FERS Disability Retirement from OPM: The Fish Story

Over the years, Uncle Ben’s famous catch of the marlin in a skiff off the coast of Maine became suspiciously similar to Hemingway’s famous novel, The Old Man and the Sea.

There were some details which remained somewhat believable — like, the fact that he actually caught something.  But of others, the exaggerated embellishments — of some “unknown sea monster, likely a Great White Shark or a Killer Whale” which gobbled up most of the catch by the time he arrived on shore, the skiff barely seaworthy by that time; of how the townspeople had to “fight off” the sea monster and hit it with various implements; and of the photograph taken — but somehow lost — of the skeletal remains of the large fish caught and lost.

Alcohol on nights gathered seemed to exponentially embellish the story of Uncle Ben and the Sea, when as twilight tended to quiet the lips of nodding heads, it would begin with, “Did I ever tell you about the Big One that almost got away?”  Everyone, of course, had heard the story 10x over and more, but it was more told by tradition than a query for interest or information.

It was like the Hasidic challenge as told by Chaim Potok in The Chosen — where a new and inaccurate twist would be inserted in the narrative, and someone would say, “But Uncle Ben, you never told us about that, before!”  There would be a pause, and everyone would laugh uproariously, knowing that the Fish Story had added to it anther saga that was to ever develop as the years ensued.

That was, in the end, the beauty of The Fish Story — for, the house of words was built upon a memory, with no evidence needed to back it up.  In most other aspects of life, however, that is not the case.

For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits under the FERS retirement system, facts and evidence matter.  The preparation of an effective application for Federal or Postal Disability Retirement, to be submitted to the U.S. Office of Personnel Management, cannot be like the Fish Story — even if it is well-told like Hemingway’s Old Man and the Sea.  Instead, it must be meticulously prepared and detail-oriented.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and consider whether or not you want to rely upon an experienced Federal Disability Retirement Lawyer, or on Uncle Ben’s rendition of The Fish Story.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from OPM: Delaying the Inevitable

A fascinating historical period involved, in the 17th Century, the controversy between Jansenism, Pelagianism and multiple other “isms” concerning predestination, grace, effectual grace as opposed to prevenient grace, and whether our efforts for moral behavior make any difference at all, and Pascal’s response to such issues.

For, if something is inevitable, is there any point in expending the effort in attempting to “influence” the outcome if the outcome is predetermined, anyway?  If the Calvinist theology of a limited number of “the elect” is true, and X is not of the class of “the elect”, what would be the point of acting in a morally upright manner if it makes no difference?

Instead, wouldn’t human beings likely try everything to delay the inevitable — of clawing onto this life merely to survive at all costs, including murdering and enjoying every sensual pleasure, knowing that the inevitable was the pain of eternal damnation?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, “delaying the inevitable” — of filing for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management — may seem somewhat akin to the 17th Century theological controversy described above — if merely because continuing in one’s career is preferable to ending that career and going into early medical retirement.

However, there is one crucial difference: The “inevitable” will allow you to work at another job in the private sector or for the state and local government, and still allow you to make up to 80% of what your former (Federal or Postal) position currently pays.  Thus, unlike the inevitability of hellfire and damnation, you can actually move forward into a second career.

Contact an OPM Disability Attorney who specializes in Federal Medical Retirement under FERS and stop worrying about delaying the inevitable; for, the inevitable is not as negative a state of being as you might think.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Employee Disability Retirement Benefits: Meaning

It is the centrality of being, the core of life and the essence of who we are, what we do and why we endure the hardships of daily living.  Without it, the soul drags, the body wanes, the mind begins to wander.  With it, there is the deliberative step, the bounce in one’s actions, the energy within and the purposeful glint in one’s eyes.

“Meaning” is what drives; its lack, like a balloon which has been punctured and is allowed to sputter aimlessly through the air.  Whether philosophy can solve the conundrum that is questioned; or that faith can endure a lifetime of disappointments; and of what it is “made up of” — whether in answering the most profound of questions, or merely enjoying the company of friends and family — we may never know.

