CSRS & FERS Medical Disability Retirement: Cumulative Impact

In economics, the concept of cumulative growth is important in understanding the progressive and incremental increase, no matter how minimal in the short term, over decades and centuries upon an individual’s and the greater society’s wealth accumulation.  It is based upon the theoretical construct of cumulative growth that fortunes are created and retirement wealth is amassed.

Flat sorting machines at USPS distribution centers

Repetitive type of injuries are common when working with Flat Sorting Machines at USPS distribution centers

As a hypothetical parallelism, what consequence would such incremental but cumulative impact have upon one’s health and well-being?  If repetitive physical stress of a seemingly insignificant quantity were to impact a wrist, a knee, a shoulder, etc., would such de minimis physical pressure acquire a different result years and decades down the road?

Is it not tantamount to radioactive exposure, where the human tissue or organ can have effective resistance to contained amounts, but over time, can begin to deteriorate and cause tumors and mutated cells resulting in cancer? Or like the prisoner who digs his way out of prison with a pen knife — one scrape at a time until a hole large enough to accommodate one’s head and body is created over months and years? Or of stresses resulting in anxiety and panic attacks; perhaps at first a twinge of needle pricks, then after months and years, an overwhelming inability to breathe properly, until reactions of the need to take sudden flight, or paralysis of muscle movements and an inability to speak or move?

Maintaining poor sitting postures for long periods of time

Maintaining poor sitting postures for long periods of time may increase the risk of developing musculoskeletal disorders (MSDs)

For Federal and Postal employees who have had a long and productive career with the Federal Government or the U.S. Postal Service, the mystery of cumulative impact upon one’s health, through repetitive, incremental, and insidious influences withstood over time, often results in self-denial and a sense of failure.  But there is a limit as to what the human body and psyche can take on.

Federal Disability Retirement benefits are simply an employment component offered to all Federal and Postal employees, whether one is under FERS or CSRS, filed ultimately with the U.S. Office of Personnel Management, and is merely an intelligent recognition by the Federal Government that the limitations of human invincibility can be addressed by allowing for a change of careers, by providing for a foundational security to one’s livelihood. Federal Disability Retirement — a viable option in recognition of the age-old concept of cumulative impact, both in economics and in the complex world we occupy.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Semblance of Joy

Happiness is but a fleeting moment; satisfaction is but the natural result of completion; but joy, that is a tincture derived from the depths of one’s soul.  Perhaps there is an element of word-play; how we define levels of emotional states of being can depend upon the contextual usage of each conceptual construct, and in the end it is how we have described a given set of circumstances, based upon our personal experiential encounters and what sense of being we perceived at the time.

Beyond the veil of words, casting aside the layers of callouses which we have carefully built up over the years in order to survive the daily onslaught of venom in this world lacking of empathy or cooperative caring for one’s fellow human being, it is when a traumatic event suddenly befalls us that the true state of our souls becomes apparent.

Medical conditions have a tendency to magnify the reality of our state of existence.  Suddenly, perspectives become skewed; realities once depended upon appear suspicious; and we begin to lie to ourselves and take on a semblance of joy.  Why is that?  Is it because we fear the truth of human cruelty?  That despite all of the allegedly cultural advancements and technological innovations we pride ourselves about, the truth of our evolutionary baseness has never changed:  the vulnerable are merely meals for the predator in waiting.

For the Federal employee and the U.S. Postal worker who suffers from a medical condition, such a state of affairs is nothing new.  Agencies begin to pile on; coworkers shun; supervisors increase the level of vitriol and punish through administrative sanctions and progressive pressures through threats and intimidating language; and, all the while, the dedicated Federal or Postal worker must suffer through with limited options and constricted avenues slowly being blocked and cordoned off as restricted zones no longer open, where once the brightness of tomorrow promised the world.

For Federal and Postal employees finding themselves in the untenable position of having a medical condition, such that the medical condition is preventing him or her from performing one or more of the essential elements of one’s job, it may be time to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset.

