OPM Disability Retirement under FERS: Hope

Apathy is the cold pail of water which extinguishes the glowing embers of hope, while hope is the warmth that maintains the light needed for the expectation of a better tomorrow.  It is easy to extinguish that flame of hope, and fall into the cobweb of despair; for, thoughts of all that can go wrong are easily conceived, especially when considering the negativity which pervades the daily news feeds bombarding us each day.

There is comfort to be found in apathy; for apathy merely confirms the taste of normal life for most — where communities fail to provide any semblance of cohesion and families live not together as an organic singularity but in dissipated independence of apprehensive indifference.  Few can count on communities when calamity destroys, for we live in solitude mired by our own set of problems without regard for our neighbor’s troubles.

Thus is apathy the next step from hope as we see indifference to be the natural response of our neighbor and the greater community in modernity, despite the avalanche of words posted on social media and electronic forms.  For, in modernity, people have come to believe that words can be substituted for actions, when in fact the loss of human interaction is what allows apathy to prevail.

For Federal employees and U.S. Postal workers who need to prepare an effective Federal Disability Retirement application under the FERS system to be filed with the U.S. Office of Personnel Management, you may want to consider contacting an OPM Disability Attorney who specializes in Federal Disability Retirement Law in order to secure your hope for tomorrow before the apathy so pervasive in modernity begins to undermine the still-burning embers of a brighter tomorrow.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Disability Retirement: Health at What Price

Everything has a price to pay — whether in terms of monetary value, or by some other quantification, by terms of labor, effort expended, a return of some negligible cost, etc.  In a capitalistic society, we tend to think always in terms of bartered values — is doing X “worthwhile”?  Does buying Y give me the best value for the money expended?

Then, there are times when no amount of money can “make up” for the experience or phenomena, as in precious moments with your kids, the expensive but “once-in-a-lifetime” trip to Rome; or even to a restaurant to celebrate an event.

In this country, where money determines status, accessibility and opportunity to an exponential degree, the language of price, value and bartering of commodities is diffusely peppered throughout our cognitive dictionaries.  Does everything have a price?  Can anything be bought, bartered and traded for?  Can you put a pice on your health?

For Federal employees and Postal Workers who suffer from a illness or disability such that this particular illness or disability prevents the Federal or Postal employee from performing one or more of the basic elements of one’s Federal job, the issue of health — the deterioration, the chronic and progressive symptoms involved — is often tied closely to whether continuing to work at the Federal or Postal job further exacerbates the decline of your health.

When that point comes — of that critical juncture where continuation in the job adds to the decline of your health — then it is time to ask the question, My health at what price?

And when you arrive at that critical juncture, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that important question, Health at What Price?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: The Inevitable Constancy of Change

Change is a constant.  If you have lived long enough, the slow and incremental changes all around us — in the political sphere; employment; personal lives; the inevitability becomes palpable, and sometimes of concern.

Seasons change (unless, perhaps, you are in Florida); but the cyclical rhythm of returning to warmth after a long spell of Winter’s dread is a welcomed change.  When change becomes a forethought to dread, there is an inkling that something is wrong.

There are obviously changes for the good: Of new friends or family members (excepting the visiting uncle who arrives unannounced and expects to stay for a few weeks which turns into months); a child or a grandchild; of newfound wealth; of good luck suddenly encountered, etc.  Then, of course, the changes which undermine and impact with negative results: Loss of any kind; a sudden death; a medical condition.

For Federal employees and U.S. Postal workers who suffer from a medical condition as a result of the inevitable constancy of change, contact a FERS Attorney who specializes in Federal Disability Retirement Law, and consider whether or not the change to becoming a retiree might not be the best response to the change resulting from a medical condition.

For, if change is an inevitable constancy, why not turn the bad into a good, and render unto the inevitability the rhythmic cycle of a season yet to be, of a greater preference than the static state of now?

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Office of Personnel Management (OPM) Disability Retirement: Leaving Chunks Out

Sometimes, if done carefully, the abbreviated story “works” better — if the punch line makes sense despite leaving the chunks out.

For many years, I had been under the impression that I had read the full text of a major novel of stupendous length (you can guess which one it is — yes, of the Russian sort).  I later realized that it was an “abridged” version.  When I then read the unabridged version, my conclusions were: the editors of the abridged edition did a better job; the chunks left out did not add to the story, and should likely have been edited out to begin with, leaving a shorter abridged edition without identifying it as an abridged edition.  And finally: The Russian author was clearly too impressed with his own verbosity.

“Leaving chunks out” is often done in other contexts, as well — as in, responding to a spouse’s question, “What took you so long to come home?” — you leave out the fact that you had stopped off at a local bar and sat and drank for a couple hours.  Of course, the next obvious question in that context is: “How come you smell of alcohol”?

Leaving chunks out when the motive and intent is underlined by a nefarious paradigm is where the problem resides.

