OPM Disability Retirement: Life’s Strata

In geology and archaeology, the term strata refers to layers of sedimentary rock, soil, etc., which provides for identifiable characteristics distinct from previous and subsequent layers, such that time periods and markers can be established and differentiated.  From it evolved the discipline of stratigraphy.

The fact that we can actually study dirt and debris and glean meaning from it is exceptional in what we do in life; but on the other hand, it should not be surprising, given the extent of such debris and layers of rot which we allow to form upon our own lives on a daily basis.  We rarely even notice how much dirt we allow to accumulate; then, at the end of the day, we look at our hands and realize how dirty they are, and proceed to wash them without thought.

But what of the strata of human debris?

Of traumas and psychological harms which we allow to press upon us, leaving aside the toxic physical fractures which we ignore until it requires emergency surgery.  Medical conditions will sometimes occur suddenly; often, however, they result upon the incremental cumulative impact from repetitive laying of stresses, both physical and psychological.  And like the strata studied in geology and archaeological expeditions, in retrospective reflection, there are clearly identifiable markers during a specific time period of our lives.

For Federal and Postal employees who suffer from medical conditions such that the medical conditions, whether physical, psychiatric or emotional, impact and prevent one from performing one or more of the essential elements of one’s Federal or Postal job, it is important to consider the option of Federal Disability Retirement.

Federal Disability Retirement benefits, filed through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, may allow for the next strata of life to be identifiably distinct from the previous layer, and therefore allow for the stratigrapher to engage in the true study of relevance:  an improvement in the human condition.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: This Side, or the Other, of Paradise

It represents that mythical existence — whether in a physical sense, or a metaphysical state of being — where harmony, the absence of pain and a continuum of pleasure and contentment are experienced daily and in sustained fashion.  Perhaps it is a fictional creation propelled by those who have known the negative of that which has been formulated.

Ultimately, it is the place to which we strive, and whether we arrive just on the other side of paradise, or on this side, is the criteria which society judges as to the success or failure of a given life.  And who is the judge, and what right to render such a judgment?  One’s own assessment, and the insular world of one’s psyche, may well be enough for most; but that often merely involves the sleight of words, of redefining what words mean, in order to fit the conceptual construct which others have proposed.

For the Federal and Postal Worker who suffers from a medical condition, such that he or she must contemplate filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management under FERS or CSRS, the capacity to attain a level of restorative quietude through relief from daily activities, may well be enough to constitute a state of paradise.

It is amazing how the threshold of meanings and goals to achieve are lowered considerably when one experiences pain or psychological turmoil and hurt.  Only those who have never experienced a medical condition fail to know what it means to be caught in the proverbial web of medical necessity.

For the Postal Worker and the Federal employee whose lives are shaken by a medical condition, whether it is physical pain or cognitive dysfunction, or both, the difference between landing on this side of paradise, or on the other side, is often determined by whether one gets Federal Disability Retirement benefits or not, and whether the period of rest and restorative state of being is attainable by securing one’s future stability and sense of peace.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: That Sense of Doom

It can often be noted in the quivering voice at the other end of the telephone line (or, would it be more accurate to state, in the modern vernacular, at the “other end of the satellite signal”?) — that sense of impending doom that filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management will encompass.

But such a sense of the negative is a misguided view of Federal Disability Retirement.  For, the Federal or Postal Worker who is contemplating such a course of action should recognize and realize that it is essentially a positive endeavor — one which will allow the Federal or Postal worker to start a second vocation or career, and make up to 80% of what one’s former position currently pays.

Federal Disability Retirement is merely an acknowledgement that there is an inconsistency between one’s medical condition and the type of job in which one is currently employed; it does not preclude one from working altogether, unlike the stricter rules and regulations involving Federal Worker’s Compensation benefits (OWCP/Department of Labor) or even SSDI (with a much lower cap in one’s ability to earn additional income).

And that feeling of doom?  It is like what the British Philosopher Bertrand Russell once quipped when asked about the source of one’s anguish when confronted with a metaphysical conundrum:  “It is likely merely an upset stomach”.

OPM Disability Retirement is an avenue which should be seen in a positive light, and that sense of doom one often feels should be set aside, and the reality of one’s situation and the brightness of one’s future should always be emphasized.

Sincerely,

Robert R. McGill, Esquire

Early Medical Retirement for Disabled Federal Workers: Joy of the Mundane, Though We Knew It Not

The very concepts of “joy” and “mundane”, placed within the same breath, the same sentence, creates what is tantamount to an anomaly, a self-contradiction, an oxymoron, or at the very least a questionable positing of an invalid proposition.

For we tend to consider joy in terms of momentary elation, an extended period of satisfaction, or a sense of quietude wrapped in layers of giggling quivers.  Conversely, the mundane evokes boredom, monotony, a time devoid of elevated emotional responses; a time of negation, where the chasm between desire and duty floats apart from one another like drifting icebergs in the cold North Atlantic seas.

Until a medical condition intervenes.  Until the chronicity of a progressively deteriorating and debilitating disease or injury eats away at our body, mind and/or soul.

In a crisis, the monotony of the mundane becomes preferable; and in a protracted life of chronic ailments, that momentary period of quietude when life was merely the ordinary and the boredom of everyday existence prevailed upon a life questioned as to value, purpose, character and the eternal “why?”; it is then that one comes to realize the ultimate Zen character of enlightenment, and recognizes the living distinction between joy and the mundane.

