Federal Disability Retirement Law: The Mistakes We Make

Do you ever look back on your youth and wonder, Wow, how could I have made those mistakes?  If you escaped some significant and major consequences, then likely Providence was looking over you.  Of stupid dares you accepted; of actions bordering on the illegal; perhaps some reckless outings where the police somehow didn’t notice; or of things we did yet hoping for a reprieve, a reset, a forgiving heart.

Do we regret them?  Not if we escaped the repercussions which have beset others; for, it is in the very foolishness of what we did, of the mistakes we made, but where the natural consequences failed to take hold — that is, quite often, the definition of youthful folly.

Nowadays, of course, such youthful folly has become far from innocence-in-action; death, or serious harm, often results, and we have to pay the consequences of such misdeeds.  Somehow, today’s youthful follies are not like those immature misdeeds of the recent past; instead, they are deadly, and neither “innocent” nor “youthful”.

Then, we one day became adults and youthful follies could no longer be considered as such.  The age of adulthood made you no longer youthful, and certainly not free of liability.

For Federal employees and Postal workers who have come to a critical juncture where serious consideration must be given to preparing, formulating and filing an effective OPM Medical Retirement application under FERS because of a medical condition which no longer allows you to continue in the career of your choice, the mistakes we make in preparing, formulating and filing an effective disability retirement application under FERS can lead to devastating consequences.

No longer can you rely upon excuses of past misdeeds:  Of youth; of ignorance; of innocent lack of knowledge, etc.

Contact an attorney who specializes in FERS Disability Retirement Law, and don’t let the mistakes we used to make within the jocular other-worldliness of youth and folly become the mainstay of why you are deprived of a disability retirement annuity which should be obtained, but for the mistakes you used to make, and the ones’s you may still make.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: While We Wait

The alliteration itself is telling — of the three “w”s which, while whispering which words, whittle away whole wisps of wincing wants.

While we wait — what wastes?  The “while” is the duration where inaction meanders; the “we” merely identifies an unknown person or persons who engage in the nothingness of inaction; and it is the “waiting” which we believe will resolve the problem.  And, yes, sometimes waiting does allow for time to heal, for an issue to resolve itself, and the expectation to be fulfilled.

But when it does not, then the “while” becomes a wasted block of unearned and unsalvageable period — a timeframe when things might have been done, something could have been accomplished, and maybe a process would have been initiated.

While we wait — the world passes us by; things get worse; the procrastination becomes all the more magnified and pronounced, etc.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, “waiting” is often a period of time which is necessary — but the question is, Waiting on what?  While we wait on what?

It is one thing to wait while your Federal Disability Retirement application is being reviewed; it is quite anything thing if we are merely waiting on nothing in particular.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Turning Point

There are at least a few in every person’s lifetime; that moment, the juncture, a particularly critical encounter which results in a change.

How momentous a change?  It depends upon the circumstances; however, the “turning point” for most individuals is of sufficient consequence so as to be remembered retrospectively as a specific aggregation of time and events that required a change.

There are weighty events in life’s multiple paths which force an individual to make changes.  Change is a difficulty thing for most of us; we rely upon and enjoy the monotony of repetition, predictability and laziness of doing things the way we have always done them.  Yes, there is sometimes the excitement of “newness”, but for the most part, contentment with the sameness of yesterday and the day before are what we love.

Birth; death; a career opportunity; a health crisis — these, and some other events, often bring about a “turning point” in our lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition, and where that medical condition begins to prevent the Federal or Postal worker from performing all of the essential elements of his or her job, the turning point is often that realization that things cannot continue as they have been doing for the past 6 months, the past year, or perhaps longer.

Consult with an OPM Disability Attorney who specializes in FERS Disability Retirement Law, and consider whether or not the next turning point in your life is the effective preparation, formulation and filing of a Federal Disability Retirement application under FERS, through the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Childhood wishes

We had them; some of us still remember and harbor them like sacrosanct relics of priceless value; and still others know of them and recollect some general idea long forgotten, once delighted in, but now rotting in the vestiges of abandoned buildings hollow but for the frame that haunts in the midnight moon.

