FERS Disability Retirement from OPM: Before and After

Do you remember those old pictures on the advertising pages of various magazines?  Or, perhaps they are still there?

Whether for diets, some “Atlas He-Man” powder to build muscles; where the “before” picture is always grainy and indecipherable; whereas the “after” photograph is of a beaming, smiling, clearly and visibly an ecstatic person, satisfied and happy with the product and the end results.

A comparison of the two — the person “before” and the individual “after” — is always of dubious quality (at least with respect to the “before”), and triggers the question:  Is it the same person?

But the question itself is somewhat irrelevant — for, of course, in one sense, it is not the same person; the person “after” is different because that is the whole purpose of the advertisement, to convey to the reader that the person “after” is a different person from the person “before”, and the photographs are meant to show you the difference.

So, is it false advertising if the person photographed in the “after” picture is not the identical person as the one shown “before”?

In one sense, it obviously is, because the advertisement is trying to persuade you that the product being sold is what caused the change, and surely if you photograph the “before” person as being the same — but now different — as the “after” person, some semblance of subterfuge was engaged in.

On the other hand, if the whole purpose of the advertisement is to convince you that both the “before” person and the “after” person (both of whom presumably used the product being sold) are, in fact, “different” from one another, then how is it that there is any falsity in the advertisement?

For Federal employees and U.S. Postal Service workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, clearly — and without false advertising — there is a difference between the “before” and the “after”.

Before the medical condition, the Federal or Postal employee was a vibrant, productive worker.  After the chronic medical condition — well, the clear necessity to prepare an effective Federal Disability Retirement application under the FERS system tells the whole story.

Contact a FERS Disability Attorney who specializes in OPM Medical Disability Retirement Law, and let not the dubious advertising of those “before” and “after” photographs in those old ads detract you from pursuing the need for FERS Disability Retirement benefits before the after of the debilitating health conditions worsens and goes too far.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Attorney Legal Assistance: The Intended Goal

Every now and again, we see a video clip of the goal NOT intended — of a running back turned around and making for the wrong end zone; of a basketball player stick his or her leg out to block a pass, only to have the deflection make an arc and swish into the wrong basket; and other similar deviations from the intended goal.

Later in life, people forget to evaluate and analyze first what the intended goal is, before hazarding a lengthy trek towards the conclusion — i.e., years later, do we look at it and say to ourselves, “I should have…”.

OWCP under the Federal Department of Labor is one such animal where the intended goal is often overlooked.  OWCP is not a retirement system; instead, it is a benefit meant to return the Federal or Postal worker back to work.  FERS OPM Medical Retirement, on the other hand, is a system where one’s medical condition will allow the Federal or Postal worker to become eligible for early Federal or Postal Disability Retirement.

You can actually obtain an approval for FERS Disability Retirement while receiving OWCP benefits; you just can’t receive TTD and a FERS annuity concurrently, but you can have the FERS Disability Retirement approved but inactive.

The process for both is rather complicated, but if the intended goal is to retire early because you will never be able to go back to your former Federal or Postal job, you may want to consider filing for Federal Disability Retirement benefits under FERS.

Yes, yes, OWCP pays more — for the present — but FERS Disability Retirement continues to build your retirement system by counting the years you remain on Federal Disability Retirement until age 62.

Contact a Federal Disability Attorney who specializes in OPM Disability Retirement, and begin to process of evaluating and analyzing the intended goal.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement Benefits: Swords and Shields

It is often in the manner by which one utilizes and applies an implement, which determines whether or not to characterize the tool as either a “sword” or a “shield”.  Thus, a shield used to pummel an opponent is to use the defensive tool as an offensive weapon, and the use of a traditional sword in parrying in order to ward off an attack, is to use the sword as a shield.

Words; language; “the law” — all can be used in offensive ways, as well as by defensive maneuvers.  Preemptive argumentation can be considered as both a sword and a shield, depending upon how the reasoned soliloquy is presented.

For Federal employees and U.S. Postal workers who are preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management under FERS, it is important to weave one’s legal argument both as swords and shields — providing legal citations, argumentation, reasoned explanations, etc., in presenting why you meet all of the legal requirements and criteria encompassing the global compendium of issues which need to be addressed, from invoking the Bruner Presumption when applicable; to explaining why the Bracey standard of accommodations has been met, and to preemptively strike against anticipated objections which will be plentiful and appearing to be valid, as argued by OPM.

