Tag Archives: living without future regrets by choosing federal disability retirement under fers or csrs

Federal Disability Retirement: The Hug That Wasn’t

Regrets are priceless; they lack both a marketplace value, as well as a worth beyond applicability of accounting principles.  The conceptual void of negation; the paradox of non-existence and nothingness; the chasm of obsolescence and absence where once perceptual conformity allowed for the revelation of a thing; these are all within the imaginative mind of the human puzzle.

What possible evolutionary utility can be ascribed to things that did not happen, could have, but never did, and where the pit of void in one’s stomach leaves a dissatisfying wanting of that which could have been?  In the quietude of a sleepless night, when images of past concerns invade and prevent that final lull into a dreamworld of peaceful intent, those thoughts of missed opportunities, bumps in the night of moments forgotten by interludes of dusty memories once enlivened but now deadened with time and fading photographs darkened by degeneration of remembrances once clung to; in a twinkle of twilight, a sense of regret can pervade.

It has often been said that, on the eve of one’s deathbed, one never remembers the time of work unfulfilled; rather, we recount the time lost of things we did not do because we were too busy with work.  Regret does not cull the graveyards of memories lost about parallel universes involving work left undone at the office; instead, it reaches into the bottomless chasm of simple recollections, like the hug that never was.

Medical conditions often serve as a reminder of important priorities, and tend to impose the sequence of one’s lives, reordering them into a listing of priceless artifacts, like uncut diamonds lost in the sands of time.  Suddenly, one’s mortality is in question, and more than getting meaningless tasks done, the vitality of relationships come to the fore.

For Federal employees and U.S. Postal workers who suddenly recognize that a medical condition is beginning to prevent one from performing one or more of the essential elements of one’s job, the sense of regret often accompanies the realization, but is also and just as often a misplaced case of loyalty.  Why should fealty be sworn to an agency which is impervious to human suffering?  How can a guilty conscience pervade when the Federal or Postal employee has already given beyond what is required, for years and decades already lost?

Federal Disability Retirement is a benefit open to Federal and Postal employees who suffer from a medical condition, such that the medical condition impedes continuation with an agency or the U.S. Postal Service based upon a legal criteria of proof of preponderance of the evidence.  Guilt and regret should never be a part of the process.  Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is an employment right, accorded by statute, and should be done once the Federal or Postal employee recognizes that one cannot perform at least one or more of the essential elements of one’s positional duties.  Whether under FERS, CSRS or CSRS Offset, it is a benefit tapped into only through proof by evidentiary sufficiency.

And like the hug that wasn’t, the failure to file for Federal Disability Retirement is tantamount to the negation of rationality when continuation in circumstances of employment only exacerbates the pain, prolongs the suffering, and extends the nightmare; leaving to wonder the capacity of the human animal, the quietude of regrets and the forlorn despair of the empty space left, when once we tried to embrace a loved one, but instead spent that time serving a master who had long since gone home to his family.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Lawyer: Loss of Identity

It is often the fear of losing one’s identity which prevents one from moving forward and doing what one must, what one should, and what one needs to do in life.

For some, it may involve the complexity of human interaction and involvement with people; for others, a sense of accomplishment and goal-oriented tasks; but for all, the identity of self developed through reputation, interaction, subjectively-held viewpoints and objectively-determined statements of fact: “others” see you as the Federal Air Marshal, the Auditor, the Mail Carrier, the Electronic Technician, the Air Traffic Controller, the Budget Analyst, the Attorney-Advisor, the Administrative Officer, and a multitude of other identifiable positions which grant to the Federal or Postal employee a defined role in the mission of a Federal agency or the U.S. Postal Service.

It is precisely that objectively-applied identity, developed through years of self-identification combined with being defined by others, which in their cumulative aggregation, forms the knowledge of self over the years.  Such an identity becomes threatened, however, when loss of position becomes a reality in the fact of a medical condition which begins to prevent the Federal employee or the Postal worker from continuing in the role of the defined position.

For Federal employees and Postal workers who discover that the intersection of life’s misfortunes cannot be fully resolved in favor of what one wants, but must consider what is needed and required, the realization that loss of identity often raises the specter of roadblocks preventing the building of necessary steps, which then results in procrastination and greater loss due to delay, is a daily encounter with contradictions and conflicts which cannot be compromised.

