OPM Disability Retirement under FERS: The Why and How

Science can only ever tell us “The how”, but never the “Why”.  The latter can only be answered by an appeal to a transcendence of Being, going beyond the physical universe.

The human species possesses an inherent need for the “Why” of this world — one needs only to look at a young child who keeps asking, “Why does…” in an endless, repetitive way to realize that satisfaction of the query cannot be accommodated by mechanical explanations, but must always return to first principles, and often intrude into a spiritual realm.

Without that aspect of life, we are reduced to clusters of molecules and cellular blobs. Shakespeare disappears and love dissolves, and we devolve into evolutionary structures of pointless existence.

Logical arguments attempting to reduce everything to scientific explanations miss the point:  For, it fails to consider how the “why” came about.  Why do we even need the rules of logic?    How we come into being is always the minor premise of life; it is the “Why” which forever remains the major premise, which we all must ask and answer in seeking to live a meaningful existence.

For Federal and Postal employees suffering from a medical condition which necessitates filing for FERS Disability Retirement through the U.S. Office of Personnel Management, being befuddled as to the “How” of the process is understandable.

You likely have already answered the “Why” of the process, as in “Why has this happened”, or “Why do I need to file?”— but it is the “How” in this case —the minor premise of the process which still requires the explanation.  And that is understandable, precisely because we live in a physical universe, and more importantly, a bureaucratic world.

Contact today a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and get the answers to the “How” of the retirement process, while leaving aside the “Why” of the process for the individual Federal and Postal employee to answer.

Sincerely,

Robert R. McGill
FERS Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: The Stories We Carry

How we allow our thoughts to narrate the inner voices we carry, matters in how we see ourselves.  The proper stories we tell ourselves; what words we choose when describing an incident we were involved in; even the tone of the voices heard within the inner, insular world of our own thoughts — they are important in formulating who we are, what we believe, and what the future holds for us.  The correspondence theory of language is now an antiquated, outdated theory of language.

When Bertrand Russell stated with a mischievous smile that the “ present King of France is bald” — he knew at the outset that there was no “present King of France” and, moreover, that “baldness” cannot be attributed to a non-existent royal entity; and yet, we fully comprehend the statement.  By comprehension, we admit to its meaningfulness, and even its coherence.

But how can a nonsensical statement having both meaning and coherence?  That is the point — that meaning and coherence have nothing to do, necessarily, with existence in the objective universe.  Then, one might query, what is so important about the stories we carry within our heads if they have no correspondence to the objective world?  Not only is it important, but moreover, it is significant; for, in the end, the stories we tell ourselves, about ourselves, which we carry within ourselves, provide the inner psyche to possess the confidence and strength to maneuver through the world we must occupy for the limited time we have in this world.

For Federal employees and US. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from continuing in his or her career, you need to contact a Federal Disability Retirement Lawyer and quit beating yourself to death about failures, inadequacies and debilitating incompetencies that your Federal Agency has come to make you believe.

Contact a lawyer who specializes in Federal Disability Retirement Law and begin the process of moving forward and beyond, so that the stories you carry will keep you growing into the next decade — and beyond.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Law: To Remain Relevant

What does it take to remain relevant?  To begin with, what does it mean to “be relevant”?

Certainly, the grade schooler who sits in the middle of the class but is rarely, if ever, recognized, is not “relevant” to the greater perspective of society in general.  Yes, yes — each child is unique and made in the image of … (the ellipsis is meant to convey the reality that many of society no longer believes this, but that the pablum of the statement itself is reiterated in nauseous excesses of emptiness, forever with the requirement of nodding heads in agreement despite its acknowledged vacuity of meaning).

On the other end of the spectrum, if you are shuttered away in a nursing home with only minimal times of punctuated visits by relatives, it is likely that everyone would agree that you are no longer “relevant”.  Here again, there will be loud and vociferous protestations — that grandpa was a war veteran and gave great contributions to society; that grandma was the treasurer of some civic organization “in her time”, etc.  But the mere fact that old people get shoved into nameless nursing homes is, in and of itself, a validation of categorizing the person as “irrelevant”.

