Tag Archives: is it financially better to be on owcp or social security or in opm disability retirement?

Federal Disability Retirement: The Silence of Cemeteries

Whatever your theological foundations, the cemetery is a reminder that we return to the earth from which we came.  And the visitors to that place called “a cemetery” — the evocation of memories, of lives once shared, of a conversation and a soliloquy with those who have gone; it is a place of comfort whether you believe in the afterlife, of spirits and ghosts, or of nothing at all.

Sometimes, in the rural lands we pass so quickly by, you can see the old family cemetery lost in the overgrown weeds and woods of timeless echoes; or where new developments have cast them into roadside byproducts overshadowed by buildings and new houses; and where once they held a prominence in people’s lives, cemeteries have become vestiges of a world now too modern to notice.

It is well that cemeteries remain silent; for, if they were to speak, even in a whisper of barely audible voices, they would tell you of past regrets, and where time slipped away in foolish endeavors where people forgot about other people.  The silence of cemeteries betrays the agony of regrets throughout the long march of history’s cruelty.

For Federal employees and U.S. Postal Service workers who suffer from a medical condition where the medical condition no longer allows you to continue in your career of choice, it is likely time that you considered your own health and well-being.  Preparing an effective Federal Disability Retirement application under the FERS system does not require that you are one step closer to the silence of cemeteries, but it does certainly remind you of your mortality and the health which is otherwise deteriorating.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law, and consider whether or not the silence of cemeteries might not be a reminder that our own health is what we take for granted, too often.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Application: Beyond Excess

This country has always espoused the virtue of excess — in terms of wealth; of debt; of individuality; of exercise; of work; of different forms of diet; of opinions; of laws.  The laws of logic and of life generally dictate that if there are no constraints to excess, then it will exponentially continue to go beyond — beyond excess.

Is there a definition for such a phenomena?  Or, as the concept of excess is precisely that which is the “extra” beyond the normative constraints, already, is there any point in being redundant by placing the pretextual addendum of “beyond”?   Of course, “excess” can only have any meaning within the context of some restrictive norm; otherwise, without a comparative contrast to X, how would we determined if Y “exceeds” X in any way?

Thus do we compare the present-day national debt against the GDP, what amount of debt the nation held previously (as in the total cost expended in the effort to defeat Nazism in WWII), the subsequent impact of the ratio, etc.  Or, in terms of wealth, what it means to amass “billions”, own 20 different properties, purchase a yacht as large as a cargo ship, have 50 luxury cars in a garage the size of a football field, etc. — and then compare it to a person who works two jobs but is unable to afford enough food to get by.

Is the amassing of such wealth “beyond excess”?  Or, does it perpetuate the myth of this country, that “anyone” can become wealthy, the President of the United States, or begin a “start up” company in one’s garage and make it into an internationally-dominating company?  And what about the price which must be paid for going beyond excess?  Does it impact the health of the individual?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from any longer extending one’s career in the Federal Government, the concept of “beyond excess” takes on a new meaning: of the comparison between one’s health and the excess of a demanding job.  And while the concept may not have much to do with wealth or the national debt, it does share a metaphorical synchronicity with the general concept: That there now exists an incompatibility between your deteriorating health and the excessive demands of a stressful job.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and begin the process of reigning in the demands which have taken a toll, and which have become beyond excess.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement for Federal & Postal Employees: Pegged

It normally has a negative connotation; rarely, a positive one.  One is not found to be “pegged” as a brilliant X or as a gentleman (or woman); rather, the “pegging” that occurs is more often than not of a reputation of denunciation.  X is pegged as lazy; Y as a shirker; and once identified as such, you are the outsider, the non-member, the one who becomes ostracized and tagged with suspicion and contempt.

Funny, how empathy may have preceded it; but then, empathy only lasts for so long in human beings, as patience is indeed a virtue which cannot withstand the test of endurance.

Federal and Postal workers who have a medical condition may have evoked some sympathy from coworkers, supervisors and the Federal Agency’s managers — for a time.  But after a short period of an empathetic response, you are expected to “rejoin the team”, as the saying goes, and get back to “accomplishing the mission” (as another saying similarly goes).  Otherwise, you are pegged as “that one” — the one who creates a burden for the rest of the Agency because your work must be taken up by others.

