FERS Disability Retirement for Federal Employees: Maintaining the Fakery

Is it like a bakery, or perhaps some other manufacturing facility where things are made?  In some sense, perhaps; but it is not the “making” of it, but of maintaining it.

To a great extent, we all have a feeling of fakery — that we are not as competent as others believe us to be; that our outer appearance of confidence, boldness, knowledge and positive attitude do not reflect our inner sense of insecurity, tentativeness and lack of certainty.  Are there people in this world where the “inner” self actually reflects the “outer”?  Or, are we all beset with being a quivering ball of showmanship — like the famous actor who falls apart before every show but somehow regains his composure and acts like a star every time?

Maintaining the fakery is what is required daily; some are better at it than others; still other thrive by it; and the few detritus of human beings who cannot abide in it, fall apart and admit to being unable to maintain it any longer.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, maintaining the fakery is an essential part of the medical condition itself: Of trying to keep up one’s performance level; trying to hide the symptoms of the medical condition; trying to maintain the level of attendance and hide the debilitating effects of the medical condition itself, etc.

But fakery can only deceive for a limited amount of time; and when the truth begins to seep out, it may be time to consult with an attorney who specializes in Federal Disability Retirement Law, lest maintaining the fakery leads to the greater truth about yourself, that in the meantime your health is what is being sacrificed upon the altar of truth.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Future Robbing Present

How much time do we spend worrying about the future?

In this concerning age, where debts keep rising, expenses keep increasing, wages remain stagnant and instability around the world continues as a reality we are all faced with — the amount of time spent in anxious anticipation of a future not yet established is a reality which we all must constrain.

Planning for the future is a necessity; articulating plans and loosely following them, a nuisance; but what of worrying about a projected experience not yet upon us — is it a mere waste of time?

The future robs the present by keeping our focus outside of the experiences of the present; whether by brooding about it, being lost in thought for it or merely fidgeting with anxiousness towards it; it all amounts to the same:  The joy of a present experience is lost because of the worry which overwhelms us.

Of the past — we tend to relish or regret it; but inasmuch as it is something that has already occurred, we do not obsessively remain in that time slot; unless, of course, we fear the consequences of past actions upon future events.  But it is for present circumstances that may trigger future worries — as in a medical condition currently experienced that we project into the future as to the medical condition’s capacity to impact our anticipated lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition will likely prevent the Federal or Postal worker — in the future of, say, 6 months hence, 12 months beyond, 3-5 years of becoming — from performing one or more of the essential elements of his or her Federal or Postal job, it is always a good idea to consider early in filing for Federal Disability Retirement benefits under FERS.

If worry for the future is robbing the present, then it is time to consult with an Attorney who specializes in Federal Disability Retirement Law.  Worrying about the future will not change or alter the course of events yet to come; to prepare for a pathway towards such change for the future, it is wise to first consult with an experienced Federal Disability Retirement Attorney, lest the future come upon you unprepared and like a thief in the night robbing you of your present.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The memory of greener pastures

Are memories faulty, and are they so for a purpose?  Does the human psyche selectively extrapolate the positive and repress the negative precisely in order to preserve an optimism that will incentivize survival?  If our memory banks retain a pessimism such that the overload of negative images cumulatively dominates, wouldn’t the subtle forces of depression set in to overwhelm us?

The memory of greener pastures — are they true in an objective sense, or only in the selective and myopic perspective that has filtered the negation of subjective desires?  Was childhood as innocent as we remember?  Were the ice cream cones on a hot summer’s day better then, and the wintry winds of Christmas Eve so filled with anticipation of glee that yesterday’s joy was tenfold the truth of untold lies?