When once the Federal or Postal worker comes to a realization that the bet upon happiness cannot be placed upon one’s employment or career, and where satisfaction is no longer a possibility with the mission of an agency; when the exhaustion and fatigue of hiding behind the semblance of joy begins to constrict and close in, like the human figure behind a Noh mask covering the claustrophobia of existence; then, it is time to consider taking on the long road of preparing, formulating and filing for Federal Disability Retirement benefits, whether you as the Federal or Postal employee are under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

The Admixture of Incremental Deterioration of Health Conditions While on Federal Employment

Destruction rarely comes as a sudden, tumultuous event; that is why tornadoes and hurricanes are noteworthy news items.  Instead, it is the slow rot of incremental deterioration which represents the commonplace thread of destroying lives, sort of like the metaphorical water torture where the progressive drip of each drop of destructive degeneration defines the dilapidation of deferred degradation (have we now engaged in enough alliteration to satisfy one’s amusement?).

Life itself is complex; filing for Federal Disability Retirement benefits must contend with such complexities, and it is often prudent to “separate out” the admixture of various issues in order to arrive at the best decision for each particularized life and circumstances.  Like splitting a cluster of atoms, separating a neutron can result in an unexpected implosion if one does not have a clear path and exit strategy, including having full knowledge of the consequences potentially resulting from each action engaged.  To the extent possible, one should never begin a bureaucratic process without knowing the resulting impact, whether foreseen or unforeseen.

The decision to file for Federal Disability Retirement benefits with the U.S. Office of Personnel Management by the Federal or Postal Worker, whether under FERS or CSRS, can never be taken in a vacuum; the medical condition may have had its inception several years before; the agency may have undergone multiple changes of supervisors, where previous bosses signed off on liberal use of SL, AL & LWOP; where travel was curtailed with a wink-and-a-nod, and a loosely-held network of implicit understandings allowed for continuation in a position despite one’s inability to perform all of the essential elements of one’s job.

Then, one day, in walks a fresh face, and the other side of humanity suddenly disappears.  Complaints are whispered, or perhaps even officially filed as an EEO suit.  Stress levels are increased, and suddenly medical conditions which were previously managed and quietly maintained flare up into major impediments and life-events bordering on crisis and turmoil.

One must understand, however, that the progressive and incremental deterioration was always in existence; it is precisely because of the slow, almost imperceptible nature of the rotting which was occurring, that few noticed.  Federal Disability Retirement is often the most prudent exit strategy in solving the problem of the incrementalism of havoc wrought by years of aggregated difficulties.

The first step in the process of preparing to file a Federal Disability Retirement application, however, is to sift and separate the relevant from the ancillary, without unintentionally splitting the proverbial atom, and to recognize that the crisis point is less of a singular event, and more likely a flashpoint resulting from years of neglect.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: Fear, Anxiety, Loathing and Acting

To “act” can have multiple meanings; one can be engaged in “make believe”, or merely doing something as opposed to talking about it. One can participate in a pretense (“he was putting on an act”); but perhaps engaging in pretense is not dissimilar (forgive the double negative; it sounds phonetically pleasing — but, then again, to say “sounds” and “phonetically” requires further forgiveness for unnecessary redundancy; and finally, is it not a double redundancy to speak of unnecessary redundancy?) to being on stage, or in a movie, and acting as actors do, except in an unpaid status.

In that sense of the word, we all engage in such semblance of who we are or what we want to appear to be.  Further, such pretense and concealment of one’s essence is often based upon the fear one imagines; the anxiety one experiences; and the loathing one encounters if such outward appearances are not performed.

For the Federal or Postal Worker who suffers from a medical condition, such that the medical condition must be hidden from public view because, to fail to conceal would mean that one would become subjected to an agency’s or Postal Service’s reactionary retaliation in dealing with such issues — the emotional turmoil of fear, anxiety, loathing and acting is a commonplace, daily experience.

