OPM Disability Retirement under FERS: Empathy and Pain

“I feel your pain” has become a declaration of empathetic character in modernity; but whether born of sincerity or from political expediency, one can never know, precisely because empathy as a subjective phenomena is just as elusive as pain itself remains.

How does one assess or judge, evaluate or analyze, confirm or conclude with any amount of certainty, the extent, severity, reality or even of simple existence of that which is subjective by definition?

Pain, like one’s motive, falls within the realm of a person’s own experiential declaration, and is confined by the boundaries of one’s own body and universe of phenomena within the voices of one’s inner conscience and consciousness.

That is why the U.S. Department of Labor, Office of Workers Compensation (OWCP) expends its resources in verifying a claimant’s assertion of pain, limitation of physical activities and restrictions from certain duties, by video-taping hours and hours of a person’s daily activities and recreational engagements — to see whether the subjective claims correspond with the objective participation of external performances.

Why doesn’t the U.S. Office of Personnel Management, for purposes of verifying a disability retirement claim, engage in similar tactics in determining — not “empathy” or the sincerity thereof, and not even necessarily the pain claimed — the extent and severity of medical conditions claimed?

Likely, because the standard and criteria in determining eligibility for the benefits are quite different.

For OWCP purposes, while it is not a retirement system but a means of compensating an injured individual in order to have the ultimate goal of returning him or her back to work, the standard of paying a Federal or Postal worker “temporary total disability” would clearly imply two (2) things.

First, as already stated, that the compensation to be provided is “temporary” (i.e., that it is not meant to remain a permanent feature of earned wage replacement) and Secondly, that a person’s incapacitation is “total” in that he or she is not able to engage in other meaningful employment and, furthermore, that the totality of the disability likely also impacts other areas of his or her life, as well — i.e., leisure activities, recreational participation, or even being able to take out the garbage (a familiar tactic of video-taping in DOL cases).

In a Federal Disability Retirement case, however, under the auspices of the U.S. Office of Personnel Management, a person who is receiving a Federal Disability Retirement annuity is allowed to also work at another job, so long as it is identifiably distinguishable from the former Federal or Postal job from which the FERS Disability Retirement benefits are received, and so long as one remain’s under the “80% rule” that caps one’s earning potential.

Empathy aside, the pain that limits and restricts is often under a cloud of suspicion by the Department of Labor, precisely because “feeling one’s pain” is seen from the side of OWCP as the criteria for paying out benefits, whereas under OPM rules, it is merely a lesser standard in order to remain productive in the private sector.

Sincerely,

Robert R. McGill, Esquire
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: When Health Mattered

When we were young, it didn’t matter.  It “mattered” in a hypothetical sense — but it was essentially a problem for older people and those who hit unfortunate circumstances.  Things “matter” only when it actually matters, and rarely on a theoretical level.

Do you look at the detailed language of your insurance policies — whether on our homes, our health or our cars?  Or, do we just quickly agree to the general terms of coverage, then file away the multi-paginated policy itself until that day we hope will never come, suddenly arrives?

Health, too, matters not in our youth; in the middle and later years, when time has finally ravaged and tested our mortality and frailty, suddenly we begin to experience the impact of our folly-filled past.  When health mattered — when did it?  It always did; we just ignored it in the folly of our youth.

For Federal employees and U.S. Postal workers who suffer from a medical condition and can recognize that health matters because it impacts our ability to remain employed, contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider the next steps in preparing, formulating and filing an effective Federal Disability Retirement application, under FERS, to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Pushing Forward

This is a society that always pushed forward.  Older societies; countries and groups that have been around for a long time; established families and ones declaring aristocratic lineage — they all rely upon the past.  It is the glory of the past that gives credence and status to most other societies; ours is a personality for the future, and so it is difficult when an illness, injury or disabling medical condition holds us back, keeps us static or restrains us from pushing forward.

Forward progress has always been the gauge of success, the measurement of merit and the stature of upward mobility.  The frustration felt because of this recent pandemic is emblematic of our inability to remain in place.  Pushing forward has always been our identity, our force of attraction, and to hold back goes against our very nature.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition is holding you back from performing successfully all of the essential elements of your job, preparing an effective Federal Disability Retirement application may be the way to push forward.  Yes, it is a sort of “pulling back” — but only as a temporary measure.

Federal Disability Retirement encourages the medical retiree to work in the private sector and make up to 80% of what your former position currently pays, and in that sense, retiring on a medical disability is simply another way of “pushing forward” — just in a different career.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Challenges

Throughout life, they are always there — some, we take up; others, we ignore; and still others, we consider and perhaps avoid, and sometimes leave with the regret that not having taken the challenge may have left an empty void within our souls, but we will never know.  Some challenges we create; others, they just come along without even asking; and still others, it just appears that circumstances coalesce beyond our control and they just appear out of nowhere, neither asked for nor necessarily desired.

