Medical Retirement for Federal Employees: The Sound of Tired

Sounds have a distinctive revelatory characteristic; but because ours is primarily a visually-centered society, the other senses are less relied upon, and therefore only secondarily validated in our everyday considerations.

One can see the limping woman; “pain” can be observed by the facial expression of the man; a doctor can validate the correspondence between MRI results and radiating pain sensations, as well as spasms resulting from bending and flexion tests.  But the sound of tired is a more subtle indicator. It defies a quick correspondence between visual ascertainment and objective determination. Instead, it is the profound weight of a man or woman defeated, or on the road to defeat, from conditions beyond one’s control, shrouded between the pitches and reverberations of subcutaneous sound waves touching upon that “other” sense.

Medical conditions have a way of doing that; of slowly, steadily, and in subtle semblance of noiseless shrieks, crumbling away at the walls of resistance.  For Federal and Postal employees who suffer from a medical condition, such that the medical condition begins to prevent one from performing one or more of the essential elements of one’s job, filing for Federal Disability Retirement benefits, whether one is under FERS or CSRS (and the latter — CSRS — is becoming more and more that rare animal, almost to the point of extinction in the wide and expansive preserve of the Federal retirement system), should always be a consideration when the sound of tired begins to rumble in low groans of daily toil.

It is not just exhaustion; it is a profound sense of fatigue upon the body and soul, where the physical, mental and emotional turmoil of fighting against a tripartite battle involving one’s medical condition, concerns for the future, and against one’s very own agency, comes to a flashpoint where one considers surrender as an option of preference. It is thus important to keep one’s ear sensitive and attuned to the sound of tired, and consider that Federal OPM Disability Retirement is an option to discover that plateau of rehabilitative peace.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: Frameworks

To be successful in any endeavor, one must identify the relevant issues, sift through and discard the peripheral contents, and maintain a thematic thread throughout in order to keep the focus upon the essence of the project. Anyone who has attended a meeting which lacks a subject-matter focus, and where a free-for-all is allowed, without a circumscribed set of agendas, can attest to the importance of setting priorities and understanding the difference between points of significance and irrelevant detractions.

Frames are important, and sometimes as much as the painting itself.  For, art is merely a slice of the greater exposure to life, and it is the frame which distinguishes that parcel of perspective and allows the viewer to participate in a moment of time and a pause for reflection.  For the Federal or Postal Worker who is contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, it is important to provide a “roadmap” to OPM, and thus circumscribe the framework of the relevant attachments, medical and legal issues to be evaluated, and the pathway to resolutions preemptively proposed.

Thus, the three tiers of an effective framework should include: (1) A clear and concise Statement of Disability (here, one must be careful because of the legal consequences of failing to include and fully describe the medical conditions), (2) A reference to the relevancy of the attached documents which support the statement, and (3) the pertinent legal foundations which are satisfied by the first two tiers.

He who frames the picture has the power to direct the viewer’s perspective; for, it is the frame which enhances the content of the artistry, and directs the appreciation to an irrelevant empty sky in a schematically unimportant corner of the painting, or to the central theme where the brilliance of bursting colors explode forth in magnificent reflections of a masterpiece’s slice of life.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: The Temptation of More

It is similar to the proverbial truth of the “straw that broke the camel’s back”; or of the wise commoner who saved the king’s daughter from drowning, and who was offered a bounty of rice, to which he proposed the following: on each square of the chessboard, a doubling of the number from the previous square.  The temptation of the exponential factor is almost always unable to be resisted; that is the converse principle by which we live: by adding one (we are told), it will make our lives less complicated (so we believed).

Technology and the addition of each innovation would buy us more leisure time; work and stress would be lessened, because the salesman persuaded us that it would be so.  And so we have become accustomed, attuned, and trained to think in a linear, progressively upward trend; that the more we accumulate, the happier we will become, until one day the economics of aggregation become so burdensome that the weight of all of those additional threads of straw pile upon us with ever-growing pressures of daily living, and the salesman who sold that last gadget has walked away with the sack full of rice, content to have saved our lives (or laughing all the way to the bank with a knowing grin).

It is the conditioning of a cumulative-based society.  And, of course, when the burden is further exacerbated by a medical condition, such that the medical condition impacts one’s ability to remain at the same purchasing power of economic viability, we are willing to sacrifice our health for the sake of more stuff.  For the Federal and Postal Workers who have dedicated their collective lives to furthering the mission of one’s agency, it is often a little more complex and complicated than just the economic issue; it is entangled with a sense of self-sacrifice, and a loyalty tending towards irrational discourse.  Perhaps this is a natural course for things; perhaps it is “the mission” which first tempted and attracted the Federal or Postal Worker to begin with.

In any event, Federal and Postal Workers fight to the end before contemplating filing for OPM Disability Retirement benefits, and often to the detriment of one’s own health.  Federal Disability Retirement benefits are there, however, for the Federal or Postal Worker who suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job. Whether under FERS or CSRS, it is ultimately filed with the U.S. Office of Personnel Management.

While it is an annuity which will reduce the purchasing power of the Federal or Postal employee, the question which all Federal or Postal employees must ask is the following: What is the priority of one’s life, and at what point in our lives did we come to believe that acquiring things were more important than life itself?

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The Bucket List

The notion itself has gained a level of popularity which defies the dignity of established social norms; somehow, there is underlying a suspicion that generations of staid individuals secretly desire for things they never acquired. A life of quietude is no longer acceptable; one must now traverse the Himalayan mountains and meditate in the far reaches of unexplored valleys in order to achieve a complete life; and as the virtual world of video sensations require an ever-heightened magnitude of excitement and accelerated testosterone levels, growing up and making a mere living in one’s own town constitutes a wasted life.

