OPM Medical Retirement Under the FERS System: Mistakes

We all make them.  Some, because of complicated issues, can never admit to them.  Perhaps you were shamed at one time in making them, and will do everything to cover up any mistakes, hide them, act as if you never made any, or otherwise avoid any indicia of being less than perfect.  Perfection as a self-image is never a healthy state of affairs; for, to err is to be human, and we are never anything less than the graven images we create for the mantle of worshipping.

Some mistakes, of course, are harmless and without any consequences; others, of greater impact, whether limited to the one having made them, or beyond to third parties; and still others, of an irreversible, permanent stain.

Admissions often need to be clothed with euphemisms: “Oh, it was a youthful indiscretion” (What? Even though the mistake was made while he was 40-some years old?); “It was not on purpose”; “It was a momentary lapse of judgment”; etc.  Then, there is the haunting shadow of an overbearing parent who never softened the blow: Instead of, “It’s okay; everyone makes mistakes every now and again”, but of — silence, heavy with judging eyes.  How we handled such responses from an early age heavily influences our ability to admit to them later on.

For Federal employees and U.S. Postal workers who are seeking to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management under FERS, because of a medical condition which prevents the Federal or Postal worker from performing one or more of the basic elements of one’s Federal or Postal job, it is important to keep the mistakes at a minimum, for the mistake which leads to a denial from OPM of a Federal Disability Retirement application can be one mistake too far, like the bridge which needn’t have been fought over.

While most mistakes are correctible, the one mistake which cannot be amended is to put blinders on OPM once they have seen something.  Like a Lockjaw who will never let it go, the clamp of OPM upon a mistake revealed is one which is difficult to pry loose.  To prevent this, contact a Federal/Postal Lawyer who is experienced in Federal Disability Retirement Law, and thus minimize the mistakes from the outset through competent and effective legal representation.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Application: The Facade

In its simplest definition, it is simply the frontal face of a building, expression or impression.  In its more insidious connotation, it is the mask which hides an ugliness within, and thus is meant to deceive.

Or, perhaps not even an ugliness, but of something secretive, of a necessity to cover, to conceal, to brush over in order that people will only notice the skin-deep impression left, the appearance upon first encounter, and not to notice the substance beneath or behind the facade.

Can a mask be kept on for long?  Will the concealment cover for long enough, or wide enough?  And long enough — for what?

Perhaps it is merely a smile to conceal grief; a smirk, to mask pain; or in reverse, of tears in order to contain disgust or anger.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, having a “facade” is most natural, if not a necessity.  You want to seem “as if” — as if you are still able to do your job; as if nothing is wrong; as if….

At some point, however, the facade may not work, and you may have to prepare, formulate and file an effective Federal Disability Retirement application under FERS, through the U.S. Office of Personnel Management.

At that point, the facade which you wore so well may not be the mask you intended, for some may have come to believe that the facade was the actual you without the facade, in which case the facade may have been one facade too many.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: Disappearing Fences

That pithy old adage; of “good fences make good neighbors”; it is a saying which old people used to say in delineating acceptable social norms; of an ethos which was generally known, frowned upon when violated, and reflects an antiquated time in our society when everyone “knew” their place.

In modernity, the large corporations have convinced us all that fences are unnecessary; that boundaries are meaningless; that bifurcations no longer apply. Instead, to be “connected” is of utmost importance, and loss of connectivity — even for a day, an hour, a minute — means that your entire source of self-identity may have become expunged from the ethereal universe.

It is all well and good for the wealthy to declare that there should not exist a “division” between one’s personal and professional lives; that your job should be enjoyed as much as in your personal sphere; or that taking calls, doing work, etc. while on vacation or on off-days is completely acceptable.  Fences have all but disappeared.  What was their purpose?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, erecting and maintaining — even building new ones — is important; for, in the end, one’s “quality of life” begins with maintaining one’s health and well-being, but when that health deteriorates and cannot keep up with the demands of work, it might be time then to contact a FERS Attorney who specializes in Federal Disability Retirement Law, if only to establish again that, indeed, good fences make good neighbors.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Lawyers: The “Money-Back Guarantee” Attraction

Yes, it is attractive — but how much effort will actually be applied?

If you obtain your Federal Disability Retirement benefits through a law firm at the first stage, then you are likely going to be satisfied.  If you get it denied and you receive your money back, what good has the refunded amount done you?  Did the law firm abandon you after just the First Stage?