Filing for Federal Disability Retirement benefits, for the Federal employee or Postal worker who is under either FERS or CSRS, is a necessity mandated by circumstances beyond one’s control. It is when a medical condition begins to impact one’s ability to perform one or more of the essential elements of one’s Federal or Postal job, that consideration needs to be given to filing for disability with the U.S. Office of Personnel Management.

The fear of loss of identity-through-job is ultimately an imaginary one, and one which belies the true essence of a person’s identity. One can get caught up in the “mission of the agency” or the camaraderie of corporate functions; but in the end, but for one’s health, very little retains meaning or significance; and to sacrifice one’s health for a bureaucratic entity which will survive long after one’s life, is a folly encapsulating tragic proportions.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: To File or Not to File

The famous Shakespearean refrain is from Hamlet’s soliloquy, and concerns the choices of one’s life, of comparative analysis of meaning, value and purpose; but ultimately it is a question of choices — akin to Camus’ evocative essay in The Myth of Sisyphus.  Choices are what confront us daily; and some, unless we opt to proactively pursue the right path, are lost forever.

For the Federal or Postal Worker who has been separated from Federal Service, the angst of filing often prevents them from choosing.  But with a legal Statute of Limitations barring the Federal or Postal worker from filing after one (1) year of being separated from Federal Service, it is at a minimum important to file, than not to, in order to preserve the right to potential eligibility of benefits.

Not to file within the deadline bars the Federal and Postal employee from ever making an argument, ever seeing whether one is eligible for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS; by filing within the deadline of one (1) year, one can always likely supplement one’s case, make further arguments, reinforce one’s case after the deadline; but if one fails to file within the statutory deadline, then one is silenced forever.

The choice of Hamlet is indeed a stark one, and one which Camus reiterated as one of “why” in facing the existential reality of survival; for Federal and Postal workers who face a statutorily-imposed potential for being barred forever, a similar encounter with reality must be faced:  to file or not to file.  Only the former choice makes sense, while the latter option propels one into the great void of nothingness and nihilism — a state of non-existence which one should never choose.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: Weeds in Our Lives

Weeds are irritants.  Ecologically, they contain erosion and the loss of soil; but in the suburban paradigm of our lives, they represent the unruliness in an otherwise pristine and antiseptic face-lift of our artificial lives.

Weeds also represent an unwanted intrusion into the image we create; further, they have deep roots, and even if torn out and discarded, have the ability to regenerate.  In that metaphorical vein, they stand for the very things which we desire to uproot, but continue to cling to, despite our best efforts.

In considering the option of filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the Federal or Postal worker will often cling to the weeds which have overwhelmed one’s life.  Once, perhaps, in years gone by, such weeds may have been the beautiful flowers one had planted and tended to with affection and care; but the weeds have now invaded and enveloped the areas which once were the showpiece of one’s life.

The acknowledgement itself may be the most difficult; to admit that one’s career, job, vocation, etc., with the Federal Government or the U.S. Postal Service is now the weed which must be uprooted and discarded, is often the most trying and difficult of decisions to make.  But like the weed with the vast and endless root system beneath the terrain of appearance, merely breaking off the stem will not solve the problem.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Durational Attitude, Or: “If Only I Had…”

There are periodic offers for an “early out”; or the ability upon reaching certain trigger points of leaving the Federal Government; or receiving OWCP benefits, which is certainly a higher rate of immediate return (assuming qualification and eligibility has been established); or even a settlement for a separation with some severance pay, a lump sum to settle a lawsuit, etc.

On the other hand, one of the advantages of a Federal Disability Retirement benefit, of course, is that the number of years which one remains on Federal Disability Retirement counts toward the total number of years of service, such that at age 62, when the Disability Retirement benefit is recalculated as regular retirement, those years on Disability Retirement are calculated into the benefit. Thus, for those who live to be a ripe old age, those differences in percentage points will continue to reap the benefits.

It is the long-term viewpoint which should always be considered; for, in later years, the durational perspective, if not taken, may well result in the rueful reminiscence of a forlorn, regretful attitude.  One may make statements of vacuity, such as, “I don’t live with regrets”; but the annuity and one’s bank account may tell a different story.

Planning for the future in preparing, formulating and filing for Federal Disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel Management, entails, involves, and encapsulates more than just the “now” and the “present”; it is the immediacy of the future which one should always plan for.

Sincerely,

Robert R. McGill, Esquire