FERS Medical Disability Retirement: Health at What Price

Everything has a price to pay — whether in terms of monetary value, or by some other quantification, by terms of labor, effort expended, a return of some negligible cost, etc.  In a capitalistic society, we tend to think always in terms of bartered values — is doing X “worthwhile”?  Does buying Y give me the best value for the money expended?

Then, there are times when no amount of money can “make up” for the experience or phenomena, as in precious moments with your kids, the expensive but “once-in-a-lifetime” trip to Rome; or even to a restaurant to celebrate an event.

In this country, where money determines status, accessibility and opportunity to an exponential degree, the language of price, value and bartering of commodities is diffusely peppered throughout our cognitive dictionaries.  Does everything have a price?  Can anything be bought, bartered and traded for?  Can you put a pice on your health?

For Federal employees and Postal Workers who suffer from a illness or disability such that this particular illness or disability prevents the Federal or Postal employee from performing one or more of the basic elements of one’s Federal job, the issue of health — the deterioration, the chronic and progressive symptoms involved — is often tied closely to whether continuing to work at the Federal or Postal job further exacerbates the decline of your health.

When that point comes — of that critical juncture where continuation in the job adds to the decline of your health — then it is time to ask the question, My health at what price?

And when you arrive at that critical juncture, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that important question, Health at What Price?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: Staying the Course

Sometimes, such a strategy can lead to success.  Despite facing obstacles or criticism, the strategic decision to remain steady and unwavering from one’s original plan can successfully result in meeting the original objective or goal.  More often than not, however, a slight variation deviating from such a decision to “stay the course” when some sense of adaptation and malleability is called for, is the better methodology to adopt.

“Staying the Course” is allegedly a showing of dedication to purpose, an unwavering capacity to ignore criticism and a steadiness of deliberation.  It can also reveal a stubbornness of stupidity.  For, when circumstances call for a change in course, ignoring such circumstances has resulted in great historical tragedies.  Great battles have been won and lost because of a leader’s inability to adapt to changing circumstances, or its opposite in waging the better fight because of an acuity of mind in viewing the need for such adaptation.

For Federal employees and U.S. Postal workers who have been “staying the course” in the face of a debilitating medical condition, it is certainly an admirable trait if you are able to stay the course.  However, if there comes a time when the medical condition is no longer compatible with being able to perform all of the essential elements of one’s Federal or Postal job, you may want to consider filing for Federal Disability Retirement benefits under FERS.

To do so, you should contact a FERS Disability Retirement Lawyer and see whether or not “staying the course” might benefit from another oft-used phrase — that of thinking “outside of the box”.

Sincerely,

Robert R. McGill
FERS Disability Attorney

 

FERS Disability Retirement from OPM: Into Manageable Slices

That is the only way that we can survive; for, to try and solve all of the problems which come our way, all at once; to allow the burden of the world, the weight of all that concerns us; to think about, ruminate over and battle against all that must be resolved — would lead at best to a state of frustration, or at worst, a level of insanity.

We have to slice up the world into manageable ingots; otherwise, the world will devour our very existence because of the sheer chaos that ensues.  That is why the advice often given is: First, make sure that some of the fundamentals of living are taken care of — keep the sink clear of dirty dishes; take out the garbage once a day; make sure and spend a few moments each day with loved ones, etc.; then, once the foundational ingots are taken care of, go on to some more complex issues in sequential order of priority.

This is how we divide up the world into manageable slices.

For Federal employees and U.S. Postal workers with FERS coverage who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is the medical condition itself which becomes the “fundamental” of life; all else becomes secondary — even the Federal or Postal job itself.

Of course, the Federal Agency and the Postal Facility does not see it that way.  From their perspective, it is performance at the job which is primary, and your medical condition is secondary, and that is where the conflict arises.

Consult with an OPM Disability Attorney who specializes in Federal Disability Retirement Law and begin the process of preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, lest the universe of troubles and concerns are no longer able to be effectively divided into manageable slices.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement Benefits: Words & Images

Enter a gift shop and see the generic photograph inserted within a picture-frame for sale.  Who is it? Why was the photograph taken?  Was it merely to help sell the picture-frame?  Enter an antique shop where one sometimes comes across old photographs — perhaps even a daguerreotype — often faded, normally of a stilted figure; perhaps of a young woman, an old man, a soldier in uniform; a family on an outing; of a city scene where horses and carriages fill the streets; or of a father and son smiling, a daughter and mother staring impassively at the photographer in a still-life of unknown origins and an unverified date.  Who were they?  Why was the picture taken?

