Federal Disability Retirement: The Cost of a Veil

Veils are meant to conceal, either in part or in full; and the color of such concealment is of significance to indicate the state of sacrament or ceremony.  Apart from religious significance and communicated traditions, however, most veils themselves are neither visible nor apparent, but rather silently form a conspiracy of covering up and setting aside, like backyard refuse and debris in the corner shed or behind the closed door of a garage.

Physical pain can be veiled; aside from an involuntary twitch or wince which might provoke the onlooker to make a query, or a sudden gait dysfunction which, no matter how hard one tries to correct, forces the stiffening of one’s limbs or spinal column.

Psychiatric conditions may be more difficult to conceal; from explosive emotional turmoils rendered by Bipolar Disorder, to the uncontrollable lethargy impacted by Major Depression; to the paralyzing effects of a panic attack or Generalized Anxiety Disorder; the human psyche is often the first to reveal itself as the gateway to a malignancy.

But beyond the human capacity to conceal and place a veil upon one’s life, what is the cost of such concealment?  It is the further downward spiral; and, perhaps one’s employing agency never notices the invisible veil, and grants superior performance reviews; but through it all, at the severe and irreparable cost to one’s health.

For the Federal and Postal employee who lives and works with the constant veil of fear in being exposed with a medical condition which prevents one from performing all of the essential elements of one’s job, Federal Disability Retirement through the U.S. Office of Personnel Management is an option which should be seriously considered.  Whether you are under FERS or CSRS, the base annuity will allow the Federal and Postal employee to lift the veil and proceed forward with one’s future, perhaps into a second, alternative vocation.

And as a final note:  there is in most cultures a great significance in the human act of lifting one’s veil — to reveal that which is beneath, and to come out from behind the concealment.  It is often a sacramental act, and one which allows for revelatory exposure, out from under the darkness and into the full light.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Reconsideration Response — Refrain from Reflexive Response

When a denial is received for an Application for Federal or Postal Disability Retirement benefits under FERS or CSRS, sometimes they are replete with comical “errors” and omissions.  Thus, anywhere from mistaken identities, to wrong job identifications, to the wrong doctors named; from medical conditions which were never claimed, to diagnostic tests and surgeries which were never submitted; these are just some examples of errors and omissions which one might find in the body of the “Discussion” in an OPM denial letter.

The reflexive temptation is to put together a string of harangues and accuse the OPM Representative of incompetence, incoherence, ineptitude, and inability to perform the essential element of his or her job.  Such a reflexive response would be the wrong tact to take, however.  One should refrain from making such “ad hominem” attacks.

Instead, the better way to go about it would be to politely point out the major errors, the omissions of any medical or other substantiating documentation, in an understated way, then to argue the main points that need to be argued to rebut the denial letter.  While the former methodology may make you feel good, in the end, it is an approval which will prove to be of lasting elation.

Sincerely,

Robert R. McGill, Esquire