OPM Disability Retirement Claims: The Lost Wallet

It is a sinking feeling, a sense of foreboding, and a sudden realization of the empty back pocket that then leads to a feeling of panic.  Or of reaching and finding that the purse that is so carelessly hanging from one’s shoulder, or looped over a forearm — is not there.  It is the nonexistence of something that suddenly brings to existence the sensation of fear, emptiness, loathing — and resultant panic. Whether of the variety where the pit of one’s stomach becomes queasy, or of a disorientation of being, matters very little.

We can try and describe it, but we all recognize it without ascribing and identifying the precise word that depicts the reality of such extinguishment of existential reality: The lost wallet, the stolen purse, the sudden void of that which we have taken for granted each day; and the subsequent sense of the consequences that ensue.

It is not just the trouble of future replacements; the calls to credit card companies, the trip to the Motor Vehicle Administration, and the irreplaceable photograph tucked into the side pocket of the wallet (sorry for showing one’s age — of course, no one keeps such passport-sized photographs in a wallet, anymore, as the anachronism of such a deed has been replaced by the “saved” pictures in that ethereal “cloud” within each Smartphone so that, even if the phone itself is lost, it is never truly lost because it is forever kept in world of downloadable albums) — no, the loss is exponentially multiplied by a sense of having one’s identity violated, and of feeling that an event has occurred where something essential has been extracted from our very existence.

The lost wallet inevitably leads to a first impression of panic; but as panic is a natural reaction, it is what we do next that matters most.  And like the Federal employee or Postal worker who first realizes that he or she suffers from a medical condition, and over time, senses that the medical condition will not simply “go away”, it is the steps that follow upon the news first learned that will have the significant impact upon one’s future livelihood.

Preparing an effective Federal Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is that “next step” after the foreboding sense of reality has first been experienced.  And like the lost wallet that will need to be replaced, a Federal Disability Retirement annuity is the needed replacement for one’s career; and while the replacing features may not be as good as the health one once enjoyed or as lucrative as the career one previously pursued, it is a new identity that will be needed until the lost wallet is recovered in some future image of a past relinquished.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The story

Everyone has one; some, more interesting than others; others, less interesting than most; most, told in disjointed streams of subconscious dilemmas often coopted by deceitful tellings that leave amiss the juicier elements that would otherwise offend.

Is there “the” story, or just many little details comprised of “a” story here, a story there, and in the aggregate, it makes up the total picture of a person?  Can one ever know a person in his or her fullness, or must there always be left out an element of surprise, mystery and a deficiency otherwise not noted?  Can people be married for 50 years and still be surprised by something in the other spouse’s past?

How are memories triggered to begin with — say, for example, a couple has been married for half a century or more, and one night they get a carry-out from a newly-opened restaurant in their neighborhood that serves a special Moroccan dish from the menu, because the restaurant owner’s wife’s late husband’s third cousin twice removed recently visited the country and brought over a recipe that could not be resisted.

The two older couple (yes, you may infer from the fact that they have been married for over a half-century to connote that the couple are rather elderly) sit down for this delectable dish, and as they begin serving the various food items and transferring them from the paper boxes onto dinner plates, the wife takes in the aroma of the vegetables, cooked in a certain sauce, and declares to her husband, “Oh, this reminds me, I was in Morocco when I was younger.”

Now — for fifty some odd years, this couple has been married; they have had children; they have shared the many stories to tell, both included and some where each experienced a slice of life separately; and one would think that such a detail as having been to a foreign country which not many Americans visit in the first place, would be something that was told during the course of their long and lasting relationship.

What would be the explanation for not having told?  How about: “Yes, I was kidnapped and held for ransom for months, and I repressed the memories these many years”; or, “Oh, I was just 2 or 3 and don’t really remember much about it, other than my parents dragging me to Morocco just to get away”.

Such explanations might be understandable; but how about the following: “Yes, I was there for 5 years, from about the age of 10 – 15, and it was the most impactful experience of my life.”  Now, this last explanation — one would wonder, of course, what kind of a marriage this elderly couple could have had if the spouse had never related the most “impactful” period of her life, would one not?

“The Story” of one’s life will always contain some omissions (that is a conundrum and an oxymoron, is it not — to “contain” and “omit” at the same time?) about various experiences encountered, but that is a natural course in the very “telling” of one’s narrative.  Most narratives have a beginning and an end; some are interesting, others not; but in the telling, the narrative itself must be coherent and comprehensible, as well as containing relevance and significance within the meat of the narrative itself.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of ones’ Federal or Postal job, it may become necessary to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

During such an administrative process, it is necessary to “tell one’s story” by completing SF 3112A, Applicant’s Statement of Disability.  It is a “slice of life” story, and should be as compelling as the aroma that triggered the admission of one’s Moroccan past — for, every story is a unique one; it is in the telling that brings out the mystery of a person’s singular tale of painful experiences, and this is one more slice that needs a coherence within a narrative required in order to obtain a Federal Disability Retirement benefit.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Attorney: Today’s tomorrow

Yesterday’s today is different from today’s today, just as tomorrow’s imaginary today will be considerably changed from the actual tomorrow of tomorrow.  How to test that theory?  Just read a book, a novel, a short story when you are a teenager, an adult, a “mature” person or in your old age – say, Salinger’s Catcher in the Rye or some other similar-type work, or even Maugham’s The Razor’s Edge or even a truer test like a children’s book — the classic Seuss series, The Cat in the Hat, etc.