For the casual visitor to the store, who merely glances at the collection of old castaways, the images mean little, if anything at all.  Yet, there is a story behind each image — one which may be forever lost.  For, why else would such photographs end up in an antique store, out of the safekeeping privacy where they once belonged, where once words and memories attached unassailably with the photographs which told a story.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition prevents the Federal or Postal employee from continuing in the career of one’s choice, the disjunctive between words and images becomes poignantly clear within one’s own mind: Who were we once, and do the words others use in describing you match the story between words and images?

Filing for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management is a step toward re-matching the image one has of one’s self — of vibrancy and accomplishment — and the words others use to describe you, as well as the words you use to describe yourself.  For the moment, however, the words used are necessary in preparing an effective Federal Disability Retirement application — one of being in a lesser, debilitated state because of one’s medical conditions — must be carefully chosen in preparing one’s Statement of Disability on SF 3112A.

Consult with a FERS Attorney who specializes in FERS Disability Retirement Law, and make sure that the words and images utilized in preparing a Federal Disability Retirement application accurately portrays the state of present mind experienced.

Sincerely,

Robert R. McGill, Esquire
OPM Medical Disability Retirement Attorney

 

Filing for Federal Disability Retirement: Reminders

What is the proper balance in a person’s life — between leisure and work; between thought and living; betwixt the physical and the psychological?  How much is “too much” in getting lost in the fantasies we surround ourselves with: Of watching the news; of enjoying a movie; of “doing” Facebook posts or “surfing” the internet?

Have you ever driven on a sparsely populated road or perhaps late at night when the lights of passing cars become a blurred memory of fleeting blindness, and upon arrival to your destination, you remember not a moment as to how you got there?  Perhaps you drove and did all of the proper things in the mechanical acts of driving, and yet you cannot remember yourself having engaged in the act of driving?  How much time is spent within the insular caverns of our own thoughts — whether when “thinking” or “cogitating”, or in watching a movie?

We fool ourselves into thinking that we are “living life” when in fact all we are doing is staring into a mass of illumination pock-marked with letters and punctuations.  Then, something inevitably “reminds” us — that we have to eat in order to keep from starving; that we have to respond to a real question posed by a real person; or in the mere act of needing to take out the garbage before it begins to rot beneath the kitchen sink.  And of medical conditions — they constantly remind us of our own mortality.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the constancy of the imposition of the medical condition is a reminder that our deteriorating health is incompatible with continuation in the Federal or Postal job.

When the time comes where such “reminders” begin to dominate the life of the Federal or Postal employee, then it is no longer a “reminder” but of a jarring realization that no amount of getting lost in the distractions of life will change or alter the need: The need to file an effective Federal Disability Retirement application through the U.S. Office of Personnel Management.

Consult with an attorney to determine if such a course is the best path of action for you.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Claims: Back to the future

The title comes, of course, from that classic 1985 movie, and depicts the idea of being able to go back to the past while yet retaining the knowledge of a future unforgotten.  Within the possibility of that paradigm, could the future be altered, or does the past that one thinks one is going back to already account for the presence of the person who goes back, and thus does the future remain within the rigidity of the unchanged past impervious to the arrogant thought that the future could be modified by the mere presence of one who goes back to the future thinking that the future could be changed?

The concept itself is a unique twist upon the creativity of human thought — not of time-travel into the future, but where the future as “now” is taken into the past, but with the retention of the “now” taken with us, thus becoming no longer a “now” but a future knowledge merely because one goes back into the past.

From whence does such an idea originate?  Is it our yearnings that begin to percolate in old age, when regrets seep beyond the borders of mere wistful thoughts and find their tug-and-pull upon our consciences?  Is it to try and make up for all the stupidity that has prevailed in the bumpy road of growing up, where mistakes made were forced upon family and friends who had the compassion and empathy to carry us through our troubled times?  Do regrets uncorrected plague our later years more than when youth betrayed the lack of character shown so brazenly when weeping mothers and shuddering fathers kept their silence during those terrible years of want and waste?

To go back to the future is but a yearning to correct mistakes left in forlorn corners of regretful memories, and for Federal and Postal employees who suffer from a medical condition such that the medical condition is beginning to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the time is “now” to begin to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Going back to the future is not an option; the medical condition is with us now, and it is precisely the “now” which must be dealt with in order to prepare for an uncertain future.

Certainly, it would be nice to “go back” — back before our careers were impacted; back before the medical condition became chronic and intractable; and back before this mess called “life’s trials” began to prevent us from performing the essential elements of our jobs.  But it is only in the movies where the past can be corrected; in reality, going back to the future means that we must now proceed with caution to correct the mistakes and malfunctions of life in the context of today’s reality, and not yesterday’s regrets.

