Tag Archives: long term disability insurance fers

FERS Medical Retirement: The Chance for Success

It is what everyone wants to know; we have all been accustomed to relying upon percentages — of probability theories from the likelihood of being struck by lightening to whether we will be attacked by a shark while swimming in the ocean (in both instances, of course, various factors come into play, as in: If you don’t venture into those circumstances which favor such calamities, the probability of such occurrences precipitously drops).

Or in the case of divorce, for example — Does including Elizabeth Taylor in the statistical analysis skewer the numbers— or those in Hollywood generally?

One can argue as to the accuracy of statistical analysis by questioning the data used, but we nevertheless seek assurance and find refuge in numbers, because of the impenetrable mysteries surrounding numerical certainties.  Math is a uniquely different language, and most of us struggle with comprehending its complexities while simultaneously defending its infallible status in the universe.

For Federal Gov. employees and U.S. Postal workers who have filed, or want to file for Federal Disability Retirement benefits under FERS, the question often posed is — What are the chances for success?  The answer, of course, is: It all depends upon the various factors underlying your own particular case.

However, one thing is quite certain: You must be prepared to fight for your case, a each and every stage of the process.  You must prepare an arsenal of weapons — not the least of which, includes the legal cases which favor and support your case.  It may be a self-evident proposition, but here goes: If you are not willing to fight aggressively against the U.S. Office of Personnel Management, you will surely lose.

So, take this simple advice from an experienced lawyer: Filing for Federal Disability Retirement benefits is not for the “faint of heart” and must be engaged in only with a view towards a “long and arduous slog”.

And as for the chance for success?  With the guidance of an experienced Federal Disability Retirement Lawyer, it can be exponentially enhanced.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Help: Problem Solving

How does one learn how to do it?  Does it begin in childhood, by “working” with toys, in being allowed the patience of time in “working things out”; of being taught that frustration comes when impatience intercedes and confuses the two conceptual entities:  of process and goal?  How much does a “helicopter” parent impede a child’s capacity to learn it?

You know — those parents who are constantly on their cellphones, hovering nearby; then, the parent suddenly looks up and sees the neglected child tottering on a dangerous ledge 2 feet high and rushes over to swoop the child to safety lest the poor child falls upon a soft bed of mulch below.

Of connecting train-tracks on the living room floor; figuring out that unless the tracks are properly connected, derailment will occur; Of putting the right letter into the matching slot; or, instead of the child being allowed sufficient time to “figure it out”, the parent — impatient and without the time because the next chore or appointment is upcoming — finishes the task for the child.

For the child, the “work” of life is comprised of being given sufficient time to solve the problems of play; if that is not learned and allowed for, the task of problem solving may well become a problem in and of itself.

For U.S. Government employees and Postal Service workers who suffer from a medical problem, such that the medical problem prevents the Federal or Postal Service employee from performing one or more of the basic elements of one’s Federal or Postal Service job, the problem of getting an approval from the U.S. Office of Personnel Management (OPM) is the “Obstacle” problem:  There is a wall, and that wall is the obstacle, and the obstacle is comprised of the U.S. Office of Personnel Management — the Federal human resources agency which makes all determinations on Federal Disability Retirement applications.

How does one climb over the metaphorical wall?  Contact a FERS Disability Retirement Attorney who specializes in OPM Disability Retirement Law and leave the specialized problem-solving issue of obtaining an approval for a Federal or Postal Disability Retirement application to the FERS specialist who is uniquely trained in such problem-solving issues.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Benefits: The Referee

There has always been an endless debate as to the preparatory value of playing sports — does engaging in competitive sports prepare one for the “real world”; do individualized sports (i.e., tennis, swimming, running, etc.) access the same “benefits” as “group” sports (i.e., basketball, football, soccer, baseball, etc.)?

Does “team” spirit, cooperative engagement with others, a sense of “belonging”, of sacrificing for the greater whole, etc., have any benefits in “preparing” one for the adult world of work and capitalism?  Or, does it merely reinforce certain negative instincts which “civilized” society has been trying to expunge for the past century?

Then, of course, there is the question of the referee — the role of one; whether and to what extend bias and favoring is involved; or, whether we should merely rely entirely upon instant replay and other electronic devices?  Should the “human factor” be allowed to rule, or should a game be determined by the precision of a computer program?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates filing for Federal Disability Retirement benefits under FERS, don’t be fooled into thinking that the U.S. Office of Personnel Management is an unbiased “referee” who will make a fair determination on your Federal Disability Retirement application.

Sports (at least the amateur kind) may be for fun and good health, but filing for your Federal Disability Retirement is for “real life”.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and make sure that you have the proper advocacy to win your case.  For, while the “referee” (OPM) may be empowered to make the call of denying or approving your Federal Disability Retirement application, it is your lawyer who advocates to influence OPM to make the “right” call.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement under FERS: The Choice

Not all Federal Disability Retirement cases are the same.  The strength of a case is most often based upon the medical report and records compiled and submitted; the weakness of a case is often the agency’s contention that there are no service deficiencies, either in performance, conduct or attendance.

Rarely is a disability retirement application based upon a single, catastrophic event — although, that can happen, as well.