The U.S. Office of Personnel Management does this all of the time in their denial letters:  They extrapolate only the selective portions of the medical record which will support a denial; they will ignore “the law” and the application of the law; they will make statements which “imply” certain consequences, and multiple other actions (or inactions) which leave chunks of information out.

Contact an OPM Attorney who specializes in Federal Disability Retirement Law, and make sure and force OPM to do what they are supposed to do: Of being an objective and uninterested party in the determination of your Federal or Postal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

OPM Medical Disability Benefits: When Boring Becomes a Burden

It is an indicator as to how serious the problem has become.  For, when the boring becomes a burden, it means that those things you have taken for granted — walking the dog; logging on to the computer; remembering where you last left your keys; driving to the corner store, etc. — have become a concern.

Are you having to “re-learn” the basic components of life?  Are the things you once did with aplomb — of effortless and seamless completion in order to get to the more challenging tasks in line — becoming an “issue” in and of themselves?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, when boring becomes a burden, it is an indicator that it is time to consider filing for Federal Disability retirement benefits under FERS, through the U.S. Office of Personnel Management.

Contact an OPM/MSPB Attorney who specializes in Federal Disability Retirement Law, and begin the process of changing when boring becomes a burden — by re-focusing priorities and bringing your health back into the boring category instead of the beast of burden it has become.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Disability Retirement: In Another’s Shoes

No one has time to imagine being in another’s shoes, anymore.  Hence, the lack of empathy in this world.  The reality of the insular world has been the dominant force for a full generation, or more, now.

The interaction through computer-based relationships on social media; the geek who never learned to pick up on social cues — of subtle facial expressions, the silent sigh, the unnoticed eye movements; and so the emotional evolution occurring within villages and towns came suddenly to a screeching halt based upon the promise that everyone would become less isolated in this new age of connectivity.

Bureaucracies and Federal agencies, of course, have always been know to be indifferent.  Long before the advent of the computer, the portrait of the uncaring governmental entity was a mainstay of ridicule and dark humor.

For Federal employees and U.S. Postal workers who suffer from a medical condition and need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, dealing with the bureaucratic morass is merely one more indignity to endure.  Don’t expect OPM to have the imaginative creativity to be in another’s shoes; instead, what you need are the shoes of a legal expert who is knowledgeable in Federal Disability Retirement Law.

Contact a retirement attorney who specializes in OPM Disability Retirement Law, and begin the walk in another’s shoes where the uncaring bureaucracy is the one you depend upon in walking away in another’s shoes.

Sincerely,

Robert R. McGill, Lawyer

 

Medical Retirement for Federal Government Employees: Whose Fault?

Where the blame attaches, the responsibility follows.  Blame is always a component of responsibility; they are cousins attached at the heart, or at the very least upon the stem of the brain.  Whenever anything happens in life, the second question is always, Whose fault?  Assuming that the first question had to do with the event itself (i.e., What happened? How did it happen? — which is a query that comes close to the “Whose Fault?” Question, etc.), the second and subsequent questions almost always seek to blame.

Why is that?  Well, for one thing, causation is often tied to the one who causes — the perpetrator of the action which triggers the series of events resulting in the calamity, etc.  An investigation into an accident; a man-made disaster that results in destruction; a negligent act causing harm; these, and many others, point to a cause whose origins point to fault and blame.  What follows thereafter is what we deem as “responsibility”; that the person to whom blame attaches is “responsible”, and concomitant consequences must then follow.

But what of medical conditions?  Can one attach “fault” or “blame”?  Whatever the answer to that question, the treatment the Federal Agency attaches to a Federal or Postal employee is akin to asking the question, Whose Fault?  For, once a Federal or Postal employee can no longer perform one or more of the essential elements of one’s Federal or Postal job, the manner in which the Federal Agency or the Postal Service treats the Federal or Postal employee is tantamount to asking the question, Whose Fault?

Consult with an attorney who specializes in Federal Disability Retirement Law, and begin considering the process of filing for Federal Disability Retirement benefits, lest the Federal Agency or the Postal unit you work at deems you to be “at fault”, even though medical conditions are, indeed, a “no-fault” incident.

Sincerely,

Robert R. McGill, Esquire

 

OWCP & FERS Disability Retirement for Federal and Postal Employees

Can both be approved concurrently?  Is there any disadvantage in filing for one “as opposed” to another?  Do they “cross over” and impact one another?  Can you receive payments concurrently, or must you choose one over the other and, if one is chosen, does it “negate” or otherwise dismiss the other?

These are all practical questions which can come about if an injury or illness results from a workplace incident or caused by an occupational hazard.  First and foremost, it should be noted that the two “pockets” of compensatory resources are different in nature: OWCP is not a retirement system; OPM Disability Retirement is. OWCP is a compensatory resource created and established as a temporary measure (although there are many, many cases where an OWCP recipient stays on and receives compensation for decades and beyond) — as a means of allowing the Federal worker to receive treatment, recuperation and rehabilitation, with a view towards an eventual return to work.