We do tend to remember the summers of yesteryear, and of thinking that the lights across the street glow a warmth of love and fidelity; and yet, we know that the room within which we stand is likely a reflection of a reality no lesser, nor no greater, than the greener pastures across the way.  Except when a medical condition hits us.  Then, the memory of greener pastures always reflect the “before” — before the condition worsened; before it began to impact my work; before it became a chronic condition.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is often the memory of greener pastures that finally prompts the Federal or Postal employee into preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management under FERS.

For, the greener pastures that once were can still be those of tomorrow, but only if the focus of one’s life can attend first to the medical condition itself, without the greater burden of work and the harassment and constant hostility of the Federal Agency or the U.S. Postal Service.

To preserve and hold sacred the memory of greener pastures is to prioritize the things that we hold dear and important, and one’s health should be at the top of the list of such priorities.  Protect it by preparing, formulating and filing an effective FERS Disability Retirement application, to be filed through OPM so that those memories of greener pastures in yesteryear’s childhood joys will not be subsumed by the worries of one’s deteriorating future.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Tempering euphoria

Life presents a wide spectrum; it is the limitation of one’s mind that restricts the expanse of that endless stream flowing on either side.  Euphoria rises to the pinnacle of that swinging pendulum; the high that reaches, follows upon a subsequence reversal of the tidal wave, and comes crashing down in fits and tumults of dismaying turbulence.  Does it necessarily need to be contained?

In modernity, and in society generally, there is a level and pitch of discomfort when intense feelings and exuberant outbursts of excitement surpass a certain arc of acceptability; there is no rule or law governing the demarcation where acceptance, discomfort and outright rejection are dissected, but it is there nonetheless.  It is like the line between light and darkness created by a campfire in the twilight on a beach that reaches forever beyond the darkness of the sea; yes, somewhere the glow of the fire ends and complete darkness begins, but we can never perceive with clarity where that boundary lies.

Some neuroscientists ascribe to the view that the extreme of euphoria occurs when there is a simultaneous, concurrent activation of all hedonic trigger-points with the brain’s rewarding system of stimulus-responses, but surely many have experienced such a state without the coalescence of such a perfect storm?  As the antonym of dysphoria, it is perhaps another hidden vestige of our evolutionary past, where intensity of emotional response was necessary for survival in a state of nature.

In civilized society, however, tempering euphoria – except in limited circumstances of heightened stimulation within the privacy of one’s home and restricted to context-appropriate circumstances – is what is expected, presumed and demanded.  There is always somewhat of an experiential oxymoron when a person manifests an unfettered state of euphoria; somehow, we all suspect that behind the uncontrolled exuberance will follow a “down” state which closely aligns itself with depression and despondency.

Is there really anything wrong with unrestrained expressions of pleasure and happiness?  Or, are we just being old fogeys and fuddy-duddies when we raise an eyebrow to such unsolicited declarations?

For Federal employees and U.S. Postal workers who have filed a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the issue of tempering euphoria is applicable within the context of having contact with the U.S. Office of Personnel Management.  Waiting for months upon tiring months for OPM to respond can be exhausting.  Then, when a decision is made, one can become overwhelmed by the sheer revelation of information, whether euphoric or dysphoric.

Why tempering euphoria is important, is because filing for Federal Disability Retirement through OPM is a process, and must be seen as such.  There are many potential “stages” to the administrative process, and the bureaucracy as a whole does not lend itself well to emotional states of responsive exuberance.

In the end, it is not only civilized society that sees the benefit in tempering euphoria through normative means of behavioral reactions, but for the very sake of keeping expectations and emotions in check, tempering euphoria is a necessary mandate when dealing with the juggernaut of OPM’s indifference in the multiple stages of a Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Urban decay and the relevance of rye

There is a reason why phoniness cannot survive or endure for long on a farm, as opposed to the urban decay of mass population centers; the animals won’t stand for it, and there is no one to be pretentious for, when hard work, sweat and toil replaces the incessant striving for acceptance, consumption and coercive condescensions.  It is not an accident that Caulfield spends his time in the decay of urban life, amongst people who display a duality of faces and concealed motives, while all the time dreaming of an imaginary existence in a field of rye, catching all of the children who may run astray in the innocence of their blinded youth.

