Federal Employee Disability Information: The mysterious spark

One may never be able to pinpoint the precise time of day, the hour or minute that it occurred; but at some point, it developed, matured and became a certainty.  It is that mysterious spark or connection that occurs in every relationship, whether between members of the same species, or even of other ones; of that mysterious spark that elevates a relational connection to one not merely encompassing casual friendship, but of a special, unique and singular symbiosis that becomes identified as mysterious and unexplainable.

It is characterized by a “look” between the two, shared by no one else, allowed entry by exclusive invitation only and zealously guarded by the two who share it.  It is that special spark, the glint in the eye, the knowing stare and the longing look; and it can be shared by two young lovers, a couple of old codgers or with a cat or a dog, and maybe some other species besides.  It is by the shared joke, the exclusive laugh, the hinted metaphor and the crazed reaction; but of whatever the elements that make it up, the two who share it know when it happens, that it exists and that the mysterious spark remains unless violated by one or the other by committing some act of treachery or deceit that breaks the silent code of friendship and fidelity.

Can such a mysterious spark exist between a person and an inanimate object — or an event, a career or even a place?  Perhaps.  Think about the career one has embraced — where, once you awoke with a spring in your step, an anticipation of joy and even of rushing to get there just to immerse yourself in the day’s project, the afternoon’s conference, and even looked forward to the often-wasteful time spent in “coordinating” with coworkers and others.  And then — something happened.  The energy is drained; the joy is depleted; the profound fatigue sets in.  A medical condition can certainly do that to a person.

For Federal employees and U.S. Postal workers who have lost that mysterious spark that once pervaded each morning as one prepared to go to work, it may be time to consider preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  If the medical condition is preventing the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, you likely meet the legal criteria for becoming eligible to receive a Federal Disability Retirement annuity.

For, in the end, the mysterious spark that formed the relationship of special significance between any two entities — including the one between a Federal or Postal employee and his or her job and career — was always based upon a presupposition that necessitated a contingent agreement involving a silent understanding: the continuation of one’s health.  And, when once that becomes damaged or destroyed, the mysterious spark is replaced with the ugly reality that the quality of life depends upon the health of an individual.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Employees: Moments of clarity

There are those moments, aren’t there?  It may come as a flash, in the middle of the night, while walking quietly in the woods (or in one’s back yard, pretending that it is in the middle of somewhere’s nowhere, despite the loud humming of lawn mowers and air blowers whoosh-whooshing in the distant yonder over the fence beyond); and it need not be because of some eureka moment or because of problems faced and meditated upon.

There are moments of clarity in life, and they may be identified and described in various ways – of periods of inspiration; of a heated splice of madness; an awakening from a dream despite lack of sleep.  Or, perhaps a spark of genius came about.  A childhood memory, a dream once vanquished, a feeling of regret later in one’s life; these are the crumbs that gather in the corner of the dinner table, left behind like the ghostly apparitions of yesteryear’s hopes and unfulfilled cannibals of thoughtless mimes; and yet they can haunt or stir.

Such moments of clarity can bring about change; or, we can repress, suppress and ignore them, and allow them to wither away like flowers left in the pot of life’s mish-mash of events, and slowly they die, weakened by lack of care and ignorance of beauty.  Medical conditions themselves can bring about such moments of clarity; of the futility of trying to maintain appearances, and instead of facing a reality that is sharpened by pain, anguish and society’s definition of what it means to be productive.

Health is indeed a gift; poor health, or deteriorating health, brings about a different kind of gift – one that sometimes allows for those moments of clarity.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition brings about a realization that the Federal or Postal employee is no longer able to carry on as before, and that preparing a Federal Disability Retirement application, to be submitted through the U.S. Office of Personnel Management is now a necessity, it may well be that such a conclusion of a necessary change in one’s life came about because of one of those “moments of clarity”.

Don’t ignore it, as it may not come about again.

Instead, like warnings, clues and prognostications of impending necessities, the need to listen carefully to one’s health and mind may be just a moment of clarity that your body is simply telling you something.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The limited reservoir

What if the reserve is limited, but we are never informed of it?  Perhaps the gods, fate or however the source of creation is defined, has placed a quota upon the extent of that which is expended, but we are never included in the corporate decision-making process – then, what?  Death, insanity or just plain debilitation and stoppage of activity; is that what we call “an unfortunate end”?

By “reservoir”, we normally mean that natural or artificial accumulation that is used for a specified purpose – the town’s water supply; a special cache of good wines; or perhaps, even that sixth player who is left sitting (a temporary “bench warmer” – though, perhaps in this climate of everyone being nice to each other, such terms are no longer considered appropriate) aside until a burst of fresh input is needed.

Concurrently, we expect that any depletion from the cistern is consistently replenished, except during periods of extreme droughts when we are forced to systematically make use of it with the justification that it is that for which we reserved it in the first place, and when times are better, we will take care in replacing that which seemed limitless just an eon ago.  And, why is it that when the main tank has been completely re-filled, we have a tendency towards excess and lavish spending, but when we hit the “reserve” indicator, suddenly we act with frugal caution and become responsible conservationist?

Is it because of our hereditary backgrounds as hunters and gatherers during a time of unknown and tenuous circumstances, when bodies hungrily stored fat in order to survive during those times of want and scarcity?

What if we are left with a limited number of words in life, and once expended, we become transformed into unnoticed mutes wandering across time, traversing the silence amidst others who have saved their reserve for future accessibility?

Life often “feels” like that – of having reached a point of depletion where the quota has been reached, the reservoir has been emptied, and the excess energy expired.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, it often seems as if the reservoir needed in order to reach that golden mark when retirement age and cumulative years of Federal Service coalesce to allow for passing across the proverbial “finish line”, has been too early depleted.

Unfortunately, medical conditions hasten the reservoir of time, energy, patience and capacity to withstand the daily toil of workplace stresses and employment concerns, and there is often a need to access an alternate source of supply.

Federal Disability Retirement allows for that; it is a means to recognizing that the reservoir is limited, and that the medical condition has reached a critical point where replenishment is no longer an option.  Yet, even after a Federal Disability Retirement is achieved, the Federal and Postal worker can go out into the private sector and remain productive, and under the law, is allowed to make up to 80% of what one’s former Federal or Postal position currently pays, and still maintain employment and receive the annuity.

For, while the reservoir of one’s life and talents may indeed be limited, it is the limitation of self-imposed stubbornness in refusing to acknowledge that the medical condition has reached a critical point, that often defeats and depletes long before the fuel gauge indicates a warning light of that ever-blinking “danger” point.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement Law: Sifting

Life requires sifting through a sieve; otherwise, the unwanted and undesirable particles of coarseness and garbage will become part and parcel of the component of one’s daily living.

Have you ever watched how the screen picks up, prevents and protects against intruding contaminants attempting to interlope?  How dust sticks to likeness and filth collects upon kindred spirits?  Are we talking about particles and contaminants — or of humans by analogy and metaphor?  Those descriptions which fit the picture frame of sifting screens can certainly apply to life’s encounter with fellow humans; how we change filters, when, and to what degree, applies to human interaction, as well.

For Federal employees and U.S. Postal workers who engage the bureaucratic process of filing for Federal Disability Retirement through one’s agency, and ultimately with the U.S. Office of Personnel Management, there is often a metaphorical sifting process which applies beyond changing the filter of one’s heating and cooling system.

It involves the prioritizing of important and significant issues; of whether work should prevail over health; of recognizing true friends and colleagues, of those who show loyalty beyond one’s contribution to the workforce and reveal an empathetic soul when needed; of securing future needs and differentiating between that which is necessary as opposed to sufficient; and in the end, of crystallizing human relationships, where the refractory nature of family, friendships and filial fondness may flower with a collage of hues and colors bending with the corridors of time.

Does all of that occur with merely filing for Federal Disability Retirement?  It is a difficult process, evolving through the origination of a medical condition, and it is often the time when triumph treasures the tragedy of origins, and where sifting of life’s undesirable particles begins.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Benefits under FERS, CSRS or CSRS Offset: Times of Reflection

There is never a time when reflection should not be part of one’s arsenal of daily living; but too much reflection, during “down” times where interludes of rumination can become a compound for exacerbated worrying, may result in unnecessary turmoil, and ultimately of impotent inaction.

Having a medical condition will often force an acceleration of tumultuous worrying, for it impacts one’s future, questions the stability of one’s present, and magnifies wrong turns and decisions made in the past.  But it is the combining of a tripartite approach which provides for effective leadership in any matter:  evaluation and analysis of the problem; initiation of affirmative steps to be taken; and follow-up to ensure application and conclusion to a process begun.

Being in a purgatory of sorts, or suspended through indecision, can often be a seemingly harmless state of being, precisely because nothing is happening; but in the void of nothingness, the fact of failure in progress may be the greatest harm of all.

For Federal employees and U.S. Postal workers, filing for Federal Disability Retirement benefits when a medical condition impacts one’s ability to perform one or more of the essential elements of one’s job, is just such an affirmative step which has to be taken in order to secure one’s future.

Federal Disability Retirement is an administrative, bureaucratic process which can only be secured if the Federal or Postal employee initiates the process through one’s agency, en route to filing with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  It has many stages; multiple potential pitfalls; and a continuum of administrative difficulties.  At each stage of the process, there are bureaucratic requirements which must be timely met.

There is, in life, a time for reflection, and a time for action; the former can be accomplished at the leisure of civilized society where culture, creativity and a coalescence of classics can converge; but the latter must be through sheer will in the context of need, and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset is a combined effort of both reflection and action, where the former spurs the latter into fruition.

Sincerely,

Robert R. McGill, Esquire

Federal & Postal Medical Retirement through the OPM: Altered States

When once the tide of change was welcome, where youth allowed for upheavals and malleability; replaced by age, leading to a staid and stable of stability, how repetition constitutes peace, an unadventurous respect for quietude.  But is not inertness the precursor of death?  Altered states and changed circumstances tend to be easily adapted to when one is younger; but as age seeks the sedate, so the vicissitudes of life and what they portend creates a havoc and turmoil of turbulence where the seeking of quietude becomes an end in and of itself.

That is why weekends are guarded with such ferocious aptitudes; and how Mondays invite the blues of depression and despair.  Medical conditions tend to equalize life’s loss of balance; for, as a condition of existence, the debilitating nature they impose, the chronic pain, the loss of mental acuity and disequilibrium of mind, body and soul; suddenly, whether a weekend or a week day, it is a matter of degrees within an altered state of existence.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal Worker is under FERS, CSRS or CSRS Offset, is an option which the Federal or Postal employee should seriously consider when once the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties in the Federal or Postal job.

For, it is within the context of a busy and tumultuous life, when the Federal or Postal employee must accept the altered state of existence where a medical condition begins to disrupt the continuity of productivity; the altered state itself must be changed; and the change is often the need to leave the Federal workforce, but with an income and annuity sufficient to provide a stable economic circumstance, and where health insurance can be retained for the foreseeable future in order to continue to receive the medical treatment necessary.

Federal OPM Disability Retirement may not be the perfect solution for every complex circumstance, but it is an option which provides for future choices to be left open, for opportunities remaining yet to be met, and for a positive altered state to be embraced where a negation of stability is encountered within the deep chasm of a medical condition which has caused a disequilibrium of life’s unexpected vicissitudes.

Sincerely,

Robert R. McGill, Esquire