FERS Disability Retirement Law: The Stories We Carry

How we allow our thoughts to narrate the inner voices we carry, matters in how we see ourselves.  The proper stories we tell ourselves; what words we choose when describing an incident we were involved in; even the tone of the voices heard within the inner, insular world of our own thoughts — they are important in formulating who we are, what we believe, and what the future holds for us.  The correspondence theory of language is now an antiquated, outdated theory of language.

When Bertrand Russell stated with a mischievous smile that the “ present King of France is bald” — he knew at the outset that there was no “present King of France” and, moreover, that “baldness” cannot be attributed to a non-existent royal entity; and yet, we fully comprehend the statement.  By comprehension, we admit to its meaningfulness, and even its coherence.

But how can a nonsensical statement having both meaning and coherence?  That is the point — that meaning and coherence have nothing to do, necessarily, with existence in the objective universe.  Then, one might query, what is so important about the stories we carry within our heads if they have no correspondence to the objective world?  Not only is it important, but moreover, it is significant; for, in the end, the stories we tell ourselves, about ourselves, which we carry within ourselves, provide the inner psyche to possess the confidence and strength to maneuver through the world we must occupy for the limited time we have in this world.

For Federal employees and US. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from continuing in his or her career, you need to contact a Federal Disability Retirement Lawyer and quit beating yourself to death about failures, inadequacies and debilitating incompetencies that your Federal Agency has come to make you believe.

Contact a lawyer who specializes in Federal Disability Retirement Law and begin the process of moving forward and beyond, so that the stories you carry will keep you growing into the next decade — and beyond.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement: Those Dog Days of Summer

Extremes desire the opposite extremes; and so these winter days of short sunlight, cold and unending spells where the chill cannot be gotten rid of no matter how high you turn up the thermostat — they wish for the other extreme, those dog days of summer.

July to August is the traditional period referred to as the Dog Days of Summer, of a starry constellation where hot temperatures force dogs and other animals to simply lay down and remain motionless in order to keep cool.  It forces the other extremes: Motion versus immobility; abundance verses lack; health versus?

Life is too often a contrast in extremes; one day, you are healthy and active; the next, debilitated and unable to move.  Or, is that just the fear?

The reality is more often a slow and progressive deterioration; the extreme is that, despite our failing health, we continue to push on in order to extend our careers.  The “extreme” is often our response to our circumstances, which then further exacerbates the problem.  Yes, we now may wish for the dog days of summer, but what would be best is the interlude of a Spring moderation.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows for continuation in one’s job or career, don’t wait for the next extreme — those Dog Days of Summer — but, rather, contact a FERS lawyer who specializes in Federal Disability Retirement benefits and see whether the Spring of a next phase might not be the better season of action and satisfaction.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: The Inevitable Constancy of Change

Change is a constant.  If you have lived long enough, the slow and incremental changes all around us — in the political sphere; employment; personal lives; the inevitability becomes palpable, and sometimes of concern.

Seasons change (unless, perhaps, you are in Florida); but the cyclical rhythm of returning to warmth after a long spell of Winter’s dread is a welcomed change.  When change becomes a forethought to dread, there is an inkling that something is wrong.

There are obviously changes for the good: Of new friends or family members (excepting the visiting uncle who arrives unannounced and expects to stay for a few weeks which turns into months); a child or a grandchild; of newfound wealth; of good luck suddenly encountered, etc.  Then, of course, the changes which undermine and impact with negative results: Loss of any kind; a sudden death; a medical condition.

For Federal employees and U.S. Postal workers who suffer from a medical condition as a result of the inevitable constancy of change, contact a FERS Attorney who specializes in Federal Disability Retirement Law, and consider whether or not the change to becoming a retiree might not be the best response to the change resulting from a medical condition.

For, if change is an inevitable constancy, why not turn the bad into a good, and render unto the inevitability the rhythmic cycle of a season yet to be, of a greater preference than the static state of now?

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Employee Disability Retirement: The Day We Realized…

So much can follow the ellipsis; The day we realized we were not the most brilliant; that there are others who are smarter, better looking, more physically adept, more talented; that even given the half-century or so of time that we have been allotted on this earth, we will never become wealthy; that we aren’t any good at X, Y or Z; that our children are not the best-behaved little angels we once thought they were; and so much more.

Some such realizations are significant; others, with a shrug and a wink, we should just let pass.  For, of course there are others more talented; of course, most of us will never become wealthy; of course, most children are brats (but we can love them despite such realizations); and of course, there are others who are smarter and more attractive.

But then, there are those realizations which are of impactful consequences — such as when a Federal or Postal employee realizes that he or she has a medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of the positional duties slotted.

