FERS & CSRS Disability Retirement Law: Sifting

Life requires sifting through a sieve; otherwise, the unwanted and undesirable particles of coarseness and garbage will become part and parcel of the component of one’s daily living.

Have you ever watched how the screen picks up, prevents and protects against intruding contaminants attempting to interlope?  How dust sticks to likeness and filth collects upon kindred spirits?  Are we talking about particles and contaminants — or of humans by analogy and metaphor?  Those descriptions which fit the picture frame of sifting screens can certainly apply to life’s encounter with fellow humans; how we change filters, when, and to what degree, applies to human interaction, as well.

For Federal employees and U.S. Postal workers who engage the bureaucratic process of filing for Federal Disability Retirement through one’s agency, and ultimately with the U.S. Office of Personnel Management, there is often a metaphorical sifting process which applies beyond changing the filter of one’s heating and cooling system.

It involves the prioritizing of important and significant issues; of whether work should prevail over health; of recognizing true friends and colleagues, of those who show loyalty beyond one’s contribution to the workforce and reveal an empathetic soul when needed; of securing future needs and differentiating between that which is necessary as opposed to sufficient; and in the end, of crystallizing human relationships, where the refractory nature of family, friendships and filial fondness may flower with a collage of hues and colors bending with the corridors of time.

Does all of that occur with merely filing for Federal Disability Retirement?  It is a difficult process, evolving through the origination of a medical condition, and it is often the time when triumph treasures the tragedy of origins, and where sifting of life’s undesirable particles begins.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Facts and Explanations

There is often a widespread misconception that “facts” need no elucidation or explanation, and somehow speak for themselves.  There are, indeed, times when self-imposed limitation of apparent eloquence and bombastic, grandiloquent and pretentious verbosity is of use; for, scarcity of adjectives and brevity of prose can leave the plains and tundra of a descriptive narrative’s call for less inhabitants, and not more, to reveal the beauty of the linguistic landscape; but even in such instances, facts still require explanation.

Facts without explanation constitute mere artifacts floating in a vacuum of a historical void.  It is thus the prefatory context provided by explanatory delineation, or the sentence next which elucidates the relevance and significance of an event before. Without the explanation, facts merely remain an artifice with a lack of architectural integrity, lost in the quagmire of historicity without dates, times or epochs of reference.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, the misunderstanding between the conceptual bifurcation of “facts” and “explanations” is often exponentially magnified to the detriment of the Federal Disability Retirement applicant when one presumes that “medical facts” speak for themselves.

Thus does the Federal or Postal worker who is preparing a Federal Disability Retirement application simply bundle up a voluminous file of medical records and declare, “See!”  But such declarative intonations accompanying files of “facts” do not explain in meeting the legal criteria to qualify for Federal Disability Retirement.  An explanation is in response to the query by a governmental agency and bureaucracy which requires that justification through explanation will meet the preponderance of the evidence test in being eligible for Federal Disability Retirement benefits.

Yes, there are some “facts” which may not require explanation — such as the beauty of a morning dawn pink with a quietude of poetry, where words fail to embrace the peaceful mood within the serenity of nature; but such facts do not reflect the chaos of the paperwork being received by the U.S. Office of Personnel Management, and very few there care about the pink dawn of nature, but want an explanation as to why the Federal or Postal employee is entitled to Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Random Happenstance

A determination concerning the random nature of a material and unconscious universe can only come about in contrast to a recognition that there is a comparison to be made, to its opposite corollary — that of a teleological state where will, consciousness and deliberation of action occurs.

Thus, one can bemoan the random happenstance of events, but to complain of an inherent “unfairness” becomes a self-contradiction, precisely because to do so is to declare otherwise than to acknowledge its aimless appearance and entrance into the consciousness before one who recognizes the arbitrary realm of an otherwise impervious and unfeeling world.

Further, while inanimate objects and their movement within the universe may further establish the arbitrary catapult of nature’s actions, when human decisions, and acts engaged by animals who are clearly aware of deliberative encounters interact within the arc of intersecting symmetries, one must always consider the history of how things came about, before determining whether or not the lack of teleological consequences betrays a truly random happenstance.