Contact a Federal Attorney who specializes in Federal Disability Retirement Law, and make sure that your swords and shields are adequately used and properly applied.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Filing for Federal Disability Retirement: Damaged goods

Perhaps it is of a fine porcelain statue; or a painting that depicts perfection in a pastoral panorama presenting a private purview of picturesque purity (sorry for the alliteration that cannot be resisted); or a first edition book that is without blemish; or a host of other “goods” that one values, admires, cherishes — and is purchased with anticipation of contentment.

Upon returning home, one notices an imperfection not previously spotted: a small “crack” on the forearm of the porcelain figure; a tear in the upper right portion of the canvas, just below the line where the frame casts a shadow and becomes almost imperceptible; or a crayon marking on page 324, in the middle of the book, unnoticed unless one inspects each and every page.

The item cannot be returned, because of either distance (perhaps it was purchased on international travel in a small shop in a foreign country not known for return policies); policy (the sign clearly stated, “All sales are final and the purchaser bears all responsibility in inspecting the condition of the item prior to buying”) or some other impracticable reason.

The imperfection is so minor that no one else knows, would notice or otherwise cares to comment on such an impurity of the state of the condition, except for one small and irritating fact: You know.  It bothers you.  The fact of the damaged goods betrays something about yourself — not merely that a contrast against a paradigm of perfection has stirred an irrationality that struggles against good judgment, but moreover, that there exists an intolerance for a standard of less than the penultimate apex of an unreachable standard.

What does one do?  You can: Hide and stash away the item (but it yet remains with the knowledge that, hidden or not, the aura of imperfection exists); you can give it as a gift, or sell it to a third party (but what if the potential purchaser recognizes the imperfection and bargains for a better price, leaving you with a loss — will that constantly remind you of your lack of judgment when once you thought that your expertise in such matters was the paradigm of perfection itself?); justify to yourself over and over that, “Yes, it isn’t perfect, but boy is it a great piece regardless!” (perhaps, over time, this approach may work); or, do the most drastic of solutions: destroy the item and trash it.

Medical conditions have a way of impacting individuals in a similar manner as the discovery of imperfection in what one once thought was a paradigm of perfection: somehow, it is even worse, because of the personal manner that medical conditions impact: it touches upon one’s self, one’s self-image and the crumbling sense of self-confidence one possessed when health was taken for granted.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, always try and keep in mind that the diminution of the “product” concerned (i.e., yourself, the Federal or Postal employee) is not discovered by the mere fact of filing for Federal Disability Retirement — rather, the fault is in the system of the Federal Government for not being able to be patient as you struggle to recover from you illness or injury.

Filing for Federal Disability Retirement under FERS, CSRS or CSRS Offset is not a reflection on the “value” of you; it is, instead, the reality of a system that fails to recognize the difference between the relative value of “goods” as opposed to the priceless perfection of a human being and his or her contribution to society.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The difficult good-bye

It is always difficult to say good-bye.  Whether of a long duration, or with a quick ending to an already fast-deteriorating relationship, the good-bye that brings sorrow, tears and a sense of unease is the one that once was never thought of.

Separating from loved ones; the end of a stay that may have begun with trepidation, hesitation or even loathing, but which turned out to be an embracing of past memories forgotten, revitalizing conversations and enlivening moments of collective reflections; or even of a chance encounter with someone, or with the lengthy last moments with a bedridden relative who wants the warmth of human contact nearby before departing into the netherworld through gates of wandering souls.

Whatever the circumstances, the good-byes we fear, the ones we think will be a relief, and even those that turned out to end merely with a half-hearted wave of the hand — it is the difficult good-bye that echoes within the hollow of one’s mind, squeezing between schedules full and memories touching upon a conscience that will not abide.

Careers have good-byes, as well, and not just between people; for it is the career that defines so much of who we are.  It is never just the “what do you do for a living” part of it, but the title that comes with it, the identity that is attached to it, the camaraderie that accompanies it and the past memories that haunt one; these are the cementing tributaries that form one’s personhood.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, whether under FERS, CSRS or CSRS Offset, the difficult good-bye is the one that separates the Federal or Postal employee from the Federal Agency or the Postal Facility — not necessarily because of the circumstances compelled by the medical conditions themselves (although that is admittedly difficult enough), but often because the job itself was and has been an integral part of one’s life, livelihood and identity, and because any change in one’s routine is hard enough.

Filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is essentially saying good-bye to a good chunk of one’s daily routine of life and living — of spending about 50% or more of one’s life (including preparing for the day, commuting, doing work-related emails and similar activities, etc.) — and thus will be, even under the best of circumstances, a difficult separation and departing.