Wishes remain throughout one’s life, whether in the stage of adulthood or old age; but it is the childhood wishes one remembers that reveal the empty soul of what one has become, may still be, but struggles to abandon with a hope for tomorrow.  Some of them may be set aside as silly thoughts of an immature time; others, a revelatory insight into who we were, what made us become what we are today, and a telling hint of our present-day bitterness of embattled constitution.

Perhaps it was a love thwarted; a Dickensian tale of another Scrooge who foolishly wanted to pursue one pathway at the cost of another; or, maybe the childhood wishes were merely promises of correcting the sorrow of yesteryears, where neglectful parents and inattentive love left one yearning to promise corrective action when one became a parent yourself, but somehow such commitments were waylaid by daily life – of money troubles, relationship squabbles and expectation bubbles bursting by fits and starts.

It used to be that, before the age of Facebook and obsessive hounding for revelatory information about past friends and acquaintances, people would try to “better themselves” when they went away in order to come back and “show them” how successful one had become upon the glorious return and reentry at gatherings such as high school and college reunions – much like the Tom Sawyer effect of coming back from the dead – but not anymore, as everyone already knows everything to know about everyone else before such a re-gathering is effectuated.

At some point in one’s life, the comparison between childhood wishes and the reality of a daunting world magnifies the contrast that leads to an inevitable conclusion: the naïve innocence of those former times either worked as a detriment, in which case cynicism prevailed; or, those childhood dreams allowed for an expansive, healthy and positive outlook such that they provided a foundation for growth and potential for happiness.

For Federal employees and U.S. Postal workers who are struggling with a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal job, perhaps contemplating Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the next step beyond for one’s future and security, and thought to be the “end” of something.

The difference between the two approaches may be nominal, or momentous, depending upon how one looks at it.  Is it like the proverbial attitude of the “cup half full” or “half empty”?  Or, is it because childhood wishes were never resolved, and that lonely and unhappy child one remembers never quite grew up, and the debilitating medical conditions now recall the dreams never realized, the hopes barely reached, and the potentiality not quite cultivated to fruition?

Look at it this way: Medical conditions are a part of life and daily struggle; filing for Federal Disability Retirement benefits should not be viewed as either the end-all or the be-all, but a necessary next step with a view towards advancing beyond the childhood wishes one still awaits to fulfill.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: “Oh, can I help?”

It is the grammatical interjection or discourse marker; in either usage, it is in response to some new or surprising information received.  Thus do we often encounter that individual (we all know of at least one) who, sitting silently, idly and unnoticed throughout, suddenly perks up after all (or most) of the work has been done – whether in preparation of a meal; cleaning up after the dinner party; or where the main elements of a project have just been completed.  And the uninvited interjection:  “Oh, can I help?”

There may even be a hint of clever knowingness in the eyes emanating from that query – of a challenge and defiance, to dare one to question the sincerity of the offer, even when the history of that singular uniqueness has many times over manifested a consistency of never having acted upon the discourse marker.

Yet, we are required to graciously accept it as sincere, and to respond with resignation that, No, there is nothing more to do, but Thank You for the offer, anyway.  For, we all know that the test of sincerity is not words upon words, but rather, that individual who, without uttering a single word, gets up and acts, and engages, participates, contributes and embraces with nary a muttering.  It is the pause between the utterance and the action that makes all of the difference, in common discourse as well as in everyday lives.

There are many, many people who interject with the “Oh, can I help?” but fewer still who act without words unnecessary and unappreciated because of humility in silence.

It is that chasm between word and act, utterance and initiation, a cocoon existence in the silence of one’s thoughts and the breach of entrance into the objective world around – or, for Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management:  the gap between the suffering silence of a medical condition and taking that step in preparing an effective Federal Disability Retirement application, which can be an administrative process that can take many months, and sometimes years.

It is well and good for the individual who consistently utilizes the discourse marker to avoid entanglement in undesirable projects, but when it begins to harm one’s own interests, then it is time to not merely utter a sentence, but to prevail upon the world and act upon the need.

For the Federal employee or U.S. Postal worker who, because of a medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, can no longer continue in the career or vocation of choice, the grammatical interjection of, “Oh, can I help?” should immediately be followed with initiating the steps necessary to secure one’s Federal Disability Retirement application, by making inquiries with a lawyer who has experience in Federal Disability Retirement law.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Service: The helpful other perspective

Before going “whole-hog” with anything in life, the greater wisdom often confirms that we should try and obtain a differing perspective on the matter, if only to affirm the correctness of our own, or to consider the fissures and weaknesses we are blind to.  Wise people seek wisdom; fools travel down roads not merely untested, but even unprepared.  Such a tautology is a mere self-evident fact of life, but we nevertheless follow blindly where the blind leads.

