Disability Retirement for Federal Workers: The Trifecta

It is a type of betting where the order is important, and where all three must finish as declared, and if any one of the sequence is different, it matters not whether the one correctly deemed to be first, in fact places first.  We often view our lives as if we are engaged in the trifecta; as if the order and sequence makes all the difference, and where misplacement of our artificially prepackaged lives constitutes a complete and utter failure unless such declared sequence of a lifetime of effort comes to fruition.

That is the problem with Federal and Postal employees who hesitate in making an affirmative decision concerning the most serious of issues confronting them. For, as “work” has somehow been ingrained in our very psyche to be first and foremost in commitment, importance, significance and value, as well as that which identifies us and is in many respects the “essence” of who we are (Aristotle would, of course, be flabbergasted by such a statement as a self-contradiction and perhaps an oxymoron because of the irrationality of such a perspective), we thus sacrifice that which should precede (one’s health) over that which must accede (one’s work).

Federal Disability Retirement benefits is an option for Federal and Postal employees, whether one is under FERS or CSRS, which must always be considered when first the Federal or Postal employee encounters a medical condition such that the medical condition prevents one from performing one or more of the essential elements of one’s job. We give lip service to how important family, health, faith and X are, but our actions belie the true loyalty of our souls.

In a trifecta, one receives the cash rewards of a correctly-declared sequence of contestants; in life, sticking to a self-destructive and irrational sense of loyalty to a vocation, at the expense of one’s health, is to earn a reward of which one may never collect.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Resilience

One often hears about the fragile ecosystem of which we are a part.  We speak of such natural orders as if they are somehow separate and distinct from our own existence, and indeed, because we create insular communities and artificial oases of cocoon-like existences, differentiated from the rest of the natural world, we can refer to such organic systems as if they are merely textbook civilizations of another universe.

The linear line of manufacture-to-production, then to commercial commodity-to-consumption, where we pick up neatly packaged goods at the local grocery store, alienates us from the harsh reality of the slaughterhouse.  Just for academic interest-sake, look up the history of polio and how interconnected the epidemic came to be as a result of cleanliness, antiseptic living, and the desire to dominate our environment.  By separating ourselves and creating our own artificial universe of separateness, one wonders whether human frailty is another one of those unintended consequences.

The counter to such a view, of course, is the known resilience of human beings.  Even devastating and debilitating medical conditions often serve to magnify the strength of human character.  That is why, for Federal and Postal employees who find themselves in a situation where the medical condition has come to a critical point of impacting one’s ability to perform the essential elements of one’s job, such Federal and Postal employees have often waited until they cannot wait any longer.  While not the wisest of decisions, it shows the resilience and determination of human beings.

Yes, Federal and Postal employees often have the unwarranted reputation of being civil servants who don’t “really” earn their money; but that is merely the ignorant groans from an unknowing public.  Federal and Postal employees whom this author has had the privilege to represent, are to a person workers who have dedicated their lives to the detriment of their own suffering.

For Federal and Postal Workers who need to consider filing for Federal Disability Retirement benefits, whether under FERS or CSRS, with the U.S. Office of Personnel Management, no amount of apologies for such a decision should be necessary.  For, in the end, the most important of ecosystems which needs to be preserved and protected is that comprised of the individual human body, which is a self-contained ecosystem in and of itself.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Directing the Cinematic Chaos of Life

We tend to believe that life must travel along a linear path of consistent activity.  Perhaps such a belief system is derived from the Western philosophical tradition of Aristotle’s Metaphysics, which first proposed the conceptual universe of things moving from states of potentiality to actuality, and where the unmoved mover attracted all physical substances to its presence.

But life rarely unfolds as planned; and instead, a retrospective view of most lives reveals one of missteps, pauses, turns of trepidation and wrong and directionless travels to dead ends and strange neighborhoods.

We like sitting and watching movies and shows which are well-directed, with a thematic coherence and a nicely packaged beginning, middle and end. But what of our own lives? Who directs it, and what thematic presence dominates the cogency of one’s own existence? The difference between such fictional production and “real life”, of course, is that the former is created through artificial control of what happens and who enters each scene; in the latter, there can never be total control, as interaction with a chaotic and vibrant world cannot ultimately be refuted.

We try, of course, by remaining within the cocoons of our own making; by following a well-established daily routine, and never diverging from the treadmill of daily living. But then, those unexpected and unwanted anomalies of life intrude, such as a medical condition.

