Tag Archives: medical for retiring federal workers

FERS Medical Disability Retirement: The Domino Theory

It was a theory adopted during the Cold War — embraced by those brilliant Harvard-educated policy wonks in the Kennedy Administration and beyond — believing that if one nation succumbed to the evils of communism, others would quickly fall like a perfectly aligned row of dominos.

A theory is perfectly fine to have; once applied in practice, however, it can have devastating consequences.  It was based upon such a theory that Vietnam was fought for — a backward country full of jungles and malaria, of which few Americans were even aware of its existence until thousands — then, tens of thousands — of young men began to die there.

Like other theories which once were embraced by intellectuals and “experts” whom everyone accepted as smarter than everyone else, such beliefs and those who once held them are now merely leftover vestiges of historical follies.  Once Vietnam fell, the rest of the world did not fall like the dominos they were supposed to represent.

We tend to forget that a theory is merely a thought put together in an antiseptic setting divorced from reality and, even if applied to the real world, may remain as nothing more than an academic exercise.  It may be nothing more than the “flat-earth theory”; one can believe in it, but it doesn’t make it true.

In other areas of life and practice, however, real-world consequences force people to actually respond in more practical ways.  There are “theories”, and then there are applications which have real-world consequences.  Vietnam was a prime example.  Having a theory that you are invincible and indestructible is one thing; walking in front of an oncoming bus to test such a theory — well, that is quite another matter.

For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management because of a medical condition, one may well have a “theory” that getting an OPM Disability Retirement is merely a matter of gathering one’s medical records and filling out those incomprehensible OPM Disability Standard Forms (SF 3107 Series and SF 3112 Series); but if you actually test out that theory, it is likely that you will end up with a denial from OPM.

Before testing out such a theory, however, you may want to contact a FERS Attorney who specializes in Federal Disability Retirement Law, lest your theory concerning the ease of getting a Federal or Postal Employee Disability annuity ends up like those other theories, like the Domino Theory of the forgotten past.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Help: The Periscope

It is an interesting object; and allows for a capability beyond the normal and direct human eyesight.  As an instrument used to observe, it allows for getting around obstacles which prevent direct line-of-sight observation, and in its more advanced invented forms, utilizing prisms and advanced fiber optics, can view the world and its intended object from a vantage point unobserved by the viewed.

These days, of course, with miniature cameras and microchip technology, perhaps the periscope is an anachronism.  The purpose, however, always remains the same: To gain information through observation, without being detected.

Federal employees who suffer from a medical condition often have to use the “periscope” approach — of gutting through each day at the expense of one’s own health; of smiling when the upturned lips should reveal a downturned frown or a grimace of pain; and all the while, the Federal Agency is saying you are doing a great job, your health deteriorates behind the periscope of unobserved medical conditions.

At some point, perhaps someone points to the “periscope” and says, “Are you okay?”  This is a rare instance.  Instead, more often than not, there comes a critical juncture in one’s life where the debilitating medical condition no longer allows for lack of observation, and that is the point when the periscope is seen, and everyone scratches their collective heads and declares: Yes, yes, it was obvious all along.

And that is the point when the Federal or Postal worker needs to consider filing for FERS Disability Retirement benefits through the U.S. Office of Personnel Management.

Contact a FERS Disability Attorney who specializes in OPM Disability Retirement Law, and begin the process of seeing the world not through the vision of a periscope, but with your own wide and opened eyes.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal OPM Disability Retirement Law under FERS: Humming Along

Or, perhaps a person who is “whistling along”; either way, it is an indication of contentment.  People don’t even seem to have the time to “hum along”, anymore.  One doesn’t do that on Social Media; there is never any time on Zoom; and when there is ever an encounter in a public place, everyone is too busy and in a rush to be “humming along”.

And so the phrase is left as a metaphorical anomaly — of a life in contented fashion, a sense of self-satisfaction which is rarely seen these days.  It was perhaps also a concept applied to a well-oiled engine — of a vehicle “humming along”, indicating that all mechanical elements were working properly, and there was no fear of a sudden breakdown.