Perspectives alter and become modified with time, age, experience and encounters with reality, bifurcating between the monster within one’s own imagination, the projection of fears, anxieties and trepidations, and the reality of the world that one finally engages.  The memories one holds of one’s childhood may soften and become tempered over time; the harshness of judgment one may hold of one’s parent’s – their actions, punishments meted, words spoken out of turn and thoughtlessly – may be modified as one becomes a parent as well and encounters the same difficulties, trials and tests; and so the yesterday experienced at the time may alter from the yesterday remembered and ensconced within the context of one’s own life experiences.

Today’s today, or course, is the reality we must always face, but of tomorrow’s tomorrow, can we set aside the suppress the anxieties and fears we project?  The real problem is almost always today’s tomorrow –  of that projection into the future, not yet know, surrounded by the anticipation of what we experience today, fear for tomorrow and tremble at because of all of the various factors and ingredients of the unknown.  Yes, it is today’s tomorrow that we fear most.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the ability and capacity to perform all of the essential elements of one’s Federal or Postal job, it is the tomorrow that we consider and ponder upon today that makes for the fears to arise, the anxieties to develop and the trembling to occur.

How best to treat today’s tomorrow?

For Federal employees and U.S. Postal workers who must consider preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the first step towards assuaging the fears projected unto tomorrow before tomorrow arrives, is by taking affirmative steps today in order to prepare for tomorrow, and that first step is to consult with an expert in the field of Federal Disability Retirement.

For, today’s tomorrow will come sooner than tomorrow’s today’s blink of an eye and bypass yesterday’s today in the memories of a childhood steeped in tomorrow’s yesterday.

Sincerely,

Robert R. McGill, Esquire

 

 

Medical Retirement under FERS & CSRS: Why we endure

Why, indeed?  We have all come to a point where we have just had it, and want to “chuck it all” in – into what, we often only have an obscure sense, or none at all, but it is the feeling of having reached a pinnacle of despair and those proverbial depths of despondency.  There is, fortunately or unfortunately, no hidden corner or secret room to which we can scurry away to, never to be seen again, remain unnoticed and left without the troubles of the day.

Why do we endure? Because others depend upon us; because to do otherwise would disappoint those we care for; by duty and obligations which compel our actions and form our thoughts; to avoid a sense of guilt; because life isn’t all those doldrums we sometimes complain of, but can sometimes have a spark of sunshine that makes it worthwhile; and for a host of multiple other reasons that we may not think of at this moment, but know to exist because we have continued to endure in the face of challenges and tumults of life that, for some, would constitute that breaking point, but for those still “in the race” and fighting “in the thick” of things (whatever those pithy and inane sayings of trite trollops really mean), we just continue to trudge along.

For some, perhaps the question of “why” never comes up – and like dullards who are happy to remain in the sullenness of life’s garbage pits, ignorant bliss is the best state to be in, while those who constantly complain about the minor irritants of life’s misgivings never stop to smell the roses along the way (there, we have managed to state the penultimate triteness of linguistic pithiness).

For Federal employees and U.S. Postal workers who ask the same question in the face of medical conditions experienced and suffered, it takes on a new meaning when workplace harassment begins to intensify, especially because the benefit of filing for Federal Disability Retirement is there precisely in those circumstances such that the “why” is answered when a Federal or Postal employee can no longer perform one or more of the essential elements of one’s Federal or Postal job.  It is precisely so that the Federal or Postal employee would not have to endure the pain, suffering or the cognitive decline in direct connection and nexus to the essential elements of a Federal or Postal employee’s official position in the Federal or Postal sector, that OPM Disability Retirement benefits are offered and able to be secured.

While filing with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset is a long and arduous bureaucratic process, nevertheless, filing a Federal Disability Retirement application is that avenue and course of action that answers the very question we sometimes must ponder and posit: Why we endure?

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement from Federal Employment: Setting up the Parameter of an Argument

What we argue depends upon identifying the criteria already established, which is why arguments will often become prolonged engagements of meandering shouting matches, thrown at cross purposes, never agreeing to disagree upon the elements which represent an actual conflict.

How many wars have been fought because of a simple failure in identifying the issues; how many costly divorces originating from misunderstanding and loss of communication, and who suffers but the collateral damage issued to non-combatants who must witness the devastation wrought more by ego than by elevated principles worth contesting?

The parameters themselves can be manipulated, such that we can “require” things unnecessary, and “mandate” prerequisites never called for.  That is how individuals can perform the proverbial act of “kicking the can” down the endless road, by talking about issues which rarely matter, but somehow confuse the mind without rational forethought.