Bucket lists represent a proportionality of quiet desperation; for, the longer the list, the greater exponential symbolism of one’s failure to have accomplished a desired completion of life.  Aristotle’s contemplative perspective of a worthwhile life is no longer the paradigm; quantity, magnification, and romantic notions of adventure and comic book-like excitements represent the pinnacle of value.  Until, of course, the reality of human frailty and the mortality of finitude brings one back to the starkness of daily living.

Medical conditions have a peculiar way of bringing one back to reality, and humbling one into realizing that, bucket lists aside, there are mundane levels of priorities which override such artificial conceptual constructs of self-fulfilling interests. Being pain-free; having one’s short-term memory remain intact; the mere ability to walk from one’s car to the office, etc.  Medical conditions tend to force upon us the true priorities of one’s life.

For Federal and Postal employees who have come to a point in their careers where a medical condition prevents them from performing one or more of the essential elements of one’s Federal or Postal position, the “bucket list” is satisfied with one item on the list:  How best to attend to one’s medical condition.  OPM Disability Retirement is an option which must always be considered by the Federal or Postal employee, whether one is under FERS or CSRS, in order to satisfy the checkmark. Filed through the U.S. Office of Personnel Management, it is a long, bureaucratic process which must be waded through in order to attain the desired end.

While an arduous administrative process, it is not quite as physically difficult as climbing a mountain, nor as exciting as diving from a cliff’s edge down a ravine into the deep blue of a cavernous lake;no, Federal Disability Retirement is a mundane process which may allow for a time to attend to the needs of one’s medical conditions, and perhaps to go on to engage a second, alternate vocation.

It is perhaps not on the top of most people’s bucket list. But then, such lists were always just another creation of Hollywood, meant to be completed in storybook fashion by those whose teeth are perfectly straight, white beyond nature’s coloring, and viewed in panoramic settings with a cup of steamed latte.

Sincerely,

Robert R. McGill, Esquire

Federal Gov. and USPS Disability Retirement: Causes

They can involve actions which result in intended results, or otherwise unintended consequences; or, used in a different way, it may involve a belief or principle, deeply held and fervently committed to, as the impetus and foundation for social or political action.  Focus upon “the cause” can be taken to mean a number of things; as in, “Does it benefit the cause?” or, “What was the cause of X?” Used in the former sense, it can lead to blind loyalty to the detriment of one’s own well-being; in the latter, undue focus upon the origin of X can lead one astray, as well.

For the Federal or Postal employee who suffers from a medical condition, such that the medical condition has impacted one’s ability to perform all of the essential elements of one’s job, the issue of “the cause” should be a limited one.

If used in the sense of a principle or deeply-held belief, it can result in an irrational obstacle by pursuing “the cause” as in a need to stay the course, to blindly commit to a false sense of loyalty in order to further the mission of the Federal agency or U.S. Postal Service, at the expense of one’s own health and well-being.

If applied in the more prominent sense of the term — one of causality, fault, origin or resulting-consequences, etc., then it becomes an irrelevant issue. For, unlike Federal Worker’s Comp cases, causality of a medical condition, injury, or medical disability, does not play a role in determining one’s eligibility status in a Federal Disability Retirement application.

For all Federal and Postal Workers, whether one is under FERS or CSRS, preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, must always contend with the former sense of the term, and never the latter.

It is that false sense of being “committed to the cause” which is often the greatest obstacle in considering filing for Federal Disability Retirement benefits, and not the inapplicable usage of “cause” as in the origin of one’s medical condition, which remains the pervasive stumbling block for Federal and Postal employees.  For, in the end, it is not merely a matter of a linguistic exercise; it is not just whether a person uses or applies a given word properly in the grammatical sense, which has a lasting impact upon individual lives and greater social orders.

We have spouses to correct us if we misuse a word; but when it comes to having a medical condition impacting our ability to continue on in our chosen vocations, a misuse of a word here and there is an inconsequential blunder; what really matters is to have a true and balanced perspective on the important priorities in our lives.

Sincerely,

Robert R. McGill, Esquire

Early Retirement for Disabled Federal Workers: Agency Pressures

Agencies have an inherent, built-in mechanism to pressure the Federal or Postal employee to quickly file for Federal Disability Retirement benefits from the Office of Personnel Management, and indeed, often the Human Resources Department will pressure the Federal employee to prepare, formulate and file the application for Federal Disability Retirement benefits in an expedited manner.  

This can be both a positive thing, as well as contain some negative consequences.  Ultimately, the self-interest of the Agency is in vacating the position presently being held by a non-productive (or so it is viewed and thought) dead-weight, in order to have it filled by someone else for the efficiency of the service.  

This is not to say that there are not some compassionate, empathetic H.R. Personnel, or Supervisors or others in the Agency who are attempting to “fast-track” a Federal Disability Retirement application in order to look out for the best interests of the Federal or Postal Employee.  There are some good people.  But the balance of alternatives must always be weighed between filing something quickly, and doing it properly and thoroughly.  

Pressure from the agency should not be the primary basis of one’s response; obtaining the proper medical documentation, the doctor’s reports, and carefully preparing the Applicant’s Statement of Disability in order to increase the chances of success at the Initial Stage of the Application for Federal Disability Retirement with the Office of Personnel Management, should always be the paramount and first order of consideration.  

Each entity has a self-interest; making sure that one’s own self-interest is properly looked after, is the first order of business in preparing, formulating and filing a Federal Disability Retirement application under either FERS or CSRS, from the Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire