FERS Disability Retirement from OPM: Before and After

Do you remember those old pictures on the advertising pages of various magazines?  Or, perhaps they are still there?

Whether for diets, some “Atlas He-Man” powder to build muscles; where the “before” picture is always grainy and indecipherable; whereas the “after” photograph is of a beaming, smiling, clearly and visibly an ecstatic person, satisfied and happy with the product and the end results.

A comparison of the two — the person “before” and the individual “after” — is always of dubious quality (at least with respect to the “before”), and triggers the question:  Is it the same person?

But the question itself is somewhat irrelevant — for, of course, in one sense, it is not the same person; the person “after” is different because that is the whole purpose of the advertisement, to convey to the reader that the person “after” is a different person from the person “before”, and the photographs are meant to show you the difference.

So, is it false advertising if the person photographed in the “after” picture is not the identical person as the one shown “before”?

In one sense, it obviously is, because the advertisement is trying to persuade you that the product being sold is what caused the change, and surely if you photograph the “before” person as being the same — but now different — as the “after” person, some semblance of subterfuge was engaged in.

On the other hand, if the whole purpose of the advertisement is to convince you that both the “before” person and the “after” person (both of whom presumably used the product being sold) are, in fact, “different” from one another, then how is it that there is any falsity in the advertisement?

For Federal employees and U.S. Postal Service workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, clearly — and without false advertising — there is a difference between the “before” and the “after”.

Before the medical condition, the Federal or Postal employee was a vibrant, productive worker.  After the chronic medical condition — well, the clear necessity to prepare an effective Federal Disability Retirement application under the FERS system tells the whole story.

Contact a FERS Disability Attorney who specializes in OPM Medical Disability Retirement Law, and let not the dubious advertising of those “before” and “after” photographs in those old ads detract you from pursuing the need for FERS Disability Retirement benefits before the after of the debilitating health conditions worsens and goes too far.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Attorney Legal Assistance: The Intended Goal

Every now and again, we see a video clip of the goal NOT intended — of a running back turned around and making for the wrong end zone; of a basketball player stick his or her leg out to block a pass, only to have the deflection make an arc and swish into the wrong basket; and other similar deviations from the intended goal.

Later in life, people forget to evaluate and analyze first what the intended goal is, before hazarding a lengthy trek towards the conclusion — i.e., years later, do we look at it and say to ourselves, “I should have…”.

OWCP under the Federal Department of Labor is one such animal where the intended goal is often overlooked.  OWCP is not a retirement system; instead, it is a benefit meant to return the Federal or Postal worker back to work.  FERS OPM Medical Retirement, on the other hand, is a system where one’s medical condition will allow the Federal or Postal worker to become eligible for early Federal or Postal Disability Retirement.

You can actually obtain an approval for FERS Disability Retirement while receiving OWCP benefits; you just can’t receive TTD and a FERS annuity concurrently, but you can have the FERS Disability Retirement approved but inactive.

The process for both is rather complicated, but if the intended goal is to retire early because you will never be able to go back to your former Federal or Postal job, you may want to consider filing for Federal Disability Retirement benefits under FERS.

Yes, yes, OWCP pays more — for the present — but FERS Disability Retirement continues to build your retirement system by counting the years you remain on Federal Disability Retirement until age 62.

Contact a Federal Disability Attorney who specializes in OPM Disability Retirement, and begin to process of evaluating and analyzing the intended goal.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement Benefits: Swords and Shields

It is often in the manner by which one utilizes and applies an implement, which determines whether or not to characterize the tool as either a “sword” or a “shield”.  Thus, a shield used to pummel an opponent is to use the defensive tool as an offensive weapon, and the use of a traditional sword in parrying in order to ward off an attack, is to use the sword as a shield.

Words; language; “the law” — all can be used in offensive ways, as well as by defensive maneuvers.  Preemptive argumentation can be considered as both a sword and a shield, depending upon how the reasoned soliloquy is presented.

