OPM Disability Retirement under FERS: Covid-19 Impact

The residual impact of this global pandemic is yet to be seen.  More facts; more scientific evidence; more tracing studies will have to be engaged.

Yet, for many Federal employees and U.S. Postal workers, the direct impact of the Corona Virus has already been felt.  Whether having contracted the virus and been hospitalized; whether deemed a “high risk” individual because of other underlying medical conditions or because of a suppressed and compromised immune system; these and other factors may result in a Federal or Postal employee being prevented from continuing in his or her career.

In that event, filing a Federal Disability Retirement application through the U.S. Office of Personnel Management may be the appropriate course of action.

Consult with an attorney to discuss whether or not Federal Disability Retirement is the right next step during this Pandemic that has wreaked havoc over so many lives, and which will continue to do so for years and years to come.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The Hub

It is the center of the universe; upon and around it, all things revolve.  The axle is attached to it; the spokes; the planets that circle about; the hub constitutes, represents and relates to all else by being the primary foundation from which all else is dependent and subservient.  And thus the phrase, “That’s the hub of it all, isn’t it?”  Or, is the idiom, “That’s the nub of it all” the true way of saying it?  If a person replaces the “h” for the “n”, and let’s say he or she has a strange inflection or accent, anyway, do we stop them and correct them?

Say two people are watching a show, and afterwards a discussion ensues as to the meaning of what one of the characters said or failed to say, and one says to the other, “That’s the hub of it all, isn’t it?”  The other turns and says, “You mean, that’s the NUB of it all, don’t you?”  The other pauses, reflects and retorts, “What’s the difference?”  Now it is the first one’s turn to pause, reflect and answer back, but what would be an appropriate answer?  While the true idiom or adage may well be the “nub” usage as opposed to the “hub” application, perhaps the other person was just being somewhat eccentric and creative.

Or, let’s say that you knew of the other person the following: When he was just a young boy, he lost his mother, whom he loved very much.  Her last words to him as she lay in bed suffering from tuberculosis was: “Now, remember Bobby, it is love — that is the … [and, here, she was overcome with a fit of uncontrollable coughing, and could not get the “n” out and instead, pulled herself together and said hoarsely] the hub of it all.”  And to this day, Bobby remembers his mother’s last words, and the slight difference of idiom used, and likes forever after to repeat the phrase, “That’s the hub of it all”.

Would you, knowing this, correct him on the misuse of the idiom?  And even if you didn’t know the history of such misusage, why correct something when the underlying meaning remains the same?  Isn’t “hub” a synonym for “nub”, and vice versa?

In life, we too often focus upon the spokes of the wheel, and not the hub; or, put another way, we walk right past the nub of a matter and become too easily distracted by tangential, irrelevant or insignificant obfuscations.  But life is too short to aim at the spokes of the matter instead of the hub, nub or essence of it all.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition is beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal job, just remember that there are certain things in life that cannot be ignored — like one’s health.

If one’s health is deteriorating and the Federal or Postal job is contributing to that deterioration, what is more important?  What is the hub of the matter?  What essence of life’s priorities are more important?  Identify the nub — and proceed on to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, so that you can focus upon the hub or nub of the matter, which and whatever, so long as it points to the essence and not the spoke.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Suffering

It is something that cannot be avoided; it is part of life, of living, of engaging.  The history of it existence is palpable; the tactile images throughout can be experienced in images painted and words described; and the various religions embrace it – some as a foundation that allows for forgiveness to alleviate that felt by others; many, as a foundation to explain it away; and still others, to train a disciplined life in order to avoid it, or at least to contain it.

Whether by meditation or medication; through enduring or embracing; or perhaps even by enjoying some form of it in a masochistic manner; it is there because the body, mind and soul are sensitized in the evolutionary process of advancement to remain heightened for survival’s sake.

Suffering is part of living; without it, we imagine that life would be a constant cauldron of endless merriment, when in fact its absence would spell the very definition of misery and decay.

Throughout history, sickness, death and suffering encapsulated an apt description of life, whether human or otherwise.  Thus did Thomas Hobbes admonish the world in his seminal work, Leviathan, where the famous passage describes the natural state all human beings find themselves in until the rescue by political community or social contract, that the life of man is “solitary, poor, nasty, brutish and short.”

But whether by social contract elevating the aggregation of humans into defensive communities envisioning civilization and cultivation beyond the penury of life’s misgivings, or some utopian belief that can result in avoidance of that which is inherent to us all, the fact is that suffering can at best be contained and limited, but never extinguished or eradicated.  Life famine, viruses, cats, weeds, moles, droughts and diseases – we can inoculate against and quarantine as best we can, but they keep coming back and rearing their heads up even after exhausting their nine lives and filling in the holes they have dug.