Is there a “formula” to having it?  Can there be meaning in one’s life without close family or friends?  Is there a singular definition of what “meaning” means, or is it different for each individual?  Is it something to “find” or discover, or is it something that we are either born with, or not?

Work is certainly a part of it; for, as so much time is spent in working, one must be able to derive some meaning from a vocation —otherwise, we would end up admitting that a greater portion of our lives is spent in meaningless endeavors.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s job, it often means [sic] that there is a loss of “meaning” in the job that one has because of the struggles one must endure in balancing family, personal obligations and work requirements.

Federal Disability Retirement may not be the answer to the loss of meaning; it does, however, allow for the Federal or Postal worker to secure a base annuity in order to make plans for the future.  And planning for the future is, at a minimum, a good start in finding that pathway for greater meaning in one’s life.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Sufficiency Test

“Sufficiency” is a funny word; like other subjective experiences, one often doesn’t know when it has been satisfied, but one nevertheless knows when it has not.  Like spectrums which reveal a range, sufficiency is a point of satisfaction which is recognized to have been met only after the point of sufficiency has been passed.

What constitutes “passing” the sufficiency test?  If someone has been kidnapped and a ransom note has been received, demanding payment for the safe return of the individual, is there an amount less than the demanded amount which would be “sufficient” to satisfy the kidnapper’s demands?  Can a platoon be “sufficiently” prepared for a combat mission, although not completely combat-ready?  Can percentages be applied which establishes meeting the criteria for sufficiency, at all times and in all instances, which can be applied as having met the sufficiency test?

Say a person says, “It is 80% done — sufficient for the purposes?”  Would this apply in painting a room, building a house or constructing a bridge?  Say that a bridge has been built 80%, and the last 20% is the part of the end where there remains a gap where suddenly the bridge ends with a missing piece where the gap exists such that a vehicle traveling would crash down a 100-foot drop to a tragic end — do we still say that the bridge was sufficiently built?

For Federal employees and U.S. Postal Workers who are intending on filing for Federal Disability Retirement benefits, the issue of sufficiency takes on an important role: What constitutes sufficient medical evidence and how is the unspoken sufficiency test met?

Consult with an attorney who specializes in Federal Disability Retirement Law to make sure that the Sufficiency Test will be met. In doing so, you may prevent a leisurely drive over a bridge only 80% finished, and be provided an alternative route in order to help you arrive at your destination in a sufficiently safe and efficient manner.

Sincerely,

Robert R. McGill, Esquire

Early FERS Medical Retirement: Inside Life & Outside Appearance

Each of us lives an insular life.  It is that “private” side of us which remains so at our option.

How much of it is allowed into the public arena, and to whom we may share with, those are dependent upon multiple factors — of desiring to; of releasing information about ourselves that may allow for one to become “vulnerable”; of secretive lies; of shameful pasts; of thoughts that may be considered imprudent or childish; of foolish past exploits that may embarrass; of actions committed that were long forgotten by everyone but the self; and many more besides.

Then, of course, there is the “Outside appearance” — the person who is a compendium and pieced-together puzzle.  That “person” is comprised of many facets: By those who “know” you at the office, but perhaps in a restricted, limited way; by neighbors and acquaintances; by closer family members; by people who may have only come in contact by telephone or the internet, etc.

How much of the Inside life and the Outside appearance overlap may be best illustrated by a Venn diagram — or by a multitude of concentric circles, depending upon who is asked about a particular person.  Some scrupulously guard the inside life; others, like an open book left unguarded and unmarked, allow for the two parallel streams to mix and mingle without thoughts of restricting access.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, the concept of the “Inside life” and the “Outside appearance” is important to consider when entertaining the idea of filing for Federal Disability Retirement benefits.