For Federal employees and U.S. Postal workers who are preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management under FERS, it is important to weave one’s legal argument both as swords and shields — providing legal citations, argumentation, reasoned explanations, etc., in presenting why you meet all of the legal requirements and criteria encompassing the global compendium of issues which need to be addressed, from invoking the Bruner Presumption when applicable; to explaining why the Bracey standard of accommodations has been met, and to preemptively strike against anticipated objections which will be plentiful and appearing to be valid, as argued by OPM.

Contact a Federal Attorney who specializes in Federal Disability Retirement Law, and make sure that your swords and shields are adequately used and properly applied.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Government & USPS Disability Retirement: The Volume Appearance

It cuts both ways; and we all do it.  The “substance” of X can be either qualitative or quantitative, but rarely both.  If it lacks in substance, we believe that it can be made to look good by increasing its volume — i.e., heftiness = substantive relevance.  If it possesses inherent substance, on the other hand, it rarely requires greater volume.

The disjunctive rule is often applied here: Things rarely contain both.  Modern novels are a testament to the rule: Hundreds of pages with little to say.  Then, look at Hemingway’s greatest work — The Old Man and the Sea.  A short book; a masterpiece.  Shakespeare is the best example of containing both — quality of work, quantity of work.

In modernity, volume gives the appearance of substance, even when there is very little of it.  In a FERS Disability Retirement case, don’t think that gathering your decades-long medical records is sufficient to qualify for Federal Disability Retirement benefits.  A qualitative medical report is often necessary.  The converse is true, as well: OPM will write a long and meandering denial letter which has no logical or substantive input.

It is, again, the “Volume Appearance” — of trying to make it appear as though the volume of their denial letter accounts for its validity.  It does not.

Contact a Federal Disability Attorney who specializes in OPM Disability Retirement Law in order to counteract the volume appearance — both for yourself in preparing the Federal Disability Retirement case, as well as in preempting OPM’s attempt to bamboozle you with a Volume Appearance Denial Letter — and no, the term “bamboozle” is not a legal/technical term, but it is what it is, as the modern colloquialism goes.

Sincerely, Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Employees with Disabilities: Implicit and Explicit

Say a person is playing golf, hits the ball badly and yells out loudly, “Fore!”  In his mind, however, the individual has the word spelled wrongly — say, as “Four” or “For”, or any number of alternative ways.  When first heard, he had thought that it was spelled in the commonplace, conventional way.  Does it matter?  Doesn’t the fact that homophones exist become an issue of “right” or “wrong” only if the implicit clashes with the explicit? (What a terribly and awkwardly stated question).

Homophones not only “sound” the same, but may also be spelled differently.  They are in the “family” of homonyms because they sound alike but have different meanings; similarly, there are words that also sound the same, are spelled the same, but have different meanings, as in: “She rose from her seated position to smell the rose.”  Here again, what if the person repeated the sentence but thought that the first “rose” was somehow referring to the flower while the second rose concerned the manner of posture (if such transfer of meanings is even possible) — would it make a difference?

The “implicit” world of understanding encapsulates the privacy of our insular world; the “explicit” brings forth and unveils that previously-unrevealed universe, and tests it against the objective world of contending ideas.  It is somewhat akin to pain — that subjective phenomena which may or may not be capable of being ascertained, verified or confirmed by diagnostic testing or reactive muscle spasms.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it becomes necessary to make the “implicit” explicit in order to qualify for Federal Disability Retirement benefits.  Gathering the necessary information in order to formulate properly one’s Federal Disability Retirement case is to make explicit that which may have remained deliberately implicit.

That is where consultation with an experienced attorney who specializes in Federal Disability Retirement Law becomes crucial in properly making explicit that which remained implicit, in order to “test” the viability of a very private and confidential matter.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer for Federal Disability Retirement Claims: Games

How do we learn how to play them?  If we play Game-X, must we follow “all” of the rules ordinarily known and ascribed in order for Game-X to still be recognizable as such, or does it become “Modified Game-X”.

