Disability Retirement under Federal Employees Retirement System (FERS): Does Sequence Matter?

So, when you are building a house, for example — does it matter whether you start with a solid foundation?  Or do you start with the roof and move downwards?  Or in writing a short story — does a writer finish the conclusion, then work backwards?

That actually doesn’t sound so strange, does it? — because it is often the “idea” of an ending which prompts the writer to write a story; but when it is presented to the reader, what is the sequence?

Is the reader given the ending, first, then the narrative of how the ending came to be?  Yes, even that — some creative writers have accomplished that, and sometimes quite effectively.  But that is a deliberate style of presenting a story — where the sequence is reversed for dramatic purposes, and so even when the ending is first, sequence, in fact, matters very much.

For Federal and Postal employees who are considering filing for Federal Disability Retirement benefits under FERS, “sequence” does matter.

There are multiple and complicated tentacles which are required to be completed and accomplished in a Federal Disability Retirement application — from the type and quality of medical reports; treatment records; Agency’s portion of forms to complete; the Applicant’s portion which needs to be completed; the language which should be used; how a request should be made — in the aggregate where the chaos of multiple actions need to be performed, the sequence of how those actions are initiated is often overlooked despite its impact and importance on a Federal Disability Retirement application.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law and begin the process of ordering the sequence of things which matter.

Sincerely,

Robert R. McGill, Lawyer

 

Federal Employee Medical Retirement: The Perfection Sought

The perfection sought may not be the perfection of a priceless paradigm; rather, as we all have a subjective definition of what constitutes “perfection”, it may merely be a lesser image of what we aspire to.  We tend to think that “perfection” is an ideal form which everyone may agree upon: What is the perfect life?  What are the characteristics of perfection?  Is there such a thing as perfection in an imperfect universe?

The point is that the very concept itself is a debatable one; we can all come at it from imperfect perspectives, when in fact we may be confusing “better” with the penultimate “best”.  Perfection as the pinnacle of a Platonic Form; while striving to achieve it is what we often seek, embracing a lesser reality of it is that which should satisfy.  As life requires changes and adaptations to altering circumstances, so that which we set up as the paradigm of perfection should shift in accordance with our own needs and circumstances.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, preparing an effective Federal Disability Retirement application to be submitted to the U.S. Office of Personnel Management may be the perfection sought in this alienating, imperfect universe.

Consult with a Federal Disability Retirement Attorney and get the advice and counsel in the pathway to reach the perfection sought.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Human Failure

It is the stuff of tragedies and pablum for tearful stories.  Human failure, as distinct from errors committed by other species, is unique for its moral implications and impact upon lives left behind.  Other species may have their failures — a squirrel that misjudges a branch and falls to the ground; a predatory search that ends without a meal; an incursion into human territory where traps await or a hunter sights. The consequences of such failure may result in the death or injury to the animal involved.

Human failure, however, often results in lives being destroyed for years beyond, where not only physical injury becomes evident, but the lasting damage to a psyche yet untold.  We try and restrict it; some manage to get through life without much scathing or scarring; but most of us have a trail of failures like a dust storm that leaves an eternal residue of soot and sorrow.  It is, also, often in how one views failures or successes.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing all of the essential elements of one’s job, human failure is often misinterpreted.

It is not our “fault” that you have become injured or beset with a medical condition, and Federal Disability Retirement recognizes that your humanity still holds some future potential — which is the reason why, even after being approved for Federal Disability Retirement benefits, you are allowed to work in another job and make up to 80% of what your former Federal position currently pays, and still continue to receive your Federal Disability Retirement annuity.

Consult with an attorney who specializes in Federal Disability Retirement Law, and begin to focus back upon your human potential, and leave behind the trail of human failure.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: Waves of Misfortune

Metaphors allow us to understand our circumstances; by relating the circumstance to the natural world around us, we feel a greater kinship when, in all other aspects of our lives, we have tried to alienate ourselves and artificially separate our lives from the origins of our own existence.  Similes, of course, always contain the comparative contrast that allows for a space between that which is compared and the reality of “what is”.

