Tag Archives: looking at federal disability retirement as an opportunity to start all over again instead of beginning with less money or possessions than before

OPM Disability Retirement for Mental or Physical Incapacity: Life at the Apex

Life is on a spectrum variable; instead, we tend to view it as a linear progression, as one from birth to youth, middle to old age; death as the ultimate outcome.  The content of life is therefore arranged based upon this organic paradigm projecting towards an apex, then a steady decline thereafter.  Thus are one’s education and school days fashioned, where the traditional pathway is from high school to college, from college to graduate school, medical school, law school, etc., and then onto a career.

A second opportunity to be useful in life with a second career or vocation

Federal Disability Retirement is all about having a second opportunity to be useful and productive with another career or vocation

Whether this linear application of life contains an inherent evolutionary advantage for survivability remains a question mark; the fact is, while lives are experienced along the parallel pathways within the greater population, the more relevant question is the Kantian one: Is this a reflection of reality, or have we created another category of an imposed preconception by which we live? One often hears about having reached the “apex of life”; if that proposition is accepted, then everything beyond will merely be a downward degeneration.

For individuals who suffer from a medical condition, it is often whispered of past times of a better life, as if resignation to fate justifies remorse and regret.  For Federal and Postal Workers who suffer from a medical condition, such that the medical condition prevents him or her from performing all of the essential elements of one’s job, consideration in filing for OPM Disability Retirement benefits from the U.S. Office of Personnel Management, whether one is under FERS or CSRS, should always be entertained.

Such a critical juncture in the life of a Federal or Postal employee cannot be ignored. Yet, whether the preparation, formulation and filing of a Federal Disability Retirement application constitutes an admission of progressive decline after an approval of a Federal Disability Retirement annuity, is entirely up to the Federal or Postal Worker who takes such a step.  Medical conditions often necessitate change; but change can be seen as a spectrum variable, and not as an inevitable decline on a linear path.

Happiness, joy, fulfillment and accomplishment; they can be charted on a graph of ups and downs, and sometimes the “ups” can occur long after the apex of one’s linear life, and embrace the Federal or Postal employee long after one has left behind the bureaucratic morass of the Federal government.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement for Disabled Federal Workers: The Reset Button

We often hear in geopolitical circles about international relations taking a fresh turn because of a metaphorical and figurative ”reset” button which has been pushed.

Whether any substantive changes have taken place; regardless of an alteration in the behavior of one or both parties; the important event which seems to predominate in such declarations of a new partnership or alliance, is that the words which are spoken are now rearranged, and the harsh language of previous decades, or perhaps not even a fortnight ago, reflects a forgiven past with happy days ahead.

Often, however, the lack of substantive change manifests itself quite quickly, as words have the extent of impact only within the context of that momentary declaration of purpose.  Beyond the statement itself, unless the alteration itself is imposed upon the substantive behavior of the individual, group, entity or country, the reality of an unchanged heart slowly reveals its true nature as circumstances test the essence of who or what a person or country truly represents.

The real problem with the concept of a “reset” button is that it only works if both parties to an accord push the metaphorical object.  Eagerness by one side to declare the change of relationship is often the rule, while the “other” party who is the one who really needs the resetting of behavior stands by in silent indifference with a wry smile.  Ultimately, it is the need for change which underlies the entire resetting of a relationship.

For Federal and Postal employees who have come to a point in their career where a medical condition continues to impact the ability to perform the essential elements of their job and positional duties, the proposal and imposition of adverse actions, such as a Performance Improvement Plan (commonly known as a “PIP”); suspensions; letters of reprimands; Leave Usage Restrictions; or Proposed Removals — all are actions by the agency which reveal that a resetting of the relationship between the agency and the individual is sorely in need.

The ultimate tool for that resetting of the relationship, is for the Federal and Postal employee to file for Federal Disability Retirement benefits with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS.  While taking such a step may not alter the behavior of the agency, it at least changes the relationship by letting the agency know that the underlying medical condition is the primary cause for the deterioration of the employer/employee relationship, and further, that the severing of ties will be the ultimate outcome.

Moreover, in the case of an OPM Disability Retirement, the pushing of the reset button is never to change the relationship for the benefit of the agency, but merely to change the relationship itself in order for the Federal or Postal employee to attend to the substantive importance of one’s health and wellbeing.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement for Federal and USPS Workers: Subtraction

The principle of abundance implicates progressive and unending addition, resulting in the exponential explosion of accumulation; and in a society which preaches acquisition as the hallmark of success, the reversal of that idea — of subtraction — is anathema and constitutes a failed life.  Subtraction is to do without; and the reduction of acquisitions is considered tantamount to failure, where success is measured in terms of the quantity one possesses.

The young man begins life with little more than change in his pocket; and from there, the trajectory of what is considered a qualitative life means that there is always addition, as opposed to subtraction.  That is why it is difficult to accept stoppage, or negation, and lessening; because the normative value we accept from the beginning is tied to accumulation.

For the Federal and Postal Worker who suffers from a medical condition such that the medical condition begins to impact one’s ability to progress in one’s career, it becomes a difficult time because sacrifices must always be made, and the negation of progressive accumulation becomes a fact of life.

But one must always look upon such events in their proper perspective, and filing for Federal Disability Retirement, whether the Federal or Postal Worker is under FERS or CSRS, through the U.S. Office of Personnel Management, is often the first positive step.  It is the stoppage to the trajectory of decline, and allows for the Federal or Postal Worker to stabilize a chaotic situation, and to move forward with some semblance of financial security, and the hope that a new career or vocation may be entered and engaged down the road.  For, Federal Disability Retirement allows for the annuitant to earn income up to 80% of what one’s former Federal or Postal position currently pays, in addition to the receipt of one’s OPM Disability Retirement annuity.

Subtraction for the Federal or Postal employee need not be forever; to live without is merely a temporary situation, and the trajectory of the modern success principle may be reinvigorated yet.

Sincerely,

Robert R. McGill, Esquire