If little Toby plays his first game, but doesn’t know the rules, yet nevertheless realizes that games are “fun” because everyone else is smiling and seemingly excited, does the fact that the kid-who-knows-no-rules plays without knowing the limits and boundaries of the game make him into a participant, or a pariah?  Of course, if he stamps his feet in the middle of the game and declares that he doesn’t like the game, and walks off (even taking with him the proverbial ball), can we declare him to be a poor sport, an okay-sport, or any sport at all if he never knew the rules of the game in the first place and therefore never quite played the “real” game?

How about dogs — do they “play” games?  The dog that chases the ball but doesn’t want to bring it back to the ball-thrower, and instead runs away with it — has he broken the “rules of the game”?  How is it that dogs play games with their masters without ever being able to explain what the parameters of the rules are?

Then, of course, there is the slight modification in the term “games”, as in “games that people play”.  We all know what that means — of being insincere, fake, or otherwise putting on a double-face.  Why is that called a “game”?  Is it because it is not real, and constitutes a copy of “make-believe”, much like playing a game when we all know that it is not reality that is being rehearsed; and yet, isn’t playing a game — any game — just a part of the reality of the world we live in?  Why, then, is life bifurcated between “games” and “reality”, when in fact both are real in the sense that we are living a life of surviving, making a living, etc.?  Yet, we constantly distinguish between “playing” and “living”, as if there is a difference to be identified.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from any longer performing all of the essential elements of the Federal or Postal worker’s job, career or craft, the preparations needed to come to a point of realizing that an effective Federal Disability Retirement application must be filed, often requires a recognition that the proverbial “game” is “up”.

Whether the Supervisors and Managers at the Federal Agency or the Postal Facility are up to their usual “games” or not — of harassment, derisive comments, making your life “hell” by increasing the levels of pressure or stress, is really besides the point.  What matters is that life itself is not a “game” at all, and those who separate games from the daily living activities don’t really “get it”.

Medical conditions bring to the forefront the reality of living, and the harshness of how people treat other people.  Yes, preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may seem like just one of those other “games” that have to be “played” — but the reality is that an effective OPM Disability Retirement application is a necessary part of life’s many facets of games and reality-based endeavors, such that the “rules of the game” always need to be consulted in order to “play” it well, and thus the first step is to learn the rules by consulting with an attorney who can advise on the rules themselves.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Medical Retirement: The rabbits we chase

The rabbits we chase are the ones that reveal not so much about our preferences, but more about who we are and the priorities we place.  For, as one walks about in life, whether in suburban neighborhoods where rabbits abound because no one shoots them for meals, anymore, and so they can multiply without natural restrictions for lack of predators, the fact that there are other things to pursue — but instead we choose the rabbit — tells others something about you.

Of course, it is the proverbial rabbit we speak about — of work at all cost, of refusing to concede that which is quite obvious to everyone else.

Much of real rabbit hunting, of course, is done by knowledge and pure observation — of how the animal reacts; in scurrying away, what route does it take?  What avoidance tactics are engaged?  In suburbia, you can no longer shoot a rabbit within the confines of the city limits, but there is no law that prevents you from doing what the American Indians were so good at — chasing one down, swooping with a strong arm and grabbing those pointed ears, all for a good lunchtime meal.

But of the other “rabbits” we pursue — of careers at the cost of our health, of tangential distractions that ultimately provide no foundational meaning in determining the destiny of sanctified thoughts and goals.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, chasing rabbits is a familiar refrain — not because it is being done in various acts of futility, but because the rabbit itself is not just any ordinary rabbit, and doesn’t follow the standard paradigm of “rabbit-hood”.

For, it becomes clear that the very nature of the rabbit has changed — the Agency no longer recognizes that your years of toil and loyalty should mean anything; coworkers whisper and spread gossip; the level of productivity is declining; you are using “too much” Sick Leave or LWOP; the rabbit you are chasing doesn’t quite act in the same way, and you begin to wonder, Is it even worth pursuing?