Health challenges are an inevitability.  Yes, there is the rare one who lives to be a 103, never was sick in a day of his or her life, and suddenly dies while doing an activity which was enjoyed throughout one’s life; or of those women in Siberia or some other exotically barren land who made and ate their own yoghurt or remained throughout on some other healthy diet because the environment left them no other choice, and somehow avoided the ravages of illness, fast-food restaurants, greasy cheeseburgers, French fries that were marinated and cooked in engine oil, traumatic injury or other deteriorating health conditions that could not be attributed to anything but a lifetime of a particular lifestyle choice.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the challenges are many: Continuation of a career or not?  Enduring of harassment for taking too much SL or LWOP, or surviving the PIP?  Possible termination to be faced in the near future?

And the ultimate challenge: Preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — now that is a challenge for the ages, given the complex nature of the administrative process called “Federal Disability Retirement”.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Childhood wishes

We had them; some of us still remember and harbor them like sacrosanct relics of priceless value; and still others know of them and recollect some general idea long forgotten, once delighted in, but now rotting in the vestiges of abandoned buildings hollow but for the frame that haunts in the midnight moon.

Wishes remain throughout one’s life, whether in the stage of adulthood or old age; but it is the childhood wishes one remembers that reveal the empty soul of what one has become, may still be, but struggles to abandon with a hope for tomorrow.  Some of them may be set aside as silly thoughts of an immature time; others, a revelatory insight into who we were, what made us become what we are today, and a telling hint of our present-day bitterness of embattled constitution.

Perhaps it was a love thwarted; a Dickensian tale of another Scrooge who foolishly wanted to pursue one pathway at the cost of another; or, maybe the childhood wishes were merely promises of correcting the sorrow of yesteryears, where neglectful parents and inattentive love left one yearning to promise corrective action when one became a parent yourself, but somehow such commitments were waylaid by daily life – of money troubles, relationship squabbles and expectation bubbles bursting by fits and starts.

It used to be that, before the age of Facebook and obsessive hounding for revelatory information about past friends and acquaintances, people would try to “better themselves” when they went away in order to come back and “show them” how successful one had become upon the glorious return and reentry at gatherings such as high school and college reunions – much like the Tom Sawyer effect of coming back from the dead – but not anymore, as everyone already knows everything to know about everyone else before such a re-gathering is effectuated.

At some point in one’s life, the comparison between childhood wishes and the reality of a daunting world magnifies the contrast that leads to an inevitable conclusion: the naïve innocence of those former times either worked as a detriment, in which case cynicism prevailed; or, those childhood dreams allowed for an expansive, healthy and positive outlook such that they provided a foundation for growth and potential for happiness.

For Federal employees and U.S. Postal workers who are struggling with a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal job, perhaps contemplating Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the next step beyond for one’s future and security, and thought to be the “end” of something.

The difference between the two approaches may be nominal, or momentous, depending upon how one looks at it.  Is it like the proverbial attitude of the “cup half full” or “half empty”?  Or, is it because childhood wishes were never resolved, and that lonely and unhappy child one remembers never quite grew up, and the debilitating medical conditions now recall the dreams never realized, the hopes barely reached, and the potentiality not quite cultivated to fruition?

Look at it this way: Medical conditions are a part of life and daily struggle; filing for Federal Disability Retirement benefits should not be viewed as either the end-all or the be-all, but a necessary next step with a view towards advancing beyond the childhood wishes one still awaits to fulfill.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The vibrancy factor

There is much talk these days about energy, vibrancy, health and stamina; what defines it, that which best represents it, and to whom we attribute the importance of superficial concerns.  This is an age of appearances, and it has been now for many decades.  We still hear talk about the disjunctive opinions embracing the first televised debates between Kennedy and Nixon – how, for those who viewed it, the former “looked good” and the latter appeared “drawn and shady”, with dark shadows under shifty eyes in contrast to the well-tanned presentation of the former.

For those who didn’t have access to a television, or otherwise sat forlornly in a corner pub sipping the froth and listening somewhat distractedly, the voices emitted from the trusty radio transmission evoked a different opinion and perspective:  Nixon won the debate, and Kennedy sounded less confident, less knowledgeable on the substantive issues.  So, who was right (note the past tense, as most who were old enough to pass such monumental judgments have already entered through the corridors of Dante’s Circle)?  Or, is the judgment of “right” versus whatever other categorization one may presume, of irrelevance, and it is all a pot of bosh left to subjective opinions cascading down waterfalls of opinionated tropes?

There is, in the end, a vibrancy factor which we all care about, whether or not it shows, or to what television personality we may attribute such sustained bursts of energetically deplorable innuendoes.  “Charisma” was associated with the Kennedy presidency (likely imparted by the conspirators and inner circle of advisors and political hacks), and the entrails of Nixon’s later administration became an emblem of who we are today (yes, he must be turning in his grave when comparing notes with today’s standards as to what constitutes high crimes and misdemeanors resulting in insinuations of impeachability).

For the rest of us, however, the vibrancy factor is a very simple matter:  Do we live life with a liveliness of hope, or dread each day with the burden of despair?  That simple bifurcation defines most of us.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition burdens and drags, and depletes and destroys – the choices are fairly simply and straightforward:  Stay, walk away with nothing, or file for Federal Disability Retirement benefits.