Suffering is, in the end, that which is there for a purpose – of allowing for feelings; of contrasting the opposite of ecstasy and joy, without which there would be no comprehension nor appreciation, as “being” cannot be understood without its flip-side, “nothingness”.  Thus, the question must always come down to:  Not “whether” it must be, but to what “extent” it needs be.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, it may well be that you have reached a pinnacle point of suffering such that preparing, formulating and filing an effective Federal Disability Retirement application, submitted to the U.S. Office of Personnel Management, becomes a necessity.

Every Federal or Postal employee, whether under FERS, CSRS or CSRS Offset, must make the “right” decision for him or her self, as to the timing, the substantive event and the future securitization for livelihood’s sake.  It is, in the end, suffering itself and the medical condition that overwhelms, that often determines such a course of action, and that is a very personal decision that each individual must decide in the most appropriate of circumstances.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: Left to our own devices

This is a world where loneliness prevails.  Despite all of the “connectivity” that is bandied about, the fact is that the suffering of human relationships has been on the rise since the industrial revolution, and perhaps even before that.

The proverbial term itself has taken on a double meaning (for those who are comfortable with a more sophisticated linguistic and grammatical ascription, that would be a “double entendre”) – not only in the traditional sense of the phrase as encapsulating the abandonment to make our own way in the world, but in the sense of modern technological overload, of the very pragmatic sense that each of us are surrounded by the electronic contraptions we have embraced in pursuance of connection and social constructs that have resulted in a foreboding sense of growing isolation and angst at the loss of a human touch.

It is that loss of tactile warmth – of holding hands in a movie theater, picking up on the subtleties of facial expressions and looks; of being able to read the soul’s essence through intonations and the mystery of sense impressions.  We are all, in the end, left to our own devices, and more so in this universe of appearances and medium of messaging through words and abbreviations of words where illiteracy parallels the self-delusion of relationships created, maintained and transmitted by light’s illumination.

As Philosophy lost its pinnacle of wonder and incessant questioning when the pragmatic successes of science overshadowed queries perennially posited but never resolved, and as British Empiricism relegated all problems to mere linguistic wastelands where the tinkering of word-orders resolved long-held philosophical conundrums as mere confusion over grammatical misunderstandings and incomprehensible definitional mishaps (as only the British could so arrogantly decide for us how we should speak our language – although, oops!  — the greatest culprit was not English at all but that Vienna-born rabble-rouser, Wittgenstein); so we have now come full circle and find ourselves lost in a paradise of our own seclusion, like the image of the Cave in Plato’s Republic, where we see only shadows, only our own devices, and forever isolated within the illuminated tablets of devices made in foreign parts unknown.

That is the same sense that Federal employees and U.S. Postal workers feel when they are hit with a medical condition that cuts short one’s Federal or Postal career.  Isolation, being left to one’s own devices (in both senses of the phrase – of having no help from one’s own agency and presented with a number of puzzling and confusing forms to fill out), and like the boat up the proverbial river with no paddle, a reduced chance of success with the behemoth of all agencies, the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Fortunately, however, there are “repair-shops” and refund policies for devices which don’t quite work; and the first step is to consult with a disability retirement lawyer who specializes in doing FERS & CSRS law.  Left to our own devices, we are bound to come up short with inadequate answers; for, in the end, it is the devices which we use, in the proper and most effective way, that makes the difference in an otherwise mad, mad world.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The touch of life

People often refer to “the touch”; of Midas’ ability to engage in alchemy, now transformed into a metaphor for those whose every endeavor results in financial gain; or of that “soft touch” in the arena of basketball, where the swish of the net and the easy bounce which finds the diameter of the hoop always larger than the irascible target of our trying attempts.  But it is the “touch of life” which encompasses all of that, and more.

When most struggle with the morning fog of first dawn, and youth craves for the security of childhood but act with cynicism to protect their own pride; and pride itself, foolish in its heart, but where wisdom never finds refuge but for the mistakes made in trying.  The touch of life comes to the fore when wandering souls finally find restive quietude from the troubles of the world, and for a brief moment when time, history, and the troubles which beset, can be set aside in an orderly, systematic and rational universe of timeless peace and finality of purpose.

Wisdom is hard to come by; and in the midst of daily struggles, finding clarity of purpose is impossible, especially when troubles abound upon the horizon of life’s plenitude.

For Federal employees and U.S. Postal workers who are struggling because the Federal agency or the U.S. Postal Service harasses, intimidates and engages in unfair labor practices, preparing an application for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is often the only viable choice left.

