OPM Disability Retirement under FERS: The Long Slog

Whether impatience is a uniquely American characteristic (a flawed one?) or is merely something inherently inseparable from the human species generally is a debate for anthropologists and similar academic theoreticians to engage; but in any event, it does appear to pervade the American character in pervasive plenitude.

We are impatient about almost everything — and appear to be willing to abandon all “old ways” in favor of the “new”.  This leads to some disastrous results — as in our impatience for conflicts that last too long and our quick willingness to abandon our efforts because our goals were neither quickly nor easily achieved.

The Long Slog is always problematic for the impatient — for, it means that we must commit time and resources for periods beyond a murky, endless timeframe.  How long something takes cannot always be clearly quantified, and often the anticipated length must be ignored and, instead, achievement must be measured not in terms of time, but in light of merely remaining and showing a steadfast commitment to honoring a timeless commitment.

This is often difficult because other thoughts begin to intrude during the endless lull — Are we wasting our time?  What if we are throwing away good money after bad (a very common thought);  What if we never achieve our goal?  And many more such concerns, besides.  How do we counter the natural concerns of the Long Slog?

First, by clarifying at the outset one’s commitment to a process, and recognizing that the stated goal can only be achieved without regard to time, and Secondly, to accept that any timeframe anticipated should be multiplied by a factor of 10.

Commitment is a difficult value to uphold, and that is why a marriage covenant is so often broken — for, who can even conceive of honoring a promise “Till death do us part” without knowing the particulars of what a lifetime will entail?  All that goes into a “lifetime” — of joys and sorrows, of happiness, suddenly overshadowed by sickness and tragedies unforeseen — in short, the normal history of all of mankind.

Thus do so many people end in divorce and, similarly do long-term commitments become abandoned and forgotten human detritus.

Likewise, when a Federal or a Postal employee decides to engage in the process of preparing, formulating, and filing a Federal Disability Retirement under FERS through the U.S. Office of Personnel Management (OPM), one must mentally prepare for the Long Slog.  It is a long and arduous, complicated bureaucratic process involving potentially 3 stages, and with an “almost certainty” of an initial denial from OPM no matter how well-crafted and fully documented the initial filing is composed.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and begin to prepare for The Long Slog.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement under the Federal Employees Retirement System (FERS): Money

We all groan about it (well, perhaps there does exist a 1% who never worries about it).  We complain and moan.  There is never enough.  When an unexpected amount is received, it provides a momentary thrill.

Idealists bemoan it but recognize its transactional necessity in an economy no longer viable in bartering terms; talking heads who self-proclaim to be “financial experts” (whatever species of animals they are, no one knows) talk about value, worth, “printing too much”, “pumping” too little, etc., leaving us all confused.  In the end, it is always a matter of, “How much”.

For Federal Employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates filing for Federal Disability Retirement benefits under FERS from OPM, the question of “how much” is a simple calculus of receiving 60% of the average of one’s highest-3 consecutive years of Federal Service for the first year, then 40% every year thereafter until age 62, at which point the annuity gets recalculated based upon the total number of years of service when you reach age 62, including the time that you are on disability retirement.

Thus, you are actually “building up” your regular retirement by being on disability retirement, as those years you are on disability retirement count towards your total number of years of service when recalculated at age 62.

Imagine that — you receive an annuity (money) while on disability retirement, and at the same time, you are building up your retirement system so that, when you turn age 62, those years you were on disability retirement are calculated and added on to the years of Federal Service you had before you went on disability retirement.  It is money well earned and deserved.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement: The Inevitability of Change

It is a tautology; for, “inevitable” encapsulated and embraces the term “change”, and one presumes that, in applying and comprehending the word “change”, there is a sense of inevitability contained within it.

Thus do we assume certain truths which naturally follow: If you don’t like the weather, just wait a moment (for, the natural course of the universe dictates that the weather will change over time); if you are dissatisfied with your life today, ride it out (for as circumstances appear static for the moment, time will resolve many of the uncertainties faced today); and similar dictums of sagely advice.

What we are not told, however, is that which we have already accepted by experience:  That “change” is too often a negative component, and that is why we believe that things almost always change for the worse.  That is the byline for the pessimist, of course: That good things never last; everything changes for the worse.  The optimist, on the other hand, always tries to squeeze the good out of anything that worsens, and tries to see the glass as half full, instead of half empty.  Whether you are an optimist or a cynic, both accept that change is inevitable; the difference is merely in how one perceives the change.

Then, of course, there is the human element — of affirmative actions taken by an individual or a multitude of individuals in performing acts that contain or otherwise alter the course of change.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, change is inevitable.  Whether by being placed on a “Performance Improvement Plan”, or the increasing harassment perpetrated by the Federal Agency or the Postal Service — or in the inevitability of a termination — the medical condition itself will normally and often dictate the need for change.