It is because the pastoral settings of American lore have always had a fascination of timeless yearning; as only a few generations ago saw the destruction of most of human existence, before the Great Depression, the Dust Bowl, the desertion from rural countryside and mass migration from bank foreclosures and independence wrought and molded from self-sufficient living, so the age of modernity witnesses what the aggregation and amalgam of mass population intersection does to the soul of the individual.

Like the composite alloy which fails to fuse, the dental fillings crumble with time and decay by sheer inability to blend; the only means of survival is to pretend that all is well, that the ivory towers built, the emperor’s clothes which fail to fit, and the harmful toxicity which destroys — they all work, except behind closed doors in cubbyholes of private thoughts when the night no longer conceals and the truth of ugliness pushes to the forefront.

On a farm, or in the fields of rye where the crops must thrive and children may run in the innocence of their unpretentious exuberance, only the silent stares of barnyard animals look for judgment of purpose, and as pretending never gets the work done, so the need to put on a face of concealment does nothing but waste time and needless effort.

For the Federal employee or U.S. Postal worker who witnesses the daily bifurcation between truth and reality, sincerity and concealed hostility, it is the openness of a medical condition which often breaks down the barriers of pretentiousness.  Suddenly, you become the target of meanness unspoken, of harassment barely veiled, and small-mindedness partially concealed.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, looked upon this way, is really no big deal when contrasted to what has occurred just before the act of filing; for, the sores which erupted and the boils that ruptured, were already seething beneath a mere veneer of civility, and the actual submission of a Federal Disability Retirement application is to bring out the obvious.

Whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, the act of filing an effective Federal Disability Retirement application —  first through one’s Human Resource Office of one’s own agency if the Federal or Postal employee is not separated from Federal Service or the U.S. Postal Service, or even if separated, for not more than 31 days; otherwise, if separated for 31 days or more, but less than 1 year, then directly to the U.S. Office of Personnel Management — is to merely unveil the phoniness of niceties and civility engendered, but now to openly see whether the Federal Agency or the U.S. Postal Service will remain true to its promise of non-discriminatory treatment of a Federal or Postal employee with an identified medical disability.

And like the job of the catcher in the rye who stands guard for those wayward children innocently running through the fields, oblivious of the lurking dangers just beyond in the urban decay of unconstrained emptiness, it is the lawyer who admonishes with the laws to enforce, which often prevents the weakness of the nets that fail to catch that heavy tumble over the cliff of a bureaucratic abyss.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: The Negative Interest Rate

In periods of economic stagnation, where mass hoarding by depositors results in a slow-down of commercial activity, rising unemployment and deflationary returns on value-for purchase in all sectors, the idea that depositors must not only deposit, but further, pay regularly to keep their money with the bank, would at first glimpse appear counterintuitive.

Perhaps that was initially the brain-child of some half-crazed Economist — that one with the frizzy hair appearing on Sunday Shows who had won the Nobel Prize for Economics many decades ago because no one quite understood what he was talking about, and believed that such insanity was either too brilliant to bypass or, more likely, to fail to appear as if one understood it would be to reveal one’s own ignorance and mediocrity (remember Schopenhauer’s adage:  “Talent hits a target no one else can hit, while genius hits a target no one else can see”).  And so it goes.

The problem with unworkable theoretical constructs, however, is that the rest of us have to live with the consequences.  In reality, the concept of “negative interest rate” is one which most people have to live with, anyway.  For Federal employees and U.S. Postal workers, this is a daily occurrence — especially for those who have a medical condition, such that the medical condition impacts the Federal or Postal employee’s ability and capacity to perform all of the essential elements of one’s Federal or Postal positional duties.