Fear of what the agency will do; anxiety from the constant fight against the medical condition and the concealment in order to continue working; loathing of what may have to be faced today; acting in order to cover and hide to get through another day. But it is often in the secondary meaning of the verb, “to act”, which finds the penultimate resolution of such a quandary.

Acting — “doing something” — as opposed to engaging in pretense, is the solution.

Preparing, formulating, and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, is the concrete step from mind-to-matter. It is often the act itself which resolves the turbulence of a crisis.

For, it is the actor on the greater stage of life, in real time, in genuine situations, where pretense and make-believe are shoved aside for masks and make-up artists, and when the reality of the essence of what is important in life comes to the fore — that is where action intersects with the artificial world of acting, and where one must walk off the stage of make-believe and instead cook one’s own meal, as the reality of necessity overtakes us all.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: Cower v. Cowardice

To cower paints a word-picture of crouching or retreating in fear.  Cowardice, on the other hand, is the cumulative character of a man or woman, wrought upon through a lifetime of milestones and the reactions to each.  The latter can represent the aggregate of the former; the former may be, but is not necessarily, a singular action symbolizing the former.

Sometimes, there is a basis for being fearful.  Fear is quite obviously an evolutionary instinct which has a survival value attached; how one responds to the overwhelming stimulus of fear will often determine the value of such survivability instinct. But to cower in response to a given circumstance, a sudden crisis, or an unforeseen emergency is not to conclude cowardice; it is, as Aristotle would point out, merely one indication in a lifetime of red flags determining the linear value of one’s essence.

For the Federal or Postal employee who must face the crisis of a medical condition, such that important decisions must be faced, made and lived with, the step to Federal Disability Retirement is one fraught with the fear of the unknown: for one’s future, one’s vocation, and one’s financial security. To cower in confronting such a major decision is understandable; it does not indicate a character of cowardice. Facing a medical condition takes fortitude and clarity of mind, and in the midst of dealing with the crisis itself, it is often difficult to make cogent decisions ancillary to contending with one’s health issues.

Preparing, formulating and filing for Federal Disability Retirement benefits, whether one is under FERS or CSRS, and filed through the U.S. Office of Personnel Management, is a daunting task which requires mental acuity and intellectual stamina. In one’s weakened state, it is often advisable to have objectivity and good counsel. To cower in the face of a challenge is sometimes understandable; but to reveal cowardice is unnecessary, especially when the Federal or Postal employee who must decide upon the issue of filing for Federal Disability Retirement benefits can turn to competent assistance to guide one through the complex process of the administrative morass.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Disabled Federal Workers: Identification Recoil

Is it the identification which, if recognized, prompts one to engage in a commensurate reaction?  Does recognition of the identified condition require a societal conditioning, such that fear becomes a learned response as much as a sudden movement or a shrill shriek piercing the midnight hours of darkness?  Does the expansion of knowledge have a parallel and exponential quantification of fear and the list of things we fear?

Uncontrollable screams

Or is fear a singular emotion, triggered by multiple sensors and perceptual sensitivities such that variegated pathways may find their way to a single receptor which determines the responsive requirement, as in a shudder, a trembling, flight or uncontrollable screams?

The list of medical diagnoses has expanded over time; whether this means that there are more diseases, conditions and syndromes today than a millennium ago, or the bureaucratization of mere annotative indexing of that which has existed, been parsed and more precisely been categorized, is a question for the “experts” to debate.

Death sentences are rare; but lesser commutations of conclusions regarding one’s mortality and health are often regarded in the starkest of terms. When a Federal or Postal employee learns of a medical condition which impacts the ability and capacity to continue in one’s chosen vocation, the residual consequences which must be considered are indeed serious and life-altering. Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, is not an easy decision to make. It is considered within the context of a bundle of issues, including medical, legal, financial, family, social — and dealing with the fear of the unknown.