If an individual discounts the criticisms of everyone else, then the wisdom one holds is merely the price of one’s own mistakes, and so long as others are not required to pay for them, the pathway to disaster can be easily paved without involving the toil and anguish of others.

One may query:  assuming it is wise to seek the input of another, how does one nevertheless know that such a differing viewpoint is “helpful” at all?  What if that other perspective is even worse of a disaster than my own?  Such a question, of course, is likely asked in a vacuum; for, there are varying indicators that one may discern in seeking advice from others –  reputation; demeanor; knowledge previously revealed; capacity to listen; established specialty in a particular field, etc.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset –  the need to seek the helpful “other” perspective is often a necessary prerequisite.

Why?

Because, when a medical condition is impacting one’s health – whether singularly physical, or mental or a combination of both – the debilitated state that one experiences often provides a skewered perspective, and that is why garnering and employing the advice of an attorney who is experienced in Federal Disability Retirement Law is often a necessary component of the process.

Yes, there may well be those rare “slam-dunk” cases, whether gathering and submitting the medical records alone will obtain an approval from the U.S. Office of Personnel Management.  But, then, everyone who files a Federal Disability Retirement application believes his or her submission to be just that –  undeniable, unequivocally established, and unassailably confirmed.

Why is that?

Because the person who experiences the medical condition is the same person who is preparing the Federal Disability Retirement application – and he or she who feels the pain, presupposes that everyone else must also be able to comprehend such a state of decline.  Unfortunately, this is not the case – at least, not from the perspective of the U.S. Office of Personnel Management, which is also another one of those “other” perspectives that must be contended with.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirements: Focus away from ‘self’

The heightened problems emanating from a chronic medical condition cannot be quantified; as the medical issues themselves become exacerbated while attempting to work and engage in other “major life activities”, the pain, psychiatric debilitation and interruption of things once taken for granted, become all the more magnified and exponentially exaggerated in significance, relevance and focus of daily contention.  Or, to put it in more common parlance, it makes us grouchier as the day goes.

Federal Disability Retirement is a benefit offered for all FERS employees (and any in the older CSRS system who may still be around – a rarity, like dinosaurs and gnomes of past ages), and is meant as a progressive paradigm of inestimable worth.  Unlike other systems of compensation, it encourages the (former) Federal or Postal employee to seek employment in the private sector, because the generous allowance that the former Federal or Postal employee can make up to 80% of what one’s former salary currently pays, on top of the annuity itself, allows for “the system” to be a self-paying entity, because such individuals then pay taxes and contribute “back into” the very system which is being accessed.

The fact that it is such a thoughtful, progressive system is rare – for, government bureaucracies tend not to embrace an insightful program of wider application, but this is a case in point where the system “works”.

That being said, the Federal or Postal employee who continues to try and extend one’s career in the Federal sector or the U.S. Postal Service by “hoping” – and, do not misunderstand, for hope as an element of human focus for events yet to occur, is a good thing – that the medical condition will get better, and thus to delay initiating the complex process of preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does so at the peril of self-focusing immolation.

The point of getting Federal Disability Retirement benefits is just that – to be able to attend to the medical condition itself; to attain restorative sleep; to not be embroiled in the vicious cycle of having to work at a job where one or more of the essential elements of one’s positional duties cannot be met because of the medical condition itself, and therefore a stark reminder, on a daily and sustained basis, upon one’s self, the limiting aspects of the medical condition, and the inability to escape the constant gravitational dissection of “me, myself and I”.  That’s the rub, isn’t it?

As you try and get better, those around you – supervisors, coworkers, etc. – begin to harass, criticize and compound the problem by redirecting your shortcomings resulting from the very medical conditions from which you are trying to get better.  Federal Disability Retirement is the next step in that process – where, once attained, the stress of focusing upon one’s self is relieved by being able to actually focus upon what is important:  one’s health, and the pathway to a secure future through getting approved for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire