OPM Disability Retirement under FERS: The Trials of Life

This is a difficult period in everyone’s life.  We can try and put a brave front, attempt to have a “positive outlook”, and walk around with a frozen smile on our faces, but the plain fact is that life is tough.

These days, the trials which we face often appear to be insurmountable.  Inflation eats away at the stagnant pay; the bureaucratic state seems to pass legislation after legislation which does nothing for the middle class; the amount of waste and fraud in the federal expenditures leaves one wondering — why do we pay so much in taxes when everything seems to be given away in mindless and useless political paybacks?

Did we really have to give those billions for corporations to start building computer chip factories?  How many billions were stolen for pandemic-relief monies?  At last count, was it (conservatively estimating) some 40 – 60 Billion?  What percentage of kids are now on some form of anti-depressants?  How many kids are now unable to read, write, or to pass basic educational tests?  How many suicides are there, now, every day, every month, every year?

And meanwhile, we see the value of our paychecks diminishing because of the inflationary cauldron we fail to understand.

The trials of life, indeed, are heavy in modernity, but one aspect which still provides a ray of hope for people concerns Federal Disability Retirement Law under the FERS disability system.  At least, there, the Federal Government has continued to recognize the value of providing for Federal Disability Retirement benefits for those who cannot continue to work in the career of your choice.

Contact a FERS Medical Attorney who specializes in Federal Disability Retirement Law, and recognize that — even in the midst of the trials of life — there is still a benefit which can help a FERS employee who can no longer perform one or more of the essential elements of your Federal job.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Medical Retirement: Uniqueness Beneath

The “memory legacy” we leave behind — of who we were; how people remember us; of how they speak of the person once known as the “I” who inhabited this world; of the remnants left — is often of great concern to people.

Logically, does it even make sense to be concerned about it?  We will be gone; those who survive will remember us for a time, but they, too, will perish, and the remaining memories will fade like all such pasts have faded throughout history, and the cemeteries long forgotten or the ashes strewn over hills, valleys, rivers and oceans will be merely the collective dust of untold stories.

Yet, for whatever reason, we still want to be remembered — of the uniqueness which was the “I” beneath.  “Remember Harry?  Yes, Harry what’s-his-name…”.  “And Sarah-whatever, who used to read that French newspaper with her cup of coffee…”.

Yet, society throughout never recognizes the uniqueness beneath, but merely the last imprint of a categorized archetype.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to continue in your Federal or Postal career, contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law.

If you are hanging around thinking that your Federal Agency or the Postal Facility is going to keep you on because of the recognition of the uniqueness beneath, you may want to rethink that.  In the end, they will treat you merely as another cog in the wheel.  For a true expression of the uniqueness beneath, go out on Federal Disability Retirement and begin a new career path where you can make up to 80% of what your former position currently pays.

Sincerely,

Robert R. McGill
Lawyer specializing exclusively in FERS Disability Retirement Law

 

FERS Disability Retirement Benefits: Future Dreaded

We often avoid the subject; of futures yet to be contemplated and images triggered by fears; of questions pertaining to old age, retirements, early onset of dementia and the fearful “A” word — Alzheimer’s.

Are such fates certainties?  Or, do we just shrug them off with a flippant side-step, like the partner dancing with a clumsy other who is nimble enough to avoid being stepped on, making dancing with the stars seemingly like a cakewalk.  “We can always get hit by a truck tomorrow, so why worry about the day after?”  Is that a philosophy of life which can long endure, or a truism which guarantees our fated dread, anyway?

Medical conditions of any form and type remind us of the future dreaded; it points to our mortality, our vulnerabilities and our lack of security in this world where communities are non-existent, empathy remains in short supply and families break apart as easily as the crumbling crust upon an overcooked apple pie.

