Federal Gov. and USPS Disability Retirement: Expectations

Expectations are peculiar anticipatory states of being; based upon an accurate assessment of factual considerations, they can comport with a true sense of reality; dependent upon an unrealistic foundation of pure desire and want, it can lead to a devastating loss of trust.  In order to avoid unrealistic expectations, it is necessary to evaluate and assess, as much as possible, facts from past experience, objective present circumstances, and projection of fairly accurate intuitions for the future.

For Federal and Postal workers contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, a realistic expectation as to all aspects and corridors of the benefit itself is necessary in order to survive the entirety of the administrative and bureaucratic ordeal.

From evaluating the strength of one’s medical support, to the ability to convey a persuasive argument and case to an agency which reviews tens of thousands of Federal Disability Retirement cases; from a realistic timeframe of the entire process from start to finish; to financial considerations and future earnings potential and whether one can work in another job or vocation.  All such considerations should be evaluated and discussed.

In the end, however, the Federal employee who is contemplating filing for Federal or Postal Disability Retirement benefits often is confronted with limited choices: to continue working under the same conditions, that is, doing with the same tasks in the same Federal occupation (normally not an option, and that is why Federal Disability Retirement is considered in the first place); to walk away without filing for disability retirement benefits (almost never an option — self-evidently so); or filing for disability retirement benefits (the necessary option, and why it is being considered in the first place).

It is the expectations which often dismay, however, and it is a good idea to keep that animal in a cage of realistic assessments.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Process Mentality

The importance of understanding that filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, as a “process”, is critical in reaching the mental preparedness necessary to endure the potentiality of the lengthy encounter.

The analogy of the approach should be likened to the difference between WWI and WWII — of trench warfare as opposed to a blitzkrieg.  It is the former which must be prepared for, and not the latter.

For, at each step of the way — from waiting for the proper medical reports to be prepared by the treating doctors, to formulating the narrative of one’s statement of disability; to waiting for the agency to complete the processing of their potion (i.e., the Supervisor’s Statement and the Agency’s Certification of Reassignment and Accommodation efforts); to the intake processing unit of OPM at Boyers, PA, then down to Washington D.C. where assignment of the case will take some time; to final assignment of the case, and potential routing for review by a contract doctor — this is all merely at the First Stage of the process.

If it is denied at the First Stage, then one must fight the process through the Reconsideration Stage, and possibly beyond.

Thus is the mental preparation at the outset required in order to survive the multiplicity of bumps and turns within the process itself.  It is best to know the trials in order to survive the process, and to prepare for it as best one can.

Sincerely,

Robert R. McGill, Esquire

U.S. Postal and Federal Disability Retirement: The Proper Mental Approach

One must always have the proper mental preparation before engaging the administrative process of Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS.

First, one must understand that it is a benefit which is not an automatic entitlement, but rather a potential eligibility benefit — and, as such, one must prove by a preponderance of the evidence that one meets the entirety of the legal criteria for such eligibility.  It is not a benefit where there is a simple trigger mechanism — e.g., one’s age, particular factual circumstances, etc. — which then automatically grants the entitlement to the benefit itself.

Second, as an administrative process, one must prepare for the full procedures involved — from the initial application stage, to a possible denial and a request for reconsideration; to a second denial, and an appeal to the U.S. Merit Systems Protection Board (which, by the way, happens to be shut down because of the budget impasse but that may change today); and, beyond the initial appeal, an appeal to the Full Board of the MSPB, and even beyond that (for extraordinary cases), to the Federal Circuit Court of Appeals.  Unless one is prepared to embrace the full administrative process, the ups-and-downs of emotional turmoil and lack of preparedness will wear you down.

And, finally, mental preparation must entail financial considerations — of what to do in order to survive during the long and arduous process.  For, as an administrative benefit which must be proven, one should always understand that one must fight every step of the way.

Only with the proper mental preparedness will one be able to engage the fight to earn the right to such a benefit.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: In Life, the Pragmatic Trumps the Theoretical

In administrative and other processes, as in life generally, there are issues which on a theoretical level would seem to work; but when tested in the “real world”, somehow the perfect paradigm suddenly disintegrates.  Thus, one may ascribe a series of seemingly logical propositions, each in their independent and isolated delineations apparently stand strong and without a flaw; but somehow, in their linear progression of dependence, one upon the previous one, the linkage itself may be the determining factor.

