FERS Medical Retirement: Universes turned upside down

There are certain events that occur in life where the consequential results make it seem as if one’s universe has been turned upside down.  Even “positive ones” such as finding new employment, getting married, having a newborn — and not least of which, having a sudden, debilitating medical condition that impacts one’s ability and capacity to continue in one’s chosen career.

When such a catastrophic event occurs fortunately for Federal Gov. employees and U.S. Postal workers under FERS — Federal Disability Retirement is an option to be considered.

The benefits of a FERS Disability Retirement are numerous: It’s portability; the fact that you can make additional income on top of the annuity itself (thus allowing for a “second career”) — up to 80% of what your former position currently pays (in addition to the annuity payment which is calculated at 60% of the average of your highest-3 consecutive years of service for the first year, then 40-% every year thereafter until age 62, at which point the disability annuity gets recalculated as “regular retirement” based upon the total number of years accumulated, including the years on disability retirement – and so, you are actually building up a retirement system while you are on disability retirement).

It is a benefit which thus allows for some semblance of security to provide a cushion against that event which turns one’s universe upside down.  However, as with all such benefits, you must fight to secure it, and thus should contact a FERS Disability Attorney who specializes in Federal/Postal Disability Retirement Law.

The Law Offices of Robert R. McGill has been fighting on behalf of Federal and Postal employees for many years, and we have successfully secured that needed “cushion” for countless numbers of Federal and Postal workers.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Application: Dignity

What is it?  Is it something bestowed upon others, or that which is possessed by oneself?  Is it earned, or naturally and inherently born with?  Is there anything we must do in order to retain it, or will it always remain regardless of our action, inaction or irreverence towards it?

Is dignity a natural state of being, or is it like a cloak — the outer covering of ourselves, somewhat like the skin we live in — which can be lost over a period of misuse, abuse or neglect?  Can we apportion it, give part to someone else, have too much of it, or can it even be quantified?  Do we, in modernity, even care about preserving it, or do we just barrel through life nowadays without a care in the world?

What does it even mean, anymore, to say of someone, “He/she is a very dignified person”?  Or: “She carries herself with great dignity.”

Concepts and meanings change over time; read a play by Shakespeare without an “updated” modernization of the language used, and you will be constantly reading the footnotes to even understand the dialogue of that time.  Over time, the meaning of words evolve; “dignity” is a word rarely used in modernity, as the public display of countless indignities are exponentially multiplied on social media, where that lost concept is likely unrecoverable.

For Federal employees and Postal workers who suffer from a medical condition such that the medical condition prevents the Federal employee from performing one or more of the essential elements of one’s Federal or Postal job, maintaining one’s dignity in the face of a progressively debilitating medical condition is often fraught with futility.

Contact a Federal attorney who specializes in Federal Disability Retirement Law and see whether or not preparing, formulating and filing an effective Federal or Postal Disability Retirement application under FERS, to be submitted to the U.S. Office of Personnel Management, may extend that age-old concept of both a dignified exit, as well as a future filled with an intact semblance of dignity defined.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Disability Retirement: Restraining the Panic

Panic is the button we want to always restrain and contain; for, once pushed, it can lead to areas and consequences we cannot predict, and actions that can harm; for, in the end, panic is a response into the universe of the irrational, as fear is the propellant which feeds upon survival.

One may feel “panicky”; or, a sense of panic may slowly creep upon us.  It is that moment between fight or flight, or of sensing the irrational overtaking the rational — whatever it is, it needs to be restrained, and the best way to do it is to seek guiding counsel to resolve the triggers which lead up to that point.

For Federal employees or U.S. Postal workers who are suffering from a medical condition such that the medical condition prevents you from performing one or more of the essential elements of your Federal or Postal job, perhaps you have come to a point of near panic.

Consult with an OPM Disability Attorney who specializes in FERS Disability Retirement Law — whether you are just beginning the process of preparing a Federal Disability Retirement application, or have been denied at the First Stage of a FERS Disability Retirement application already submitted, or even if you have been denied twice and need to file an appeal to the U.S. Merit Systems Protection Board.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Lawyers: Guarantees

It turns out that — in this time of modernity where language can persuade anything and anyone on everything everywhere — that a guarantee is not quite what it proposes.

Is a “money-back guarantee” a guarantee at all?  To say to X, “I guarantee you an outcome-O; but if it doesn’t turn out that way, then I will give you your money back.”  Huh?  How is that different from no guarantee at all?