Thus, to say that “X is like Y” is quite different from saying that “X is Y”, even though we know in both instances that X is not Y, and that is precisely why we assert that there is a likeness between X and Y (because “likeness” is not the same as “sameness”) and also why we declare X to be Y even though they are not one and the same.  Thus is there a difference between “Waves of misfortune” (a metaphor) and “Misfortune are like waves” (a simile).

The comparative preposition creates a once-removed parallelism (simile), whereas the metaphor makes no doubt of the mirror image of one with the other.

Medical conditions are more like metaphors (here, we are utilizing a simile to describe a metaphor); there is no space or removal between the situations being compared.  To have a medical condition is not “like” something else; rather, it is the reality of one’s existence.  It is through metaphors, however, as well as similes that we describe the symptoms to our doctors and others, to try and help them understand what it is like to be in constant pain, to be depressed, to be profoundly fatigued.

And for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, it must be understood that the Federal Disability Retirement “package” is a paper presentation to OPM, and thus must by necessity use both metaphors and similes in order to persuade OPM of having met the legal criteria of a FERS Disability Retirement application.

The “waves of misfortune” must be described persuasively, lest they become a metaphor for failure in preparing, formulating and filing an effective Federal Disability Retirement application that results in a denial as opposed to an approval.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: What not to say

Of course what not to say is as important as the things one says.  Such a warning is true in most contexts — social; professional; personal; familial; in either private or public settings.  We are taught that at an early age, and continue to feel its social and cultural “bite” throughout adulthood, until one has (hopefully) gained some wisdom throughout the years.

Some never learn it — perhaps because they never had to endure the consequences that naturally come about, or simply don’t care or, in the very rare instance of uniqueness, do not need to care either because of wealth, power or prestige that, like the teflon individual, no amount of social crudeness will wipe the sheen away.

“Don’t stare” is an admonition that parents make early on — another form of “what not to say”, except this one in correcting a non-verbal action.  “Don’t say things that are hurtful”, or “Don’t divulge private information to people you don’t know”, as well as the one that has to be balanced with concerns about putting too much fear into a child: “Don’t talk to strangers”.

It is, indeed, the “don’ts” in life that define the social graces within acceptable normative behaviors, and as the spoken work (or the written, as the case may be) takes up so much of human interaction, what we learn not to say, how we act and are restrained from acting, often defines the extent of a person’s maturity and learning.

It is often the negative which defines the positive — i.e., what we do not see is rarely noticed, but constrains that which is revealed (the positive) so that the unseemly and rough edges have been worn away, manifesting a smoothness that borders upon beauty.  But never underestimate the destructive force of that which is negated; for, if forgotten, it will resurface and damage.

Thus, for Federal and Postal employees who suffer from a medical condition such that the medical condition is beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, always remember that — in preparing, formulating and getting ready to file a Federal or Postal Disability Retirement application — it is important to keep in mind those things NOT to say or reveal; for, once you admit freely a legal basis upon which a denial becomes a certainty, it is difficult to retract that which is revealed.

So, in the end, your parents are proven right: What they told you NOT to say is precisely the rule to follow.  The problem, however, is that when it comes to dealing with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, you will need to consult with an experienced attorney who specializes in Federal Disability Retirement Law in order to comprehend the full import of what not to say.

Sincerely,

Robert R. McGill, Esquire

 

Filing for OPM Disability Retirement: The image we cling to

Whether of a “bad boy”, a “choir boy” and some other like, “He is such a quite, obedient and unassuming young lad,” or even, “She is a real go-getter” — whatever the image created, whether by our own manufacturing or by the reputation pasted upon by others, the image we cling to can remain with us such that it haunts and trails like the residue of those ghosts of Christmas past.

Are reputations and images one and the same?

They certainly cross over from border and fence to similar lines of demarcation, such that the jumble of what others say, think and believe about you are an admixture of one’s self-image, the reflection of how we think about ourselves and what we believe others believe about ourselves.  Changing the image we cling to is often difficult; believing in the change, nigh impossible and rarely achieved.