Federal Disability Retirement is a benefit that is there for the Federal or Postal employee who has finally come to the realization that not every rabbit is worth pursuing, and not every rabbit leads to a satisfying meal.  Preparing, formulating and filing an effective Federal Disability Retirement application, to be filed through the U.S. Office of Personnel Management, is likely the next best step in catching the rabbit of choice.  Now, for which rabbit hole to jump into …

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability: The constant struggle

It does appear never-ending, doesn’t it?  And what of that dream – of some windfall, or perhaps the lottery pick of numbers that somehow keeps people coming back to the corner Mart and purchasing tickets despite the astronomical chances that defy the odds of probability?  Why is it that people are more apt to believe in conspiracy theories that the moon landing or aliens from Mars have been concocted and coopted by some nefarious government, but no one believes that those “winners” of multi-million dollar lotteries have been a “set-up” to keep people enticed into buying more and more worthless tickets?

Is it because life is a constant struggle, and so long as there is some fantasy to believe in, some pie-in-the-sky probability to reach for and dream about, the misery of today’s misfortune can be borne with aplomb “so long as” … so long as there is some hope for tomorrow?  And even if the lottery were to be won, by some unforeseen whim of a chance begotten, would life no longer be that constant struggle, and does financial freedom guarantee happiness, joy, freedom from the struggle and liberty from the daily fetters of life?  Why is it that we believe that winning a treasury trove of sudden infusion of financial depth will suddenly resolve all ills of life?

And then, of course, there is the medical condition.

What most people would not trade for good health – and, for some, even a day’s worth, an hour’s splice of that day, or even a few minutes free from the pain, the anxiety, the worry of ill-health?  It is one of those statements of proverbial “throwaways” that we all pay lip-service to, isn’t it?  That one that goes something like: “Oh, I would trade in all of my wealth, status and everything I own to get my health back.”

We hear other people say it, and nod with quiet agreement, but somehow, we don’t quite believe it – until our own health begins to deteriorate.

The key to wisdom in life’s journey is to come to a point of recognition that the constant struggle never ends; and by such recognition, to savor the moments of beauty and those “little joys” of life.  Yes, yes, that is the basis of another “conspiracy” or sorts – of the wealthy and powerful to make the “little people” believe in such joys as flowers, children and puppy dogs, while they go out and sun themselves on the extravagant yachts of life.

For Federal employees and U.S. Postal workers whose health has been deteriorating, who recognize that one’s career is more than just the constant struggle of daily living, it may be time to consider filing a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Yes, you cannot any longer do all of the essential elements of your job; yes, life is a constant struggle, and your medical condition makes it all the more so; no, you are not going to win the lottery; and finally, even if you did, it won’t make the pain or depression go away, and winning the lottery, in the end, won’t make the constant struggle disappear, and probably won’t even make it any more bearable; and thus the need to prepare, formulate and file an effective Federal or Postal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for Federal Disability Claims: “Too busy to…”

It is the accent and the inflection upon a syllable that sometimes makes all the difference.  Take the following examples:

“I am too busy to…”

“I am too busy, too.”

The extra consonant in the last word makes all the difference; for, in the former statement, if it is stated in response to a call for help, it dismisses the request by informing the other person that one is simply unable to offer any assistance.  In the latter response, the subtlety of the answer should not be overlooked.  For, it is a statement of one’s own conglomeration of activities; it is not a refusal or even a rejection of a request; rather, it merely describes the current state of parallel universes that may or may not still allow for lending a hand.  Thus:

“Hey, Jim, can you lend me a hand?”

“I am too busy to.”

(Outright rejection)

Or:

“Hey, Jim, can you lend me a hand?”

“I am too busy, too.” Nevertheless, Jim walks over and lends his assistance.