For, like the concept of the negative rate of return, the Federal and Postal worker must not only go to work, but continue to pay for it with their deteriorating health.  Additionally, the increasing harassment, adverse actions and diminishing joy in working with hostile coworkers, managers and supervisors, must be borne with a smile and silent acquiescence, as if the feudal backdrops of self-flagellation must be enjoyed within the caverns of psychosis in suffering.

The negative interest rate for Federal and Postal employees is thus nothing new; it is a theoretical model for all Federal and Postal employees who suffer under the suffocating malaise of a deteriorating medical condition.  The real question is:  At what rate of negative returns does the Federal or Postal employee withdraw the deposit?  For, in pursuing this analogy, it is precisely that critical point where money-kept and money-lost reach a pinnacle of insufferable choices, when the Federal or Postal employee with a medical condition must consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

For, when the interest charged begins to eat away at the very principal which is invested, and the rate of return negates the benefit of remaining, then it is indeed time to withdraw the deposit, and begin to prepare, formulate and file for Federal Disability Retirement benefits through OPM, lest the negative interest rate which once, long ago, began as a theoretical construct in the basement of a mad economist, but which now pervades the ivory towers of polite academia with echoes of reverberating laughter once resounding from the insane asylum next door, begins to infect the four corners of a civilization which has lost its way.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability under FERS, CSRS or CSRS Offset: To Lose a Kite

It is that loss of innocence; of a childhood cut and let go, a bifurcation of sorts, where the fluttering tail fades into the misty distance of time past, eternity unfulfilled, and the present moment shattered by a loss not valued by economic standards, but by the negation of that which was, will never be again, and won’t be coming back. The loss of anything is valued by the attachment of human passion, the trembling fear of future consequences known and yet to be determined, and the expectation of a hope left as a residue of hard work and toil.

Do we remember that loss of a kite, at a critical moment in time when the champion of winds clapped and cheered as we controlled the destiny of an artifice so flimsy in manufactured quality and yet defying the aerodynamic laws of the greater universe?  Neither the Law of Newtonian physics nor the quantum theories compromising Einstein’s theoretical constructs could defy the persistence of levitational determination, coupled with a coil of thread in the stubby little hands of a child, with but a tug and a pull; and then, suddenly, it was gone.

Is not the future of an adult like that fleeting moment? What a qualitative difference a day may make; when once free of pain, then to experience the excruciating agony of debilitating onset; or where rationality and promise set the course for future happiness, only to be overwhelmed by fear, anxiety, depression and panic attacks. Life is tough; but when a medical condition intervenes and tears apart the very fabric of living, that compromised life becomes almost an unbearable mesh of a twisted cathartic of impenetrable jungles of psychological, physical and emotional turmoils. For many, there is no escape, and that snap of a thin reed which left the child’s hand empty of promise, is all that remains.

For Federal employees and U.S. Postal workers who have the minimum years of service under FERS, CSRS or CSRS Offset, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is often the best — if not the only — recourse out of a madness undeterred. Federal Disability Retirement is a benefit accorded to all Federal and Postal employees as part of one’s compensation package, and allows a person to stop working, receive what amounts to a lifetime annuity, while accruing more years in building towards a final retirement converted from disability retirement to regular retirement at age 62; and all the while, to live upon that rehabilitative plateau in order to attend to one’s health and well-being.

For, when a Federal or Postal worker is no longer able to perform one or more of the essential elements of one’s job, the choices become stark and limited: To continue in pain and agony; to walk away with nothing to show for one’s efforts and toil; or to file for Federal Disability benefits.

It is like the child who once felt the pleasure of life through the flight of a kite, only to experience the tenuous reed of promise when the snap of the thread leaves the twirling object uncontrolled and uncontrollable, left to the nuances of turmoil and trauma; but to move on is to forge a different path, with the echoes of regret howling in the memories of our childhood consciousness, never to be regained but for a semblance of fated warmth.

Sincerely,

Robert R. McGill, Esquire