FERS Medical Disability Retirement Law: Stupid Mistakes

Some would argue that it is a tautology, as in the statement, “They came one after the other in succession.”  For, as “one after the other” is saying the same as “in succession”, there is an unnecessary redundancy at play.

Now, the reason why it is perfectly acceptable to make the latter statement “unnecessary redundancy” as opposed to merely using “redundancy” to describe the tautology (for one might argue that all redundancies are by definition unnecessary and therefore we have again used a form of tautology by stating, “unnecessary redundancies”), it is undeniably the case that certain redundancies, while perhaps not “necessary” in the strict sense, may be chosen for optimizing a magnification of attention.

For example, one might want to double-emphasize a child’s accomplishment and exclaim, “What a great job!  That was very good!”  Now, for a grownup, the single exclamation may have been adequate; but for a child, the attentive second exclamation may be felt to be necessary to emphasize to the child the enormity of the small accomplishment.

As for the tautology at hand, which has been circuitously avoided as a result of going off on a tangent (for, a tangent itself is the unnecessary sidebar, but one which is engaged in for pure delight).  Of course, “going off” and “tangent” might also be considered a tautology of sorts, because a “tangent” by definition is likened to “going off”.

Are all mistakes by definition “stupid”?  If so, it is a tautology; but one might counter, many scientific experiments are “mistakes”, but not necessarily “stupid”.  Yet, it is a commonplace theme to describe most mistakes as such, but perhaps it is because we normally want to avoid adding insult to injury that we describe most mistakes as merely “mistakes” without adding the salt of stupidity to the mix.

For Federal employees and U.S. Postal workers who suffer from a health condition such that the health condition prevents the Federal or Postal worker from performing all of the basic elements of his or her Federal or Postal job, it may be time to prepare, formulate and file an effective Federal Disability Retirement application under the current Federal Employees Retirement System (FERS), through the U.S. Office of Personnel Management.

But in doing so, don’t make a stupid mistake by thinking that you can be your own lawyer and represent yourself; but, in such instances, while the mistakes you may make may not necessarily be stupid, they may nevertheless end up with a synonym close to it, as in — “avoidable”.

Contact a Federal Attorney who specializes in Federal Disability Retirement Law, lest “stupid” become the tautology which defeats an avoidable mistake.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Employee Disability Benefits: Consider the Alternatives

It is a cognitive activity which we must all do — or, at the very least, which is forced upon us even when we don’t want to.  It is interesting how some people are simply unable to engage in the mental process of such consideration — whether because they were never “taught” how to sequentially weigh and prioritize, or because the “making” of the decision puts too great a finality upon one’s life.

In either case, it is often necessary to consider the alternatives, then to make a decision, then to act upon the decision.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits, the foundational basis in coming to a decision to file for Federal Disability Retirement under FERS, through the U.S. Office of Personnel Management, consist of a 3-fold question:  How is my health?  Can I make it to “regular retirement”?  If I continue in my present circumstances, will my health suffer such that if I make it to regular retirement, I will not be able to enjoy it?

In the end, considering the alternatives is a matter of prioritizing one’s life — of health versus work, of now versus the future, of values versus things, etc.  To become better informed in order to properly consider the alternatives, contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law and take that information in making the proper decision for your life, your future, and the alternatives which you may not even know about.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Legal Counseling: The Pantheon

It is the collective gods, or of great men and women, of either a religion with multiple deities, or of mythological narratives, or even of respected mortals; and, in their aggregate, they perhaps comprise the paradigm of that which a culture, a society or a civilization stands for.

Perhaps they represent the best of us — of virtue, of bravery, of moral foundations, etc.  Do we all carry about with us such an image?  Or, have we become so narcissistic that the only paradigmatic examples we view are those of our own accomplishments?

Certainly, we must by necessity have a “self-image” — but is that abstracted model of one’s self a true depiction, or merely another example of the collective pantheon of imagined gods?

Some of us had the good fortune of growing up with good examples; others, perhaps were forced to borrow from history’s great figures; but it is those who have no such paradigms to follow, who inevitably become lost when a crisis contorts.

For Federal employees and U.S. Postal workers who suffer from a medical condition and lack a pantheon of examples to follow, a medical condition can become all the more devastating when there is no guidance or direction.  Human Resource offices are often unhelpful.  The information “out there” can be misleading.

For help, contact a lawyer who specializes in Federal Disability Retirement Law.  For, in the end, it is not the imaginary pantheon of greats who will lead you into the future, but a knowledgable lawyer who knows the ins-and-outs of Federal Disability Retirement Law who can help guide you through the morass of a bureaucratic complexity known otherwise as the god of all bureaucracies — The U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement: When we were very young

It triggers an image, does it not?  Of teddy bears and honey buckets; of an innocent time before the concerns of adulthood?  It is not until the 38th poem in the original book that Pooh is introduced to us; and how pervasive he remains in the consciousness of childhood’s delights.  It evokes memories even where there are none, of a time awash in innocence, of happier days when the concerns of the world had yet to touch us, and when the biggest trouble to consider was to be stung by a bee for raiding their honey.

“When we were very young” — and what comes after?  Is the next line a description of brightness and joy, or of a history better left in closet where skeletons lay quietly in crumpled heaps of tinkering pasts?  When did youth end — at the encounter with the harshness of the adult’s life when worries about tomorrow began to invade the carefree innocence of yesterday’s moonlit caverns of laughter and delight?  Is the phrase, “When we were very young,” the beginning of a sentence that provokes such delight, or the end of a paragraph that is left as the last page to a tragic novel?  As in: This bad memory and that tragedy-better-left-forgotten, but of course that was all when we were very young.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the bifurcation of life often begins and ends with the medical condition itself.  For, “before” the medical condition, there was productivity, a future ahead and the past to delight in; and “after” the medical condition, there appears only misery and problems.  It is like the division which is prompted by the clause, “When we were very young” — only, with a medical condition, nothing that follows can delight the senses.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is often the necessary next sentence that must follow, and while Christopher Robin may still remain in the joyful memories of our past, preparing an effective Federal Disability Retirement application is best left to an experienced attorney, lest the raided cupboard full of honey leads to legal problems down the road when dealing with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The price paid

That is the question, isn’t it?  In this monetary-based system of thought, we always ask that one, and the follow-up:  What was the price paid, and was it worth it? Are the two questions and issues divisible, or are they inseparably linked like Siamese twins sharing a vital organ?

As to the first, the question can encompass an entanglement of intricate complexities that flow from the second — when, in fact, it is a simple question requiring merely a fundamental answer.  We ask first, What is the price paid?

We begin to hem and haw and hesitate:  Well, it was really beautiful and I’ve always wanted it and it was worth it because it brought back the warmth of childhood memories and….  Once such explanations and justifying delineations occur, you have conflated the second issue into the first; for, the first requires a simple and straightforward answer:  the dollar-amount; a monetarily-objective response; a unit from a designated numerical set, etc.  Thus: “I bought X”.  “How much did you pay for it?”  “It was priced at X-dollars, and I purchased it for Y-amount”.

Then, the inevitable follow-up:  “Was it worth it?”  It is this second question that evokes a conflation with the first; for, such a query is not so simple inasmuch as it involves psychology, emotion, rational and irrational underpinnings, and the subjective encompassment of often-unexplainable attachments.

The worth of a thing may not parallel the price of it; for, what what paid for it can spread throughout a spectrum of differentiating circumstances:  Perhaps one got a bargain; maybe the seller didn’t realize the true market value and vastly underpriced it; or, it may be that a person needed to do a “quick sale” because he needed the cash, and was willing to part with it at a basement-bargain price, etc.

Take the following hypothetical:  At an auction, a painting is bid upon.  It is a rather unassuming piece that depicts a woman, fully clothed, with a slight smile.  It is not an exceptional painting, and is expected to be auctioned off for about a thousand dollars.  The bidding begins, and very quickly, it becomes clear that primarily 2 individuals are vying for the painting — one, a very wealthy individual; the other, a middle-class bloke barely able to meet his monthly debts.  The bidding exceeds the expected price to be gained by the auctioneer, which makes him happy beyond description.

This is the cake that dreams are made of for the auction house that expects very little:  Two or more individuals who are willing to pay a price exceeding the monetary worth of the item.  After a series of back-and-forth bids, the middle-class bloke wins the bid — at $20,000.00.  When later asked about it, he replies: “The painting reminds me of my mother.”  Bankrupt and considered a fool by everyone in the neighborhood, he nevertheless feels for the rest of his life that it “was worth it”.

Now, turn the hypothetical around and let’s say that the wealthy man won the bidding.  When asked about it, he simply stated: “Oh, I was just bored.  I plan on trashing the painting when I get home, but it was exciting to just rob someone else of his desire and pleasure.”  In either case, was the price paid “worth” it?