For Federal and Postal employees who find that a medical condition impacts the ability to perform one or more of the essential elements of one’s livelihood, the option of filing for Federal Disability Retirement benefits will often be the only alternative left in order to remain on some semblance of a coherent, linear path of life.  It is a benefit accorded to all Federal and Postal employees, whether under FERS or CSRS, and must ultimately be filed with the U.S. Office of Personnel Management.

To be a movie director is one thing; the more important role is to have some authority in directing one’s own life, and that is by far the more difficult job in maintaining a thematic cogency in this universal chasm of chaos.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Unfolding versus Unraveling

Does one’s life unfold, as expectations become satisfied and met; as plans come to fruition; and as the future one prepared for remains on a steady course of purposeful direction?

Or is it merely an unraveling, where an artificial semblance of having it “all together” was merely a brave front; where behind closed doors the chaos of one’s life was veiled in hidden secrecy; and of the chasm between the public persona presented and the private life grew ever increasingly disconnected and wider with each growing month, year, and decade, such that the mirror reflected one day resembled nothing like the person you once knew?

Rarely does life unfold like a gift neatly packaged for presentation at a special ceremony; but, similarly, neither should it unravel in an instant merely because of an unexpected twist of fate.

Medical conditions, unfortunately, often test the integrity of one’s life.  Because medical conditions pervade all aspects of one’s life — from testing personal loyalties, family and friends, to seeing how far sympathies will extend; to how one’s work, supervisors and coworkers react; whether the future unfolds well or unravels suddenly, is often revealed during such times of crisis management.

For Federal and Postal employees who are under FERS or CSRS, preparing one’s course and direction for the future when confronting a medical condition should involve consideration in filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

While the administrative process can be a long and arduous one, securing one’s future will help in the process of unfolding one’s life, and preventing it from unraveling.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: Preserving One’s Rights

Often, loss of vigilance occurs as a result of the relief of attaining something; once gotten, the fight to get it suddenly disappears, and the overwhelming sense of relief is likened to the response of a balloon which deflates upon a pinprick.

But vigilance is the key to ongoing success.  There is never a time to be nonchalant; to attain is merely another step in a process, and that process must be fought for just as diligently as during the time of fighting to reach a goal.

For Federal and Postal workers who are preparing to file, or who are in the process of filing, for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the goal of getting an approval from OPM for a Federal Disability Retirement is merely an intermediate step.  Once attained, the goal is to preserve and to protect.  Fortunately, that is a fairly simple matter — one of maintaining regular contact with one’s doctor; of making sure that one’s doctor will continue to support one’s case in the event that the Federal or Postal annuitant receives a medical questionnaire from OPM.

OPM disability retirement is not like OWCP; because you are allowed to work at other employment and make up to 80% of what your former job currently pays, there is normally nothing wrong with engaging in normal activities which would violate any rules (unlike OWCP cases, where investigators will often videotape individuals to show the engagement of activities contrary to medical restrictions, etc.).  But let not victory lead to lack of continuing vigilance; as that which was won can only be maintained with an attitude similar to keeping to the path which guided one to achieve the goal in the first place.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: The Continuing Life

Snow.  Events such as a major snowstorm tend to have a myopic effect upon individuals, towns, cities, etc.; for, as the focus is narrowly placed upon the event itself, the beauty of nature’s blanketing is lost upon the urgency of what is announced.

Language has such an effect.  One becomes more comfortable reading about an event, rather than experiencing it.  Thus, one may google about a natural occurrence in one’s own neighborhood, when all that should be needed is to open the back door and look outside.

A corollary effect occurs in a Federal Disability Retirement case.  The “event” of preparing, formulating and filing for Federal Disability Retirement benefits becomes the singular focus for the Federal Disability Retirement applicant, and this is understandable, because the necessity of securing one’s future often depends upon obtaining the foundational economic and financial benefit.  But other aspects of one’s continuing life must concurrently progress in a linear fashion. For, the problem with waiting upon another, is that the “other” rarely notices or even cares.

OPM’s shutdown because of the snow will have the reverberating impact of slowing things down for another day, which will echo down the line for hundreds, if now thousands.  The ones who are impacted will be the Federal and Postal employees who have a dire need to have their Federal Disability Retirement cases decided.

From the “other’s” perspective, however, this is a snow-day.  Driveways to be cleared; kids to be attended to.  The continuing life.  If only that were so for everyone, including the Federal or Postal Worker who is awaiting a decision.

Sincerely,

Robert R. McGill, Esquire