The paradigm of a FERS Federal Disability Retirement, on the other hand, is just that: It is a retirement system — essentially, starting your retirement “early” because of a medical condition or injury resulting in one’s loss of capacity to continue to perform one or more of the essential elements of one’s Federal or Postal job.  The latter (FERS Disability Retirement) does not have to possess any causal connection to the employment itself — in other words, the medical condition or injury does not have to be “occupationally related” in order for a Federal or Postal worker to become eligible for its benefits.

Remember, however, that under a FERS Disability Retirement, a Federal or Postal worker must file for the benefit of Federal Disability Retirement within one (1) year of being separated from one’s Federal Agency or the Postal Service.  The fact that a person has been “placed on the rolls of OWCP” does not excuse the 1-year rule for filing a Federal Disability Retirement application.

For further information on the intersection between OWCP and FERS Disability Retirement, you should consult with an experienced attorney who is knowledgeable about both, and make your decision upon factual and legal information, and not from such sources as, “I heard from Joe that…”

Sincerely,

Robert R. McGill, Esquire

 

Applying for FERS Disability Retirement Benefits: Balance

It is what we want to maintain, whether on a tightrope, a ledge high above in an apartment complex, or just walking from the living room to the kitchen.  For, without it, the silent agreement we have made with the objective world would suddenly topple, and we would be lying horizontally and seeing the world from the ground up, as opposed to the vertical manner in which we ambulate, and observing the world from above.

In our lives, as well, in addition to the manner in which we walk about, we talk about maintaining a “balance” — a metaphor, surely, about the proper coordination between work, personal time, family interaction, activities with or without relations, and the healthy engagements needed in order to perpetuate a semblance of sanity.  We also talk this way about the medicines we ingest; of dietary balance, chemical imbalances and a more Aristotelian view of remaining in the “middle ground” where the two extremes are avoided.

Life itself is a force to contend with; for, it is “life” in general which is in a constant battle against us, trying to tip our equilibrium and mess with that “balance” that we all strive to maintain.  Medical conditions, as well, suddenly tip the balance with gale-force winds that irreverently disregard our wants and needs.

For Federal employees and U.S. Postal workers who sense this “out-of-balance” world because a medical conditions has tipped the scales and made everything out of whack, filing for Federal Disability Retirement benefits through OPM may be the answer you are looking for.

Medical conditions themselves have a way of making life “out of balance”, and it may be that a Federal Disability Retirement annuity is what is required in order to bring things back into their proper order and balance. Consult with an attorney who specializes in FERS Disability Retirement Law; for, in the end, it is balance maintained which allows for the regaining of one’s health, while all of the “rest of it” is trying to perpetuate the chaos of imbalance.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: Out of Love

There can be a duality of meanings, of course — of doing X “out of love” or “being” out of love.  The two are opposites, or of conceptual antonyms.  What does it mean to act “out of love” — in the first sense of the phrase?  Does being compensated for doing something necessarily and immediately cancel any notion that one is doing it with the pure motive “out of love”?

Take the following hypothetical: A man foregoes a career and all advancement opportunities to take care of his sick uncle.  He does this without complaining, always with tenderness and care.  The neighbors are full of empathetic praise, saying things like, “Oh, what a wonderful and caring young man,” and “He is so devoted to him!”

Later, in the gossip columns of life’s entreaties, there is a footnoted notation that the young man inherited a large sum of money, and that the source from which the inheritance came had a contingency of requirements: In order for the young man to receive the money, he “had to” take care of his uncle and never complain about it. Do such revelations extinguish the previous praise showered?

And of the “other” conceptual bundle: How does one fall “out of love” — as if love is something we mistakenly fall into, to begin with, like a cavernous hole in the middle of our paths that we accidentally stumble into and, still later in the relationship, we similarly “fall out of” in the same manner?  Do conceptual confusions as applied to individuals have any meaning when universalized?

For instance, can a greater society do things “out of love” for its citizenry, and retract them just as quickly because it has later fallen “out of love”?  Politics aside, the wide pendulum of policymakers tinkering with an employee’s benefits can make a difference for the individuals impacted.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that it becomes necessary to prepare, formulate and file an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether “out of love” in the first sense, or from the perspective of the Federal Agency or the Postal Service who once thought of the Disability Retirement applicant as the paragon of the great worker but has now fallen “out of love” in the second sense — the necessity of filing for FERS Disability Retirement is a reality that must be faced.

We all have to contend with misapprehensions of motives and intentions; of gossip and people talking about the personal affairs of others whom they barely know. Supervisors, coworkers, and all of those who make judgments in an offhanded way — that is not what should be the primary concern of the Federal or Postal employee who files for Federal Disability Retirement benefits.

Instead, whatever the motivation — of a system which allows for an early medical retirement “out of love” or of a Federal Agency or Postal Service which has fallen “out of love” with an employee — the primary focus should be upon one’s own health, and to take care of one’s self “out of love”.

Sincerely,

Robert R. McGill, Esquire