Thus the old adage:  An X is only as strong as the weakest link.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the Federal or Postal employee may lay out a plan of attack which, on its face, may appear sound and credible; but as experience in anything constitutes the crux of everything, so the first-time experience of thinking that one’s own case is a “slam-dunk” case because the “pain I feel” is so excruciating that there is no way that OPM could do otherwise than to approve my case, may be that weakest link.

Think again.  OPM deals with thousands of such cases; your particular case, as the unique case singularly known by you, is essentially a mere theoretical example of countless other such cases.  The pragmatic reality of the Federal bureaucracy is what one must ultimately face; again, as in life in general, the practical aspects of an engagement rules the day.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: Inevitability

The pervasive sense of inevitability is that innate sense of foreboding which will not be shaken off, that we know beyond mere acknowledgment of a fact, and further, that no amount of self-justification will contain or diminish the knowledge of the coming event.  To recognize the irrefutable future event may be based upon several factors:  past actions; personal encounters; a coalescence of the past and the present, culminating in the certainty of the future event.

In preparing, formulating and filing for OPM Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, such a sense of the future is often felt by the Federal or Postal employee — of the need to file for Federal Disability Retirement benefits.

It may well be that the doctor still wants to perform additional tests or that certain other treatment modalities will be insisted upon; but the person who suffers from the medical condition is almost always the accurate gauge for the need to file.

Because medical conditions constitute a subjective state of being, where the “I” prevails in the ownership and knowledge of the medical condition, it is precisely why the Federal or Postal Worker who suffers from the medical condition is the one who best knows the extent, severity and capacity of the condition and its relation to one’s ability/inability to perform one or more of the essential elements of one’s job.

Inevitability is often known by the Federal or Postal Worker far in advance of the doctor, coworker, or family member; for, it is an inevitability itself that the future event known by the possessor of knowledge is the first to sense the inevitable.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: The Owl, the Chicken, and the Anomaly of Life

In the early morning hours as the peripheral light of the sun reaches the crest of the horizon, the insidious owl glides seamlessly and noiselessly above the tips of tree lines, and upon a slight movement, flutters a wing and swoops down.

In a second, the head of the injured chicken is severed; yet, without the connecting neurotransmitters guiding the body, the headless fowl persists in running, attempting to escape from the prey which has already been encountered.

Thus, civilization develops the adage:  running around like a chicken with its head cut off.  And that often describes the Federal or Postal employee who attempts to desperately put together a Federal Disability Retirement application and submit it to the U.S. Office of Personnel Management.

Dealing with one’s medical conditions is stressful enough; attempting to wind through a Federal bureaucracy and the administrative obstacles of proving and establishing the nexus between one’s medical condition and the essential elements of one’s job, only compounds and complicates the process.

To further the analogy, the question is:  Who represents the owl — the Office of Personnel Management, or the entire Federal bureaucracy?  Or, moreover, while the owl flies away with the head, it is often the scavengers who come and feed upon the rest of the torso.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: Societal Complexities

For over 50 years, we have been told that our lives will be simpler, more efficient, of greater ease, resulting from the technological advancement of society at large.

With each technological innovation, some aspect of the common man’s life was supposed to be unburdened, with greater leisure time and less stress.  But a fundamental principle of human nature was ignored throughout the incremental advancement towards such sophistication:  the innate hunger to create ever more, and the desire by those at the pinnacle of civilization to play the role of master of the universe.

In legal circles, we were all doomed once the fax machine was invented; for, with such a contraption, the 3-4 days it took to send out a first class letter confirming a conversation or following up on one, became instantaneous, and the war of the who-said-what and what was settled upon became an urgent necessity with the ability to send and receive immediately.

Contrary to the great promise of our times, technology and modernization has further complicated, stressed and compounded the problems of daily living.

For the Federal or Postal employee who is contemplating filing for Federal Disability Retirement benefits, whether under FERS or CSRS, the added complexity of winding one’s way through a maze of bureaucracy, of compiling an effective legal case for one’s Federal Disability Retirement application, is often “too much” because such an effort is in addition to the burden of dealing with one’s debilitating medical condition.

