FERS Medical Retirement: Response to the Shotgun Denial

When the U.S. Office of Personnel Management issues its Initial Denial of a Federal/Postal Disability Retirement application, the usual methodology of argumentation they employ is likened to a shotgun blast — with very little aim or focus.

It is a frustrating narrative to read, and all the more so because they have had an unlimited amount of time to formulate and write the denial, whereas the denied applicant is provided a very short response time.  The Denial Letter can appear extensive in scope, and the initial reaction is to try and rebut each and every line of the denial letter — which is the wrong approach to take.

The “right” and most effective responsive approach to take when responding to an OPM Denial of the Initial application is to categorize the various issues into a manageable number of subcategories, and then to respond to each in a systematic manner, and as to each, to cite a supportive case law that favors your argument.

Remember always that OPM’s purpose in denying your case is two-fold — either in hopes that you will not respond in a timely manner or not at all (thereby obviating the need to do anything further because you will have lost your administrative right to proceed any further in the process); or, that the process will appear so complex that you will fail to respond adequately to the multiple points of the denial letter.

Do not get caught up in the “fairness” issues — for, the entire bureaucratic process is unfairly weighted in favor of OPM at every turn, and to become embroiled in arguing against the unfairness will only lead to endless frustration and get you nowhere.

Instead, contact an OPM Disability Attorney who is familiar with FERS Disability Retirement Law, and begin to prepare and formulate an effective response to OPM’s Shotgun Denial of your Federal Disability Application under FERS.

Sincerely,

Robert R. McGill
FERS Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Law: The Retrospective

There is a proportional increase as one experiences a greater linear accumulation; some would call it a heavier luggage to carry; others, of a more cynical nature, would term it as mere “baggage”.

The retrospective is engagement of looking back — of recounting memories or dealing with nightmares.  Human beings live in a state of constant turmoil based upon the past, the present and the future.  To be stuck in the past prevents the needed attendance to daily living; to disregard the past and merely live for “the moment”, is to repeat history’s mistakes and foibles; and to only live by greater angst for the future steals from experiencing the joy of today.

The retrospective is always a part of each of us; as we grow older, we tend to relate to things which have impacted us from the past; and so, to that extent, the retrospective is a necessary and natural, material part of our lives.  The key, however, is to resist the temptation of allowing the retrospective to dominate our lives as we grow older.

There is a natural inclination — a deliciousness, if you will — in letting the retrospective rule; for, whether of a trauma or of joyful memories, the retrospective as something which has already passed, is passive by definition and can no longer actively harm us.  Furthermore, it is important to have an objective, true view of the past, and not allow our imagination to warp or otherwise overstate the experiences of the past.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s current job, it is important to provide a concise retrospective of one’s medical condition, but more importantly, to delineate the current impact.

As always, a balance must be achieved — of how the past is relevant; how the present is impacted; and in a Federal Disability Retirement application under FERS through the U.S. Office of Personnel Management — how the medical condition will last a minimum of 12 months.

Thus, as with most concerns of life, the retrospective must be put in its proper perspective and context — of how far back; of how much; of what relevance; and it is in this balance of life that the retrospective can be invaluable in its present significance.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement Help: Luck and Chance

Is everything determined by it?  Has Darwinian evolution “proven” that when luck and chance happen to coalesce into the “perfect storm” of elements combining at just the opportune moment, that life can suddenly germinate and appear from nothingness?  Or, must there always be an efficient cause in order for even luck and chance to generate the first murmurings of movement’s chords?

In our lives, what encounters have occurred where, looking back, one must admit that “but for” that chance encounter, the very course of your life would never have taken the path untold?  Or of the lottery winner — was it meant to be?  Was there a purpose that the numbers chosen predestined the good fortune for this individual as opposed to someone else?

Does luck and chance favor the unfortunate soul, the one who prays more fervently, or even that person who “needs” it more?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of his or her job and positional duties, leaving the filing of a Federal Disability Retirement application to luck and chance is the wrong approach to take.