But always remember that the difficult good-bye is the one that retains an abiding meaningfulness within the souls of worthwhile characters, which then forms the seeds of hope for a future yet untold, as opposed to the half-hearted wave of the hand that dismisses so casually that we remember not even which hand with which we waved good-bye.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability: The constant struggle

It does appear never-ending, doesn’t it?  And what of that dream – of some windfall, or perhaps the lottery pick of numbers that somehow keeps people coming back to the corner Mart and purchasing tickets despite the astronomical chances that defy the odds of probability?  Why is it that people are more apt to believe in conspiracy theories that the moon landing or aliens from Mars have been concocted and coopted by some nefarious government, but no one believes that those “winners” of multi-million dollar lotteries have been a “set-up” to keep people enticed into buying more and more worthless tickets?

Is it because life is a constant struggle, and so long as there is some fantasy to believe in, some pie-in-the-sky probability to reach for and dream about, the misery of today’s misfortune can be borne with aplomb “so long as” … so long as there is some hope for tomorrow?  And even if the lottery were to be won, by some unforeseen whim of a chance begotten, would life no longer be that constant struggle, and does financial freedom guarantee happiness, joy, freedom from the struggle and liberty from the daily fetters of life?  Why is it that we believe that winning a treasury trove of sudden infusion of financial depth will suddenly resolve all ills of life?

And then, of course, there is the medical condition.

What most people would not trade for good health – and, for some, even a day’s worth, an hour’s splice of that day, or even a few minutes free from the pain, the anxiety, the worry of ill-health?  It is one of those statements of proverbial “throwaways” that we all pay lip-service to, isn’t it?  That one that goes something like: “Oh, I would trade in all of my wealth, status and everything I own to get my health back.”

We hear other people say it, and nod with quiet agreement, but somehow, we don’t quite believe it – until our own health begins to deteriorate.

The key to wisdom in life’s journey is to come to a point of recognition that the constant struggle never ends; and by such recognition, to savor the moments of beauty and those “little joys” of life.  Yes, yes, that is the basis of another “conspiracy” or sorts – of the wealthy and powerful to make the “little people” believe in such joys as flowers, children and puppy dogs, while they go out and sun themselves on the extravagant yachts of life.

For Federal employees and U.S. Postal workers whose health has been deteriorating, who recognize that one’s career is more than just the constant struggle of daily living, it may be time to consider filing a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Yes, you cannot any longer do all of the essential elements of your job; yes, life is a constant struggle, and your medical condition makes it all the more so; no, you are not going to win the lottery; and finally, even if you did, it won’t make the pain or depression go away, and winning the lottery, in the end, won’t make the constant struggle disappear, and probably won’t even make it any more bearable; and thus the need to prepare, formulate and file an effective Federal or Postal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Private thoughts, public offerings

The bifurcation of human contemplation can take many forms, and rarely do they conflict with each other, unless the former is involuntarily injected into the cauldron of the latter.  One can hold private thoughts contrary to one’s public image; and the public self can contradict the private soul without a condemnation of hypocrisy, so long as the two are never manifested as unconcealed revelations of surprised protocols.

We suspect that exacting consistency between the former and latter has never existed in the history of mankind – beginning with the dawn of hunters who trembled with an inner fear so violent that want of flight was paused only by the shame that would prevail at the tribal dance where bravery, conquest and manhood are celebrated; or in more “civilized” settings when socialites raised eyebrows upon behaviors deemed uncouth and agrarian, where divisions of social consciousness resulted from the miscreant amassing of wealth previously unknown.

Can resentment be concealed in a long-enduring marriage, or fear of death be tightly coiled within the heart of a warrior?  The samurai who gave his fearless allegiance to the daimyo, who in turn swore body and soul to the Shogun – did they avert the openness of their trembling by dispensing favors and accolades to the underlings who disseminated the fearsome bloodlettings?  And what of politicians today – the acceptability of having a “private belief” contrary to the “public stance” – do they constitute a hypocrisy, or an acceptable division of setting aside personal feelings for the greater good in public service?

Often, the misguided confusion arising between a conflict of contrasting private thoughts and public offerings, is just that:  We fail to contemplate the ends thought, and mix the means for motives untold, and in the muddle of such a conundrum of confusion, think that it reflects upon the meanness of our own souls, without recognizing that human frailty must always allow for a bit of good humor, if we are to survive the self-flagellation of our inner desires.

Federal employees and U.S. Postal workers have this same problem – of fealty and loyalty to a Federal daimyo or Postal Shogunate without considering the misguided and irrational basis of such compelling inconsistency.  The thought that loyalty to an agency or fealty to the Postal Service must continue despite hostility and abuse perpetrated merely for suffering from a medical condition brought on through no fault of the Postal worker or Federal employee, is tantamount to the bifurcation between private thoughts and public offerings:  publicly, in the company of coworkers, supervisors and managers, the smile of contentment and membership in the agency’s team spirit must be on full display; privately, the suspicions and paranoia mount because of the workplace hostility engaged by others.