Future dreaded — it is a feeling felt at the pit of one’s stomach, and nightmares which shake one from the slumber of midnight terrors; and, in the end, we feel sorrow for ourselves in an echo of soliloquies where a singular voice calls for help and no one is there to listen.  The bleakest of ends does not need to be one where the worst fears are realized.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates consideration of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the future dreaded is the one around the corner, triggered by the increasing hostility of an agency or the postal facility which sees no future in your contribution or membership in that community of workers which once provided a sense of security.

When your medical condition has come to a point where you can no longer perform all of the essential elements of your job, call a FERS Attorney who specializes in Federal Disability Retirement Law.  For, in the end, the future dreaded is often one based upon lack of understanding, and it is knowledge of the process of Federal Disability Retirement which can feed the information necessary to prepare for a future brightened, and not a future dreaded.

Sincerely,

Robert R. McGill, Esquire

 

OWCP & FERS Disability Retirement for Federal and Postal Employees

Can both be approved concurrently?  Is there any disadvantage in filing for one “as opposed” to another?  Do they “cross over” and impact one another?  Can you receive payments concurrently, or must you choose one over the other and, if one is chosen, does it “negate” or otherwise dismiss the other?

These are all practical questions which can come about if an injury or illness results from a workplace incident or caused by an occupational hazard.  First and foremost, it should be noted that the two “pockets” of compensatory resources are different in nature: OWCP is not a retirement system; OPM Disability Retirement is. OWCP is a compensatory resource created and established as a temporary measure (although there are many, many cases where an OWCP recipient stays on and receives compensation for decades and beyond) — as a means of allowing the Federal worker to receive treatment, recuperation and rehabilitation, with a view towards an eventual return to work.

The paradigm of a FERS Federal Disability Retirement, on the other hand, is just that: It is a retirement system — essentially, starting your retirement “early” because of a medical condition or injury resulting in one’s loss of capacity to continue to perform one or more of the essential elements of one’s Federal or Postal job.  The latter (FERS Disability Retirement) does not have to possess any causal connection to the employment itself — in other words, the medical condition or injury does not have to be “occupationally related” in order for a Federal or Postal worker to become eligible for its benefits.

Remember, however, that under a FERS Disability Retirement, a Federal or Postal worker must file for the benefit of Federal Disability Retirement within one (1) year of being separated from one’s Federal Agency or the Postal Service.  The fact that a person has been “placed on the rolls of OWCP” does not excuse the 1-year rule for filing a Federal Disability Retirement application.

For further information on the intersection between OWCP and FERS Disability Retirement, you should consult with an experienced attorney who is knowledgeable about both, and make your decision upon factual and legal information, and not from such sources as, “I heard from Joe that…”

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: That Moment of Opening

Whether of a book, a secret or a personal relationship, there is always that moment of opening.

The pause of anticipation before the reading of the first word of a novel announced to be a masterpiece of literary discourse; or of a secret, long lost and hidden in the family closet, now to be revealed where eyes and ears pierce with trembling knowledge that one’s self-identity may never be the same once the revelation has been heard; or of a relationship that suddenly takes on a serious tone, where once friendship may have been the placard of ease and comfort, but when that moment of opening emphasizes an intimacy that creates a bridge beyond a mere casual acquaintanceship.

There is that moment of opening; and whether we punctuate it with a declarative, “Aha!” — or perhaps a quiet fluttering of a heart’s murmur, or even a quickening of one’s breathing; and then it is over and past.

Revelations of any kind come to us like the door that was once locked but is suddenly a passageway once the right key is discovered; or is forced open with a blunt kick or pried open slowly but with persistent cunning; and then the other side of midnight reveals that which we once thought was closed to us, remained a mystery, until that very moment of opening.

Suffering; medical conditions; even a realization that things must change in our lives — they all happen upon a moment of opening.

For Federal employees and U.S. Postal workers who struggle to continue in careers that can no longer be maintained because of a medical condition that prevents the Federal or Postal worker from performing all of the essential elements of one’s Federal or Postal job — it is often upon that moment of opening that a decision must finally be made about preparing, formulating and filing an effective Federal Disability Retirement application, to be filed through the U.S. Office of Personnel Management.

Don’t, however, let that crucial moment of opening suddenly close by allowing too much time to lapse, where conditions worsen to a point of creating a crisis.  Filing for OPM Disability Retirement benefits requires careful planning and thoughtful strategies.  Consult with an experienced FERS Attorney who specializes in Federal Disability Retirement Law, preferably at the moment of opening where the pathway of realization meets the dawn of recognition.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement under FERS: Balancing the Unfair Advantage

It is the advantage itself — whether by one side or of the other — which creates an imbalance to occur, and it is thus the greater weight on either side defines and constitutes the unfairness of it all.  A weighted scale; a pair of loaded dice (it was once the case that such a phrase — “pair of dice” — was unnecessary, because the singular of “dice” was die, and to identify ”dice” was to necessarily state the obvious that it was a pair; but in Modern Standard English, the word “dice” now represents both the singular as well as the plural; but we digress); a biased referee; a bribed umpire — do these all have something in common?

No, this is not an IQ Test (remember those questions where you are given a series of words and you had to either choose the one that would fit into the same category or exclude the one that was a misfit?), but it does symbolize the state of affairs in so much of life.

Where unfairness abounds, it is often the concealed aspect which tips the balance in favor of one side or another.  Thus do politicians allow for silent exceptions within the detailed language of legislation; undeclared biases determine advantages otherwise unidentified; insider information gives the unfair advantage to stock traders and members on financial boards and subcommittees; and the team which steals the rubric of the other’s signals and signs gains the advantage both in predicting future behaviors and battles.

In law, who has the unfair advantage?  Is it the entity who fails to explicitly define the criteria which determines success?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal employee from performing one or more of the essential elements of one’s Federal or Postal job, just remember that filing a Federal Disability Retirement application guarantees nothing.

The legal criteria inherent in the process; the administrative procedures which must be advanced; the supporting documentation that must be submitted; the answers on standard forms which must be completed — these are all within the purview of knowledge by the U.S. Office of Personnel Management, and is not easily comprehended by the unwary applicant.

Seek the counsel and guidance of a FERS Disability Attorney who specializes in Federal Disability Retirement Law and begin to balance the unfair advantage that OPM naturally and already possesses.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: The Uncommon Step

“Thinking” is an activity which is presumed to be common within our species, but uncommon among others.  Procreation and the mechanical aspects involved are considered “common” for all species, yet in each instance is generally considered to be unique and uncommon, which is perhaps why we seek privacy when engaging in such acts.

Similarly, other acts which are common enough — of using the bathroom, taking a bath, hugging a dog, brushing one’s teeth — all common enough, and yet somehow we prefer a semblance of cloaked seclusion instead of the open display like holiday window dressings to attract customers.  Does shame play a part in modernity, anymore?

Where movies once refused to reveal to the public the uncommon proclivities of everyday lives, they now saturate and justify the prurient as mere fetishes more common than acknowledged.  Is that why shame is no longer a characteristic of culture’s understudy?  Is the human blush extinct because the common that once was subsumed within the privacy of daily lives has become so uncommonly common such that we no longer need the privacy of cloaked seclusion in order to feel such common tinges of regret?  And what about that uncommon step of admitting to one’s self that the human condition requires something beyond the common course of action?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows for continuation in one’s Federal or Postal job, taking the uncommon step of preparing and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management is often likened to an admission that one’s Federal or Postal career is over.

Perhaps there is even a sense of “shame” or “remorse” — of how things might have been or wishful thoughts of regret.  Never let the uncommon step stop you from doing what is necessary; for, in the end, foolishness is the refusal to take the uncommon step when commonsense dictates that the uncommon step is the path towards a more common existence.

Sincerely,

Robert R. McGill, Esquire