Okay, so maybe you receive a refund — but you are in no better position than if no guarantee was made to you to begin with; it’s only that you received a refund of your own money with nothing else to show for it.

Disjunctives essentially nullify the affirmative assertion of a statement.  Thus, to say that, Well, I guarantee you X or (beware of that disjunctive) if X doesn’t occur, then Y — is to merely give with one hand and take it back with the other.

Life in general, as we all know, rarely has any guarantees at all.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the process of filing for FERS Disability Retirement benefits is complex enough without being mislead into thinking that entitlement is a guarantee.

It is a benefit that must be fought for, and as all fights worthwhile have a cost to be paid, it is well to consider that an attorney who “guarantees” an outcome should be approached with caution.  Seek the advice of counsel who provides worthy guidance — not one who “guarantees” something that cannot be guaranteed.

Sincerely,

Robert R. McGill, Esquire

 

FERS OPM Disability Retirement: Of Imprints in the Sand

They fade away quickly and become part of the landscape that once was; and when we try and grab a handful of sand and squeeze the collective grains within our closed fists, the finery of each pours from every crevice left open like the hourglass that counts the moments lost.  Whether by the winds that shift the dunes afar or the lapping waves which erases the imprints once boldly made, the residue of our existence by natural necessity fades and ultimately disappears.

Mortality for most is a scary thought; immortality, a dream and fantasy desired; and within the spectrum of the two extremes is the daily imprint in the sand of human existence.

During that brief moment of appearance upon the sands of our lives, we all have to make decisions both of major consequential effect and minor residual impact, on a daily basis.  Plans for the future; getting the day’s chores done; actions that may impact others; inaction that reverberates to others; and throughout each, the pause and hesitation that reflects indecision may be a further factor in the imprint upon the sand, whether of lasting impact or momentary indifference.

For Federal employees and U.S.Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the imprint in the sand that has to be considered is:  Is continuation in this job and career possible? At what point should I file for Federal Disability Retirement? How will it impact my life, my finances, my ability to get a job in the future? And of imprints in the sand — will my decision have any consequences beyond the disappearance upon the dunes, any more than being separated from Federal Service or the Postal Service?

To understand the procedure, the impact and the residual consequences, consult with a Federal Disability Attorney who specializes in FERS Law, lest the imprints in the sand of one’s life becomes a permanent and irreversible mistake that cannot be reversed like the sands that slip within the hourglass of one’s life.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Legal Representation: The Bully and the Beast

Yes, yes, the title is all wrong; but that “other one” is for fairytales and childhood memories, and not for the ugly reality that is faced by grownups with the cynical perspective that, by age 30, has come to overwhelm and dominate.

“C’mon”, the refrain comes back, “let’s at least enjoy the childhood fantasies that still delight and enrapture the imagination, and quit being a spoil-sport!”  Yet, just as the idealistic twenty-something becomes a crotchety-old fifty-something, so the reality of the Beauty and the Beast — of the traditional story told in so many variations involving the beast that is of beauty beneath; of the nature of appearances as opposed to the substantive reality; of pithy sayings by parents who want to spare the feelings of their unattractive children that beauty is “only skin deep”; of higher academia where such childish notions then get transformed into “Platonic Forms” or the Aristotelian “substratum” — is the cold world that we all come to know.

Somewhere in one’s mid-thirties, the conclusion is reached that, No, the world is not reflected in the fairytale as recalled, but rather, the universe is occupied by the Bully and the Beast, and we are too often caught and trapped in the middle between the two.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job — the “Bully” is too often represented by the Federal Agency or the Postal Service and its manner of treating a sick employee; and the “Beast” is the alternative — of the constant harassment; the reprimands; the adverse actions threatened or proposed; and perhaps even represented as the U.S. Office of Personnel Management and the entire administrative nightmare known as “Federal Disability Retirement”.

For, once upon a time we were all children and dreamed about fairytales and fantasies; but somewhere along the way as we “grew up”, we came to realize that the world was not occupied by gnomes, goblins and cute hobbits scurrying about in the wild forests of our own imaginations, but by the ugly reality that the world is populated by people who are not very nice, and that sickness does sometimes hit the nicest of us, and oftentimes filing for Federal Disability Retirement is the best choice to make between the Bully and the Beast because the Beauty and the Beast had faded long ago into the warmth of childhood memories forever faded.

Sincerely,

Robert R. McGill, Esquire