Betrayal itself is often a misguided embracing of a blind trust; you cannot betray those who have already undermined your every turn.  Filing for Federal Disability Retirement benefits, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, is a very private matter, precisely because it involves the most private of information – one’s medical condition and the records which reveal the intimate and private details of it all.

Filing a Federal Disability Retirement application, first through one’s own Agency or H.R. Department, then to the U.S. Office of Personnel Management, is a “public” act in many ways, and it is that act alone which often makes one pause.  But this is where the “rub” must be faced:  In order to access a public right (filing for Federal Disability Retirement benefits), some extent of the private information (the medical condition; doctor’s narratives, office and treatment notes, etc.) must be “offered”.  Yes, it is a difficult decision – but one which must be faced in order to get beyond the private hell within the cauldron of the public hostility and workplace harassment which will only continue until an effective Federal Disability Retirement application is approved by OPM.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Of that unanswerable question

Why?  Or, the one which all parents dread, Are we there, yet? (as asked not 2 minutes after the engine has been turned on in anticipation of a 10-hour trip).  There is, then, the question posed by Bertrand Russell, as to the meaning of language, its correspondence to the physical world around us, and whether a truth value can attach itself to statements which fail to reflect the reality surrounding: Is the present king of France bald? Or does he have a full head of hair? As the country is currently a republic, sans a recognized king, there can be no identifiable royal head, with or without a scalp’s landscape of cover crops.

Then, of course, there is the underlying motive hidden beneath or behind.  Is a rhetorical question a question at all?  For, if the proposed query is merely to emphasize a point, but never intended to elicit an answer, and yet asked in an accented manner and an enunciated tone such that there can be no doubt as to the grammatical form posited, is it the convention of usage which negates the form, or merely the self-evident proposition betrayed by the obviousness of the context asked?

And, what if the audience is predominantly of foreigners who speak the language with minimal proficiency?  Does lack of comprehending the nuances of what native speakers of the language would easily identify as a “rhetorical” question, nullify the nature of such a characterization merely by such failure of understanding, by one’s status as a foreigner, or is it completely and fully determined by the insular and unrevealed motive of the one who asks?  And if, of that person, we ask, “Did you mean the question to be one of a rhetorical nature?” — and the only response is a mysterious, unrecognizable smile, interpreted as either noncommittal or perhaps revealing vestiges of the insane — does it still make it so?

And what of the convoluted question, if there is no judge on the bench to direct the inquisitor to “rephrase the question”, as in: What time did you enter the victim’s home when you left your wet footprints on the white rug before you stepped on the tail of the poodle and waited before the dog yelped just as you plunged the knife for which you never said you were sorry, huh? “Huh” would be the correct response, of course, before the bench would ask for a rephrasing, or in anticipation of an objection to a “leading” question — but is not a “rhetorical” question one which is “leading”, also, and do the circumstances surrounding the query matter?  Does the fact that a leading question posed in a courtroom differ from one presented by a reporter during an interview, or by a parent to a child?

Often, questions tell more about the source than of the elicited destination.  When personal choices and private timings confer the greater influences upon the manner of the answer, the mere asking of the question may be an answer unto itself.

Thus, for Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, the question posed is often: Is it time for me to file for Federal Disability Retirement benefits?  Or, should I wait until the Agency or the U.S. Postal Service completely destroys any quality in my life? This latter question, of course, is what can be deemed a “rhetorical” question, whether English is a second-language or a first.

As for the one preceding — well, of that unanswerable question that only the questioner can know, the mere asking of the question is telling as to the questioning nature of the answer left unanswered, like the baldness of the present king of France and the fact that there is no judge in the courtroom of common sense to direct the questioner to rephrase a question which is quite obvious by the mere asking of that question.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement Pension Annuity: Today, life is good…

It is the set of 3 periods at the end of the sentence, identified in grammatical terms as an ellipses, allowing for a trailing thought or a hesitation of motive, and here which differentiates from a singular finality of a period postulated to prevent a purposive punctuality of partition from a postscript.  If the last two periods were extracted and deleted, the delineation would connote a declarative assertion, unhesitant in conclusion, and confident in execution.  With those two additions, it implies and denotes hesitancy, a pause leaving the impression of loss or lack of confidence, and unable to determine the cogency of opinion formulated but for the ellipses.

