OPM Disability Retirement Benefits: The reef beneath the lagoon’s surface

In every worthwhile venture, there is the inherent danger of failure, and more often, of encounters with obstacles while enduring the process.  Some are apparent; others, hidden like the reef beneath the lagoon’s surface, of the jagged formations from sediments deposited and coagulated through time and shifting tectonics of unseen tidal forces.  That is the greatest of dangers – of a peaceful hue by a lagoon in its invitation on the surface of beauty; yet, beneath, lurking unknown and unrevealed, ready to tear the undersides of an unsuspecting boat as it enters into waters mysterious in its captivating picturesqueness.

If only life were always defined by mere appearances; we would never have to stop and reflect, pause and contemplate, or resist the urge to jump head first into shallow waters that seemingly reflected a pool of depth beyond mere sparkling mirrors of a sunlit afternoon.  But that is not how real life, in real time, amidst real people in a real world, works.

And we all know it; except, perhaps, for those shielded children who can actually have a childhood of carefree days and cool breezes in an afternoon where fields of rye still allow for the catcher to stand just at the edge of the cliff, and safely deposit any wayward souls who may wander to the danger’s end.  And like the unseen reef beneath the surface of the seemingly tranquil waters of the lapping waves softly upon the lagoon’s invitation, life embraces, often maims, and forever destroys if unaware and stepping without trepidation of purpose.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is that unseen and unsuspected reef beneath the lagoon’s surface which must be considered before stepping into the still waters of the bureaucratic process.  For, while the waters may be quiet today, who knows what obstacles, dangers and dalliances of pitfalls will lurk about tomorrow?

The legal and administrative process of preparing, formulating and filing an effective Federal Disability Retirement application is replete with multiple unknown and unseen dangers; from legal issues arising in areas of accommodations, reassignment, varying manners of termination; to compiling the medical evidence such that it meets with the criteria for eligibility as set by statutes, case-law and OPM regulations; the compendium of the entire venture may appear simple.  It is anything but.

And like the reef beneath the tranquil surface of the sparkling lagoon, being invited to enter into those unknown waters may be tempting for the Federal or Postal worker who must file for Federal Disability Retirement benefits; but resist the initial temptation and consider being guided through those treacherous waters, lest the cautionary preface to dire consequences may fall upon the jagged reefs of life’s uncharted vicissitudes of disastrous results.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from OPM: Dreams, daydreams and nightmares

Of the first in this triplet trope, the concept can envision two distinct avenues:  in a state of somnolence, to have them with minimal control of appearance; or, in another sense, to possess aspirations beyond one’s station in life or current circumstances that may impute dissatisfaction.

The second in the series is somewhat connected to the second concept branching from the first; it is a moment of reflective escape, where the reality of “now” and the encounter with Being is temporarily averted and subsumed in a meditative silence of self-repose.  Some have the capacity to embrace and become lost in such quietude of an alternate universe, despite a clutter of noises or the distraction of tumult.  Then, some would counter that it is precisely in such moments that fleeing into a parallel universe of a mental cocoon is necessary in order to maintain one’s sanity in a world replete with a curiosity shop full of random violence.

And, of the third, we again branch into a duality with the proverbial fork in the road; for, such infamy of uncontrolled images and voices while in a sleeping slumber constitutes the primary definition; but, whether in metaphorical terms or engaging in trifling hyperbole, we attribute traumatic and frightful events by describing it precisely by the term at hand.

Dreams, daydreams and nightmares are all part of our daily lives, whether awake, half-aware, conscious or sub-conscious in multiple and mysterious modalities of living; but they serve a purpose which, whether explained away by psychologists, therapists, pseudo-intellectuals or just plain people of tremendous insights and uncanny foresights, they continue to remain the foundation for maintaining the sanity preserved within the insanity of the greater universe.

Without nightmares, how would the inner psyche expiate the images and sense datum we have involuntarily ingested?  Without daydreams, what would man hope for, live for, in circumstances of squalor and decadence?  And of dreams, how would the subconscious sift through the visual and information overload experienced daily and in voluminous onslaughts of quantitatively overwhelming constructs?

Or of the second branch, where aspirations and hope for a better tomorrow, though derailed by screams of destitution and unhinged by crying babies, drunken realities and unsavory circumstances, yet to dream for a better tomorrow is sometimes the only thread which separates the crumbling heart from a tinge of a fading smile.  It is precisely these that allows for man to wake up the next morning and seek a better tomorrow.

For Federal employees and U.S. Postal workers who find themselves with shattered dreams, escaping into a greater cauldron of daydreaming, or rustling in sleepless fits of nightmares unavailing, all because one’s career is on the proverbial “line” resulting from a medical condition which may cut short one’s dreams, daydreams and creating a chaos of nightmares, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, may be the first step in the aspirational discourse needed to regain one’s equilibrium.

The importance of trifurcating between dreams, daydreams and nightmares is a prescient step towards recognizing that the reality of one’s present circumstances may be described as a “nightmare”, and perhaps those sleepless nights are filled with them; but in order for the Federal or Postal employee to dream of a better tomorrow, the leisure of daydreaming must be allowed, but always tempered by pragmatic steps which must be undertaken in the reality of day-to-day living, in order to reach a specific goal:  That of getting an approval from the U.S. Office of Personnel Management, in order to reach that light at the end of the proverbial tunnel, which is neither defined by dreams, nor attained by daydreaming, and certainly not a nightmare to avoid.

Sincerely,

Robert R. McGill, Esquire