OPM Disability Retirement Lawyer: At What Cost?

The introduction of the “cost-benefit analysis” (CBA) by the French (who else?) is a quantitative approach in determining whether to go forward with a given project.  There are other approaches, of course, but the popularity of such a utilitarian paradigm is especially attractive to Americans, precisely because it allegedly places a determinable value upon the project, endeavor or issue in question.

But not everything in life is quantifiable in monetary terms; and while the CBA approach can take into account complex factors and assign methodologies of evaluating such that otherwise unquantifiable terms can be converted into numbers, the question still comes down to a simple issue of self-reflection:  Is it worth it?

For Federal employees and U.S. Postal workers who have a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, a cost-benefit analysis is often taken with a singularly stark question:  Can I survive on the annuity proposed by statutory authority?

But this often ignores a parallel query, just as stark and similarly singular: What other choice is there?  If the medical condition arose as a matter of a work-related incident, certainly the Federal or Postal employee under FERS, CSRS or CSRS Offset should file for OWCP/DOL benefits; but even then, Worker’s Comp is not a retirement system, and there will likely come a time when it is still necessary to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

The unquantifiable factors in any CBA are those more personal, intangible issues which we rarely desire to face:  What will happen if I ignore the present course of settings?  If I continue to work with my medical condition and somehow reach retirement age, what kind of shape will I be in to enjoy my “golden years”?  Will the agency tolerate my reduced productivity, and what will their next move be?

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is never an easy decision, and should not be taken without a thorough and self-reflective analysis; but it is often an approach tantamount to negative-theology which will bring out the true answers to a dilemma — of what will result if one does NOT do X, as opposed to a quantification of values — and provide the necessary framework for a future reference of positive closure to a human condition which always seems, at the time and moment of suffering, to be a calamity beyond mere dollars and cents, and for which the famous Utilitarian Philosopher, John Stuart Mill noted, that actions are right “in proportion as they tend to promote happiness.”

Sincerely,

Robert R. McGill, Esquire

 

Another similar article previously published: Federal Disability Retirement pros and cons

 

 

Postal and Federal Employee Disability & Injury Compensation Laws under FERS & CSRS: Decisions & Complexities

The complexities inherent in modern technological life, and the methodologies of arriving at a decision-making process, make for a consciousness counterintuitive to one’s natural state of being.  Rousseau depicted a romanticized version of man’s state of nature; but the point of his philosophical thesis was to provide a stark contrast to the civilized world of social compacts and the justification for societal intrusion into liberties and rights reserved exclusively and unequivocally.

In what epoch one was born into; whether one ever had the deliberative opportunity to accept or reject the social contract of today; and the greater historicity of man’s cumulative unfolding of unintended paths of social consciousness; these all provide the backdrop as to why life has become so complicated.

For the Federal employee and the U.S. Postal Service worker, there is the added issues of multiplicity of bureaucratic layers, and the decisions which must be made in the greater context of the microcosm of another civilization of administrative facets:  what choices one is faced with; VERAs, MRA+10, Social Security Disability requirements; deferred Retirements; injuries on the job which may prompt an OWCP/DOL filing; and the seemingly endless avenues which the Federal and Postal employee may have to face.

For the Federal or Postal employee who is confronted with a medical condition, such that the medical condition impacts the Federal or Postal employee from performing all of the essential elements of one’s job, the option which should always be considered is Federal Disability Retirement.  If a medical condition exists, Federal Disability Retirement from the OPM is often the best and only option which will attend to the needs of the moment.

In the end, it is not the complexity of life which wears upon us all; rather, the capacity to engage a rational methodology of arriving at a proper decision, which cuts through the peripheral irrelevancies and provides a real-life, substantive basis for the meaningful values underlying the superficialities of daily fluff.

OPM Disability Retirement for the Federal and Postal employee, whether under FERS, CSRS or CSRS offset, may be the option of solving that greater conundrum when a medical condition begins to impact daily living.

Sincerely,

Robert R. McGill, Esquir

OPM Disability Attorney: Playgrounds and the Collective Institution of Fair Play

We learn it early on; the unstated rules, the lines which may not be crossed, and to be weary of those whose reputation precedes them for the blatant disregard of both.  How they are learned; what they are; whether explicitly stated or impliedly conveyed; few, if any, have a memory where the Head Mistress of the Universe of Playgrounds sat us all down and said, “Now young ladies and gentlemen, here are the 10 rules of fair play.”  Regardless, we all somehow came to recognized and apply them.

Wittgenstein provides some valuable insight into the way we learn the language games involved in game-playing; much of it is through sheer doing, an ad hoc manner of practical reasoning and applied rationality.  And then, of course, we become adults (yes, at least most of us do; some, left behind on the playgrounds of life, remain as infantile cherubim, clueless and naive to the cynical ways of the world); and it always seems as if the same ones who violated the rules of the playground are the ones who flaunt the normative constraints of the greater universe.

For Federal employees and U.S. Postal workers who are formulating a strategy for filing a Federal Disability Retirement application, whether one falls under the general aegis of FERS, CSRS or CSRS Offset, the question often must be confronted as to the Supervisor, Manager, or even a fellow coworker who is pining for a confrontation and direct disregard of the collective institutional enforcement of what everyone else knows as “fair play”.

This, despite the fact that there are multiple Federal laws governing treatment of individuals with known medical disabilities.  But the Federal “system” of retaining workers with medical conditions and disabilities, and the perfunctory requirement of accommodations and the search to provide adequate accommodations, undermines any compelling force to restrain the playground bully.

OPM Disability Retirement benefits, filed either through one’s own agency if one is still on the rolls of the agency; or if separated, but less than 31 days since the official date of separation, in either case must be filed through the Human Resource Department of one’s own agency, or through H.R. Shared Services for Postal Workers (located in Greensboro, North Carolina); or, if separated for more than 31 days, then directly to the U.S. Office of Personnel Management in Boyers, PA.

In the end, things rarely change much, if at all.  Those collective institutional enforcement mechanisms learned on the playground — tattling to the playground monitor or to one’s teacher; talking to one’s parents, etc. — end up with a snicker and a sneer.

Yes, society has become well aware of bullies and mean people, but they have been around longer than the oldest profession in the world, and the collective institution of fair play and the playgrounds upon which they played out, will continue to witness backstabbing and surreptitious violations, transferred universally to the places where adults play, and where the most vulnerable in need of the greatest protection, still must do things the old fashioned way:  reliance on sheer luck, or to seek the best legal advice possible.

Sincerely,

Robert R. McGill, Esquire