Medical Retirement from the USPS and Other Government Agencies: Construction

Meaning and value are attached to building, and watching the construction of end-products resulting from an assembly-line of incremental, almost imperceptible progression of composite aggregations of artistry.  To build, and to witness the progress of effort expended, is to reveal advancement and accomplishment; and so the evidence of our cleverness is determined by the accumulation of that stuff which represents and constitutes a lifetime of endeavors.

We add children to our family, and watch them grow; we are satisfied when bank accounts enlarge; puppies become dogs; houses are built; office spaces are rearranged and furnished; the empty space is filled.  We witness the building of things, and it is the completion of that which we construct that provides for satisfaction and value upon the end product, before we go on to the next, and the next.

But what of human value?  Is the pinnacle death, or some intermediate vortex where the progression on a graph reaches an apex, then trends downward towards a demise?  Can we analogize the construction of an inert object and extrapolate an anthropomorphic value in comparison with a person’s life? Medical conditions and their interruptive characteristics have a tendency to suddenly bring questions encapsulating value, meaning and futility to the fore.  One can spend a lifetime building, only to watch the fruits of such labor become diminished, or destroyed, through the intervening unexpectedness of a medical condition.

Filing for Federal Disability Retirement benefits by the Federal employee or the U.S. Postal worker is often viewed as a stop-gap measure which fends off the tides of change. Change is unfortunately an inevitability of life.   For the Federal and Postal worker who has spent a lifetime building for the Federal Sector, who suddenly finds that a medical condition prevents him or her from performing all of the essential elements of one’s job, and must therefore face (a) resignation, (b) termination, or (c) the alternative option — whatever that may be; it is the last of the three options which possesses the potential for future construction.

Federal OPM Disability Retirement is the option available for all Federal and Postal workers who meet the minimum time and age criteria, in the effort to stem the downward spiral of a dismantling effect upon a lifetime of value, meaning, and teleological progression of building and construction.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: The Temptation of More

It is similar to the proverbial truth of the “straw that broke the camel’s back”; or of the wise commoner who saved the king’s daughter from drowning, and who was offered a bounty of rice, to which he proposed the following: on each square of the chessboard, a doubling of the number from the previous square.  The temptation of the exponential factor is almost always unable to be resisted; that is the converse principle by which we live: by adding one (we are told), it will make our lives less complicated (so we believed).

Technology and the addition of each innovation would buy us more leisure time; work and stress would be lessened, because the salesman persuaded us that it would be so.  And so we have become accustomed, attuned, and trained to think in a linear, progressively upward trend; that the more we accumulate, the happier we will become, until one day the economics of aggregation become so burdensome that the weight of all of those additional threads of straw pile upon us with ever-growing pressures of daily living, and the salesman who sold that last gadget has walked away with the sack full of rice, content to have saved our lives (or laughing all the way to the bank with a knowing grin).

It is the conditioning of a cumulative-based society.  And, of course, when the burden is further exacerbated by a medical condition, such that the medical condition impacts one’s ability to remain at the same purchasing power of economic viability, we are willing to sacrifice our health for the sake of more stuff.  For the Federal and Postal Workers who have dedicated their collective lives to furthering the mission of one’s agency, it is often a little more complex and complicated than just the economic issue; it is entangled with a sense of self-sacrifice, and a loyalty tending towards irrational discourse.  Perhaps this is a natural course for things; perhaps it is “the mission” which first tempted and attracted the Federal or Postal Worker to begin with.

In any event, Federal and Postal Workers fight to the end before contemplating filing for OPM Disability Retirement benefits, and often to the detriment of one’s own health.  Federal Disability Retirement benefits are there, however, for the Federal or Postal Worker who suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job. Whether under FERS or CSRS, it is ultimately filed with the U.S. Office of Personnel Management.

While it is an annuity which will reduce the purchasing power of the Federal or Postal employee, the question which all Federal or Postal employees must ask is the following: What is the priority of one’s life, and at what point in our lives did we come to believe that acquiring things were more important than life itself?