Can a single consonant make such a difference?  Without the written word, can the mere inflection, intonation and syllabic accent of a lingering “o” allow for the subtlety of differences otherwise unseen except with the written word?  Would it make a difference, if it was stated in a southern drawl, a foreign accent or in “broken English”?

When one pauses and considers the consequences of language and its effects upon discourse, it makes one pause and shudder, that even in this age of Twitter and abbreviated language compositions and the irrelevance of grammar upon our daily lives, that distinctions can still cause a difference.

Are such modulated intonations significant?  Perhaps they are rarely, if ever, “life changing” events, but nevertheless can effectuate confusion or miscommunication such that disagreements may arise.

Language is the tool of communication and the effective conveyance of thoughts and conceptual paradigms.  This is important to remember for Federal employees and U.S. Postal workers who are considering preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset.

For, in the end, it is the written word that is the sword of a triumphant Federal Disability Retirement application, or the injury that defeats the same, and whether the extra consonant may make the difference depends upon the effectiveness of the rest of the application.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement Annuity: The mindset resulting in a witch’s brew

We can often dismiss antiquity with ease by relegating personalities to caricatures and stereotypes.  Thus, of the Crusaders, that they were merely simple folk unsophisticated in the evolutionary Darwinism of modernity; of Roman legions, fearful of punishment and brought up to bear the cruelty of his environment; or even of more recent vintage, the gunslinger out West — of Billy the Kid or Wild Bill Hickok, where legend surpasses the individual and becomes fact.

But a slight alteration of a vantage point can skew the perspective; and thus, when we focus upon the cauldron of the witch’s brew, as opposed to the personality who stirs and skims the steaming pot and tastes with a silent laugh the compilation of herbs, incantations and bones of lizards extinct but for the ghostly aura of a hand which discovers the mist of superstition, then we begin to truly understand the nature of human beings.

Even the modern day “curandera”, or traditional healer who must speak to the Andean underworld and mix the exacting drops of bat’s blood and seek out the plants and herbs in the harsh mountainous enclaves, possesses an aura of mystery unable to be discerned, unless one averts the eyes from the window of the soul and instead transposes upon the metal source from whence the steam arises.  Then, there in the transfixed embrace switching from the deepened riverbeds of facial ravines of the one whom we cannot comprehend, and corners instead upon the objectified universe out of the contextual historicity of predetermined ideas, we begin to understand.

We put faith in others, and repetitively so, and when the self-flagellation wrought by dependence upon the kindness of others is crushed beneath the weight of rejection and rebuttal, then and only then are we able to “move on” and pick ourselves back up in order to advance towards goals abandoned and dreams unfulfilled.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from realizing the fruition of one’s career as a Federal or Postal employee, and must by necessity forego the compensatory benefits of job, career, TSP build-up and years of in-service accumulation; it is, then, time to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Once a Federal Disability Retirement annuity is obtained, the time that one is receiving a OPM Disability Retirement annuity counts towards the total number of years of Federal Service, so that when recalculation occurs when the Federal or Postal employee reaches age 62, those years of Federal Service while receiving the Federal Disability Retirement annuity counts towards the recalculated annuity.

But first, the refocus of one’s perspective must occur, in order to alter the mindset from whence to proceed.

The Federal employee or U.S. Postal Service worker must begin to think “differently” from the personality occupying the identical space as “before”.  Like the mouth agape with wonder and the eyes of disbelief, the parameters of transfixed minds must change in order for change itself to occur.

Focus not upon the personality in history, but the object which remains constant throughout.  For, the cauldron which bears the aroma of a witch’s brew is not the same as the hand which stirs the pot; though, the ingredients of mystery and secrets unrevealed are lost in the historicity of timeless knowledge, and that is why the thought-process resulting from the witch’s brew is often as important as the personality who gathered the aura of potency lost in the steaming mixture of life’s hidden darkness.

Sincerely,

Robert R. McGill, Esquire