For, while the Federal or Postal employee may be suffering from a medical condition, how much of that “Inside life” has impacted the “Outside appearance” — i.e., the medical condition’s impact upon one’s performance, conduct or attendance — will be questioned by the U.S. Office of Personnel Management in determining the merits of the case.

It is, in a FERS Disability Retirement case, the “Outside appearance” that will be determinative, so that no matter the extent of pain or anguish experienced by the “Inside Life”, it is the “Outside appearance” which will be the facet of evaluative validity.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Technically correct

What does a person mean when it is said, “Yes, that is technically correct”?  Does it matter where the inflection resides, or which part of the statement is emphasized?  If greater syllabic magnification is placed on the word itself, whilst the remainder of the sentence is left in a monotone of boredom, is something else being conveyed beyond the mere words declared?

What if the hesitation on the first word is elongated, as in, “Ye-e-e-s, you are technically correct.”?  Or, how about this one:  “Y-e-e-e-s…you ARE technically correct.”?  Further, why do we always expect a conjunction to follow, as in, “Yes, you are technically correct, but…”?  Does such a sentence imply that a person can also be un-technically correct?  If so, what would that mean and what factors would be included in coming to such a conclusion?

What practical or real-life consequences are inherent in the truth of such a statement, such that it might alter or modify our approach to a given subject?  If an engineer is building a skyscraper and turns to the architect and says,” Yes, you may be technically correct, but the entire building could nonetheless collapse” — how is it possible that the architect could be “technically correct” yet mistake the un-technical side of things such that it could result in a life-threatening disaster?

Or, in law, if a lawyer is “technically correct” but might nevertheless lose a case before a jury, does that mean that the “technical” argument in the law may not carry the day because the jury might take into consideration factors other than the law itself in rendering its collective decision?  Yet, isn’t “the law” nothing more than an aggregate of technicalities to begin with, and therefore, does it even make sense to speak of being “technically correct” within the purview of the legal arena?

For Federal employees and U.S. Postal workers who are contemplating preparing, formulating and filing an effective Federal Disability Retirement application, to be technically filed with the U.S. Office of Personnel Management, whether technically under FERS, CSRS or CSRS Offset, it may be technically correct that certain legal criteria must be technically met; however, when putting together a Federal Disability Retirement application, just remember that the technically sufficient Federal Disability Retirement application should always, technically speaking, contain an aggregation of medical documentation, legal argumentation and personal narrative combined to make an effective presentation, better guided by a legal technician otherwise known as a counselor, attorney or lawyer in this technically empowered universe — technically speaking, of course.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: Life can change in a day

A wise person once quipped that, If you don’t like the weather in this area, wait a day and it’ll come around.  The greater meaning of such a kernel of wisdom, of course, is that it is a microcosm of a wider reflection concerning life itself; wait long enough – sometimes a week, a month, a year, or a few years – and circumstance have a tendency to alter the course of one’s life and therefore one’s perspective.

Life can, indeed, change in a day; one day, you are happily drifting along, believing that nothing could be better; and the next, a calamity ensues, the human experience becomes a “topsy-turvy” matter and suddenly sours upon the smiling demeanor we carried just a moment before.

Or, one may begin the day in a negative and foul mood, but something changes, alters, moderates and impacts, and we come home despite the turmoil of work and daily problems with a smile on our face, and when asked “what is wrong?” (as opposed to, “What is right?”), we smile distantly and refer to the sunshine, the weather, the flower smelled on the road home, or that Frost-like metaphor of having taken the road less traveled on the way there.

Or, perhaps it is the simple recognition that there is more to life than one’s own narrow perspective, that suddenly creates the change in the day of one’s life.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties as assigned, the idea that life can change in a day is as real as the sun rises and is expected to rise.

The process of filing a Federal Disability Retirement application is a long, complex and bureaucratically difficult process, and often the process itself can be a defeating proposition as one awaits for a positive decision.  A denial from the U.S. Office of Personnel Management can have a devastating impact, and a second denial at the Reconsideration Stage can have a further deleterious effect.