For Federal employees and U.S. Postal workers who must file for Federal Disability Retirement benefits under FERS because you have been pegged as “that one”, consult with a Federal Disability Retirement Lawyer who specializes in Federal Disability Retirement Law.  Being pegged is one thing; being terminated or placed on a PIP is quite another; and if either are in danger of occurring, you will need to take the next step and take the chance that you might be pegged as a Federal Disability Retirement annuitant.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employment Disability Retirement: The Un-Factor

Why is it that the prefix, “Un”, often connotes and implies more than merely a negation of the root word?  It doesn’t merely give a negative or opposite meaning in adjectives, as well as their derivative adverbs, nouns, etc.

Look at words such as “unceremoniously” — such treatment doesn’t just mean that a person was treated in a fashion negating any ceremony; rather, it often implies that a person was mis-treated and ill-used, as in, “The individual was unceremoniously kicked out of the building, accompanied by security guards and other personnel.”  Or, how about the word, “unknown”?  Does it mean the opposite of “known”, as a mere negation of knowledge or comprehension?  Or, does it often have the added connotation of some mysterious, dark force that hides and conceals nefarious and evil intentions?

The Un-factor is a natural consequence of how we exaggerate and enhance the negative, and life often reflects that tendency — of a magnified fear of an opposite and an exponential exacerbation of the commonality of an otherwise normal event.  Medical conditions tend to do that — of becoming an “un” factor in that the undoing of one’s health begins to undermine the stability of one’s life. It begins to skewer a person’s balanced perspective by making the world around you unbalanced.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is a good idea to consult with an OPM Disability Attorney to get the proper perspective, to receive a balanced opinion and get a legally sound opinion on whether or not Federal Disability Retirement is a viable option to the Un-Factor.  For, the unfairness of it all will only worsen if you remain uninformed in this unseen world of unfitting individuals in the uncharacteristic universe of Federal Disability Retirement, unless you unravel the un-factor.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement from the OPM: Formulating the argument

How does one formulate “the argument”?  Is it merely a reaction that comes naturally, like the person who has been tagged as one who is “constantly argumentative”?  Do all arguments need to provide a foundation of rational discourse — of coherence within an invective of counter-statements, and structure countermanding a deterioration of civility?

For example, when a person begins to answer the questions posed on SF 3112A, that is, the Applicant’s Statement of Disability, in preparing an effective Federal OPM Disability Retirement application under FERS — does one pause, consider the various answers that may be provided, and establish a methodology in proceeding to satisfy the question? Does the Federal or Postal employee contemplating filing for Federal Disability Retirement benefits consider first the consequences of one’s answers, and do you weave throughout a thoughtful argument for an approval?  Or, should the “argument” be filed via a separate Legal Memorandum, pointing out the relevant laws, citing the statues and quoting from various cases that have previously addressed the issues posed?

Most people who file for FERS Medical Retirement through the U.S. Office of Personnel Management fail to consider the preemptive arguments that should be made within the answers to questions posed on SF 3112A, and thus are denied at the First Stage of the process because the applicant thought that a simple question asked required a similarly-simple answer as requested.

Then, of course, when the Initial Denial of a Federal Disability Retirement application is received through the mail, the Second Stage of the process — the “Reconsideration Stage” — merits further formulation of legal arguments.  At whatever “stage” you are at — whether at the First and Initial Stage; the second, “Reconsideration” Stage; or even at the Third Stage, an Appeal with the U.S. Merit Systems Protection Board — formulating a coherent, cogent and rational argument that persuades OPM to approve the Federal Disability Retirement application is an important component in a winning FERS Medical Retirement application.

Remember — to file for Federal Disability Retirement benefits is not like having an argument with a friend or spouse; it is an argument which must be based upon facts, evidence, and legal precedents, and to have the best “shot” at it requires the hand of an Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire
FERS Disability Retirement Lawyer

OPM Disability Retirement: Human & humane activity

Does the dropping of the single vowel make a difference?  Should it?  Or, should the very status of being “human” encompass and naturally include being “humane”, as well?  Should they not be synonyms, or even indistinguishable as an amalgamation of vowels and consonants, as opposed to two distinct words, even if one is considered as a mere extension of the other?