No one likes to hear about such things in such harsh and blunt terms, but the fact is that modernity is only concerned with the superficiality of youth and beauty as the criterion for relevancy, which is precisely why younger and younger children “act out” and older and older irrelevant men and women keep going back to the plastic surgeon to remain relevant.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, to “remain relevant” is to hold onto the job and ignore one’s progressively deteriorating medical condition.  Or, that is often what the Federal or Postal employee believes.

The better way is to stop being part of the herd mentality, and ignore the societal constructs of what it is to “remain relevant”.

Consider filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, and move forward beyond the daily grind of trying to remain relevant.  Contact an OPM Attorney who specializes in Federal Disability Retirement, and move forward in your life by creating your own definition of relevancy.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Benefits: The Feeling of Late

Do other species experience the same phenomena?  You know — of the feeling of late; or, more precisely, the pressures and stresses of “being late”, or some similar state of being.  How does the feeling come about; what creates it; and when does it go away such that there is no internal pressure that exacerbates the feeling we place under the general aegis of “stress”?

The feeling of late is an internal, insulated and cognitive sense, self-created and entirely manufactured within the context of a uniqueness caused by societal conditions.  It is entirely artificial (as Rousseau would deem it) and is not necessarily experienced by all.  Does it irritate to know someone who seemingly is oblivious to that experiential phenomena?  You know, the person who is incessantly late for appointments, never makes it on time to a dinner reservation, and seemingly is unaffected by a world which is obsessed with keeping time as a barometer of orderly self-control.

Time governs us all; for some, it creates a time-bomb of conflicted stresses; for others, a passing glance of concern; and only for a few, an irritant ready to be cast aside and ignored with aplomb and deliberative disregard, like a gnat on a summer’s night to be swatted and forgotten.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement, there is often very little difference between the feeling of late and the stresses pervasive stemming from a degenerative medical condition: In the end, whatever the sensation that destroys and gnaws, it is an experiential phenomena that debilitates and overwhelms.

Filing for FERS Disability Retirement may not be the complete solution to all problems, but it does allow for a Federal or Postal employee to focus upon that which should be a priority — of one’s health.  For, it is health itself which is the antidote to the feeling of late.  And, oh — to be like that person who cares not whether the appointment is at a given time, or that the dinner reservation is already past.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Serendipity

It is a chance or accidental event which turns out to be a momentous, joyful one; and while its occurrence may have been unexpected, it is not unwelcome after the event takes place or reveals itself, precisely because of the joy it brings.  Thus does a serendipitous event surprise us; for, one’s daily experience is that the opposite is true: chance occurrences, accidental events and unexpected moments normally result in negative consequences we want to avoid.

A sudden windfall; an unexpected visit from an old and dear friend; a surprise party held by everyone you actually like; these are all serendipitous events; but of their opposite, we come to expect: bad news about our kids; friends who disappoint; a career that doesn’t turn out to be what it promised; a life that didn’t fulfill the potentiality which others had expected.

So, is it the expectations left unfulfilled or the accidental nature of an occurrence which makes the difference?  For the former — how does one come to assess and judge expectations, of others or from ourselves?  Were they realistic, within reachable goals and planned with achievable milestones?  As to the latter — is it because of the “surprise” nature of a serendipitous event in combination with the joyous outcome that makes it “special”?  For, if it was accidental, but nevertheless expected, would it detract from the momentousness of the event?

Life is full of mundaneness and repetitive monotony, and a serendipitous event is something to hold with special smiles and hearty laughters precisely because of their accidental and unexpected natures; for, its very opposite — of a calamity which may also be accidental or unexpected — occurs often enough.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition turns into the opposite of a serendipitous event by preventing the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management should be carefully considered.

It is a long and complex administrative process, with many and varied bureaucratic pitfalls.  But in the end, when an approval from OPM is obtained, it may be declared a moment of serendipity — of that rare exception to the general rule of life, where misgivings are plentiful and momentous ones a rarity.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The rate of return

At what point does the rate of return diminish to the extent that it is “no longer worth it.”?  And, what is the “it” referring to?  Is it the effort expended in contrast to the compensation received?  Is it the dividends paid upon an investment ignored?