Whether from the incremental and sometimes insidious perpetuation from the subconscious destructiveness haunting one from a childhood past, or of reinforced negativity from bad parenting or abusive relatives, an image is a residue of a tapestry complicated by those unknown circuitry making up what is generically identified as one’s inner “conscious” life.

It is, as some philosophers would put it, the “ghost in the machine” — of that something “other” that eerily floats about above and beyond the collection of cells, genetic matter and neurotransmitters.  It is “who we are”, or more aptly, “who we think we are”.

For Federal and Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the image we cling to is often the one that prevents us from doing that which is best for ourselves.

We think of ourselves as hard-working, conscientious, never-a-slacker, and conflate that self-image with performance ratings, step-increases, promotions and awards, and it is that compendium of reputation-to-self-image that marks our downfall when a medical condition hits the brick wall of reality.

What are our priorities?  Do we cling to the images manufacture, at all costs — even to our own detriment?

Preparing a Federal Disability Retirement application, whether under FERS, CSRS or CSRS Offset, is a silent admission that the image we cling to may not be the reality one hoped for; but to live in an alternative reality when one’s health is at stake, is to ignore the obvious, and to fall prey to the destructive tendencies of an uncaring world.

Filing a Federal Disability Retirement application with the U.S. Office of Personnel Management is not to destroy the image of ourselves that we cling to; rather, it is merely a recognition that we, too, are human and imperfect, and it is the shedding of perfection that is often the greatest problem we face.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The mouse in the night

They are heard and often unseen; a scratch somewhere from the far corner of the room; a blur along the space between the couch and the wall; and the mouse in the night scurries along, making some amount of noise more greatly enhanced when the quietude of a late evening descends upon us.

Should we put out a mouse trap?  The problem with that is that the dogs might come down in the middle of the night, smell the cheese and get his nose trapped and yowl with pain, waking everyone up.  Or, hope that the mouse in the night minds his own business, scurries about without anyone noticing, and we can all pretend “as if” he doesn’t live in the same house as you do.

Like spiders, centipedes and other crawlers, the mouse in the night is there, has been, and perhaps always will be; we only try and rid the home of it when we hear it and it becomes bothersome.  That’s how we often treat medical conditions, kids who are nuisances, and neighbors who are irritants – we attend to them only when they reach beyond a level of tolerance or a spectrum of acceptability, and then it is often too late.

When does “not yet” and “too late”, or almost too late meet on the spectrum of provocation?  Does the mouse in the night become the provocateur merely because we hear him and imagine the slow but steady destruction he imposes, or the danger of the wife or daughter in the house who may scream suddenly (or is that being sexist to think that only the female gender will react in such a way)?

The mouse in the night is very much like a medical condition, where it comes and slowly steals one’s energy, eats away at the energy one has stored, and scurries along the contours of the walls in a blur of running confusion.

For Federal employees and U.S. Postal workers who need to now consider preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the sudden realization that there is a connection between the medical condition and the slow deterioration of one’s ability to perform all of the essential elements of the job can be likened to the mouse in the night – you always knew it was there and that it was slowly eating away, if not by the noise, then by ignoring its presence; you just kept putting it out of your mind because of those “other reasons”, like the trouble it takes, the fact of facing up to it, the avoidance, and maybe even the hope that it would just go away.

But neither mice nor medical conditions go away, but remain as problems that keep gnawing until the hole in the wall becomes too large to ignore.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Limbo Eruptions

Of certain politicians, it has become commonplace to expect such occurrences, but with a slight change in consonants in the first word.  As it stands, however, the word as left alone is a state of another kind; not of relational states of erotic ecstasy, but rather a border on the region of heaven or hell, where an intermediate state of oblivion exists in a transitional state of suspension.  To that extent, perhaps the two concepts are similar.

Such eruptions of inactivity and suspension are intangible and untenable; human beings, by nature, are vibrant beings constantly “on the move“, and wanting always to advance, progress and contribute to the aggregation of societal cauldron of accomplishments.  That is why, when a Federal employee or a U.S. Postal worker finds him or herself in a state of rancid and stale waters, where a medical condition paralyzes any progress and prevents the Federal or Postal employee from performing the requisite and essential elements of one’s Federal position, it is tantamount to experiencing a limbo eruption.