Life often grants only limited options, but when we grumble and complain about the lack of alternatives, we merely delay and obfuscate the richness open to our own lives.  Instead, what the Federal or Postal employee needs to do, is to take that opportunity and prepare, formulate and file an effective Federal Disability Retirement application with OPM.

Grumbling about fate not in the cards merely takes energy away from that which will work; and as America is a land of pragmatism, the home to William James and the only original philosopher from this country, it does well to recognize that the touch of life is not reserved to the magic of alchemy, but to the choices we wisely accept and forge forward upon.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The furrowed face

Does the palm reader tell from lines deepened and extended by time, or in the creases of birth and predetermined fate?  Do the ruts and chasms criss-crossing like doodling designs created by a madman mixing a cauldron of witch’s brew depend upon fate already set, or can the future be altered by choices one foresees?  And what of the face — the creases around one’s mouth, the ruts above the furrowed brow, or the fine filaments of timeless cuts around the eyes; do they tell a story of joy and promise, or of sadness and sorrow?

The furrowed face is but a moment’s expression; it is rather the corrugated painting, forever captured in the stitch of life’s experiences, which lasts in timeless bottles of floating memories, like butterflies caught in a web of deception where promises of boundless expectations and revelations of hope as sung from the loving tongues of mothers dreaming of tomorrow’s future for children yet unborn.

Time, experience, and confrontations of life tend to deepen the furrowed face of age.  As do medical conditions.  It is when the tripartite combination coalesces, that decisions need to be made, lest extinguishment of life become the goal of sorrow.  For, when a medical condition comes to the fore, it impacts one’s capacity and ability; when capacity and ability become impacted, then one’s work suffers; and when one’s work begins to suffer, the notice of employers, coworkers, and the Federal agency or the U.S. Postal Service begins to turn on its engine of harassment and adversarial modalities of meddlesome trickery.

Federal agencies and the U.S. Postal Service care not whether the ruts and grooves of the furrowed face deepen by the actions of an uncaring bureaucracy.

As Americans spend billions each year on health care and cosmetic products to enhance beauty and delay the inevitable lines of age, so it is often the best medicine to alter the predetermined fate of time by considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, when the furrowed face of life requires such a step.  Adulthood rarely spares any of us from the deep ruts of facial scars; and when there is a “baby face” in middle age, it often reflects deeper chasms and valleys within the psyche, where hidden traumas are screaming to be let out.

Federal and Postal employees who face the problems of work because of a medical condition have the option of filing for Federal Disability Retirement benefits through OPM, and begin planning for another stage of one’s life in the private sector.  Not everyone has such an option or an opportunity in the face of a medical condition which robs the Federal or Postal worker from continuing in one’s chosen career, but OPM Disability Retirement is that rare benefit which allows for further employment while receiving an annuity.

In that sense, the furrowed face need not be the last and frozen picture of a person’s future, and the palm reader may yet be tentative in predicting the final chapter of one’s life.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Life’s wisdoms

The term, “decapitalization” often refers to the deliberate and systematic process of imposing harsh government policies in order to alter the private sector’s hold upon society’s commercial entanglement and mercantile involvement.

In some grammatical contexts, however, it can denote the reduction of capitalized lettering into “small” letters, and thereby change its appearance, import, and even “meaning”.  e.e. cummings is a fine example of this.  Or, on a “title page”, one would expect that the concept of “Life’s Wisdoms” would be capitalized, for essentially two main reasons:  The first word, “Life”, is too great a theme not to ascribe the signification of it, as well as being the beginning part of the title; and the second, well, if it was good enough for Solomon, then we should certainly designate and captivate with a position of priority.

So, why has it been “reduced” in the heading of this short blog, you ask?  Because most of life’s wisdoms are not provided at the time of birth on a silver tray packaged in a unitary compendium; rather, they are “dished out” in small increments, over time, through encounters both expected and unasked for; and always when we least desire it.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s positional duties in the Federal Sector and the U.S. Postal Service, seeking out “information” in order to begin the process of preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management may take on many and variegated forms:  Internet Research; contact with the Human Resource Office; call to an attorney; discussions with others who have gone through the administrative and bureaucratic process; unloading upon family and friends, etc.

Always remember, however, that there is a vast chasm of differences between “information” and “wisdom”, and the mere fact that much of information provided “out there” is capitalized with blaring trumpets of fanfare and glitter, ascribing signification by making something into an “upper case” designation, or otherwise in priority of sequence, does not transform the “it” into anything more than what first the skeleton of the entity originated.  Saying it doesn’t make it so; dressing it up does not complete a substantive metamorphosis begun in nascent shivers of intended good.