Often, in all of the contexts just described, the focus is upon the wrong point; it is not the “end product” or the final sum that should determine the worthwhile aspect of the “rate of return”, but rather, the key term overlooked — not the “return”, but the “rate”.  One might argue that the two essentially are the same, inasmuch as the “return” (the sum received) is determined by the “rate” (the calculus that determines).  But are they?  Doesn’t it depend upon what context it is being applied to?

Certainly, when conceived of in a traditional investment category, the final sum received can be backtracked to the rate that has been applied; but what about other, more non-traditional contexts, such as friendships, work — even marriage?  Or does one never apply such cold-hearted calculations when discoursing upon the arena of human relationships?  Can we so easily drop friendships and end marriages based upon the same criteria applied in changing investment firms?

Come to think of it, our own lack of active interest is probably the single biggest reason that marriages and friendships last — because, like those investments that we allow to remain because we are too lazy to take an active interest in, many remain in marriages and friendships well beyond the love that has been lost long ago, or the affection that has waned all too subtly; for, in the end, it is our own laziness and lack of motivation that allows the fallowed pastures to let life slowly die in the uncaring tenements of thoughtless stupor.

For Federal employees and U.S. Postal workers that suffer from a medical condition, such that the medical condition begins to prevent the full performance of one’s positional duties and the essential elements of the job, the conceptual paradigm of the “rate of return” should be applied in contemplating whether or not to file for Federal Disability Retirement benefits.

Surely, the Federal Agency or the Postmaster is thinking along the same lines — is he/she getting the job done?  Can I get more out of someone else?

That is the Agency’s perspective; but what about yours?  Such questions as: Is my health going to improve by remaining?  What will the future options be: remain, resign or file for Federal Disability Retirement benefits?

If the first and second choices are no longer real options, then the third one is a necessity, as it becomes clear that the rate of return is no longer a worthwhile investment to remain in a job that clearly is destroying any semblance of one’s quality of life — and that, in the end, is what the purpose of the investment was all about to begin with.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The mistakes we make

There are those who make it their life’s goal not to have remorse for decisions made; but is that truly a worthwhile achievement?  At the end of it all, is there a special space on the unwritten tombstone that lists the mistakes avoided, the embarrassments averted, and the admissions of deficiencies concealed?  Is that not where much of Shakespearean web of deceits are constructed from – of attempting to cover up the insufficiencies otherwise already apparent in the foreboding appearances we attempt to portray?

Tenuously though we approach the daily chasms of darkened pitfalls menacingly threatening each day of our daily lives, we refuse to admit, fail to recognize or are too weak in the egocentric falsities of fragile souls to merely utter the simple words that allow for expiation of our weaknesses and quickly move on:  “Sorry, I made a mistake”.

No, instead, the complex rationale, the justifications of convoluted sequences of condition precedents that fall upon the next as dominoes of perfectly aligned decoys; and the blame then shifts upon an eternal direction of fingers pointing one to the next, until there is no one left except for that proverbial last figure on the totem pole, who cares not because he or she is the runt forgotten or the brunt of everyone’s joke and display of pure human meanness.

But at what cost do we avoid admitting the mistakes we make?  Of what layers of calluses formed, souls injured and responsibility averted, until the unquantifiable element becomes so saddled with a guilty conscience no longer able to feel, to be human, to rise above the bestiality of man’s base instincts?

The mistakes we make often harm another, but those we do not admit to, diminish the essence of who we are, what we are capable of, and always forestalls the capacity to grow.

As in any process that is complex, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, can have a pathway full of difficult decisions and a complicated morass of complex legal precedents, statutory obstacles and sheer obstructions of meandering deliberations.

The mistakes we make can haunt us with consequences difficult to reverse, and in preparing, formulating and filing a Federal Disability Retirement application, it is one of the rare instances in which he who makes the fewest errors, likely will win.  Mistakes in this area of law can range from the innocent and inadvertent, to the meandering blunders that lead to a denial from OPM.  It is often not enough to avoid a mistake in preparing an effective Federal Disability Retirement application; indeed, it is the blatant mistakes we make without the guidance of wisdom and experience that determines the future course of events, as in life in general.

Sincerely,

Robert R. McGill, Esquire

 

Federal Government Disability Retirement: The Best of Mediocrity

There is an overriding principle that, where excellence is sought, higher expectations are exceeded.  Acceptance of a given human condition and resignation to that which is less than the best, is to embrace the heart of banality and to reject that august status reserved for the human species, of being above the animals and just below the angels.

There is a syndrome for that; of thinking and believing that one’s situation is all that one can hope for, and this resignation to life’s circumstances occurs when mediocrity becomes the meddlesome cousin to dashed hopes and dreams, and when the toxicity of one’s surrounding environment will not widen the narrow imaginations once the muddle of the middle prevails upon human potentiality.

It is like the parental fight which tumbles unchecked into an ugly shouting match of epithets and unbridled accusations of meanness and vicious ferocity, flung at each other out of frustration and fatigue, and then the realization that the children are watching, ever so observant, and you ask, Who are the grownups in this morass?  Where did the emperor’s clothes go?  What happens to a couple when there are no longer control mechanisms and neighbor’s noses to sniff the air for scandal, and when destruction of stability is accepted, any and all sense of obligations are thrown out the proverbial window, and the visiting aunt is no longer there to lend a critical eye, but instead has been shuttled to a nursing home where decay, death and dementia of purposeless existence remains in the antiseptic stench of lifelines and plastic tubes draining the life out of a society’s level of excellence?  We accept our “station in life” when hope is vanishing in the degeneration of societal decay.

For Federal employees and U.S. Postal workers who sense this morass of loss, especially when a medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal positional duties and there comes a recognition that one must prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the time to shed tears for the loss of mediocrity comes when affirmative steps are taken to recognize that there can be something “more” than merely the best of mediocrity.

Never think that filing for and obtaining a Federal Disability Retirement annuity is merely to accept “less”; rather, it is a recognition that there is an inconsistency between the medical condition one suffers from, and the limited positional duties of the Federal or Postal job for which one is positioned.  There can be further opportunities for work and vocational advancement in another job in the private sector, while still retaining one’s Federal OPM Disability Retirement annuity (as long as the type of job one chooses to engage in is somewhat substantively distinguishable, and if one remains within the “80% rule” of earned income).

The best of mediocrity is to accept the loss of one’s Federal job or Postal work, and to not see that the proverbial corner one cannot yet view, is but road yet untaken, an opportunity unseen, and a future to behold as the golden dust of an angel’s flight may yet sprinkle upon elevating the best of mediocrity into a stratosphere of excellence, beginning with preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Federal Disability Retirement: Beyond mere contrivances

We learn at an early age to create a world of make-believe; of knights and princesses extracted not from the dungeons of the feudal world steeped in hunger, mass epidemic deaths and living conditions unfit even for the rats which lived and traveled freely in the underbelly of wealthy kings and courtesans, but from the literary imaginations of later dreamers.  Or of happiness couched in syllables of uncertain saliency, where we talk ourselves into believing that fairness is inherent in games of chance, that speeches make for belief, and what people do behind closed doors are for the privacy of minds and mindless chatter, not for public consumption before the vote is cast.

To be “real” is to open one’s self to the gates of hell; and in a society which relishes artificiality and antiseptic appearances where we are willing to poison ourselves in order to attain the pristine color of chemical green in the August wilt of lawns thirsting for a drop of rain, how can we expect empathy when we have all throughout our lives stamped out the reality of suffering which would foster such emotions?  Thus do we have to live, in the very bed which we have made.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition necessitates preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is all the more difficult to face the reality and to go beyond the mere contrivances of life.

Medical conditions have a way of slapping one squarely in the face of reality; it cannot be concealed, nor hidden behind the smiling face of genteel “hellos” and “how are you” artifices; the eyes tell all, and the hurting condemnation wrought by limps, squints and trembling hands, cannot but tell the story of impending doom.

How does the Federal agency or the U.S. Postal Service react in such situations?  Did the pristine lawn and ego of a prior promotion help to foster the feelings of care, concern and community of thought?

From birth to death, the life of contrivances has taught us well, and the reaping of that harvest of cold-heartedness reveals the underbelly of who we are.  And so, what is to be done?  For the Federal and Postal worker,  to prepare an effective Federal Disability Retirement application, in order to attain a level of security so one can move beyond the mere contrivances, and then to determine the next steps to regain a level of humanity perhaps lost and never to be returned, but at the very least, to try, and again, to try.

Sincerely,

Robert R. McGill, Esquire