The “human element” is the action taken by the Federal or Postal employee in preparing, formulating and filing an effective Federal Disability Retirement application, where the affirmative intervention of actions taken may change the ultimate outcome of life’s trials.  Yes, the inevitability of change is a given; but how that change will come about and what outcome is to be determined will depend upon the Federal or Postal employee who recognizes both the inevitability and the need for change, but moreover, of how to go about initiating the process.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: Footprints in the snow

Snow makes a flashlight irrelevant.  Even without a moon to shine, and of clouds to mask the twinkling stars, somehow the pure whiteness allows for visual acuity.  At dawn, the footprints betray the activity that once was; and the current inactivity shadowed by the early morning yawn makes one wonder: who noticed, and what if I were standing quietly under the elm tree, making myself a part of the stiff objects in the wintry twilight?

It is similar to the Zen query of the Sixties — of a falling tree with no one around, and the pondering: Was there a noise?  And then the rush of activity as the daylight dominates and the darkness recedes and the purity of the blanket of white that once betrayed the footprints in the snow is replaced by human trudging, winds blowing and the mere vestiges that are now only images in one’s memories.

People are born daily, live their lives and die; and like footprints in the snow that appear for a moment in history’s unmentioned footnotes, they disappear with barely a trace but a few words in the obituaries. Oh, try as we may in our futile attempts at being remembered — of graveyards with larger stones; of “memorials” pasted on the back windows of cars; or even of yearly vigils; the fact is that we are mere footprints in the snow.  Yet, what is important is that the footprints did, in fact, once exist, even if the windswept vanishing of once-seen imprints disappear like vapors of steam curling into the midnight sky.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is sometimes like footprints in the snow — you realize that you were once “relevant” in this world and that the Federal Agency once looked upon you as a “valuable member of the team”; but now, you are treated as the windswept footprints that were once clearly visible in the snow, and now no longer.

Filing for FERS Disability Retirement benefits is the last act before the wind sweeps away the footprints; it is a means of recognizing what is important in life, and to focus upon your health and well-being and to leave behind the footprints in the snow that are so easily forgotten in the hubbub of the world’s daily activity.

Sincerely,

Robert R. McGill, Esquire

 

Filing for OPM Disability Retirement: Palatable possibilities

We often hear of that which is “possible”, then immediately pause to consider the probabilities of such declared possibilities.  For, isn’t it possible that there are martians on the far side of the moon, or that we all live in a dream, dreamt by the fragile whisperings of a butterfly, or that everything that we see, hear and experience is just nothing more than pure bosh, and Bertrand Russell was quite right after all, that our rumblings of metaphysical yearnings were merely a result of a stomach virus that needed an antacid to cure?

At what point are possibilities presented no longer palatable, and where are the limits of our imaginations such that reality clashes with fantasy and the medium between the two becomes so stretched that we cannot fathom their practical effects?  Have we come to a point now where supermarket tabloids are just as believable as mainline newspapers that cross the thresholds between truth and opinion?  Is virtual reality just as pleasurable as “real” reality, and does the realness of reality depend merely upon one’s perspective and opinion and how we view things?

Then, of course, there is the reality of a medical condition, and everything comes crashing down into a singular reality: mortality and health tend to bring us “back to the basics”.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, what possibilities are palatable; whether possibilities presented are meaningful; it all comes down to the pragmatic choices from three: Stay, walk away or file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The real possibilities in life are generally quite simple; it is the luxury of the healthy to entertain the greater expanse of palatable possibilities, but for the Federal or Postal employee who is faced with a chronic and progressively debilitating medical condition, the choices are stark and limited.  It is within those limitations that the palatable possibilities must be carefully chosen, and such course of actions to be chosen should be advised and guided by a consultation with an attorney who specializes in OPM Disability Retirement, lest the palatable possibilities turn out to be an unpalatable probability chosen out of a mistaken belief in the existence of palatable possibilities.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Pension: In between preparations for vanishing

The Biblical reference is where John the Baptist declared that his role in the historical narrative would naturally diminish by relevance in order for the primary character to loom large upon a world in need of a coming Savior.  Each of us strive daily to accomplish, achieve and advance (ah, the 3 “A’s” might be the title of the next New York Times Bestseller on the mass marketing list of self-help books); that is the natural inclination from birth to death – or, at the very least, until one has expended and exhausted the reservoir of stamina each retains for the daily battle of life itself.

What we fail to recognize is that, as another book of wisdom in an age prior to the declaration of a coming earthquake that would split the earth and crack the old barrels of fermenting wine (figuratively stated) pointed out, there is a time, a season and the proper context when certain acts should be considered (paraphrasing here), and prominent among them the capacity to recognize the appropriate time to begin paring back, preparing to recede and allow for the next generation to take its successive position of assertive presence.

Do we embrace the in between preparations for vanishing, or do we fight against it because that is what we have done all throughout our lives?

It is important, for instance, to apply the principle of eventual vanishing when one becomes a parent, in order to foster the self-confidence of a son or daughter; to slowly, incrementally and seemingly naturally allow for the opinions and views of the younger ones to grow in stature, relevance and significance, such that when adulthood is reached, the lowering of the parent’s perspective becomes equal to the rising of the child’s self-image.

