Postal & Federal Employees Disability Retirement: The Obituaries

Why are they published, and who reads them?  Is it when a person reaches a certain age and wants a sense of security that death and age are relative issues — that there is not a necessary connection between the two?  Was mortality ever questioned?

When we come across an octogenarian’s obituary, we may merely marvel at such longevity and perhaps with some admiration declare, “At least he lived a long life”; but when we view a young person’s description on the next page, we wonder with sadness at the suddenness of it all.  Was it necessary or inevitable?  How must the parents feel —for that is the horror of every parent, is it not, to bury one’s child before one’s self?

Obituaries provide some level of comfort — of a final testament and declaration to the world that seemingly never cared; on a practical level, to provide whatever social or legal notice to surviving beneficiaries; and as a reminder to us all that life should be celebrated and not mourned — at least for those still living.

For Federal employees and U.S. Postal workers who suffer from ill health and where health becomes a daily reminder that there are some things in life which are not worth sacrificing, reading the obituaries should jar one into realizing that being a sacrificial lamb at the altar of a Federal Agency or the Postal Service is never a worthwhile goal.  If your health is deteriorating and you have a medical condition which prevents you from performing all of the essential elements of your Federal or Postal job, it may be time to consult with an experienced attorney who specializes in Federal Disability Retirement benefits.

In the end, you do not want to read your own obituary and shake your head saying, “Too young, too foolish, too late.”

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: The Percentage Game

We all play it; whether in calculating the chances of success (most of us are not knowledgeable enough to be statisticians, not having paid close enough attention in high school or college to that mathematics course regarding the numerical analysis of a numbers-based algorithm), or in merely keeping an eye on interest rates in the housing market, or perhaps taking note of how likely it is to be attacked by a shark before we step into the polluted waters of the Atlantic.

OPM certainly plays the game — one needs only to look at a Denial from the U.S. Office of Personnel Management to realize that, the manner in which the Denial of a Federal Disability Retirement application is written, there will be a certain percentage of people who will read it and say, “Gee, I never stood a chance.  I might as well not even go any further.”

The Denials are often written in unequivocal terms, stating with a tone of certainty that there was never any basis for filing, and that any further efforts would be fruitless and futile.  And from that language of certainty, a certain percentage of Federal Disability Retirement applicants will simply give up and walk away.  That is what the percentage game is based upon.

For Federal employees and U.S. Postal workers who have received a Denial from the U.S. Office of Personnel Management, it is wise to consult with an experienced attorney who specializes in Federal Disability Retirement Law to perform an objective-based evaluation of a Federal Disability Retirement claim.  Better, yet, consult with such an attorney even before you begin the process, to ensure the best chances in this “percentage game” which OPM plays.

Sincerely,

Robert R.McGill, Esquire