For the Federal employee and the U.S. Postal worker who must make wise decisions concerning one’s future course of actions because filing for OPM Disability Retirement has become a necessity, the conversion from aggregating mere information to obtaining life’s wisdoms must come about first through a decision to decipher and sift through the vast and irrelevant information “out there”, and then to implement a course of action which sounds right, considers the differing interests at hand, and then to emulate the experiential factors we have accumulated over these many years of trials and turmoil.

Just remember that Solomon made his share of mistakes, as well.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The Demarcation between Sanity and…

The dividing line itself may be a false option; for, there may well exist a spectrum of alternatives prior to falling off of the fathomless cliff into the netherworld of the opposite.  Yet, human behavior often reveals to us the tenuous hold we have upon this thin reed we identify as the “civilized” world, where conformity to standards of behavior are relatively followed, and the social contract between citizens constrains open aggression towards one another; and from the individual’s viewpoint, the internal mechanism of orderliness remains fairly intact.

We recognize, however, that there exists such a dividing line; how else to explain the rise of dystopian novels and movies depicting the quick regression into chaos and madness?  Then, on an individualized scale, the daily pressures, the stresses encountered, the bombardment of data, needless and useless information, and the constant obsession with our Smartphones — we come to believe that the demarcation is between sanity and the “other” universe, comprised of complete loss of rational discourse.

That is why we come to accept that a person has “snapped” or “gone postal“; and the new normalcy includes a bomb being set off in a crowded mall, and certainly for some endangered countries and populations, that is a daily occurrence to be expected, like birth, death, taxes and sweaty palms on a first date of teenage romance.

Federal employees and U.S. Postal workers who must work under conditions of daily and almost intolerable levels of stress, well comprehend the plight of that fragile decomposition of demarcations.  For, when a medical condition begins to impact the Federal or Postal employee’s capacity and ability to continue performing all of the essential elements of one’s positional duties in the Federal agency or the U.S. Postal Service, the exponential quantification of stress levels begins to expand and show the almost-imperceptible cracks opening the inner resolve to “tough it out“.

The question is:  How long does it take, and not “whether”, but “when”?  The reason why the little old lady next door always says to the reporter, “He was such a nice young man…” is that we rarely take the time to notice the subtle changes of decomposition.  Instead, we tend to observe things in incremental jumps, like warp speeds of bouncing into another universe of experiential encounters, instead of being watchful to daily needs and wants.

For the Federal or Postal employee whose medical condition has come to a point where it becomes clear that simply “existing” as opposed to “living” has become a daily reality, the time may be now that preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management has become a necessity, and not merely a theoretical option for an obscure future event.

The dystopian universe first begins with the demarcation between sanity and reality, and the failure to recognize and identify the source of deterioration; rarely is it between sanity and its opposite, except perhaps in timeless tunnels of inchoate universes where the whispers of crying fears shout out in chasms of darkness, in a madness we are creating daily for ourselves as we delay the inevitable.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The Lore of Yesteryear

The past is often the attraction of selective memories, the passion of antiseptically expunged yearnings, and represent less about factual accuracy than emotions bound to images.

With modern technology, mixed with the relative value of truth and the abandonment of universal principles transcending beyond time and cultural norms, the obsession with oral tradition and a clinging to unnamed tombs of yesteryear, when causes were worth fighting for, a handshake meant the seal of a deal without a follow-up fax or an email confirmation; and when people didn’t check the labels of food ingredients to verify MSG, GMO or other terrifying acronyms which undermine the palate and appetite; those were the days gone by, and the yearning that defines the embellishment of heroism as each day marches in the timelessness of forgotten marshes of mindful embrace.

Time was…but then, we pause, and realize that it is the “now” and the “today” which must be faced.  Reminiscences are good for the soul, but rarely profitable for the pocketbook.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition (whether physical, psychiatric, or an intersecting compilation and aggregate of both) prevents the Federal or Postal employee under FERS or CSRS from performing one or more of the essential elements of one’s Federal or Postal positional duties, the attraction of the lore of yesteryear will often grow exponentially in parallel form as the medical condition progressively deteriorates.

That is because the convergence of present pain and the increasingly selective memories of past freedom from pain, extends to a future yearning for a time of quietude and peace where the medical condition has resolved itself and the body, mind and spirit can be free of the confinement of the debilitating medical condition.  That is a natural reaction of the human essence to be free.  But in order to do that, affirmative steps must be taken.  Life just doesn’t happen.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is just such an affirmative step.  One cannot continue to cling to a fading past, and expect that the present will get any better, or that the future will result in greater peace and tranquility.  The future is now; the present is something to be acted upon; and the Lore of Yesteryear must be replaced with a growing sense of urgency to embrace memories not of fading photographs of unidentified tombstones of yore, but of living and vibrant experiences today encountered, to be savored for future generations.

Sincerely,

Robert R. McGill, Esquire