How long it lasts; to what extent it freezes; and when it will end; these are questions which only the paramour of time would know; and the bed which is being made is the price of warmth or cold one must endure if the Federal or Postal employee insists upon staying in that relationship.  For, like the “other” such similar-sounding concept, the limbo eruption can become a permanent feature of one’s transitional state, unless one files for Federal OPM Disability Retirement benefits under FERS, CSRS or CSRS Offset.

Federal Disability Retirement is not only an option, but a benefit one can fight for, if one meets all of the eligibility criteria as revealed in the Federal Disability Retirement laws governing the state of affairs.

Filing it may seem easy; obtaining it is not so easily accomplished; securing it for one’s future can sometimes be daunting.  But like the illicit eruptions which are sure to come for unnamed but otherwise well-known individuals, the limbo eruption of the Federal or Postal employee who suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s Federal positional duties, must surely be overcome, lest the bed made is suddenly discovered by the jealous spouse who suspects more than a mere hug in the middle of the night.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Systemic Problems

When the residual impact of a crisis goes well beyond cosmetic concerns, the usual and customary description is that the “cause” involves “systemic” problems.  Such foundational fissures can occur both in organizations, as well as in individuals.

For Federal agencies, it may require a need for new leadership, or a restructuring of internal chains of command, and sometimes even outside intervention.  More often than not, a call for greater funding is demanded; then, once approved, we walk away as if the problem has been fixed, until the next crisis calls our attention.

For individuals, the systemic problems can involve a medical condition.  Symptoms are normally mere warning signs portending of greater dangers; like organizational eruptions of systemic concerns, individual crisis of systemic proportions often result from neglect, procrastination and deliberate avoidance of the issue.  But medical problems have a tendency and nature of not going away; they are stubborn invaders, like the hordes of barbarians from epochs past, who keep whittling away at the weakest points of an individual’s immune system.  Then, when the medical condition progressively deteriorates until the spectrum of symptoms exceeds a threshold of toleration, suddenly, a crisis develops.

For the Federal employee and the U.S. Postal worker who has reached that point, where the symptoms are no longer superficial, but prevent one from performing one or more of the essential elements of one’s Federal or Postal job, then it is time to begin considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, time is of the essence, as the administrative process must meander its way through a complex system of bureaucratic morass, and the timeline is often of importance in securing the future of a Federal or Postal employee.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM is an arduous, lengthy task, and one which is a tool against a systemic problem; for, in the end, the best fight against an invading army is to utilize the elements of the marauders themselves, and this is true in medicine, in law, as well as in individual and organizational restructuring.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Relative Importance of Minutiae

Triviality is in the eye of the beholder; though, there are some aspects of certain information which almost all can agree upon to be insignificant; but in this universe of informational overload, it is often the small, precise and extended bits which make up for the connecting bridges of relevance.

For the culinary sophisticate, the fact that an octopus has four pairs of arms makes for a greater feast, and if one were to pause and consider that the loss of an arm in its flight from a fisherman’s net might be insignificant from a human standpoint, the capacity to survive in the treachery of the undersea world may depend upon that lost tentacle.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the overarching focus is usually upon the grand scheme of things — of the relative importance of the key elements which make up for an effective Federal Disability Retirement application.

In the rush to quickly put together a Federal Disability Retirement application, it is easy to fill out and answer the Standard Forms, especially SF 3112A, the Applicant’s Statement of Disability, attach a compendium of medical reports and records, and hope for the best.  But it is often just as much the attention to detail — the minutiae of the little things, the world of microcosmic bits and floating information in the body of office notes and progress reports, like insignificant algae which forms as a film upon the pond’s surface, which results in the basis of a denial by a scrutinizing OPM Specialist.

Like the tentacle found in the fisherman’s net, it is only the keen eye which can tell which of the four pairs of arms it came from, except of course for the octopus, who well knows from the sensation of pain from which it derives.

Sincerely,

Robert R. McGill, Esquire