In the end, however, how is grammar tied to life itself?  Do mere additions of two dots in a sentence reflect the reality of that which we live?  Do the bundles of human complexities, emotional upheaval and physical pain, cognitive dissonance cut us off from nature’s impenetrable divide?

How often do we walk around, and stop and realize that we remember nothing about our surroundings, who we passed, what buildings we strode by, because the inner thoughts we became a hostage to allowed only for sight by the eye of our own minds, and not for the purposes attributable to all other species on the planet — for observation and judgment to determine the course of future destiny, in surviving a predatory world.

What makes us unique, but the linguistic divide that confronts us daily; and thus is it that the 3 harmless dots dangling at the terminal confinement at the end of a sentence is more than a mirage of grammatical repose; no, it defines who we are.  For, the reality of the ellipses is contained in the reflection of the truth manifested; insert an emotive adjective, and the dots disappear; yet, the changes wrought will remain beyond the grammatical addendum, the deletion of the dots, or the conversion from hesitancy to declarative assertion of utmost confidence.

It is, in the end, the “today” which is the operative word, and not the trepidation engendered by the ellipses; and it is the unstated “tomorrow” which can bring about changes to the substantive undercurrent of life beyond linguistic elasticity.  It is real life, and not grammar, which must ultimately determine destiny, fate and the whims of gods playing with human caricatures with arbitrary thunderbolts and childhood cruelty with breaths of unexpected pillars placed as obstacles within our paths.

For Federal employees and U.S. Postal workers who find that the gods of fate have placed the burden of a medical condition upon life’s lottery of challenges, the need to prepare, formulate and apply for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes an encounter where the linguistic divide between life and living, on the one hand, and language and grammar, on the other, coalesce and the the chasm must by necessity be bridged.  For, it is precisely the medical condition itself (life and living) which must then be formulated into a declarative state of disability and linguistic evidentiary postulate (language and grammar), in the form of an effective OPM Disability Retirement application, that makes for the differentiation between failure or success.

Beware of the pitfalls of grammar, and note the ellipses, as well as the dangling participle, lest either unveil a true hesitancy in living, as opposed to a mere red mark from a teacher in a fictional classroom, either in one’s mind or in the eye of one’s mind.

Sincerely,

Robert R. McGill, Esquire

 

Medical Pension from Federal Government Employment: Pulse of the heart, eyes of the mind

Lin Yutang is a preeminently accomplished writer of the last century who wrote incisive essays and works describing the great divide between China and the monolithic aggregate collectively referred to as “the West”.  It was a different time of which he wrote, as the world was larger, more divided, and inaccessible to many; prejudices and biases still prevailed, and the attitudes of former colonialists still ravaged the minds of ignorance and fear, where political correctness had not yet tilted the ingrained cultural condemnations of group-think and herd mentality.

In the end, however, as with all great writers and perceptive thinkers, his spectrum of thought touched upon universal truths which captured and encapsulated the greater generic congregation of humanity, and not just the separateness relegated to the trash bin of historicity.  It is a paraphrase of the description used by him, but one which he would likely have agreed to — that a complete man needed both sides of humanity:  both the pulse of the heart as well as the eye of the mind, like yin and yang, emotion and rationality, objectivity and empathy.  But the pendulum of time in every epoch seems never to balance well between the extremes of masculinity and femininity; we must either be all of one and vanquish the other, or deny ourselves the true origin of our own essence.

That type of behavior is often seen in the microcosm of everyday living, including those with medical conditions and disabilities in the Federal sector and the U.S. Postal Service.  Whether out of fear or unforgivable ignorance, people tend to treat others with medical conditions and disabilities with a quiet disdain, lacking any import for empathy or concern for livelihood.  For Federal employees and U.S. Postal workers, whether under FERS, CSRS or CSRS-Offset, the only pathway out of such inhumane treatment and lack of empathetic humanity, is to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

This is not an “out” for escape, but a reality of conserving the dignity of one’s life, in order to attain a level of financial security and move on to a better and more productive phase of one’s life.  For, when others lose one’s pulse of the heart, as well as deny the eye of the mind, all sense of decency and good-will becomes lost to the abyss of evil and human depravity; and as the imbalance of man’s essence brings out the worst in us, so the best option left for the Federal or Postal worker who is being harassed and pilloried at work, merely because he or she can no longer perform one or more of the essential elements of the Federal or Postal positional duties assigned, is to prepare an effective OPM Disability Retirement application before the yin is severed from the yang, and the pendulum of time swings forth to shatter the glass casing within the quietude of the chime of marching lives.

Sincerely,

Robert R. McGill, Esquire