For, it is precisely the unique characteristic and capacity of the former to exhibit the latter, and it is the latter which defines the essence of the former; and so, in many respects, they are identical terms, even if the latter contains a total of 6 letters, comprised of 3 consonants and 3 vowels, whereas the former has one less, with 1 more consonant than a vowel, making it into an uneven number of letters as opposed to a balanced equality of 3 to three, and making it into a ratio of 3:2.

Yet, doesn’t the essence of X require the need for an antonym to exist in order for a contrast to magnify the truth of it?  Thus do opposites enhance each other – does “Being” make any sense without “Nothingness?”  Would “happiness” have an existential sense without “sadness”?  In that logical entrapment, doesn’t the essence of being “human” require, by logical necessity and extension, the capacity to act its opposite – of cruelty, inhumanity, genocidal tendencies and masochistic egoism of the highest order?

That is the unfortunate reflection of reality from the refraction of a word; being “human” does not necessarily compute to being “humane”, although its opposite is apparently not true – if one is “humane”, one necessarily posits that the active agent of such empathy, caring and sensitive treatment is that of a “human”, and not some other species of animal that can exhibit such a trait.  But is this true in all cases?  Do we not witness “humane” treatment by others – by dogs, cats and pigs, perhaps?  Or do we attribute other characteristics to explain away such behavior – such as “loyalty”, “habit” or “trained behaviors”?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, “humane” treatment by other “humans” is often sorely lacking.  What is it about having a medical condition that somehow brings out the worst in others?  Is it a fear that such a condition reflects a future reality that others see and want to avoid, and therefore begin to treat the person who possesses it like a plague of some short?

Agencies are supposed to treat workers with identified medical conditions in a “humane” way and, if they do not, there are laws concerning the requirement to “accommodate” in place; and, if there are no accommodations, then preparing an OPM Disability Retirement application is the next “humane” law that is there for the human being beset with a medical condition.

That is the peculiarity of laws, of course – they are passed by humans with the knowledge that they do not always engage in humane treatment, and that is why laws governing Federal Disability Retirement are there to be applied – for the human who requires being forced to engage in humane treatment of others, precisely because humans have shown a consistency tendency in history to act inhumanely.

Sincerely,

Robert R. McGill, Esquire
Postal & Federal Employee Attorney

 

Medical Retirement from the Office of Personnel Management: The soul’s net worth

What is one’s sole net worth?  In a written format, the distinction between the two concepts are quite obvious; but if in a verbal exchange, would we be able to catch that subtle distinction of nonexistent intonation?  For, the exchange of the vowel “u” in the middle of the word for an “e” attached to the tail alters the meaning of the query, does it not?

From an evaluation of one’s singular calculation – of taking the gross amounts of estimated value of possessions and purchases and subtracting outstanding debts, etc., and accounting for one’s sole net worth – not taking into consideration one’s spouse’s inheritance or assets predictably to be acquired – to a theological analysis of a particular person’s essence, is quite a modification in the very context of substantive investigations.

How do we determine the latter?  Can “assets” be exchanged for “good deeds” and “debts” for “sins committed”?  Or must we be restricted to such a theological paradigm based upon traditional perspectives of Western conventional values?

Instead, why not transform the soul’s acquired possessions for “those deeds which have advanced mankind’s happiness” and the debited side of the ledger calculated by the diminution of joys snatched and by the pounds of flesh extracted, the cups of tears compelled and the scars left for eternity’s judgment?  And, if there is to be a consequence to follow, a bifurcation between paradise and hell, a mansion with many rooms or a shanty for the mendicant, then the dervish that seeks may yet account for past deeds if the good intent revealed later in life may vanquish those miscreant motives once unfulfilled in the early days of youthful vigor.

Yet, can a soul’s net worth indeed be calculated in terms of a sole net value?  Can we use the identical mathematical method in determining such a vaunted essence of Man’s substantive Being?  If the answer is ‘no’, then why is it done each and every day, not only by others, but surely by you and I?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, whether the Federal or Postal employee is under FERS, CSRS of CSRS Offset, does not the Federal Agency or the U.S. Postal Service calculate the soul’s net worth in that very manner as a determination of his or her sole net value?