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: To File or Not to File

The famous Shakespearean refrain is from Hamlet’s soliloquy, and concerns the choices of one’s life, of comparative analysis of meaning, value and purpose; but ultimately it is a question of choices — akin to Camus’ evocative essay in The Myth of Sisyphus.  Choices are what confront us daily; and some, unless we opt to proactively pursue the right path, are lost forever.

For the Federal or Postal Worker who has been separated from Federal Service, the angst of filing often prevents them from choosing.  But with a legal Statute of Limitations barring the Federal or Postal worker from filing after one (1) year of being separated from Federal Service, it is at a minimum important to file, than not to, in order to preserve the right to potential eligibility of benefits.

Not to file within the deadline bars the Federal and Postal employee from ever making an argument, ever seeing whether one is eligible for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS; by filing within the deadline of one (1) year, one can always likely supplement one’s case, make further arguments, reinforce one’s case after the deadline; but if one fails to file within the statutory deadline, then one is silenced forever.

The choice of Hamlet is indeed a stark one, and one which Camus reiterated as one of “why” in facing the existential reality of survival; for Federal and Postal workers who face a statutorily-imposed potential for being barred forever, a similar encounter with reality must be faced:  to file or not to file.  Only the former choice makes sense, while the latter option propels one into the great void of nothingness and nihilism — a state of non-existence which one should never choose.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: Meaning, Value and Worth

One watches, as a spectator at a sports event, multiple acts by individuals who engage in self-destructive behavior; of youth and potentialities wasted; of depictions of foolish behavior and that which reflects upon the disintegration of society, and perhaps of civilization; and one may ask the perennial question, “Why?”, yet never be capable of embracing an answer with words when language fails to represent reality.  One wonders whether it is ultimately an issue of meaning, value and worth.

In an antiseptic society, where the pursuit of happiness is often misinterpreted as the acquisition of possessions, it is easy to lose sight of meaning.  Until one is hit with an illness or chronic medical condition.  Then, managing the care of one’s medical condition becomes paramount, and suddenly meaning, value and worth come into sharp focus.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, people often fall into one of two categories or classes:  Those who were quite content with their lives prior to the medical condition; and those who struggled, and on top of it all, had to deal with a progressively deteriorating medical condition.

Regardless of the ‘prior’ category of life, the medical condition itself becomes the focus of the Federal or Postal employee in the pursuit of a stage of life prior to the impact of that condition upon one’s vocation or ability/inability to perform the essential elements of one’s job.  Suddenly, the life ‘before’ was one of meaning, value and worth.

Filing for, and obtaining Federal Disability Retirement benefits from the U.S. Office of Personnel Management allows for one to attain some semblance of the prior life of meaning, worth and value.  It is not the Federal or Postal employee who will engage in random and meaningless acts of violence in an attempt to destroy society; they are the ones who are attempting to secure it.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Freedom of Retirement

In this tough economy, many people are rightly concerned that, upon an approval for Federal Disability Retirement under FERS or CSRS, that it will be difficult to “make up” the income with another job, even though a person under Federal Disability Retirement can earn up to 80% of what one’s former Federal or Postal position currently pays.

Yes, it can be tough; yes, the economy is a concern; but recessions ultimately come to an end, and while a job to make up the severe pay-cut may be long in coming, self-employment, to begin a start-up business, or to work part-time is often an excellent opportunity.

Unlike having the larger percentage of pay under OWCP-DOL benefits, a disability retirement annuity under FERS or CSRS is indeed a greater pay-cut.  But salary is not everything; the freedom of retirement, the ability to determine one’s future, and not be under the constant and close scrutiny of Worker’s Comp, accounts for much.  Where some see a severe pay-cut, others see as an opportunity to begin a second career.  And the price of freedom from those onerous fiefdoms of federal agencies is often better health, and greater enjoyment of one’s freedom and retirement.

Sincerely,

Robert R. McGill, Esquire