At the very least, you must “enhance” your chances and “front-load” your luck by preparing, formulating and filing an effective Federal Disability Retirement application under the  Federal Employees’ Retirement System (FERS) — and the best way to do that is by contacting a Federal Disability Attorney who specializes in OPM Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Retirement: Self-Help

It is a concept which is rooted in American individualism — of the ability and capacity to bring one’s self out from the problems created, whether the problems themselves stem from one’s self or by the actions of third parties, etc.

Self-Help books are published daily, and by popular demand and consumption.  Everyone loves the story of redemption, the prodigal son or the road to Damascus — take your pick, for each contains elements which can be abstracted beyond the inherent religiosity of their essence; although, as fewer people are familiar with the traditional texts of mainstream religions, the analogy hinted at may become of lesser relevance.

Nevertheless, the self-help methodology of storytelling all have a familiar pattern: Beginning with failure, struggling with life, coming up with a winning solution, and the outcome of a conclusion predictably positive: You, too, can follow the way of success.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, self-help can take the form of filing an effective Federal Disability Retirement application under FERS.  The problem is that the U.S. Office of Personnel Management, as the “Gatekeeper” of all Federal Disability Retirement applications, is not there to help you help yourself.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and request the help that you may need in your effort to self-help out of the untenable situation of having a medical condition which no longer allows you to continue in your career.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement Benefits: Truth and Credibility

One normally presumes that the two go hand-in-hand: That if something is true, then it is credible.  But doesn’t the origin and source of it, at least in a subjective sense, matter?  If a known lier makes a truthful statement, could we assert that, “While the statement made by X is true, the fact that X made it results in my questioning its credibility.”  Does that even make sense?

How about a person who is a known philanderer who has had multiple affairs and has married and divorced multiple times — but then travels around the country lecturing at public schools on the subject entitled, “The Importance of Marital Fidelity”?

Let’s assume that everything contained in his lectures rings true: That marriage vows are important to uphold; that happiness comes from remaining faithful; that the temptations of society should be avoided — etc., etc., etc.  Everyone, including all of the elementary, middle and high school students and their parents all agree and are in complete consonance with the lectures and their content; and yet…. Somebody, during one of the lectures, stands up and points out that the “personal life and behavior” of the person giving the lecture is somewhat — ahem — “questionable”.

The “opinion camps” form into a bifurcated line of argumentation: Camp A argues: “The man has no credibility and is just giving us a bunch of bull.”  Camp B argues: “It doesn’t matter who says it — truth is truth, and what the guy is saying is true.”  Who is right?  Can truth and credibility be bifurcated?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s job, preparing, formulating and filing a credible disability retirement application with the U.S. Office of Personnel Management may become necessary.

Will it have to be “truthful?”  Yes.  But “Truth” and “Credibility” are two distinct concepts, and while every Federal Disability Retirement application must be based upon the truth of a medical condition, the issue of credibility — of compelling OPM to view your FERS Disability Retirement application seriously — is a separate matter, and one that may really need an experienced attorney to represent you in filing a credible and truthful Federal Disability Retirement application with OPM.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement: Disregarded Voices

We disregard them at our own peril; but, then, that is the very point of it, isn’t it?

To disregard is to deliberately ignore, based upon the erroneous belief that to live in ignorance is to embrace a state of bliss, as knowledge is the pathway taken by the original sin of the apple.  Safety is sought in silence; comfort, in the monotony of unreflected misgivings.  We disregard because it is convenient to do so.

Signs of an impending problem, we may ignore by choice as a way of procrastinating the inevitable; or even the nagging sense that something is about to occur — we disregard that voice of reason because, to listen to that voice would require the greater effort of considering the future.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, to disregard the many voices competing for your attention is a sure pathway to disaster.

Consider those voices: The agency’s voice warning of adverse actions; the doctor’s voice warning of health consequences; your family’s voices of concern; and most importantly, your own voice that admits that change must by necessity come about. Federal Disability Retirement is an option that should be considered when all of those voices come about in a coordinated chorus of concern: Seek the voice of an experienced attorney who specializes in Federal Disability Retirement Law, and begin to regard those disregarded voices — today.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Representation: Living Anguish

Two or more meanings can be gleaned, often depending upon the emphasis one places upon the sequence of words uttered.  One is the experience of the state itself; the other, the active phenomena in the presence of now.  In either form, the clear implication embraces the state of anguish, whether in a living state, or by living it.