That is, in essence, what a denial of a requested accommodation constitutes; it is what a judgment of termination can be deemed as, and it is precisely what is done when workplace harassment and increasing pressures to “get rid” of the Federal employee or U.S. Postal worker – all of these are means of determining the soul’s net worth by the vehicle of an accounting method tantamount to the sole net value of a person.

The sad thing is, like gods, angels and unicorns held in the fancy of a child’s palm, such a calculation is not only a sin, but a travesty reflecting the darkness of our times, and but for preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, the shooting of the unicorn would occur even more frequently while ignoring the pleading cries of a child’s trembling advocacy.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The mortality reminder

When does mortality become a concern?  Certainly, not during the youthful vigor when the future holds bright concurrent with the cellular construct yet expanding and multiplying.  Is it with the first encounter that reveals vulnerability?  And what is defined as a “healthy” sense of it, as opposed to an obsessive conduit to a dementia of nihilism?  Does a “close shave” necessarily haunt everyone, or does it matter as to the sensitivity of a soul that such karma encounters?  What “reminds” one of a future terminal, as opposed to becoming an all-consuming journey to avoid the ultimate consequence?

Whether for future promises of glorious defiance of it (Christianity and similar belief systems) or of denial of the substantive reality we face by it (Hinduism, Buddhism and similar negation-bases faiths), the treatment of how it is approached, the methodology of embracing or rejecting, and the paradigms constructed in order to answer the underlying metaphysical queries, are “projects” which Heidegger has identified as those very endeavors to avoid the inevitable.

For Federal and Postal employees who suffer from chronic, debilitating, or otherwise delimiting medical conditions, such that the medical conditions prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, the brush with the question of mortality becomes a reality precisely because vulnerability from the secure world one has previously taken for granted, becomes threatened with each day passing in the empirical experience of contending with the medical condition itself.

Medical conditions remind us of our mortality.  Certain and specific conditions tend to exponentially magnify it tenfold:  Post Traumatic Stress Disorder (in nightmares, intrusive memories and recalling of traumatic events); Major Depression/Depressive Disorder (by the loss of stamina and the overwhelming sense of despair); Generalized Anxiety Disorder, which may include suicidal ideations and panic attacks (via the heightened sense of intolerance to work-place stresses); and those physical conditions which result in chronic and intractable pain, from multi-level degenerative disc disease, cervicalgia, myofascial pain syndrome; Rheumatoid Arthritis, Fibromyalgia, Chronic Fatigue Syndrome, as well as the ongoing list which every attempt to become “all-inclusive” always fails to mention, precisely because there is never a single right answer to the mortality reminder.

The key is often missed because the focus is misdirected – it is not so much the medical condition itself, but the impact of that medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties:  that is the essence and foundation of a successful Federal Disability Retirement application.  But more importantly, it is that “nexus” which is the key to the mortality reminder, and that which prompts the Federal or Postal employee into a spur to action:  Prepare the Federal Disability Retirement application well; formulate the foundation for Federal Disability Retirement carefully; file the Federal Disability Retirement application in a timely manner.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement from Federal Government Employment: The broken record

Does the metaphor have any meaning for modernity, anymore?  Those discs made of shellac resin or vinyl, pressed into magical ridges where the needle would remain stable but for the warbling of the maze; but somehow that circular maze of ridges would have a scratch, directing the point of the needle to continue back into the previous ridge just traveled, like the lost child who cannot see beyond the walled ivy and keeps running frantically in circles, exhausted by the endless infinity of a pathway unable to be traversed beyond the limitless circularity of a philosopher’s argumentum ad nauseum, where tautology of teleology is likened to the boulder being pushed by Sisyphus.

But what of the individual who has never experienced the encounter with a broken record – neither in real life, nor in watching a movie or other inane television show where the manual labor of carefully lifting the needle by the undercarriage of a forefinger, then placing it gently onto the groove closest to the condemned one, possesses no contextual significance because of a lack of knowledge?

Those who have been dated by “aha” responses to such metaphors, take for granted such commonplace declarations; and when we meet with blank stares and confused eyelids, it dawns on us that there is no replacement for an actual experience of descriptive content.  For, the efficacy of the idiom itself is immediately lost upon an attempt to explain:  “You know, when a record starts to…”

And what of times previous to the introduction of the gramophone (boy, now we really are reaching back into time) – did the men and women from an era now past have such peculiar dialects that described repetitive droning of whining and complaining?  Was it something akin to, “Stop acting like a baying hyena,” where pioneers settled lands still dominating with lurking cries of wildlife and unsettled voices?