Sincerely,

Robert R. McGill, Esquire 
Federal Disability Retirement Attorney

 

Federal Disability Retirement Claims: The constant pruner

Without the constancy of the activity, the growth itself saps the life within and extends to expend energy that ultimately reacts with a self-immolation that harms itself.  Pruning is a necessary activity to lop off the unnecessary; otherwise, the diseased branches and the weakened limbs rob from the underlying life that needs less in order to live more.

Limbs that have weakened and are dying; the weak extensions that are yet strong enough to cling on as useless appendages that refuse to break and crack despite the winds of storms that test and weed out; and in clinging, deplete the sap of life that must still run its course through to the end of each.  The constant pruner knows that less is more; that by lopping off and ending the dependencies, the life that remains will be extended all the more.

So much of the world reflects the same approach; history is a constant pruner, of importance, significance, relevance and of what remains within the consciousness of a living society.  Bodies need pruning; or, at least, a refinement and readjustment, just in order to survive.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, there is a reflective duality in the act of pruning: for the Federal agency or the U.S. Postal Service, they may look upon you as that useless appendage that must be pruned, leading to a systematic campaign of pressuring you to either resign (self-prune) or terminate (a third party act).

For the Federal or Postal employee, the steps necessary for “pruning” can involve:  Resignation; Filing a Federal disability retirement application; or just “staying put” — which, in the end, is an inactive, passive way of self-pruning, anyway, because it will ultimately lead to one of the first two, in the end.  The question is: Do you want the agency or the Postal Service to do the pruning, or do it yourself?

In order to prepare, formulate and file an effective Federal disability retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal employee is under FERS, CSRS or CSRS Offset, it is necessary to first take out the metaphorical “shears” by consulting with an experienced attorney who specializes in the law of Federal Disability Retirement.

That is the beginning of becoming the constant pruner — to first learn, then to proceed, lest you lop something off that should not have been.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation Federal Disability Retirement: Other worlds

We can imagine other worlds in which things are different; science fiction does it all the time, and even traditional literary fiction – though the differentiation between “science fiction” and “regular fiction” can often be lost in esoteric and academic ways – can depict other worlds not quite familiar, though recognizable enough to keep it apart from fantasy or that of the bizarre.

We can imagine, for instance, a world in which a pot of water sits upon a burning stove, but the pot never boils because the heat from the burner never transfers its element to the water; and so the isolation of each entity remains unmoved, as each fails to influence the other.  Or, that rain falls, but nothing gets wet.  What about people?  Of a persons who talks and talks and everyone hears, but no impact results.  You say to your friend, “A skunk has climbed up on top of your head,” and the friend responds, “Yes, thank you,” but does nothing and goes on with his or her life.

It would be a universe where we are consumed and subsumed within the universe of our own thoughts, and the world around us remains separate, isolated and without influence upon entities remaining placid, implacable, undisturbed and without any capacity to embrace the causality of an effect that remains otherwise unperturbed.

Come to think of it, that somewhat describes the world we actually live in, doesn’t it?  It started out as some science fiction genre – other worlds – and yet the universe that was described, of a world where people talk and no one listens, others hurt and no one helps, and the gravitational pull remains isolated to the planets within a galaxy, but never extending beyond to the human lives that populate this earth.  Isn’t that what occurs in this world, today?

People lie to themselves thinking that they have hundreds of “friends”, and yet sit alone in an apartment staring at a glowing piece of machine called a computer, and converse quietly on Facebook and through other social media outlets, yet never say a word; and the “conversations” on the medium are merely a series of rants and raves, and at the end of the late evening, everyone goes home.  People live with great wealth – of extravagance of living never seen heretofore in this or any other universe – while others barely make a living; and the impact felt moves not a teardrop or a sigh of resignation.

Federal and Postal employees live in such a universe, especially when a medical condition begins to impact the Federal or Postal employee’s ability and capacity to perform all of the essential elements of his or her Federal or Postal position.  The agency doesn’t care; the postal facility is indifferent; no one says, “Ah, we need to do everything to help you out so that you can get better!”  Instead, we rely upon quiet laws to be enforced, so that our “rights” can be protected and compelled.

