FERS & CSRS Medical Retirement: The Question of Worth

Whether animals consider the question or not, they certainly make judgments based upon prudence, calculation and quantification of effort involved; but perhaps not in some conceptually systematic approach.  “Worth” can involve multiple meanings: of time expended; monetized value; quality; but always involving the evaluative process of comparative analysis.

It is this latter process which is important for the Federal employee and the U.S. Postal worker in determining whether to proceed with preparing, formulating and filing for Federal Disability Retirement benefits under FERS, CSRS or CSRS Offset. The comparison may be on different levels, and pitted against and between various elements: priority of values (health versus continuation and persistence in present circumstances); current financial condition in contrast to future reduced benefits; the penalties imposed by taking an early retirement as opposed to a Federal Disability Retirement; the length of the process in contrast to one’s age and cost of hiring an attorney; and many such similar factors to be analyzed.

Perhaps the only comparative analysis which need not be engaged is the one which the Agency implicitly compels: The worth of self, derived from the manner in which the agency or the U.S. Postal Service treats the Federal or Postal employee once it becomes evident that the Federal or Postal employee has a medical condition such that it prevents him or her from performing one or more of the essential elements of one’s job, and thereby consideration must be given to filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Other animals never ask that question of self-worth, as survival and Darwinian principles prevail and overtake the inherently nonsensical nature of such a question; it is only the human being who ever questions the worth of self, and only within the greater context of a society which places a premium upon questions unworthy of consideration.


Robert R. McGill, Esquire


OPM Disability Retirement: Confirmation of Worth

Recognizing the value of Federal employees with medical conditions

Diamonds demand it and markets survive by it; investments grow or shrink according to assessed worth, and relationships are maintained by the relative perspective of individuals entangled.  Worth, or the value of a thing, is determined in a capitalist society as a result of increase in demand, and scarcity of supply.

But what of the worth of an individual, as opposed to an inanimate object?  Do we treat it in the same manner?  Should it be?

When first the concept of “human capital” was introduced to the lexicon of capitalist verbiage, it was meant to convey the value of workers in a society consumed by material wealth; but over time, one could argue that the very introduction of such a concept on an equal footing with valuation of goods and services, only resulted in demeaning and dehumanizing the uniqueness of each individual.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s ability and capacity to perform the essential elements of one’s job, that very concept of the equality of value between one’s humanness and the worth of services provided, is all too real.

Suddenly, it becomes apparent and self-evident that the two are inextricably entangled:  One’s worth as a human being cannot be separated from the value of the work provided.  The compound concept of “human” and “capital” are inseparably linked, like siamese twins sharing a vital organ, never to be surgically extricated, forever compartmentalized into a conceptual embrace of blissful togetherness.  But that is precisely the time when the value of the individual should be recognized, apart from the worth of the services provided.

A medical condition which prevents the Federal or Postal worker from performing one or more of the essential elements of one’s job, should be valued independently, until the medical condition can be resolved.  But as agencies fail to do this, so the Federal or Postal worker has an option to maintain his or her dignity throughout the process:  to file for Federal Disability Retirement benefits, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, through the U.S. Office of Personnel Management.

As value is a relative concept, so the confirmation of worth is relative to the capital investment which a society is willing to put up with; and the confirmation of the worth of an individual should always be paramount in viewing the pinnacle of human essence, as above the primates of an evolutionary yesteryear, and just below the angels gently strumming the harps on a morning when the breeze whistles a tune of hope.


Robert R. McGill, Esquire