Is the state of existence in modernity itself a constant and unavoidable situation involving anguish?  Is the craziness of the lives we live — of the inevitable rush of each day; the interference of work into personal lives, and the incessant drum of technology without a moment’s pause of temporary cessation — the cause of such anguish, or is the anguish felt merely a reflection of who we are?  Is it any different from the days just following the Last Great War when men and women bemoaned the state of absurdity while drinking coffee at sidewalk cafes in Paris?

Living anguish — again, whether in the form of “aliveness” or meaning merely that it is a state of being we find ourselves in — is a simple fact of modernity’s choice of existence.  For, except for those who can afford to live a life of luxury attended to by servants, cooks, butlers and chauffeurs, do the rest of us choose the living anguish, or do circumstances impose the state of being without any say-so in the life chosen?

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job — of course the living anguish is exponentially quantified, and often the only remaining alternative is to prepare, formulate and file an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Part of the living anguish of life itself is in the very limitations of our choices presented, and when a medical condition begins to impact one’s livelihood and the capacity to continue with one’s career, the fact that there is a choice — of filling for Federal Disability Retirement — somewhat alleviates the “livingness” of the anguish we experience, and allows for an alternative to the anguish felt in living with an increasingly debilitating medical condition.

But that choice of getting beyond living anguish must begin with the first steps in preparing a Federal Disability Retirement application, and that starts with a consultation with an attorney who can begin to guide the Federal or Postal employee away from the living anguish by preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Owning a landline

It is perhaps the single telling factor of a generational divide; if you own a landline, it is likely you are not a millennial.  Or from the generation just before, or even the one before that.  You are probably from the generation sometime within the timeframe of “just after” the Korean War and around the end of the Vietnam War.  It is the remembrance of unreliable “bag” phones and cellular connections that barely became audible; but more than that, it is the evidence of who one is based upon the generational divide that naturally occurs between sets of population growths.

Can there be similarity of morals, ethics and behavioral patterns merely because one is born into a designated generation, as opposed to other such assignations of identifiable features?  Is it really true that one generation has a characteristic trait that is identifiable, recognizable and with imprints that define it with clarity of traits?  Are there “lazy” generations, “psychotic” ones and those that are mere sheep in a fold of followers?  Does owning a landline betray such a characteristic, anymore than being a hard worker, a person who always attends to one’s responsibilities and never turns away from obligations ensconced in the conscience of one’s being?

Yet, at some point, we all become adults, make decisions separate and apart from a “generational identifier”, and go on to become responsible for the pathways taken, the decisions undertaken and the consequences wrought.  Can it be so difficult to abandon a landline, to cancel it, to unplug it?  Or is it the imprint of a generation, so steeped in regularity and reliance that the youthful days of one’s generation cannot ever be completely severed and forgotten?

Owning a landline is like the Federal or Postal employee who comes from a generation where filing for Federal Disability Retirement benefits is almost unthinkable.  It is that characteristic trait that you have to continue working, striving, contributing and making it into work “no matter what”.

Yet, the silliness of such a thought process is about the same as paying for a landline despite the fact that you no longer use it, never rings and sits in a corner silently except for the occasional caller who happened to ring up the wrong number and got a hold of another occasional individual who, upon picking up the receiver, realizes that it feels somewhat strange not to be using one’s cellphone as opposed to this “thing” that you have to put back into the cradle of a time long forgotten.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the point always is not to allow for some silly notion of a generational identifier to keep the Federal or Postal employee from doing that which must be done for the sake of a higher calling: One’s Health.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement under FERS & CSRS: That child we remember

It is as if we hold, within the inner eye of one’s consciousness, a fading photograph of an innocent, pure child – that child we remember before…

Before what?

Perhaps, the breaking up of a romanticized recollection of an intact home; or a period of natural rebelliousness marking a distancing from the carefree hugs, kisses and unselfconscious holding of hands, when puberty becomes the demarcation point of silly alienation; or maybe just before simply entering into the world of cynicism and loss of innocence.

Afterwards, does it continue to provide a positive impact to carry about the mind’s eye a picture of that child we remember?

After what?

After a lifetime of human encounters reflecting the soil of evil, meanness, indelicate indifference and manipulative motives suspicious of unclean thoughts and insensitive undercurrent of capricious targeting.  In those instances, how does one remain pure and reflect the innocence of that child we remember, without becoming destroyed in the process and becoming a mirror image of that which we attempted to resist throughout our lives?  For, isn’t that the fight we strive throughout – of trying not to be like the uncaring parents who neglected, the failed relationships we tried and the backstabbing friendships that we discovered too late?

We try and harken back to that child we remember, knowing always that we will never quite ever recapture that moment forever lost, and simultaneously recognizing that it is not an achievable goal, and even something not necessarily desirable to attain.  Yet, in the subconscious of our private and compartmentalized souls, we always hold an image of that child we remember, and believe that somewhere in the essence of our very souls, there is that remnant of a spark that has survived the evil detritus of the world around us.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal employee or U.S. Postal worker from performing one or more of the essential elements of the Federal or Postal job, the realization that the end of a promising career may soon come to fruition will often recall that child we remember, if only because the uncertain future which looms ahead parallels the innocent fear that the child of yesteryear felt with trembling insecurity just before…

Preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the next step to protect one’s future before proceeding to the next stage of one’s life, and the process of enhancing one’s chances for a successful maneuver through the complex bureaucratic maze at OPM is best accomplished by consulting an experienced attorney who specializes in Federal Disability Retirement Law, and to help keep the flame alive of promises kept for that child we remember.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Lawyer: Life’s Series of Decisions

As activity is the fingerprint of life, and inertia denotes death (or at least a somnolence of sluggishness), so the parallelism between thought and life follows the logic of movement versus progressive decomposition.  Thinking, according to Aristotelian tradition, constitutes the essence of human-ness.  Other species may have characteristics which define and distinguish; for the human animal, it is the process of thinking, or thought-engagement, which differentiates and identifies by uniqueness of quality.  Part of that cognitive process involves decision-making.

For all species, this cannot be the essence of being, because such a principle applies to every genus, lest we conclude that determinism is ingrained in one’s DNA.  Predators must decide when and upon what the advantage of a chase will result; frogs must affirmatively choose when to snap that elongated tongue in the split second of time to satisfy its appetite; and men and women must resolve issues short of confrontations engaged in a prior state of nature, to confirm that civilization is indeed a progression of culture and sophistication, and not based upon brute force.

The underlying principles, then, which distinguishes human decision-making from other species, must be some other component; perhaps that of the formulation of a paradigmatic criteria upon which an option is considered.

In the process of thoughtful decision-making, what criteria do we apply?  For Federal employees and U.S. Postal workers who are considering filing for Federal Employee Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, the criteria-based paradigm of choice-making may be limited:  You can remain within the inertia of present circumstances; you can walk away in order to “save” your health, while also partly engaging in the first option (i.e., change into the inertia of a different set of circumstances); or, you can file for Federal OPM Disability Retirement benefits.

If the third alternative is the one opted for, then a series of additional questions and answers must be posed and resolved:  How many years of Federal Service; how long will the process take; what are the chances of success; will my doctor support me in this endeavor; and multiple other queries.  For some of these, further research and investigation will provide the answers; for others, seeking legal counsel, expert advice and general wisdom of experience will be helpful.

In the end, inertia should be disengaged, as lifelessness should never define the essence of a living being; and the thoughtless void which modern society and technological dominance tends to cower us all into, should be pushed back and resisted, like the days of yore of Masada and other uprisings which manifest the destiny of humanity, that life on any planet, Mars or Earth, is indeed a rarity even among a plenitude of apparent activity.

Sincerely,

Robert R. McGill, Esquire