Just as a child may at first identify an object of fear without recognition of the underlying reality of that emotion, and recoil without thought; so the Federal and Postal Worker who first learns of a debilitating medical condition may react in a similar identification recoil. Taking that next step in preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, often requires a pause and an indentation of time, precisely because one must first deal with the cumulative fears crowding out the voice of reason.

Gargoyles of Fear

Gargoyles come in different shapes and sizes; like a chameleon in the wild, it is often our reaction which impedes our progress, and less so the objectivity of the thing to which we respond.

 

Sincerely,

Robert R. McGill, Esquire

 

Federal and Postal Disability Retirement: Mourning for Things We Never Knew

We often reminisce for things we never knew, but imagined we once had or hoped to have; of small towns and neighborhoods where caring concern characterized a sense of community and belonging; or perhaps it was from our remembrances, formed and solidified from old television shows we grew up with, when once innocence of times of yore remained with us to form dreams of a brighter future.

Health and monotony tends to have a similar effect. The former, because we take it for granted; and the latter, because we mistakenly believe that crisis equals excitement, when in fact security of daily living without eruptions of emergency management is the quietude which most of us seek, though we fail to appreciate it.

For the Federal and Postal employee who suffers from a medical condition, the times of yore when a life without pain is barely remembered, and where the lingering effects of an extensive medication regimen was once comprised of a single multivitamin pill, the thought of wanting to return to a “time prior to” is often at the forefront of daily reminiscences, and constitutes the limited hope for the future.

At some point, however, as medical conditions continue to deteriorate, and as the surgical interventions, palliative medical procedures and list of countermanding medication regimens increase in volume and expand in extent, it becomes clear that the impact upon one’s attempt to maintain an appearance of normalcy can no longer be tolerated.

When the Federal or Postal employee’s medical condition impacts one’s ability to perform all of the essential elements of one’s positional duties, it is time to consider preparing the steps to formulating a Federal Disability Retirement application.  Such a Federal Disability Retirement application must be ultimately filed with the U.S. Office of Personnel Management, and because the waiting process can be quite lengthy, the initial steps should be contemplated fairly early in the recognition of medical condition-to-impact upon one’s job.

Federal Disability Retirement is a benefit there for Federal employees under either FERS or CSRS, and is a compensatory system enacted precisely for those Federal and Postal employees who suffer from a medical condition which impacts one’s ability to perform one’s job.

Longing for a time once remembered is an activity of comforting reminiscence; the reality of the present, however, awakens us from the slumber of such daydreams of an era once blinking on the horizon of a time long passed.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: The Universe of the Possible (Part I of II)

Children are brought into the extensive and unlimited world of the “possible”, precisely because (we believe) it provides for greater expansion of the fertile, creative mind.  But for the adult, the world of the “possible” is conceptually meaningless, and without objective import; for, the statement and belief, “X is possible”, retains no boundaries, and therefore it allows for all manners of fears, frauds and frivolities.

It is interesting to listen to news stories which confuse the concepts between the universe of the “possible”, and that which is “probable”.  When a report is issued beginning with, “Sources say it is possible that X occurred,”, it is of no greater or lesser value than if one declares that it is “possible that aliens from Mars intervened in an event”.  Both are equally possible.  It is only when facts enter an equation that the universe of the “possible” becomes contained to the smaller world of the “probable”.

For Federal and Postal employees who have encountered the “real” world of medical conditions, dealings with unsympathetic agencies, confrontations with supervisors and managers, the world of the “possible” quickly shrinks to the harshness of one’s immediate environment.  Concurrently, however, as fears and thoughts of potential agency actions magnify concerns and ruminating upon the unknown, one often allows for those childish dreams to wander, and to entertain the universe of the possible.

Get the facts; obtain proper counsel and advice; for it is only when facts and advice based upon real-world events are gathered, that one can properly limit the unlimited universe of the possible and deal with the reality of the probable.