You lost your case; you lost the time it took to lose your case.  Yes, you did receive your money back; but does it make up for the lost time and the lack of effort expended?

In any Attorney-Client relationship, there is an “investment”, as well as “chance-taking” on both sides.  Consider what you are getting for the money you are expending.

Contact a Federal Disability Lawyer who specializes in Federal or Postal Disability Retirement, and understand that, in the end, you “get what you paid for”.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: Thought versus thoughtless

Does the former have an advantage over the latter?  Our tendency is to think so — as in, “Being a thoughtful person is better than being a thoughtless person.  And, in any event, it is always better to think about things than not to.”

Really?  Does reality bear such a thought out, and does thinking about something as opposed to its opposite — not thinking about it — gain any advantage?  Does Man’s biological advancement through evolutionary selectivity of genetic dominance necessarily favor those who engage in the activity of “thinking” over those who do not?

Take the following hypothetical: An individual must make a “serious” decision — i.e., perhaps about one’s future, career, marriage, etc.  He is told to “take some time to think about it”, and does so dutifully.  He speaks with others; does some reading; mulls over and “reflects” upon the issue; takes out a yellow-pad and writes the columns, “Pros” and “Cons”, and after days, weeks, perhaps even months, comes to a decision.  Within a couple of years of making the decision, he realizes that he has made a fatal error.

Now, the counterexample: Same scenario, but in response, the individual says, “Naw, I don’t need to think about it.  I just go on what my gut tells me.”  He goes out, parties, avoids “thinking” about it, and the next morning makes that “important” decision.  He remains happy with the decision made for the remainder of his life.  So, the obvious query: What advantage did one have over the other, and what fruitful outcome resulted from “thought” versus “thoughtlessness”?

Yet, we persistently hear the phrase, “I should have thought about it,” or “I should have given it more thought” — always implying that, had further reflection been accorded, had additional wisdom been sought, or multiples of contemplation allowed, ergo a different result would have been achieved.

The error in the logic of such thinking is that one assumes a necessary connection between “result” and the activity of “thinking”, when in fact it is the very activity itself which retains a value in and of itself.  “Thought,” “thinking” and “thoughtfulness” are activities which have a value by themselves.  The satisfaction of a result-oriented, retrospective according of value based upon an outcome achieved is to place the value upon the wrong end.

For Federal employees and U.S. Postal workers who are “thinking” and engaging in “thoughts” about preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, there comes a time when a “decision” must be made.  “Thoughtfulness” is an activity worth engaging in, regardless of the outcome of the activity itself.

In engaging such an activity, it may be worthwhile to seek the advice of an attorney who specializes in Federal Disability Retirement Law — if only to consider the evolutionary advantages in thinking about thoughtful activities as opposed to the thoughtless decisions made by an unthinking thoughtlessness.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: Road Maps

Does the “new way” diminish other manners and approaches?  Does an increase in technological guidance diminish and decrease the self-reliance and initiative required once upon a time?

Take, for example, the trip taken today — any trip: One merely types in the address or the phone number, presses a button and Google Maps guides you to your destination.  In days now gone and forever forgotten, one had to take out those old paper maps (you know, those multi-folded, accordion-like Rand McNally relics) stuffed in the side door compartment of one’s vehicle or dug out from under the piles of old registration cards in one’s glove compartment, and carefully follow the numerical and lettered cross-sections of quadrants in planning the course of a trip otherwise lost in the morass of unfamiliar territory.  Or, like most men — just “wing” it.

Does the loss of a road map — the necessity of its very relevance and existence — mean that there are reverberations in other sectors of one’s life, or in the way one’s brain works?  Do we, because of the ease of Google Maps, become lazier, expect that everything will be self-guided, and is that the future for everything in life, especially once the self-guided vehicle is perfected?  Does the expectation of technology’s ease make us lazier, allowing for procrastination to become extended beyond reason, where we no longer “plan” for things well in advance, assuming that whatever the issue or anticipated endeavor, it will all be taken care of by a click of a button, or at most, a few keyboard taps away?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, road maps are a necessity of life — both for the Federal or Postal employee in maneuvering through the complex administrative pathway of a Federal Disability Retirement application, as well as in preparing a “legal roadmap” for the U.S. Office of Personnel Management in approving the Federal Disability Retirement application.

