within a constancy of comfort, where an appearance of major retrogression cannot be palpably discerned, contentment prevails, and the bother of breaking new grounds, moving to a larger house, taking on greater responsibilities, adding to headaches and stresses, can be quietly forsaken, left with the self-satisfaction that quietude is a byproduct of a goal once sought for, and achieved without fanfare or celebration.  It is when the bounds of contentment are scattered, the barriers of satisfaction crumbling, when the call to action is suddenly a turmoil of exoneration, and peace as shattered glass stepped upon in bare feet of bleeding souls, that affirmative movement must then be spurred, leaving behind those spurned opportunities once thought cumbersome.

Medical conditions have a tendency to create such circumstances of unrest.  For Federal employees and U.S. Postal workers who suddenly find that the chaos of inchoate situations developing because of a chronic and progressively deteriorating medical condition impacts upon the Federal or Postal employee’s ability and capacity to perform the essential elements of one’s positional duties, the possibility and need for filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes a reality which disturbs and perturbs the quietude of living contentedly.

When a medical condition disrupts that glass bowl of satisfaction, the myth of upward progression becomes shattered, because suddenly all that one has worked to achieve may be in doubt.

Most of us are happy to just find that small oasis within the turbulent oceans of insanity we designate as “civilized society”; but for the Federal or Postal employee who must contend with a medical condition such that the medical condition threatens the very foundation of one’s hard-fought dreams and desultory circumstances, consideration needs to be given to preparing, formulating and filing for Federal Disability Retirement benefits through OPM, if only to resist the temptation that static circumstances are a foregone conclusion, or that the myth of upward progression cannot be defeated by planning for the next great adventure in this, a universe of turbulence of unexpected turmoil.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: McKenna’s Pass

It was an old mining town, once boasting of a bustling main street, filled with commotion, commerce and conversation, where expectations of future success and advancement were brimming with hope and activity.  People said that it would always be the bellwether of the country; as McKenna’s Pass went, so goes the nation.

The origin of its name was somewhat in dispute.  Old Timers who harkened of past days of glory tried to inject their hoarse voices over the din of youth to get their two cents in, that the origination of the town’s name came from when the days of ore traders would pass through to cities of greater significance, and McKenna just happened to pause for a few days longer than most, and thus the designation.

Others of a more youthful persuasion attributed the misnomer and thought it concealed the darker side of the town’s council, where “Past” was grammatically mispronounced in their minds despite the prominent sign at the north entryway of the town; but then, who among those who live in a place ever notice the signs coming in?  Growth, future prospects and the promise of unceasing expectations would outpace even the greatest of cities.  “They’ll see,” was always the reply when doubts surfaced; always, there was a glint of mischief pervading, as if the “insiders” knew something beyond what the rest of the nation didn’t.

Somewhere along the line, something happened.  No one knows what, or how, or even when.  The first sign was the grocery store that closed; the owner’s wife suddenly died, and it was like the oxygen was sucked out of a vibrant life, and without warning an implosion left a devastation beyond repair.  Then, graffiti appeared; people never suspected the kids from their own neighborhoods, as the pride of McKenna’s Pass was beyond such acts of hooliganism.  Other towns and cities may have been ashamed of their residents and nefarious neighbors who engaged in untold acts in the dead of night; this town never had to look away, or so the thought was.  Then a gas explosion ripped through the Southwestern end of Main Street; rumors began to surface; the Town Council’s senior member resigned with charges of kickbacks.

Change was in the air; inevitably, future expectations once anticipated by youthful folly was butting heads with the reality of present circumstances.  People could smell the aroma of death or, if not such a dramatic and sudden cessation, certainly decay around the edges.

Medical conditions and changes in one’s future plans have a tendency to do just that.  For Federal employees and U.S. Postal workers who find that one’s invincible plans of latter years of youthful enthusiasm are now requiring the tinkering of repair and replacement, the view towards change can be merely a picture window needing an alteration of interior design.  Medical conditions can prompt the necessity for change; and while change is often difficult to accept and undertake, one cannot fight against those forces beyond one’s control.

When the Federal employee or the U.S. Postal worker begins to experience an inability to perform one or more of the essential elements of one’s positional duties in the Federal Sector or the U.S. Postal Service, it may be time to consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

For, as the townspeople in McKenna’s Pass may have thought that the future would always be one of growth, advancement and greater achievement, the reality is that contraction often follows expansion, and the certitude that life never remains static is a truth where youth’s folly ignores the wisdom of ages, as the empty buildings and hollow passageways echoing of silent plans left unfulfilled reverberate through the once-promising days of a town we knew as “McKenna’s Pass”.

Sincerely,

Robert R. McGill, Esquire