And what of foreign lands – countries afar and across the great oceans – did they recognize and identify the relevance of the repetition emitted by the spherical looping back upon a scratched surface, or was it ignored in other dialects as a ho-hum matter not worthy of creating a modern-day idiom to be added to the dictionary of everyday expressions?

The metaphor of the broken record is one whose utility has long passed; but for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition has become a chronic state of inability in performing one or more of the essential elements of one’s Federal or Postal positional duties, the underlying and substantive content of the intersection with one’s career and life, remains relevant.  For, to the Agency, the U.S. Postal Service and the Supervisors, Managers and coworkers with the Federal Agency or the U.S. Postal worker – they view such chronic medical conditions like a “broken record” – of a fellow Federal or Postal worker who cannot “carry his or her” weight, anymore, and begins to treat the “situation” accordingly.

Human empathy lasts barely for a day; pernicious antagonism continues well beyond.  When it becomes clear that the Federal or Postal employee will no longer be able to abide by the conventions of the Federal or Postal rules, and others begin to view the use of Sick Leave, assertion of FMLA and constant need to shift workloads to others as acts to be punitively responded, it is time to consider preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, in order to have that undercarriage lifted and placed gently onto the next ridge of one’s life, in an effort to avoid the metaphor of being a broken record.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Application: The effective legal argument

What makes for an effective legal argument?  It is a question often asked, and pondered by many.  For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing for Federal Disability Retirement benefits under FERS, CSRS or CSRS Offset, the issue is often preceded by another question:  What makes for an effective Federal Disability Retirement application?  Must legal arguments be made at the outset, or will the mere gathering of relevant medical documentation itself suffice, without the burdensome addition of legal argumentation?

Is the introduction of law and reference to legal citation necessary, and does such necessity enhance efficacy and chances of success at every stage, or just in the later stages – i.e., before an Administrative Judge at the U.S. Merit Systems Protection Board, or before a panel of Judges in a Petition for Full Review (often referred to as a “PFR”), as well as before a panel of 3 Judges at the highest level of the process, the Court of Appeals for the Federal Circuit?

Certainly, the process itself does not “mandate” a legal requirement for argumentation of law; yet, inherent in the system itself – or, because there are multiple legal opinions, precedents and statutory foundations which form the core of every Federal Disability Retirement application – it is a “good thing” to include legal precedents and foundational arguments in preparing and formulating one’s Federal Disability Retirement application.  Is it necessary?  Is it “absolutely” necessary?  Just as the insertion of more adjectives and adverbs do not enhance clarity of answers, so the question itself must be judged by the relative importance of omitting that which may not be required, but which may be helpful in increasing the statistical correlation to a successful outcome.

Law cannot ultimately be avoided, either in filing a Federal Disability Retirement application or other venues of justice and conflicts, anymore than one can drive down to the corner mart without having some nascent knowledge of the legal workings intermingled and intersecting with modern society.  For, in this complex society of compounding difficulties and systems of comingled conundrums, that which is not known or otherwise ignored, can indeed harm us.  Not being aware of the speed limit in traversing the short distance to the store can result in being stopped.  Not being aware of laws governing carrying or transporting of weapons can have even greater and dire consequences.

And, as all forms required to be filed in every Federal Disability Retirement application was and remains based upon statutes, regulations and precedent-setting opinions rendered by the Federal Courts or the Merit Systems Protection Board, so it is important in preparing an effective OPM Disability Retirement application to have some elementary awareness of the relevant laws impacting upon the criteria governing Federal Disability Retirements.

Few things in life exist in a vacuum, and preparing an effective Federal Disability Retirement application is no different.  In any arena of law, laws matter.  That may sound somewhat like a trite opinion, and an irrelevant repetition of a self-evident truth, but it is meant to merely be a reminder, that as in all other areas of life and living, in the venue of legal matters, providing an effective legal argument is an essential factor in winning a FERS or CSRS Disability Retirement application.

Robert R. McGill, Esquire