In both cases, the road map is similar to that old Rand McNally map that required quadrants to be precisely followed: For the Federal Disability Retirement applicant, the need for precise guidance by the best route possible in order to obtain an approval from OPM; and for OPM, the proper legal citations and arguments that will persuade them to grant the approval.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: Servitude

It is a term that is viewed as neutral in one sense; for, the concept itself, while implying subjection to an owner or master, does not require it.  “Slavery”, on the other hand, necessarily connotes a system of ownership and involuntary compulsion; “servitude” can quite simply be tied to the idea that there exists a lack of freedom.

Taking it a step further, one can experience servitude if one has complete freedom; for, the excess of X often results in the opposite of X, as in the statement, “If everything is nothingness, then nothing is everything.”  Thus do we believe that, in modernity, everyone has greater liberty and freedom.  Fewer and fewer issues are any longer societal taboos – from what entertainment we prefer to any constraints on the choice of a career, Western society claims to have the greatest extent of freedom.

Yet, why is it that people don’t “feel” free?

That economic limitations and restrictions seem oppressive; that no one has time to gather together as families; that the more technology accords and claims to give us greater freedom to do “other things”, the less time we feel we have to do anything but work and rush about in this world where the intrusiveness of technology has had its opposite effect – not of granting greater freedom, but of voluntarily goading us into a servitude of acceptance.

Medical conditions, too, have a way of creating that bondage of servitude.  Somehow, when a medical condition begins to develop, it ties us down, requires us to change the way we have been living, and forces us to think again about the priorities in our lives.  For Federal employees and U.S. Postal workers who have “served” their Federal and Postal “masters” well, the rise of a medical condition often magnifies how much we are a “slave” to time, to productivity and to the pursuance of goals that somehow, in light of the medical condition, become less and less of importance.

Filing a Federal Disability Retirement application is often a necessity required by and resulting from a medical condition that makes the Federal or Postal employee realize that he or she can no longer perform all of the essential elements of one’s Federal or Postal job.

All the while, the anomaly of life intrudes: One had believed that one had chosen freely one’s Federal or Postal job, but when the medical condition began to impede, and the demands of the Federal Agency or the Postal Facility made it clear that it had become a job of servitude, it may be time to cut those chains of bondage and free one’s self to attend to the greater arena of liberty – one’s health, by preparing, formulating and filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal & Postal Employees: Staring into nowhere

Except in the slumber of darkness, it is an impossibility of a feat unperformed; yet, the metaphor itself works well, because we all engage in those periods of vacant stares where someone suddenly nudges you back into reality and comments, “It was as if you were lost in thought.”  What does that really mean?

The fact that we can stare, perceive through organically mechanistic means of refractive light upon the cornea of our eyes and yet fail to be “conscious” about the bodily functioning of organs designed to perceive, evaluate, analyze and judge so that other predators may not surprise us for their mealtime delights, is indeed a mystery that evolution cannot fully account for.  Staring into nowhere is the physical capacity to be awake, fully conscious and have perfect vision and eyesight, and yet “see” nothing beyond the point of one’s protruding nose.

In an analogy or even a metaphorical sense, it is the loss of hope because of an inability to see a future bright and with excitable anticipation.  Remember those youthful days when the future yet remained as a potentiality unfulfilled and unable to be fully foreordained because of the unfettered plenitude of energy unbounded to be released forevermore?  We could barely contain the excitement to “get out there” and “show the world” what we are made of, the unleashing of one’s creative energy ready to “wow” the universe that had never seen the likes of such talent and reserve of energetic innocence.

And then something happened.  Life intervened; love paused; a leave of senses occurred.  Or, more likely, we encountered others who had the same hopes and dreams, and recognized that others had already trampled upon the unspoiled grounds of sacrosanct altars, and there was little left for us.  Then, with wisdom and experience somewhat under that proverbial belt, we moved on and adopted some more “realistic” goals, and were perhaps all the more happier for it.

Then again, perhaps a medical condition intervened, and a further and “real” reality set in – one that continued to debilitated and progressively destroy.  Medical conditions can do that to a person, and an agency’s insistence upon antagonizing and creating a hostile work environment somehow adds to the turmoil.

Preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the only way to ultimately escape that vacant staring into nowhere, precisely because it allows for a vantage point of future security to be recognized.

Staring into nowhere, while escaping into the impractical world of daydreams, may allow for relief for a moment, but the more effective perspective is to look at one’s circumstances, assess the Federal agency or Postal Service’s capacity to denigrate and destroy, and begin taking those steps in preparing for one’s future by considering filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Unending Cycle of Relapse

It is merely from a perspective of combined incrementalism with an admixture of hope and self-delusion that people talk about a “relapse”.  The plain fact is, most medical conditions follow a fairly predictable and linear path of progressive deterioration, with critical junctures of static chronicity, and marked by charted moments of quietude interrupted with a fury of vengeful prose.  If a business graph were to depict the pathway of most medical conditions, the ups and downs of the jagged lines would mesmerize and confuse us with contemptuous puzzlement.

We assure ourselves that we are “getting better”, when all the while we continue to ignore, procrastinate, explain and justify all of the indicators and warning signs of downward decline.  An increase in the medication regimen, explained by mere temporary need; greater pain, with reference to some minor activity recently engaged in; and so the self-justifying conundrums are thrown as explanatory deliberations, when the bodies suffer so despite the words offered as sacrificial animals to the gods of thunder.

For Federal employees and U.S. Postal workers who suffer from a medical condition, this phenomena of parsing words despite facts which fly in the face of reality, is often born of necessity and a false image of self, society and servitude to the “mission of the agency” or the Constitutionally-born importance of the U.S. Postal Service (circa Benjamin Franklin, thank you).  But health has a funny way of  defying self-justifications of ineffective prose, and poetry and thought never curtails the unending cycle of relapse, precisely because what we do to our minds, bodies and souls accounts for little when misuse and unintended abuse prevail.

For the Federal employee and the U.S. Postal worker who fails to make one’s health a priority first, then all other considerations of secondary import, the need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, often becomes a victim of such unending cycle.

To suffer a “relapse” is merely an attempt to justify that which the body or mind was merely telling you all along.  Yes, sometimes the quiet whispers in the deadened silence of night can be ignored and disregarded; but it is those haunting quietudes which perturb and disturb despite our best efforts to ignore, which roar back to engulf us when least we expect.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Cost of Character

Being daily denigrated is an expected course of treatment for some; for those who perpetrate it, the sport of demeaning is often thoughtless, reactive, and toxic to the core, and reflects a fundamental void in one’s own life; and for the victim of such caustic characterization, the incremental pounding to one’s ego, self-esteem and capacity for abuse results in diminishment of the identify of worth by small slices of reduced stature.  Such attacks may be overt and direct, while others may be subtle, privately targeted, and intentionally out of the earshot of witnesses.  In both cases, the damage can be devastating.

For Federal employees and U.S. Postal workers who must confront this type of daily abuse in the workplace, the avenues of outlet are complex and varied.  Complaining or filing lawsuits often results in the mere circling of the proverbial wagons around the perpetrators, and suddenly an invisible fence appears where the victim is the “outsider” and the caustic character the one needing protection.

For those Federal or Postal employees who suffer from a medical condition, and who receive the brunt end of such ill treatment because of the medical disability which impacts one’s ability and capacity to perform one or more of the essential elements of one’s positional duties, the need to deal not only with the toxicity of a hostile work environment, but concurrently with the underlying medical conditions, makes for an admixture of overwhelming circumstances.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the best and only course of action left.  For, to stay becomes an untenable option which impacts and further deteriorates one’s medical condition precisely because of the toxicity of the environment; to walk away and do nothing is an act of idiocy, given the years already invested in one’s career; and thus the alternative of preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management becomes the most enlightened of choices to be made:  It allows for the recuperative period away from a denigrating source of pain, while securing a foundational annuity for one’s financial security and future.

We often talk daftly about “character” and the need to “stick it out” when the “going gets tough”.  But the cost of character is the price paid by the Federal or Postal employee who must withstand the onslaught of a bureaucracy which is faceless and relentless, while at the same time dealing with the deteriorating health administered by a medical condition which will not just go away.  The cost of character means nothing if the essence of one’s worth is not protected, and filing for, and securing, a Federal Disability Retirement annuity is meant to do just that:  pay for the cost, and safeguard the character of worth.

Sincerely,

Robert R. McGill, Esquire