For the Federal and Postal worker who suffers daily, Federal Disability Retirement is a viable alternative to the daily divide which has grown disproportionately magnified, between joy and the mundane.

Federal Disability Retirement benefits are part of one’s bundle of employment benefits.  It is a benefit filed through the U.S. Office of Personnel Management, for those under either FERS or CSRS, and allows for early medical retirement, while tending to one’s health conditions.

We all once knew the joy of the mundane; but such knowledge quickly gets erased when a medical condition creates a crisis.  Federal Disability Retirement allows the Federal and Postal employee to relive that joy — of the mundane, the monotonous, of the everyday existence of the ordinary which we all seek and desire.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Existence and Being

There is a distinction between existence and being; for the former is something which merely “is”, and over which one has no control over, or the capacity of which to have any input; while the latter is the composite of the essence of who we are — the coalescence of one’s past, present, and future potentiality.

Heidegger’s life work encompassed the attempt to describe the search for being, the revelatory recognition of it, and the systematic approach to unravelling the hidden fullness of being.  It is the difference between going through the motions, and living an authentic life.

That is how Federal and Postal employees often feel just before contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS — for the state of merely existing in order to trudge to work, in order to “get through the day”, only to return home, to sleep, to struggle, to regain one’s strength, energy and stamina for a reserve to be depleted for another day of work; such a process describes an existence, not a state of being.

That is also why scams and “get-rich-quick” schemes continue to successfully con so many — because most people consider themselves merely in a state of existence, waiting to be saved for a life of being, but mistake the conversion from the former to the latter as dependent and reliant upon more money, greater acquisition of wealth, and accumulation of property.  But it is good health and the ability to be pain-free, which forms the foundation for a true state of being.

Disability Retirement for the Federal or Postal Worker is a means of attaining a state of being where rehabilitation and escape from the treadmill of progressive deterioration is possible.  That bifurcation which Heidegger attempted to describe — between a state of mere existence, and the lifting of the veil upon Being — should be seriously considered.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: The Life After

At first, it begins with survival for another day; then, upon a realization that “another day” will merely bring forth a multitude of subsequent such days, the goalposts are moved to allow for several months.  Once the realization hits you that the medical condition will not merely subside or disappear, and continuation in a present mode of existence is simply not a feasible option, then the perspective as to one’s career must by necessity change.  Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, finally becomes an option.

Thereafter, the goal is to outlast the waiting line at the U.S. Office of Personnel Management — to get through the First Stage of the process, and if necessary (and a denial is obtained instead of the approval at the initial stage), the second, Reconsideration Stage.  There are multiple stages beyond the administrative stages, of course, but whatever are the administrative and bureaucratic procedures which must be undergone, the goal is to get the approval letter from the U.S. Office of Personnel Management.

And what happens when that goal is achieved?

One finally recognizes that all such goals were merely intermediate in nature, and it is at that point that one realizes that, upon an approval of a Federal Disability Retirement application from the U.S. Office of Personnel Management, the true goal is to live one’s life after separation from the Federal agency — separation in an administrative sense, certainly, but more importantly, in terms of time and medical recuperation.

Health, some financial security; a peace of mind; and a time of recuperative peace; there is indeed a life after.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: A Sudden Awareness

One often muddles through life, so long as nothing extraordinary occurs.

A medical condition may begin to impact the Federal or Postal employee, perhaps in a peripheral, non-threatening manner, at first; then, over time, a series of events occurs; perhaps, like the domino effect we witness in a causal calamity of sequential occurrences, to wit:  the medical condition; a second condition, this time requiring a new medication regimen; side effects; further manifestations of symptoms; a new diagnosis; missing more work than usual; sidelong glances from supervisors and coworkers; and before one realizes the full import of what has happened, one suddenly becomes aware that no longer is one considered that “star employee” by the agency, but a malingerer, a problem-child, and one who is teated in a fashion as in the old remnants of leper colonies.

When such a time erupts, and at a moment of such awareness, it is time to consider preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS.

While not offering the perfect solution, it does allow for the Federal or Postal employee suffering from a medical condition, a way out of an otherwise untenable position:  a time for recuperation; a level of financial security; a potential for engaging a second vocation and earning additional money above and beyond the disability annuity.  That sudden awareness is an indicator; in a similar manner to the revelation of symptoms, which is a signal of the body trying to warn a person of an impending medical crisis, so the awareness that one’s peers, coworkers and supervisors are viewing you in a different light is a triggering mechanism which should be heeded.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Retirement: Recognition

People who are considering filing for disability retirement benefits under FERS & CSRS often come to a recognition that there is life after the Federal Government, right around Thanksgiving, Christmas, and the holiday period in between.  Why?  Because when family, friends and loved ones gather around, and there is some time to recuperate and rejuvenate from the daily grind which further exacerbates and worsens one’s medical conditions, the time of respite, the time of peace and quite, of reflection and time reserved away from work, allows for people to recognize that, Yes, there is life beyond the job, and second, that to continue the daily grind until retirement may result in the inability of one to enjoy one’s retirement in later years.  Good health is a gift; all too often, we misuse that gift.  Happy Thanksgiving to all, and please enjoy a safe holiday weekend.

Sincerely,

Robert R. McGill, Esquire