For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, there are many ways to delay or cease the necessary starting points even before you begin, because of the many difficulties and roadblocks which must be faced — the least of which is certainly not the medical condition itself.

In the end, such mechanisms of procrastination can be understood in light of fear, angst and foreboding dread; the fear of the unknown, the angst of change, and the foreboding dread of losing one’s place in society, the work force, and the belonging to a community of Federal or Postal workers.  We can always dredge up a reason for not; it is in doing that our acts justify our unmatched words.

In the end, the parameters we set for ourselves are merely window dressings for delaying the inevitable, and so when next the excuse to not engage comes to mind, simply replace it with a more mundane reason, like when Meursault referred to the bright sun as the justification for his acts, as well as the prosecutor who denounced it because of his lack of empathy for his dead mother.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Life as a Byproduct

When it happens, or how, is of insignificant notice; the incremental arrival, where past segments of time seemed to traverse epochs where memories captured mere millennia of lifetimes; and then, one day, you wake up and yawn, and your life has taken on an incidental, tertiary level of importance.  One has been living by negation for so long, any positive or affirmative step has become a ghost of not just a Christmas past, but of decades evaporated.

Can life long be lived as a mere byproduct, where time, space and the centrality of one’s essence is shoved aside, and separateness of identity is relegated to occasional hellos and furtive glances of suspicious canopies?   Can a life of negation — of avoiding pain, trying to merely survive the day, or of constantly worrying about the next adverse action which might be initiated against you — is that “living”, or merely life as a byproduct?

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition (whether physical exclusively, psychiatric, or a cross-combination of both) prevents the Federal or Postal worker from being able to perform one or more of the essential elements of one’s positional duties, the daily grind of avoidance, fearful of the next stressor of the day, and the constant battle to get some recuperative period of rest and peace away from the turmoil of work and one’s constant fight against the medical condition, leaves the human soul depleted and defeated, to the extent that life is merely a secondary and incidental experience; the true and focused task is intertwined with fear, angst and dread for each day.  Is that really a way to live?

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may not be the answer to all of life’s problems; but for that segment of society, the Federal Sector and the U.S. Postal Service employees — it is at least a small step and a beginning.

Life’s problems did not aggregate in a single day; and just as the ancient Chinese proverb admonished that a journey of a thousand miles begins with a single step, so the life of a Federal or Postal employee can return to the essence of being, as opposed to a mere byproduct, when once we take steps to attain a level of restorative peace and begin to fulfill promises made but broken in past moments of progressive deterioration, when health was once taken for granted but now considered the gift of blessings forgotten in previous baskets of happiness and joy, lost but never forever regretted.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: That Sudden Urgency

It happens all of the time in life; we leave things to fester, then suddenly the matter becomes important, then vital, creeps into a state of urgency, until it finally develops into a crisis.  The underlying impetus is based upon procrastination; the psychological explanation is deemed avoidance behavior, and the reality of experience merely recognizes it as the nature of human living.

We ask ourselves in wonderment, where did all of the intermediate phases dissipate to?  How did the incremental steps and half-steps in reaching this point of sudden urgency disappear unnoticed?  It is tantamount to children and puppies; that exuberance now gone, when yesterday they were seen with the innocence of youth and folly running through the field.  How does time suddenly evaporate and necessity emerge and develop into the here and now?  Is it mere hope of resolution, or laziness neglected upon a return of minimal investment?

Time was that once, in childhood years of visionary glories, we sought refuge in the calluses of existence where others took care and nurtured, and suddenly those “others” were no longer around, and growing up meant that responsibilities became our personal ownership, and we had to embrace those very things long neglected like faded photographs left discarded in the garden heaps of memories and fears, loathing and angst.

Medical conditions tend to be like that.  They are conditions of human existence which require attending to, and tending to like gardens left dying on vines of eternity; and suddenly it becomes clear that no one else really cares, but for self, family and the closest of friends.  For Federal employees and U.S. Postal workers who have suffered for many months, and perhaps years, because of a medical condition, such that the medical condition impacts the ability and capacity to perform all of the essential elements of one’s Federal or Postal job, there comes a day when the realization of reality suddenly comes upon us, and there is no more tomorrow, no room left for delay, and no time reserved for excuses.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a long and arduous process involving multiple levels and stages of a bureaucratic morass, and it is this long and hard road of an administrative nightmare which must be dealt with when the sudden urgency of recognition and realization hits home.  And as home is where the heart and hearth are, so finding that restorative space of grace and fulfillment requires planning, deliberation, and a will to win, especially when dealing with a Federal agency such as OPM which views all medical conditions and Federal Disability Retirement applications with analytical suspicion.

Finding that it is suddenly necessary to file for Federal Disability Retirement benefits did not become an urgent state of being overnight; but through many nights and days of toil, it crept upon us like that unseen monster laying wait under the bed in the childhood fears of yesteryear, where protective mothers and fearless fathers long ago left for destinations still unknown, leaving the wide-eyed child of former days to fend for him or herself in this world of cavernous carnivores and restless winds of change.

Sincerely,

Robert R. McGill, Esquire