With each decision, life can “change” in a day.

On the other hand, an approval effectuated from OPM can also have that same effect – of a change in one’s life, all in a day.  That is the ultimate goal – change, but in a “positive” sense; for, to remain static is to become an inert substance, and life, if anything, is a continuum of constant flux and change, like the weather that can never be correctly forecasted, and the life that can never be accurately predicted.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Price of Admission

Private entities charge more; exclusive arenas tend to be out of reach; and it is, ultimately and as in all economic realities, determined by an admixture of supply (how many are allowed) and demand (how desirous is the goal of entrance and acceptance).  For every admittance, there is a price to pay.  Often, it is not merely the affirmative transfer of money or goods, but rather, the negative aspect of what one must “give up” in order to attain the end.  It often involves a comparative analysis, an economic evaluation of gain versus loss, and in the end, the emptiness of the latter being overtaken by the value of the former.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to awaken an awareness that one’s career may be coming to the twilight of that lengthy, successful run, it is often that “price of admission” which makes one hesitate.  For the Federal and Postal employee who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question is double-sided:  the price one “has been” paying to remain as a Federal or Postal employee, as opposed to the loss of employment status, or becoming an “ex-member” of that exclusive club.

Change always portends a trauma of sorts; the medical condition and the revelation of vulnerability, mortality and progressive debilitation was in and of itself crisis of identity; but when it becomes clear that the medical condition begins to impact one’s ability to perform all of the essential elements of one’s positional duties, and that further changes to one’s career and livelihood must by necessity occur, then the avalanche of reality’s namesake begins to dawn.

The price of admission for one’s health, ultimately, is priceless; and that is the reality which one must face when preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement System: The Numbness of Inaction

Much of our lives are spent on waiting; waiting upon others to complete their portion of a task as a precondition of doing our part; waiting upon a pet to finish their “business”; waiting in line to purchase an item; waiting online for whatever ethereal micro-data transfer to occur in electronic language akin to bitcoin transactions; and waiting to get beyond puberty, across the threshold into manhood so that one’s folly of actions haven’t damaged too severely the potentiality of one’s existence; and, in the finality of life, upon death and the hereafter.

Thus is youth waiting upon folly to end; middle age, a remorseful reflection upon wasted days; and old age the suffering from the want of yore.  And, of course, there is the waiting hours for those with medical conditions — in doctor’s offices for the verdict of a future or lack thereof; and for Federal employees and U.S. Postal workers, often a meandering loss of direction, waiting upon one’s agency for…often not more than administrative actions and sanctions leading to a “performance improvement plan” (what is generally referred to by its acronym, the “PIP”), and to proposed removals and other sanctions.

Free advice:  Don’t ever wait upon an agency to do its part in any right manner; always act without regard for the agency’s expected answer.  Otherwise, the wait will simply result in a crisis of time.  For Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, waiting upon an agency for anything is but mere folly regurgitated from the days of one’s youth.

Sitting around bemoaning the lack of action by an agency, is tantamount to being a middle-aged crumple of impotence; and expecting that an agency will be patient during one’s days of trials is like being an old man in a nursing home waiting upon death.  If you haven’t figured it out by now, agencies and the U.S. Postal Service do what they want to do, when they decide they want to do it, whatever the “it” is.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, is a duty requiring affirmative action by the Federal or Postal employee, where the onus is entirely upon the Federal employee or the U.S. Postal worker.

As waiting is merely a time of inaction, so the numbness of sitting around waiting upon others occurs as a result of atrophy of life; and the numbness of inaction will merely magnify in the loss of mobility for the future, where a Federal or Postal worker sits with an expectation of a future void, until such time as one is prompted into an awareness that it is action which leads to consequential substance, and not the inaction of inertia.

Sincerely,

Robert R. McGill, Esquire