That is the question that Federal and Postal workers have to answer when determining whether or not to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — the price of one’s health; whether it is worth continuing in a job or career that persists upon a track to demoralize, deteriorate and destroy one’s health; or, whether a reduced income at the price of being able to focus upon one’s health may be “worth” it.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM itself has a price — of the long wait, the complex administrative process and the stress of waiting; but like the painting being bid upon at the auction house, it is always the balancing of the price paid and the worth of the gain that must be considered when preparing, formulating and filing for OPM Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The mythology we create

Folklores and mythologies we have read as children; they stir the imagination, of gods in faraway lands in times now forgotten, and of tales of daring and courage in the moral plays of a universe now turned between the tides of time and the ebbing of history.

We are told that they were a manner in which to explain the unexplainable; that, until the great Age of Science came along and placed everything in its logical perspective, we once believed in the mythology of gods, superstitions and the folklore of our own imaginations.

But what of the mythologies we create in modernity?  Of the infallibility of science, when the very judgment and discourse is still based upon human frailty and self-interest?  Of phenomena which we cannot explain but somehow ascribe words that sound meaningful and complex to the understanding of others, and so we continue on in the mysteries we create?

And of mythologies we create — whether in our own minds without ever sharing with others, or the daydreams we are trapped in which we repeat almost daily, as an escape from the drudgery of the reality we must endure; or, perhaps of the lie that began as a pebble in the stream but kept growing over the years until it became a boulder that stemmed the tide of discourse and created a dam which fed a lake?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the mythology we create can be somewhat on a lesser scale of mischief or criminality.

It need not tell the story of a civilization’s origins or in explaining some overwhelming phenomena of the universe.  No, it can be a story that is created to explain away the excessive use of Sick Leave or Annual Leave; it can be the mere telling of a tale that tomorrow the medical condition will miraculously go away; or it can be in the very self-deception that you can continue to endure the pain and suffering and hide it from your coworkers, supervisors and the Agency as a whole.

Federal Disability Retirement is a benefit that allows for the Federal or Postal worker to retire early based upon one’s medical inability to perform one or more of the essential elements of one’s Federal or Postal job.

In filing a Federal Disability Retirement application, however, it may require you to shatter the mythology we have come to create, and face the reality that the gods of thunder and lightening no longer throw down the zigzagging bolts of anger and revenge from high above, but rather, the rains of today may give way to the sunshine of tomorrow, explainable by the natural causes of science and that this amazing world of causality may yet be defined without purpose.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Mood, weather, medical conditions

The Age of Science is upon us.  No longer do we believe that the moon is a god in the orb of heavenly spheres; that incantations will solve problems of health or bad vibes; and one’s mood is not a matter of environment or upbringing, but can be resolved with a pill or an electric shock wave.

The weather is confined to discussions about carbon emissions and global warming by man-made intransigence, and never about gods controlling the destiny of ill-temper because they became angry with an individual; and medical conditions cannot be exorcised by mere religious fervor, anymore, and to do so when a child is involved may end one up in jail for abuse and neglect.  One’s mood can still be influenced by one’s upbringing; the weather can sometimes impact moods, dog’s howling and animals acting skittishly; and medical conditions – well, they have became the sole province of science.

There is no room left for hobbits, goblins or fairytales left to the imagination; perhaps that is what is deemed “progress” and the expunging of antiquated horrors.  One need only to review the medical procedures of yesteryear to thank whoever for the advances made in modernity – of painful procedures and implements now banished; of even simple theories that used “blood-letting” in order to balance the humors that went out of kilter.

For Federal employees and U.S. Postal workers who – regardless of what “science” says about mood, weather and medical conditions – have been impacted by all three: one’s mood still seems impacted by the weather on various days; and the weather seems to exacerbate medical conditions, whether psychological or physical; and in a cycle of effects, the medical conditions seem to impact upon one’s moods, it never seems to be the whole solution that the surgical knife or the doctor’s pill resolves everything.  Somehow, there always is a suspicion that there is “more to it”.

Looking at filing a Federal Disability Retirement is somewhat like the interaction between mood, weather and medical conditions; it is not the “only” or even the “ultimate” solution to life’s problems, but is merely a vehicle and component in a complex set of life’s “issues” that may need to be accessed.  In order to do that, it is necessary to prepare, formulate and file an effective Federal Disability Retirement application, and it may well be that such a filing is ultimately impacted or influenced by one’s mood, the weather and certainly the extent of one’s medical condition and one’s inability to perform all of the essential elements of one’s job. Go figure.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: An Inventory of One

Throughout life, whether by force of habit or necessity of accumulated overstock of items amassed, shelves forgotten and goods remaining unpopular despite an overzealous belief in them “at the time”, we need to take an inventory of our “store”, whether concerning possessions, beliefs, relationships or business endeavors.  Inventories are difficult tasks; they remind us of the lack we possess, and the oversupply of that which we do not need.