At that point, when the balance between childhood and esteem for one’s parents meets in the middle upon a spectrum of wide variance, parent and child can become co-equals of a sort, and “friends” as much as a parent and child can be.  In order to achieve that goal, however, it is necessary to engage in “in between” preparations for vanishing – not to totally obliterate the relevance of one’s historical accomplishments, but to incrementally diminish in magnification and presence.

Fighting against the need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is often based upon the lack of recognition that in between preparations for vanishing is a natural and necessary part, at a certain stage in life, during a particular season of one’s career, and when the time necessitates.  Yes, the Federal career and the Postal work provided a sense of identity and granted a purpose, focus and compelling force during the productive career – but now, the season has changed, the context has altered and the time has ripened in another direction.

It is time to engage the in between preparations for vanishing – not to totally disappear, but to diminish, such that when a Federal Disability Retirement is attained, the next stage of one’s life can be opened for that which we term the greater adventure of life.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Civil Service: The topic of conversation

How does it come about – that “topic of conversation”?  Is it merely and completely randomly selected, and in a spurious manner caught like the quiet embers that ignite an out-of-control wildfire?  Or, does someone Google on the Internet, something like, “Good dinner conversation topics”, and then proceed to print them out so that silence does not pause the ebb and flow of a party’s chatter?

If you listen carefully at conversations (which, by the way, are becoming a rarity these days, as one becomes ensconced in one’s own insular world of smart phones and Facebook postings, Instagram obsessions and Twitter feeds of inane utterances), you realize the randomness of subjects embraced, and how they often travel like a drunken driver meandering without lights or signals to brace the passersby.  Is that how Darwinian evolution looks like as an analogy of sorts?  A senseless, meandering coveting of erupting utterances without guide, meaning, direction or purpose?

But what if you become the topic of conversation – does it suddenly change, where the ear is suddenly turned red, the interest enlivened, and the aura of disinterestedness suddenly lifts?  And what if you are not in the room, but left to freshen up or take a break, and upon your reentrance, the silence suddenly pauses and the topic of conversation reveals a fissure and a gravitational shift that suddenly embarrasses and shames?  The ears burn – is that merely an old wives’ tale, or does that really happen?

Isn’t that what occurs with Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management?

As an attorney who specializes in Federal Disability Retirement Law, the undersigned is often asked as to when the agency or the Postal Facility should be informed, prior to submission of an OPM Disability Retirement application, of one’s intent to file. It is a rather complicated question, and can have consequences unforeseen and not always positively received, and thus should be specifically tailored to each individual circumstance.

But do not be fooled:  The Federal or Postal employee who files a Federal Disability Retirement application through OPM, at some point during the process will inevitably become the topic of conversation; whether that should bother you, or you should care, depends upon many factors, and not the least of which is often influenced by sound representation by a Federal Disability Retirement lawyer who has guided the Federal Disability Retirement process throughout the gambit of the administrative process.

Sincerely,

Robert R. McGill, Esquire

Federal & Postal Medical Retirement: Life’s Scarring

It builds through repetition of wounding, or because it is deep, jagged, or otherwise unable to repair through normal processes of cellular regeneration.  It remains a mark of a person; over time, fading through exposure to sunlight, disappearance of discoloration, and the slow erasure of the damage done through the healing process of the linear course of a lifetime, may allow for one to forget.

Traumas, medical conditions and chronic maladies takes time to heal, and time is the commodity which society relishes, values, and measures by the worth of productivity.  It is that segment of immeasurable continuity which determines the markings of a lifetime’s work; like prehistoric epochs which we name in order to neatly fit in the existence of dinosaurs and their disappearance through volcanic and meteoric catastrophes, we bifurcate the unconquerable continuum with significations of memorable moments in time.

Medical conditions and their disruptions to lives require time for healing; and whether it is the impact of psychiatric conditions upon one’s psyche and soul, or the physical manifestation of a chronic illness or injury, that commodity of value in the world of economics remains unsympathetically beyond the reach of most.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal job, the acquisition of time becomes ever more important and critical as one awaits the winding morass of a Federal Disability Retirement application through the bureaucratic maze of the U.S. Office of Personnel Management.

Bureaucracies grind forward as if time is nonexistent; but all the while, life must continue to flow, as rivers unfettered by dams and natural obstacles, the course of life cannot be interrupted by mere tragedies of fate.  The problem is, of course, that the rest of the Federal bureaucracy — agencies, coworkers, supervisors, managers, etc. — does not have the patience to wait upon Federal and Postal employees during a daunting administrative process in which it is already known that, if successful, the Federal or Postal employee will be leaving the agency or the U.S. Postal Service.

So, what is the reaction during this administrative process?  Sometimes, it results in an administrative separation; more often than not, to simply allow the Federal or Postal employee to remain on LWOP and remain forgotten, lost in the maze of time immemorial.

In the end, it is life’s scarring which remains; how one has been treated; whether the burns of fate scorched upon flesh or memory were deliberate or through an uncaring indifference. No matter; as life’s scarring is like an organic monument of one’s test of endurance, so the manner in which one approaches the wound will determine the character of an individual.

Sincerely,

Robert R. McGill, Esquire