Medical conditions tend to prove the point.  Why does X occur to Y, but not to Z?  That is a question which involves an underlying sense of declaring the “unfairness” of a circumstance.  Whether genetic inheritance, an excess of negative and detrimental exposures, or perhaps an aimless accident resulting in injury, most often one will never know.  Doctors can discuss the contextual historicity of origins, but in the end, the medical condition must be accepted, and engaged.

For Federal employees and U.S. Postal workers whose lives have been impacted by a medical condition, where the medical condition begins to prevent one from performing one or more of the essential elements of one’s positional duties with the Federal government or the U.S. Postal Service, the time to consider the random happenstance of one’s condition, or whether there is behind it a purpose or lesson to be gleaned, is best put off for another day.

Instead, the practicalities of life’s mandates should prevail, and one such deliberative consideration is to determine whether filing for Federal Disability Retirement benefits, whether one is under FERS, CSRS or CSRS Offset, should be one of the options to entertain.   Federal Disability Retirement benefits allow for the Federal and Postal worker to maintain health insurance, continue an income based upon an annuity of 60% of the average of one’s highest 3 consecutive years of service for the first year of being an annuitant, and 40% every year thereafter, until age 62, at which point it becomes automatically converted to regular retirement; and, moreover, the number of years one is on Federal Disability Retirement counts towards the total number of years of Federal Service.

Yes, life’s random happenstance can sometimes appear unexpectedly, and seem unfair in a universe where we map out our existence from birth to death; but it is important to recognize that beyond the laws of physics allowable in the physical world of an impervious nature, there are no rules of the game except the ones we employ through devices concocted within the artifice of our own imaginations.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability under FERS, CSRS or CSRS Offset: Beyond the Disequilibrium of Life

Finding a balanced life after a disabling injury or medical condition with OPM Disability Retirement benefits

One can describe, in positive terms, the negative aspects of a thing, as in, “X is y,” etc. Or, as in the case often represented by Maimonides’ Negative Theology, one can elucidate by negation of perceived phenomena, leaving the subtraction of present realities to the imagination of the void.

Some may contend that the latter methodology of descriptive narrative adds nothing to knowledge; for, it is a negation of that which we know, and as King Lear reminded Cordelia, “Nothing will come of nothing:  speak again.”  But there is something beyond the nothingness of negation, is there not?  To negate is to expose the loss of something, the extracting and revealing of that which once was, became detached, and left as a void to be filled.

Thus can life present a semblance of equilibrium, where balance of family, work, community and value of living provides a coherence of a teleology of sorts; and when such coordination of essence in the core of one’s being gets out of whack (the term being of a very technical nature, used in esoteric philosophical discourse, as in, “He whacked away at the pages of Hegel’s Phenomenology of Spirit”), there is a foreboding sense of loss and dispiritedness (again, the negation of a positive attribute).

Medical conditions tend to exonerate the negative theology of life.  Often, it is a subtraction beyond the chronic pain and debilitating nature of the medical condition itself.  For Federal employees and U.S. Postal workers who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, the issue is often how, and to what extent, a persuasive description of one’s medical condition can purport to effectively represent the chronic and severe nature of one’s medical condition.

Some would contend that such an endeavor is nigh impossible to do; for, as the negation of equilibrium is the disequilibrium of life, so the mere subtraction of what we do and could do, does not necessarily present an accurate picture of one’s life.  And that is what is required, is it not?  Words have meaning; descriptive negations presume a context of knowledge already existent.

For the Federal and Postal employee who must present a compelling Federal Disability Retirement application to the U.S. Office of Personnel Management, the conundrum of attempting to adequately describe one’s medical condition, its impact upon one’s ability to perform the essential elements of one’s job, and the further pervasive effect upon one’s personal life, is a conundrum of epic proportions.

To engage in negative theology in the descriptive delineation on SF 3112A is to presume a context which is not yet there; and to describe the disequilibrium brought upon the Federal or Postal employee resulting from a medical condition, is to encounter the wall that separates between words, meanings, and the true experiences of life.

Sincerely,

Robert R. McGill, Esquire