Shelves of emotional overloads mirror the abundance of false confidence we placed in something; and lack of characteristic comforts tell of a narrative of avoidance, where emptiness echoes in the hollow passageways of walls without pictures, rooms without people, and loneliness without the crying sounds of children once laughing and giggling, and antique glasses tottering on the edge of tables unsteady as the racing feet of the little ones run by.  We take stock of our homes; review the performance of employees; evaluate whether a major purchase is wise; and inventory the hell out of other people and their faults; but in the end, it is the Inventory of One that matters alone.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s career, hopes and dreams for the future, the problematic characteristic of failing to perform the one and only inventory — of one’s own self — is what often prompts the disastrous results in the continuing pursuance of excellence and dedication when such loyalty of endeavors needed to be paused.

It is is good thing to be loyal; better yet, to be dedicated; and commendable beyond reproach to show a constancy of fealty to the “mission of the agency”.  But at what cost?  Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is not an admission of defeat, but a recognition that tomorrow still has a future, the day after a sparkle of promise, and the day after that, a new road for further life.

In the end, we become the enemy of ourselves by refusing and failing to protect and preserve the very stockpile of amassed fortunes we have ignored.  For, dedication to others and fidelity to a cause greater than ourselves is a sure sign of good character, but of what worth is it if you fail to take an Inventory of One, and determine your place in the future plans of a universe impervious to the pleas of quiet desperation rising in the time of crisis?

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: The False Option of Extremes

-The choices we make are contingent upon the knowledge we possess; thus, if we choose between a tripartite offering of x, y & z, when (as perhaps illustrated by Venn Diagrams within a rectangular border representing the “universal” set of possibilities) actual and available options may extend beyond the known quantities available, then we have made our decision based upon an ignorance of alternatives.

Offerings are generally made based upon self-centered care; in negotiating with an adversary, it is normally the option of extremes which are granted:  Either X, or Y, but not both, and if neither X nor Y, then consequence-T.  No mention is made concerning the availability of sub-options Xx, or Yy, to the remaining result of T1, 2 or 3.  Furthermore, when the concealment or unrevealed alternatives fail to be presented, it is often the case that only the extreme of options are conveyed, which makes the entire set of non-universal choices false in their very definition.  This can be exponentially quantified when a medical condition is introduced into the equation, precisely because mental acuity and sound judgment become influenced by desperation of circumstances.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties in the Federal agency or the U.S. Postal Service, the false option of extremes can very likely be attributable to fear, lack of knowledge, combined with loss of confidence in the fair distribution of justice and good sense.

It is indeed troubling that so many Federal and Postal workers know nothing about Federal Disability Retirement, or its availability after having worked just 18 months in the Federal sector (under FERS), or 5 years under CSRS.  The confusion can sometimes arise in the availability of Social Security Disability, which is distinct and separate from Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

The two are distinct and different in multiple ways:  the criteria to qualify; the nature of the benefit; the rules concerning employment after approval of either, etc.  Yes, if under FERS both SSDI and FERS Disability Retirement are granted, there is an “offset” tantamount to a coordination of benefits between the two, but for those who do not seek outside employment, the combination of both (despite the offset) will normally net the (former) Federal or Postal employee more in terms of a monthly annuity.

Whatever the reasons, the age-old adage (attributable to Sir Francis Bacon) that knowledge is power, and lack of it injustice and contempt (the addendum clause is merely added by this author) by those who possess but offer mere false alternatives, is but a pervasive truism abounding despite the Internet, Google and other information-searching technologies of modernity.

In the end, the false options of extremes should be countered by a deliberative intent and real curiosity to know — know that the “other side” is never truly looking out for your best interest; that in making spur-of-the-moment decisions, to take a further moment to investigate and reflect may be fruitful, and in the end, to recognize that for the Federal or Postal employee suffering from a medical condition, working on at the expense of one’s health, or resigning, are not the only two options available, but preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is also within the subset of universal alternatives available to the Federal or Postal employee.

Sincerely,

Robert R. McGill, Esquire