Other worlds are not mere fantasies that we dream up; and for the Federal or Postal employee who must take the next step in preparing, formulating and filing an effective Federal Disability Retirement application, welcome to the bizarre universe of an administrative process that cares little about injured or hurting people, but one in which the cold bureaucracy of laws and rights must be enforced in order to assert that which remains unmovable in the face of a medical condition that won’t go away.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: Best/Worst Case Scenario

It is a procedural approach, and those who engage in it often have the greater talents akin to science, engineering, mathematics and symbolic logic.  It is the person who views every contingency in terms of best and worse case scenarios before deciding upon a determined course of action.

But how accurate is the “best” and the “worst”?  How can one determine if the informational input that is “fed” into the substance of that which will result in the output of what is described as the “best” and the “worst” is accurate enough to make it even worthwhile?  Does a gambler enter into a casino and make such assessments? Of thinking to him/herself in terms of: If I place X amount on the table and lost it all, what is the best case scenario, and what is the worst?  When a person begins a career, does he or she begin life with the same approach?  How about marriage?  Or having children?  Or, is it more likely that such an application really has a very limited impact, and should be used sparingly in the daily events of life’s encounters?  Is that a false set of alternatives precisely because there are many incremental and relevant “in-betweens” that may determine one’s course of action?

Perhaps the picture painted of the “best” scenario of outcome determinatives need not be the basis for one’s decision, and even the “worst” case scenario need not be the minimum standard or quality of life that we would accept, but somewhere in between or just shy of that extreme cliff that we have described?  Perhaps they are false alternatives when we present it in that light, with only those two extremes of alternative realities to consider?

For the Federal or Postal employee who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s job with the Federal Agency or the Postal Service, preparing an effective Federal Disability Retirement application does not need to be based upon false alternatives presented, but should instead be based upon a pragmatic step towards recognizing the reality of one’s medical condition, its impact upon one’s capacity and ability to continue in a job or career that may be detrimental to one’s health, and proceed based upon the totality of factors considered – but primarily with a view towards safeguarding one’s health.

Health is that “other factor” that tips the balance of what is the best or worst case scenario; for, in the end, there is no scenario at all without one’s health.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: Unheralded individuals

Most of us fall into that category; rarely is there a person of “outstanding” qualities where a string of superlatives is deservedly ascribed.  This, despite a generation or so of children in schools being told that “every child is special” and that if you put your mind to it, you, too, can accomplish great things.

No, one may not be the star athlete, or even a starting one; or be talented in music such that one is accepted into some named consortium, or even be recognized for work in everyday, common settings. Yet, we all agree that it is “important” to give compliments, assign praise and shower accolades upon others, if only to ensure the healthy developmental aspects of the human ego.

Then, of course, there are those who “act up” for various reasons, and psychologists will speak about the yearning for an identification, the need for an outward showing of love, and how a person “acted out” of a need for expression, from frustration or sought-out recognition.  Is that what we all mean when that sudden terrorist act occurs and we hear the constancy of the next-door neighbor: “He (or she) was such a quiet, good neighbor.  Who would have thought?”

Is there really such a person?  What if an individual grows up and wanders throughout life never receiving any recognition of any sort – would that person end up being a healthy, well-adjusted, well-rounded and contributing individual?  Like unnamed tombs left for the weeds to overshadow in abandoned backyards of churches left to rot, can a person become a “person” and fulfill his or her “personhood” even if no one ever recognizes or otherwise points out such a person for some individualized, focus variant of an accomplishment seen?

Yet, such people are what are grouped into a faceless amalgamation as the “backbone” of a country, are we not?  Of those quiet, unassuming individuals who just work quietly, go about their business and work out the daily problems of the day, while those “heralded” individuals take the credit, appear on television and get their 15 seconds of fame in the world.

In this Kardashian-based universe where appearance trumps reality, the old philosophical arguments of Platonic Forms as opposed to the irrelevance of surface-realities, no longer applies.  The world has become a format (or, more appropriately, a floor-mat) of topsy-turvy indulgences.

For the Federal or Postal employee who suffers from a medical condition, where the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the whole issue about being an “unheralded individual” is probably nothing new.

For, once the Federal agency or Postal facility sees an individual as “that one with a medical condition”, the entire outlook changes and the person with the medical condition suddenly becomes the proverbial persona non grata, the one relegated to the corner desk facing a wall, or otherwise shunned by the agency, the Postal facility and all coworkers besides.

Somehow, that is the “true” accommodation – to shun and ignore a “problem child”.  Well, you certainly are, at least, getting your fair share of recognition, now.  However, recognition of that sort can be dispensed with, and the best way to do that is to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset. That way, you can fulfill your fullest potential by becoming one of millions of unheralded individuals.  Welcome to the club.

Sincerely,

Robert R. McGill, Esquire
OPM Disability Retirement Attorney