Psychiatric conditions are accepted as a viable basis for OPM Disability Retirement purposes, just as much as physical disabilities — a contention which was not the case a decade or so ago.

The choice for most Federal and Postal workers is often a stark one: Either remain at the job; resign, walk away and do nothing; or, file for Federal Disability Retirement benefits.  When a medical condition begins to impact one’s life, the first choice is often no longer a viable one; the second, a foolish one; the third, a decision to be made based upon the strength or weakness of a case.

Contact an OPM Disability Retirement Attorney who specializes in Federal Disability Retirement Law, and begin the process of making the right choice given your unique circumstances.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: Puzzles Which Need Solutions

We are taught that life is a series of puzzles which need to be solved.  Puzzles — whether a jigsaw puzzle that requires finding and fitting the right pieces together; a word-play puzzle requiring thoughtful conceptual input; or a “dimensional” puzzle which requires remnants of knowledge we once learned in Geometry Class — necessitate thoughtful input on our part.

A medical condition, too, triggers a puzzle — how to deal with it; how to respond; how to adjust; whether and to what extent it will impact our lives; and there it is again: a Puzzle which needs a solution.

For Federal employees and U.S. Postal Workers who suffer from a medical condition which impacts your ability to perform one or more of the essential elements of your Federal or Postal position, the solution to the puzzle is to prepare an effective Federal Disability Retirement application.

Contact and consult with a FERS Disability Attorney who specializes in Federal Disability Retirement Law and begin to solve the puzzle of a medical condition.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: Does Anyone, Anymore?

Does anyone read poetry, anymore?  Does anyone ever talk to anyone else, anymoreface to face, outside of the medium of electronic devices?  Does anyone actually give his or her full time and attention, anymore?  Does anyone believe in anything, anymore?

As the pews of churches become emptied ever more each day; as people interact through Smartphones and other electronic devices exclusively; as the world of reality is ever more replaced by the virtual universe of language games no longer based upon the disjunctive between truth and falsity — one wonders whether the abandonment of poetry is a sign that human emotion and empathy is no longer evident in the soul of a civilization.

Reading poetry takes time; time that we no longer have.  Reading poetry takes patience; patience which can no longer be afforded.  Reading poetry requires the lull of cadence where voices and laughter commingle into a shared mirth of joyful sounds; and of which we have lost.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing all of the essential elements of one’s Federal or Postal job, the question becomes: Does anyone, anymore?  Does anyone care, anymore?  Does anyone actually want to help, anymore?

Consult with a FERS Attorney who specializes in FERS Disability Retirement Law and consider filing for Federal Disability Retirement benefits, lest the quest is answered in the negative and termination of employment becomes just another unanswered questionreverberating with the finality of, Does Anyone, Anymore?

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS: Revisiting Updike

He wrote about mundane things; of middle class neighborhoods, Pennsylvania towns in which he grew up; farmlands before strip malls replaced them against the skyline of cornfield rows; and of affairs that grew naturally out of a revolution emancipated from the Sixties; of quiet sufferings and the rhythmic monotony of ordinary lives.

John Updike was an “in-betweener” — too young to fight in WWII, too old to have been drafter for the Vietnam debacle; and so he experienced the quietude and normalcy in between the two bookends of this country’s tumult and trials.

Updike was a voice for generations who saw the post-war era, of baby-boomers and American prosperity at its zenith; of the loss of any normative confluence of moral dictum and the abandonment of constraints once imposed by Protestantism.  All, of course, with a twinkle in his eye and a ready smile.  The Internet abounds with photographs of this uniquely American author — almost all with that thin smile as if he was about to share a private joke.

The Tetralogy of the Rabbit novels (actually a quintet if you include the last of the series, a novella entitled “Rabbit Remembered”) evinces a country gone soft after the harsh period of the Great Depression, the Second World War, the Korean conflict and the Vietnam era that undermined the ethical mandates known for generations before, unleashing a liberty of hidden sins like a bubbling cauldron of untamed desires.  But in the end, he is best known for the mundane, the ordinary, and how life in the suburbs of a prosperous nation left an emptiness unspeakable except by a voice given in narrative brilliance, from an author who was a regular contributor to The New Yorker.

Somehow, he made the ordinary seem exciting, even relevant.  By contrast, modernity has focused upon the rich and famous, and of greater unreachable glamour where perfection surpasses pragmatism.  Updike was able to make the commonplace seem important, the ordinary appear significant and the monotony of the mundane as not merely prosaic.  And isn’t that all that we seek, in the end?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the loss of relevance, the ordinary and the commonplace is what often scares the Federal or Postal employee.

The job itself; the career; the monotonous routine of going to work, yet finding relevance in the act of “making a living” — these were all taken for granted in Updike’s short stories.  That other stuff — of infidelities and dalliances — were a deviation that Updike tried to point out as mere fluff in otherwise ordinary lives; and of medical conditions, they upend and disrupt the normalcy we all crave.

Federal Disability Retirement is a means to an end — of bringing back balance within a life that has become disrupted, but it is a way to bring back order where disruption to the mundane has left behind a trail of chaos.  And to that, the twinkle in Updike’s eyes and the thin smile would tell us that he would approve of such a move which will return you back to a life of mundane normalcy.

Sincerely,

Robert R. McGill, Esquire