The first of the tripartite is rarely a true option if Federal Disability Retirement is being contemplated because of a medical condition; the second, barely to be considered because of the time already invested and the question of one’s future stability is asked; and so the Federal or Postal employee suffering from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, must ask and consider the viability of the “third option” – Federal Disability Retirement.

For, in the end, the vibrancy factor rules us all, whether because we attribute self-worth and society’s superficial concerns to the advent of television or not; “vibrancy” has to do with life itself, and the innate charisma of a soul battered and pushed about, but rarely beaten until life’s loss of vibrancy takes its ultimate toll.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Nascent knowledge

At what point does nascence become a maturity of device?  Is it linear time, or merely to exist within a pendulum of boredom where thoughts have moved on to other matters?  Youth, in general, is expected to engage in folly; but of nascent knowledge, where the appended concept of the latter connotes an established fact, a truism tested, and a hypothesis verified – but yet to be tested by time-worn principles and assimilated into the cauldron of society’s greater mixture of things working, defects allowable, and warts acknowledged as harmless.

For, newness itself should not be a basis for permanency of status, and as knowledge cannot be verified until tested, so nascent knowledge is the dangerous of all because it combines the defiance of dual categories:  Because it is new, it has not yet been tested; because it is “knowledge” unassimilated within the paradigms of commensurability like tectonic plates shifting to see what fits and what cannot be accommodated, so the lack of verification makes it that much more suspect.  Yet, we celebrate nascent knowledge “as if” the preceding announcement itself is as exciting as the introduction of a product advertised.

Don’t you miss those days of gangsters and badlands, when cell phones and close circuitry of images were missing, such that the detectives had to actually pursue the criminals?  Now, much of criminal investigation is reviewing of forensic evidence, and avoidance of conviction entails attacking the science of DNA analysis and the credentials of scientific application.

We have allowed for leaps and bounds over pauses of reflection, and never can we expect someone to evaluate and analyze an innovation and declare, “No, it just isn’t going to fit into the greater paradigm of our society”.  Why is that?  Is it because all souls are up for sale, and anything and everything that is deemed “new” becomes by definition that which is desirable and acceptable?  Or, is it merely a matter of economics, that the survival of a company or product is based upon the announcement of a more recent version, and vintage of merchandise is left for those with nostalgic tendencies, old fogies who lack the vibrancy of youth and the cult of newness?  That is, of course, where law and society clash; for, in law, the reliance upon constancy and precedent of legal opinions weigh heavily upon the judgment of current and future cases.

For the Federal employee or U.S. Postal worker who needs to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, the acceptance of nascent knowledge should include the medical condition, the current circumstances, and the present impact upon the Federal or Postal employee’s job elements.  But as to nascent knowledge involving cases past and statutory interpretations of yore?

Those are the very basis upon which law operates, and for which nascent knowledge is anything but a folly untried and unintended for future use.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Life as a frown

Is most of life a frown, with a few smiles which make it all worthwhile?  Or is it perceived as its opposite – of predominantly smiles, with some frowns interspersed throughout?  Is that like the test-question for psychological health, of whether the glass is seen as half empty, or half filled?  Does the answer to the question depend upon the mood of the moment, the ethereal pattern of the day, or the fabric of that which is woven into our DNA by a matrix of unassailable conventions?  There is, to be sure, a weight of paradigms and an interwoven context which cumulatively aggregates into a “personality” of who one is; but can a Rorschach test unravel the depths of a psyche, or does it determine the course of one’s future actions because of the embedded nature of an anguished soul?

One wonders, ultimately, whether language is the conduit of the perception we possess, and that is why the Hindu guru or the Zen monk admonishes to seek silence, and to quell the obstacle of words and voices.  For, does an animal engage in unspeakable atrocities?  Of self-harm or self-immolation, or worse, of mass executions?  Is it not because of the conveyance of language, in communicating thoughts created and linguistic strings of previously-unimagined evils, that we reach the pinnacle of banality (to borrow a phrase from the Philosopher, Hannah Arendt)?  Would a man of such mediocrity as Eichmann have concocted the horrors of mass extermination, but for felicities directed by a conspiracy of greater evils?

Life as a frown; it is to approach the world with a certain perspective.  Life as a smile; it is to reproach the universe for being too downtrodden.  Is there a difference, or merely a play upon words where the distinction is lost once we wipe away the blur from our morning eyes and begin to engage in the work of the day?

Leisure is needed for the miscreant to employ the folly of a wasted day.  Time was that we all had to survive by physical toil, and worry involved how to eat in order to survive.  That is what consumes all of the rest of the Animal Kingdom; to survive, one must eat; to eat, one must toil; and the rest and residue leaves one too exhausted to consider, but for the technology of leisure where thoughts may invade and pervade, in order to create malevolent constructs of linguistic artifices.

For the Federal or Postal employee who suffers from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, the “approach of life” is an easy matter to conceive of:  the medical condition itself has made the determination for you.  Life becomes a frown, with nary a smile to intercede, when the work of each day is beset with anguish, pain and sorrow.

Preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, actually has a constructive goal and purpose:  To alter the course of a future yet undetermined, and make life as a basket of smiles, to the extent possible in this universe of frowns.

Sincerely,

Robert R. McGill, Esquire