The key is to always streamline and simplify; but of course, that’s precisely what society has been purportedly doing all of these years, with each new gadget declaring the end of stress; and we are all the more stimulated by it.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: The Continuing Life

Snow.  Events such as a major snowstorm tend to have a myopic effect upon individuals, towns, cities, etc.; for, as the focus is narrowly placed upon the event itself, the beauty of nature’s blanketing is lost upon the urgency of what is announced.

Language has such an effect.  One becomes more comfortable reading about an event, rather than experiencing it.  Thus, one may google about a natural occurrence in one’s own neighborhood, when all that should be needed is to open the back door and look outside.

A corollary effect occurs in a Federal Disability Retirement case.  The “event” of preparing, formulating and filing for Federal Disability Retirement benefits becomes the singular focus for the Federal Disability Retirement applicant, and this is understandable, because the necessity of securing one’s future often depends upon obtaining the foundational economic and financial benefit.  But other aspects of one’s continuing life must concurrently progress in a linear fashion. For, the problem with waiting upon another, is that the “other” rarely notices or even cares.

OPM’s shutdown because of the snow will have the reverberating impact of slowing things down for another day, which will echo down the line for hundreds, if now thousands.  The ones who are impacted will be the Federal and Postal employees who have a dire need to have their Federal Disability Retirement cases decided.

From the “other’s” perspective, however, this is a snow-day.  Driveways to be cleared; kids to be attended to.  The continuing life.  If only that were so for everyone, including the Federal or Postal Worker who is awaiting a decision.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: Personal Looming Clouds

On a bright, sunny day, it is precisely those looming clouds which interrupt the enjoyment of a constancy of warmth; and when it is merely a temporary darkness, where a floating wisp will darken the skies but for a brief moment, it is merely an irritation, a lazy thought where desire and comfort are merely awaiting such passing of momentary time.  But when the looming cloud remains, and others gather, the discomfort turns to a chronicity of dismay, and it is time to change the venue of one’s position.

The deciding point of filing for Federal disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel Management, is a determination often based upon a “quality of life” state of being.  Temporary discomfort, like a sporadic, looming cloud, which merely creates an irritation, is a bearable state of existence on the spectrum of that which constitutes the entirety of one’s qualitative state of life.

When that spectrum becomes dominated by a chronic state of irritation, where “irritation” has become transformed into a state where the brief respite from pain, or clarity and acuity of mind, is the exception rather than the rule, then it is time to consider filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

OPM disability retirement allows the Federal or Postal worker to have the requisite time to recover and recuperate from one’s medical condition, then to seek out a second vocation in life — one which will not continue to deteriorate and exacerbate the medical condition.  Discovering where one is on the spectrum of the qualitative scale of existence is an important first step towards making that all-important decision — one which may have lifelong reverberating consequences, if one waits too long.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: OWCP & the Short Sale

Americans are often looked upon as short-sighted.  Lacking historical longevity, both in terms of an enduring civilization as well as culture, the economic, mercantile (some would say ‘mercenary’), materialistic approach of the American Way lends itself to criticism for the emphasized focus upon short-term gain and profit.

For those questioning whether or not a Federal Disability Retirement annuity, in comparison with compensation received or being received through the Department of Labor, Office of Workers’ Compensation Programs (FECA), would be beneficial, may be suffering from the American-Way syndrome — of viewing the higher pay alone and in a vacuum, without considering the superior benefits of the longer view of life.

Indeed, under an annuity from the U.S. Office of Personnel Management, Federal Disability Retirement benefits, whether under FERS or CSRS, one may continue to receive the Federal Disability Retirement annuity, and yet work and receive income on top of the Federal Disability Retirement annuity, up to 80% of what one’s former Federal or Postal job currently pays.  Under OWCP, of course, one cannot work while receiving temporary total disability payments.

Further, it is important to understand that the time that one is on Federal Disability Retirement counts towards the total number of years of Federal service, so that when it converts to regular retirement at age 62, all those years on Federal Disability Retirement are counted.

Short term sale or long term goals and benefits?

Whether lacking in culture, history or an enduring civilization, it is always beneficial to review the present, in order to plan for the future.  Short sales often sell one short, and that is something which the Federal and Postal employee must take into account in preparing, formulating, and filing for Federal Disability Retirement benefits from OPM, whether under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire