Federal Disability Retirement Law: Obstacles

Some avoid them completely; others, shy away when they can; still others, make a feeble attempt, then easily give up; and yet, there are those who relish the challenge and even seek out in order to test their mettle, their competence or other such virtues real or imagined.

Obstacles exist throughout, whether sought out or avoided; some, no matter the extensive efforts to avoid, appear immovably in every conceivable pathway of one’s “journey” through life, making it impossible to avoid.  Most of us are not self-flagellating egoists who want and desire the challenge of obstacles; rather, the easiest line of travel with the least amount of obstacles is the means to a comfortable life.  We are presuming that the people at Google thought in a like manner, and that is why they invented Google Maps or other such “Apps” for convenience’s sake, in order to avoid those obstacles which delay and frustrate.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, filing an effective Federal Disability Retirement application under FERS through the U.S. Office of Personnel Management may be a necessity, and if so, two obstacles immediately come to the fore: First — the one you already know — is the medical condition itself, which impacts every aspects of your life and is becoming progressively debilitating, and Second: The U.S. Office of Personnel Management, who looks at every Federal Disability Retirement application as a bank robbery which must be prevented.

In order to overcome the first obstacle, you should do everything to get the proper medical treatment, and to make your health a priority.  As for the Second Obstacle, contact an attorney who specializes in countering the denial of OPM, lest the avoidance of the obstacle unnecessarily becomes a greater one of burdening impossibility.

Sincerely,

Robert R. McGill, Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Disability Retirement for Federal Government Employees: Next Steps

It is always the next steps which determine the relevance and efficacy of the prior ones; a misstep can extinguish the progress made from the ones before; a stumble can irrevocably diminish the gains already made; and a fall can destroy the foundation of past steps already taken.

What to do next? We can stumble through; brashly forge forward despite unmapped territories that can harm and destroy; and we can even try and “manage” things by taking small, incremental steps, with trepidation and lacking of confidence, hoping for good things to occur despite our best wishes and hopeful optimism.  Or, we can consult with experts and specialists in order to gain a roadmap, or even hire a guide who has been down this mountain path before, and allow for the gains already garnered to account for something, instead of blindly destroying all that we worked for by forging ahead thoughtlessly like the proverbial bull in a china shop.

That is the problem with Federal and Postal employees who try and prepare a Federal Disability Retirement application without expert legal assistance: every case prepared by the person suffering from the medical condition believes his or her’s to be a “slam dunk” case — for, if the one who suffers from the medical condition prepares and submits his or her case, it is the same person “one and all” of the person experiencing the medical condition and the one who describes the very experience, such that no amount of objectivity can maintain the necessary distance between the two.

Consulting and hiring an attorney who specializes in preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, may not necessarily guarantee a “win”; but it does help to ensure that the next steps do not extinguish the prior years of investing in your Federal or Postal career, by making sure that the next steps mean something beyond the stumble, hesitation, or sudden fall.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: Plans

We all make them; whether for an anticipated journey or vacation; of a future date far in advance or nearby in time; or merely for an afternoon get-together with an associate, coworker, friend or family member — plans are essential to the coherence of a person’s daily life.

We have “planners” that we carry with us everywhere, and “planned vacations”, “planned playtime” for our kids; a “planned evening out” and meals planned well in advance even before our appetitive natures begin to rumble with echoes of hunger and delight.  There are “coordinated planned attacks” by terrorists, and “exit plans” before an assault is waged upon the enemy.  Then, there are life coaches who help to plan one’s future decisions, counselors who plan for college entrance exams and therapists who assist in planning this or that major decision.

From the moment we realized that simply reacting to the world around us was no longer an efficient methodology in maneuvering through a complex world, where the prey had become suspicious and did not stick around to remain as out next dinner course and predators began planning for counterstrategies to man’s wily peculiarities, we began to plan for the future.

However, the one thing that we have no plan for is the unexpected jolts of life’s servings that come upon one without warning or predictability, such as a deteriorating health condition that was never planned for.  Dreams that spawn plans are easily destroyed by life’s tumults that come in waves of unpredictable surges, just when we think that our “plans” are being realized.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition impacts and prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it may become necessary to alter one’s long-term plan and goal towards retiring upon reaching the “regular retirement age and time-in-service”, and instead to file for Federal Disability Retirement benefits under FERS, through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Medical conditions are often the one set of goal-stopping issues that skewer one’s plans; it is normally unplanned for, and is a plan-modifier that requires not only a change of plans, but a new set of plans that should include a plan to prepare, formulate and file an effective Federal Disability Retirement application, to be planned for submission to OPM, and should also include a plan to seek to counsel and advice of an attorney who specializes in such planning.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Ducks out of place

Ducks by the pond; out in the fields of wheat and grain; of picturesque paintings of a scene upon the countryside; in parks and near still waters; or on a farm where the pastoral beauty of serenity of times now gone forever, replaced by metal, concrete, the noise of technology and the sniping fire of man’s presence.

Then, 2 ducks — presumably male and female — land upon a winter’s edge in a suburban neighborhood, and make their nesting place for a fortnight’s term.  They stay.  They wander about between hedge groves that splinter and divide, and where fences left untended allow for lines of ownership to remain fallow with the decay of summer’s drought.

The people mill about and recognize their presence, and over time a truce remains where delight of settings long forgotten pace themselves with life’s forlorn smile that yes, perhaps time has lost upon the space of unrelenting callousness, where even the ducks out of place can no longer bring back the memories of youthful days when summer was but the sands of timeless waves when laughter boiled over and pleasures were yet innocent in days beyond the garden of Eden’s gates.

And we realize that, like the ducks left out of place who came mistakenly to believe that the pastoral interludes of gardens tended in the manicured lawns of suburbia represented the quietude of yesterday’s forests and streams allowing for peace upon a winter’s day, we are the misfits of a universe left to toil in the meandering thoughtlessness of cruelty’s longing.

Then, one night, the crazy neighbor whom everyone shunned, came out in the midst of night’s yawn and shot them both with a single shotgun blast.  The ducks out of place were left to remain in the misery of their misunderstanding, that somehow nature and man could find a compromise, when compromise’s twilight had long since been forgotten.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, preparing a Federal Disability Retirement application — to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — becomes a necessity when you begin to recognize that, like ducks out of place, you have become the “odd man out” within a Federal agency or the Postal Service that deems you to no longer be “worth” it.

Whatever the “it” is, you have become the castigated castaway that becomes the focal point of distrust and harassment.  Do not wait to hope that accommodations will be forthcoming; in the setting of a Federal Agency or the Postal Service, the pastoral picture of a helpful agency is rare and indifferent, and the best way forward is to prepare, formulate and file an effective Federal Disability Retirement application, submitted to OPM in order to avoid the fate of those ducks out of place.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Forgetting for a moment

It is a game we play, or perhaps “have to” in order to retain our fantasy-world and “pretend” selves. We like to think that we gave up, long ago, those childish dreams and fantasies we engaged and tolerated as younger selves, and that as adults we must daily face the realities of problems encountered, difficulties arisen and turmoil challenged.  But we haven’t.  We have merely replaced it with another, more productive methodology of play-acting: Forgetting, for the moment.

Perhaps it occurs when we take a day off; or engage in a sports activity, like golf or a pick-up game of basketball where we can imagine ourselves in our glory days, not quite good enough to become pro or even semi-pro, but better than most by sheer force of will, practice and dominance of creative moves that would be whistled away as a travel violation by any half-competent referee, but in the imaginative world of concrete basketball, we can take those extra steps, much like Michael Jordan used to do under the “Jordan Rule” of play.

What we forget; how we forget; the technique of forgetting; whether and why; when and where; these all depend upon individual circumstances and requirements of the day, forged with dependencies, co-dependencies and enablers of time and leisure.

Perhaps it is by daydreaming; or sitting in a café fantasizing of having won the lottery; or in simply watching a television show or a movie where, just for a moment, you can forget everything and become consumed by the story, the special effects and the emotional upheaval of the actors and actresses on the flat screen of make-believe.  Then, of course, in the next moment, or sometime thereafter, reality sets in and we must go about the daily business of living.

The one component in life that makes the whole activity of “forgetting for a moment” difficult, is when you are suffering from a medical condition.  For, a medical condition never seems to “let up”, never allows for a moment of forgetfulness, and never ceases to remind.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, not only will the medical condition itself not allow for forgetting for the moment, but it is also the Federal agency or U.S. Postal Service that also disallows such momentary distractions.

Life is always a bundle of problems, but when you are a Federal or Postal employee, that bundle of problems comes with it a greater bundle when you are beset with a medical condition.

Preparing, formulating and filing an effective Federal Disability Retirement application, whether you are a Federal or Postal employee under FERS, CSRS or CSRS Offset, may be the best option available, and consulting with an attorney who specializes in OPM Disability Retirement is probably the next best course of action to undertake in this long and complex road where, at the end of it all, you may be able to engage in that most pleasurable of activities: Forgetting for a moment.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Life’s Alliteration

The repetitive recurrence of mirroring sounds or letters at the beginning of adjacent words is merely a reflection of how we live our lives.  What is inherent in human beings that we would discover, create or otherwise compile an aggregation of such a linguistic phenomena?

The universe could have continued happily on its mindless course of fated determinism without people engaging in such nonsensical rhythms of prose and poetry; but as each act of indeterminate vacuity has an underlying psychological explanation, so all such engagements of sociological developments must by necessity possess a paradigm of purpose.

Is it because we find solace in the quietude of repose when patterns of universal expectations can be discovered?  Why do we eternally seek the “laws of nature”, or insist against Hume’s diatribe of causal effects that the billiard balls will act in certain ways upon impact despite the lack of a “necessary connection”?  Is it in the comfort of habitual living, of familiar environments and known paradigms into which we seek refuge?

We take delight in the designs which quiet our souls; of lack of turbulence, despite our own havoc which we inject all around.  Small towns; lost civilizations; tribal communities in the forgotten corners of the world; perhaps they still exist without the turmoil pervasive throughout the life the rest of us are familiar with; but if they do, they will soon be stamped out.  For, in the end, distinctive differences are characteristics which we fear most.

We claim that we celebrate diversity; yet, look at how everyone melds into each other and uniqueness is slowing disappearing.  We declare that divergence of ideas and opinions are contributory to a community; but we end up all watching the same shows, hearing the identical voices, and where even political parties are essentially the same but for shifting bribes to garner votes.

That is why the linguistic mechanism of alliteration is but a reflection of life itself; it is no accident that the repetition of consonants, vowels or sounds was playfully discovered; it is, instead, the comfort zone of which we seek, in order to reassure ourselves that the chaotic world we continue to fathom will at least appear in a semblance of repetititve constancy in the words we utter.

Order and stability are necessary traits in every life; that is why, for the Federal employee or U.S. Postal worker whose life has been turned upside down with the turmoil of a medical condition, it is important to begin contemplating the long and arduous path towards attaining a Federal Disability Retirement annuity.

For the Federal employee or U.S. Postal worker who can no longer perform one or more of the essential elements of the Federal or Postal job, the turmoil of the medical condition, the sudden and proverbial “cold shoulder” shown by the agency because the Federal or Postal employee is no longer fully “productive” or able to advance the “mission of the Agency”, it is important to secure a semblance of stability for one’s future.  Whether under FERS, CSRS or CSRS Offset, the Federal or Postal employee who must prepare, formulate and file for Federal Disability Retirement benefits will have to maneuver through a complex maze of alliterative conundrums.

And what of life’s alliteration?  You will note that this blog never engaged in such nonsense throughout.  Of course, that could change exponentially, excepting exceeding expectations exchanging entities encompassing elements eerily entraping epilogues entirely endlessly.  Or so it goes.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: A Return to Basics

Every few decades, there is a “new” movement which upholds the divinity of returning to the foundational core of one’s existence:  of going back to being a farmer; living a life of an ascetic; stripping away all “unnecessary” accretions and accoutrements deemed as vestries of comfort and “bourgeois” by definition (whatever that means); or, in common parlance and language more amenable to the ordinary person, living more “simply”.

The perspective that such a “movement” is somehow “new” is of itself rather an anomaly; but then, each generation believes that they have discovered and invented the proverbial wheel, and all such past epochs were mere ages of primitive imbecility.   And, perhaps, we are once more in that familiar circle of life, and such a movement has beset the quietude of modernity, again.  As such, let us return to the basics:

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the Federal or Postal employee may need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the “foundational” eligibility criteria needs to be met:  For those under FERS (Federal Employees Retirement System — or the “new” system sometime around 1986 and thereafter), the Federal or Postal employee must have a minimum of 18 months of Federal Service in order to apply.  For those under CSRS, the accrual time is 5 years — and, as such, anyone under CSRS would presumably have met that basic requirement, although a CSRS employee with a long “break in service” could potentially fall short, but that would involve a unique set of circumstances rarely seen.

Further, the Federal or Postal employee who sets about to file for Federal Disability Retirement benefits must either be (A) a current employee (in which case he or she would file first through the agency’s Human Resource Office, then to be forwarded to OPM, (B) if not a current employee, then separated from service not more than 1 year (as the Statute of Limitations in filing for Federal Disability Retirement requires that a former Federal or Postal employee file directly with OPM within 1 year of being separated from service), (C) if separated from the Federal Agency or the U.S. Postal Service, but not for more than 31 days, then to file with one’s former Agency, and (D) if separated for more than 31 days, but less than 1 year, then refer to (B) and file directly with the U.S. Office of Personnel Management in Boyers, Pennsylvania.

These are some of the “basics” in filing for Federal Disability Retirement benefits.  There is much, much more to the entire process, but then again, if one were to expand too far astray from the foundational core of the “back to basics” movement, one would be a hypocrite for allowing the complications of life to accrue beyond the essential elements of life — of water, food and shelter or, for the Federal and Postal employee filing for Federal OPM Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the bridge between one’s position and the medical conditions one suffers from.  Go figure.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Blank Canvas

For a painter, it is either the sight of uncontrollable delight, or a subtle sense of foreboding into depths of despondency; for the blank canvas represents two sides of a single coin:  an opportunity to do what one can, or the beginning of that which may be rejected by an unappreciative public eye.  But that is the inherent anomaly of every opportunity presented:  potential success, or possible failure.

That is why we carry around within us quips of self-appeasement, in order to lessen the weight of expected shortcomings:  “Nothing gained, nothing lost”; “It is better to have loved and lost than to never have loved at all”; the list of 100 successful people who failed at first; and other proverbial self-motivators.  Within such realms of fear and loathing for the future, however, is the truth of living:  Nothing ventured, nothing gained.

Until one brushes the first dab of color upon a blank canvas, one will never experience the beauty of art, and while failure may never be the end product if one never begins, so success and the potential for human fulfillment can never be realized.  Unexpected circumstances in life often provide a basis for people to just “give up” in despair.

Medical conditions tend to be a foundational basis for such surrender to life’s inequities, and Federal employees and U.S. Postal workers who suffer from an unexpected medical condition, know better than most how unfair life can be.  Suddenly, the gush of accolades stops; the golden boy or girl of yesteryear is considered merely with a disdainful passing glance; and coworkers shun as if beset with a disease of contagion.  But Federal Disability Retirement is a benefit which is tantamount to a fresh and blank canvas:  it is an opportunity of sorts, and should be approached with the same rashness and expectation of delight as when once youth feigned ignorance of future forebodings.

Federal Disability Retirement allows for the Federal or Postal worker to have a fresh beginning, a new start, in painting a picture filled with bright colors and scenes of unanticipated opportunities.  While it may pay a base annuity of 60% of the average of one’s highest 3 consecutive years of Federal Service for the first year, then 40% every year thereafter, it is that financial bridge for future endeavors which must be considered.

It is a benefit accorded to all Federal and Postal employees who find that a medical condition now prevents them from performing one or more of the essential elements of the Federal or Postal job; but beyond the monetary benefits, it is also like the blank canvas which allows for a fresh start in a life often filled with gloom and despair, but where the plenitude of colors may yet be chosen with a steady hand for the future.

Sincerely,

Robert R. McGill, Esquire