On that day of realization, another such realization should follow:  Contact and consult with a retirement attorney who specializes in Federal Disability Retirement Law, lest a further realization occur:  That you were unaware of certain laws which can defeat a Federal Disability Retirement application under FERS, through the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Employee Disability Retirement: The Theme

Every story has a theme.  It is the topic, the “subject”, or just an idea — that recurs throughout the narrative.  For David Copperfield, perhaps it was the constant struggle between ignorance and knowledge; for Salinger’s Catcher in the Rye, maybe the phoniness of the life we lead in contrast to the author’s personally horrific experiences during WWII.

Every person’s life has a them; most of us, unfortunately, fail to recognize it, and it is this very failure which often leads to the repeated mistakes made throughout.

The story of one’s Federal Disability Retirement application should have a theme — one which is woven throughout one’s narrative in a Federal Disability Retirement application, especially in the Applicant’s Statement of Disability as delineated on SF 3112A.  Beset with dealing with the medical issues themselves, the Federal or Postal worker will often fail to recognize the theme — perhaps it is one of constant struggle for the past year; or, the progressive deteriorating as reflected in the medical notations here and there.

Whatever the theme of one’s story, a FERS expert in Federal Disability Retirement Law will be able to squeeze from the quietude of one’s story, the theme which overrides and pervades throughout.  Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and begin to formulate your theme which will persuade OPM of the validity, poignancy and necessity of your Federal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement for U.S. Government Employees: Now, What?

The question or declarative can be stated in two ways — As a query for the next steps, or as an expression of exasperation directed towards a frustration of multiple things gone wrong.  Or of a third: A combination of both frustration and an effort to understand what the next steps are.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the declarative query, “Now, what?” is often heard throughout the process of suffering from the medical condition itself, as well as during the process of preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

The medical condition itself can lead to further complications, and thus the expression as stated; the Agency’s response of callous disregard can be the basis for the exasperation stated; the complexity of the administrative process of filing for Federal Disability Retirement benefits can also be the origin and cause of frustration.  To minimize the trauma of the entire process, consult with an OPM Disability Attorney who specializes in Federal Employee Disability Retirement Law so that the next time you need to express the sentiment, “Now, what?” — you can do so by picking up the telephone and calling your attorney.

Sincerely,

Robert R. McGill, Esquire

 

OWCP & FERS Disability Retirement for Federal and Postal Employees

Can both be approved concurrently?  Is there any disadvantage in filing for one “as opposed” to another?  Do they “cross over” and impact one another?  Can you receive payments concurrently, or must you choose one over the other and, if one is chosen, does it “negate” or otherwise dismiss the other?

These are all practical questions which can come about if an injury or illness results from a workplace incident or caused by an occupational hazard.  First and foremost, it should be noted that the two “pockets” of compensatory resources are different in nature: OWCP is not a retirement system; OPM Disability Retirement is. OWCP is a compensatory resource created and established as a temporary measure (although there are many, many cases where an OWCP recipient stays on and receives compensation for decades and beyond) — as a means of allowing the Federal worker to receive treatment, recuperation and rehabilitation, with a view towards an eventual return to work.

The paradigm of a FERS Federal Disability Retirement, on the other hand, is just that: It is a retirement system — essentially, starting your retirement “early” because of a medical condition or injury resulting in one’s loss of capacity to continue to perform one or more of the essential elements of one’s Federal or Postal job.  The latter (FERS Disability Retirement) does not have to possess any causal connection to the employment itself — in other words, the medical condition or injury does not have to be “occupationally related” in order for a Federal or Postal worker to become eligible for its benefits.

Remember, however, that under a FERS Disability Retirement, a Federal or Postal worker must file for the benefit of Federal Disability Retirement within one (1) year of being separated from one’s Federal Agency or the Postal Service.  The fact that a person has been “placed on the rolls of OWCP” does not excuse the 1-year rule for filing a Federal Disability Retirement application.

For further information on the intersection between OWCP and FERS Disability Retirement, you should consult with an experienced attorney who is knowledgeable about both, and make your decision upon factual and legal information, and not from such sources as, “I heard from Joe that…”

Sincerely,

Robert R. McGill, Esquire

 

FERS Employee Disability Retirement Benefits: Getting There

Where is the “there”?  What is the mode of “getting”?  Normally, we don’t even think about it, and in modernity where we rely upon a GPS tracking device, the mind has no concept of non-mechanical means of devising a pathway.

In centuries prior, whether by the direction of the sun or the constellation of the stars; or, more recently but of antiquated methodologies, we could competently use a compass or a Rand McNally map which folds out and where numbered and lettered graphs could pinpoint the roads and highways most efficient for travel.  But Google maps and other similar devices have changed all of that.  We barely give consideration to the question, “Do we know how to get there?” — other than the reflexive response of, “Oh, I’ll just punch in the address into my Smartphone”.