For Federal and Postal employees who must make decisions for a real future, where filing for Federal Disability Retirement benefits must be seriously considered, and where an encounter with the bureaucracy and administrative processes circumscribed by the U.S. Office of Personnel Management must be followed, it is important to recognize that the universe of the possible is merely for children and the unbounded imagination of childhood; whereas the world of the probable is what adults must contend with daily.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Fear & Darkness

The veil of darkness provides a contrast; for the predator, it allows for an advantage in stalking its prey; for the prey, the shimmering shadows reverberate of the unknown, but still, if one remains calm and quiet, an equality of disadvantage is allowed for, in that the predator must maneuver through the identical lack of visual acuity as they prey.

The singular equalizer for both predator and prey, in the calm shadows of darkness, is fear.  For the former, waiting and hoping that fear will flush out its prey by making a noise or venturing out thinking that a different location will provide for a safer haven; for the latter, it is the extent of one’s imagination which often leads to defeat; of fear instilled and mixed with images of what may happen, what could be out there, and where will it all end?

Why nightfall stirs the deep recesses of one’s imagination is a mystery; and even in the midst of civilized society, in the safety of one’s home, as one attempts to turn to the refuge of sleep for restorative relief, it is often then that thoughts of fear pervade in the dark of night, and in the void of one’s mind.  Such fear reaches back to the days of primitive life, and is complicated by the unknown.

For the Federal and Postal Worker who suffers from a medical condition, such that the medical condition begins to impact one’s job performance; and where supervisors and agencies have been stirred to initiate adverse actions or discussions have already occurred of such dealings, it is often those primitive chasms from times past, of fear of the unknown, which must be countered with systematic and pragmatic steps to secure one’s future.

Man, in his essence, has not changed much over time; those in power still act as predators, and prey upon the scent of weakness.

Federal and Postal workers who suffer from medical conditions may need to file for Federal Disability Retirement benefits, whether one is under FERS or CSRS, in order to escape the predatory practices of one’s agency.  Ultimately, the modern equivalent of the veil of darkness is ignorance, and in this case, not knowing the law and one’s rights is often the greatest harm suffered by Federal and Postal employees; and the modern equivalent of fear?  It is still the stepping into the unknown.

Sincerely,

Robert R. McGill, Esquire

Federal and USPS Disability Retirement: Change within Flux

The anomaly is that change occurs only within the context of constancy; for, if everything was perpetually in a state of flux, the very concept of ‘change’ would lose its meaning.  It is similar to the argument often made in philosophy where one posits that everything we perceive ‘is merely a dream’; yet, one cannot even arrive at a concept of dreaming until and unless we first acknowledge the reality and existence of a mind which dreams.  We therefore often confuse that which comes after by forgetting the preconditions which are required for positing the subsequent argument.

Ultimately, what is necessary is the foundation of any argument, in order for the flurry of changing activities to flourish.  But a balance must always be sought, and it is when change itself becomes a constancy, and overtakes the undergirding of stability, that one’s life becomes one of chaos and turmoil.

Medical conditions tend to do that to people.  The lack of relief from constant pain; the upheaval of psychiatric conditions, of panic-induced attacks and racing minds; of insomnia and non-restorative sleep; of medications which are necessary but have serious side effects; and the interruptions from stability by the necessity of doctor’s appointments, loss of time at the job, etc.

All appears to be in flux and turmoil.

For the Federal and Postal employee who suffers from such a treadmill of turmoil, consideration should be given in filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.  It is offered to all FERS & CSRS employees.  Where work was once a column of stability, during a chronic and progressively deteriorating medical condition, it can become the source of increased stress and anxiety because of the lack of understanding or empathy from coworkers, supervisors and the agency in general.

Preparation of a proper and effective Federal Disability Retirement application is essential; flux, turmoil and change should be the intermission, and not the main event.  As such, reversal of course in order to establish the principle of life should be the goal:  of stability first, and changes thereafter.

Sincerely,

Robert R. McGill, Esquire