Yet, because of such thoughtless approaches which lull us into passivity and a false sense of security, we have become trained into become drones of monotonous routines, unable to think about the basic questions which can become complicated affairs in a different context.

“Getting There” — is an important consideration for Federal and Postal employees who are considering filing for FERS Disability Retirement benefits from the U.S. Office of Personnel Management.  What needs to be done?  How does one prove one’s case?  What constitutes sufficiency of evidence?  What is the legal criteria in proving one’s case?  Is it as simple as “all that”?

Consult with an experienced attorney who specializes in FERS Disability Retirement Law before and during the process of filing for Federal Disability Retirement.  For, in the end, if you don’t know the pathway for getting there, you will likely end up lost in the morass of bureaucratic complications within a neighborhood of denials and disappointments.

Sincerely,

Robert R. McGill, Esquire

 

Applying for FERS Disability Retirement Benefits: Balance

It is what we want to maintain, whether on a tightrope, a ledge high above in an apartment complex, or just walking from the living room to the kitchen.  For, without it, the silent agreement we have made with the objective world would suddenly topple, and we would be lying horizontally and seeing the world from the ground up, as opposed to the vertical manner in which we ambulate, and observing the world from above.

In our lives, as well, in addition to the manner in which we walk about, we talk about maintaining a “balance” — a metaphor, surely, about the proper coordination between work, personal time, family interaction, activities with or without relations, and the healthy engagements needed in order to perpetuate a semblance of sanity.  We also talk this way about the medicines we ingest; of dietary balance, chemical imbalances and a more Aristotelian view of remaining in the “middle ground” where the two extremes are avoided.

Life itself is a force to contend with; for, it is “life” in general which is in a constant battle against us, trying to tip our equilibrium and mess with that “balance” that we all strive to maintain.  Medical conditions, as well, suddenly tip the balance with gale-force winds that irreverently disregard our wants and needs.

For Federal employees and U.S. Postal workers who sense this “out-of-balance” world because a medical conditions has tipped the scales and made everything out of whack, filing for Federal Disability Retirement benefits through OPM may be the answer you are looking for.

Medical conditions themselves have a way of making life “out of balance”, and it may be that a Federal Disability Retirement annuity is what is required in order to bring things back into their proper order and balance. Consult with an attorney who specializes in FERS Disability Retirement Law; for, in the end, it is balance maintained which allows for the regaining of one’s health, while all of the “rest of it” is trying to perpetuate the chaos of imbalance.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Presumptuous Act

What would we say about a person who, having bought a lottery ticket, goes out and spends lavishly, quits his job and becomes indebted far beyond his means — all prior to the day when the “winning numbers” are declared?  We would consider that he or she is: Crazy; irresponsible; or, perhaps, has some “insider knowledge” that we are not privy to.

Most acts lack a presumptuous intent; many, merely of thoughtless motivations; and rarely but some, of such egregiously bold-faced assault upon common decency that we disbelieve and attempt to substitute some rationally-based justification to explain away the presumptuousness of such an act.  Would our opinion of such a person — the one who buys a lottery ticket, then quits his or her job and proceeds to spend lavishly while abandoning all “reasonable” displays of conventional wisdom — change if additional facts were to be posited?

How about: The doctor has given him 30 days to live, and when we ask the person about the lottery ticket, the response is: “Oh, I don’t expect to win; it is just a metaphor for my life’s prognosis”.  Would such a response change our opinion; for, no longer is the person “crazy”; perhaps somewhat “irresponsible” in that the debts left behind will still have to be paid by someone; but yes, we would likely lean towards the third option in our thought processes: that the “insider knowledge” was the very private knowledge held close to his or her heart: Mortality suddenly betrays careful living, and abandonment of conventional lifestyles is a natural consequence of having nothing left to lose.

For Federal employees and U.S. Postal workers who suffer a similar (but perhaps not quite as devastating a scenario) situation like that of the hypothetical individual noted above, the “presumptuous act” that others may deem so may not be so outlandish as one may first assume.

Filing a Federal Disability Retirement application for the Federal or Postal employee under FERS, CSRS or CSRS Offset is not quite like the example above, but often, some see it as such; for, to “give up” a well-paying job, a reliable career or a secure position in the Federal System is certainly a drastic situation; and the alternative may not allow for much of a choice: To remain and suffer, and continue to deteriorate until one’s body or emotional state has been so damaged as to suffer through life for the rest of one’s allotted time on earth; to ignore that is indeed the height of presumptuousness — of taking things for granted.

Health should be a priority, and preparing, formulating and filing a Federal Disability Retirement application through the U.S. Office of Personnel Management is not a presumptuous act; rather, its opposite is what presumes too much — that your health will continue to withstand the deteriorating condition that you have all along experienced for these many years.

Sincerely,

Robert R. McGill, Esquire