We can “hum along” in life; where things are going fairly smoothly; there is a sense of contentment, and even moments of “happiness” as a byproduct of our accomplishments.  Medical conditions, of course, can disrupt that characterization; it is an unfortunate but very human element which impacts everyone’s life.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition is interrupting and impeding the “humming along” scenario, contact an OPM Medical Attorney who specializes in FERS Disability Retirement Law.

Humming along is a state of being; a medical condition can interfere with that sense of contentment; and where the collision occurs between one’s ability and capacity to continue in one’s Federal or Postal career, it may be time to consider preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill, Lawyer

 

FERS & CSRS Disability Retirement from the Office of Personnel Management: SF 3112C

As a “government form” it purports to provide guidance in general terms, and it is doubtful that the lack of clarity as to its purpose or utility will assist the medical professional into writing an effective report.

The plain fact is that SF 3112C is a confusing form — confusing both to the doctor or Nurse Practitioner who is presented with it, as well as to the FERS Applicant who is attempting to prepare an effective OPM Disability Retirement application.  It refers to a “position description” being attached, but fails to provide the necessary explanatory nexus between the PD and the medical opinion sought.

What part of the position description should be focused upon?  Is it the entirety of the PD, portions of it, or just the “essential elements”?  Is it relevant whether a person can work part-time, full time, or an erratic combination of both depending upon the severity of symptoms that may arise periodically?  Is SF 3112C meant to confuse, or like so many “government forms”, is the language inevitably misleading because it is (A) meant to be that way, (B) unintentionally written in an unclear manner or (C) is meant to be wholly unhelpful because OPM doesn’t want to go out of its way to help the Federal Disability Retirement applicant?  Must the SF 3112C, the “Physician’s Statement”, be used at all?

If you are still working with the Federal Agency or on the rolls of the Postal Service, or at least not separated for more than thirty one (31) days, must the prepared physician’s statement be sent directly to your H.R. Office without first being reviewed and validated by the applicant?  The form itself certainly makes it appear so, but is that really the case?

In the end, the applicant who is preparing, formulating and filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, must make some initial and important determinations concerning the substance and content of the application itself.

Forms are tricky; the laws that oversee them, often vague; but if you are relying upon instructions written and formulated by the very government agency that will be making a determination on your application, you may want to first consult with an attorney who specializes in the very law that governs Federal Disability Retirement, before you begin “filling” out forms or having your doctor fill one out.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Of mice and things

In the early morning hours or in the late twilight of night when everyone else is fast asleep, of mice and things scurrying about tells of a world beyond the days where we awaken and watch.  We all have a tendency to anthropomorphize upon a world we otherwise would fail to understand, and projecting our own characteristics upon another species has always been what we cannot resist.

Of mice — do they run about when everyone else is away because of fear, or because they, too, love the quietude of a period when all except the insomniacs and burglars tiptoe in shadows of darkness where the innocent dare not trample upon?

Sometimes, in the rush from hiding place to food source, the mouse will pause, lift up on its hind legs, look about, nibble a bit, then off again; and when they become bold enough to actually stare and look directly at the master of the house, you know that it is time to bring out the cheese and the traps, for they have exceeded their welcome and are likely becoming too comfortable in a home that they are unwelcome.

And what of the “things”?  Well, there are mice, and then of course, centipedes and spiders, and cousins of mice, and other things.  They are the ones who go “bump” in the night.  Are we like them?  If a greater master were to look upon us like we do of mice and things, would that Grand Wizard think similar thoughts?  That if we scurry about in fear and try and remain anonymous and unobtrusive, we would be left alone; but if we became bold in our unwelcomed status, a trap would be set for us and we would be cast aside into the oblivion outside of the walls of our own making?

Isn’t that how the injured Federal or Postal worker feels when a medical condition continues to prevent the Federal or Postal worker from performing all of the essential elements of the Federal or Postal worker’s position?  Such a Federal or Postal worker begins to feel like the mouse that scurries about trying to survive, but once he or she gets noticed, the Federal Agency or the Postal Service begins to set traps, to put the pressure on and proceed to ostracize and get rid of the pesky things.

Fortunately, Federal and Postal workers who suffer from a medical condition have somewhat more protections than those accorded to creatures small and large, of mice and things.

Preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is one such “protection” that allows the Federal or Postal employee to move beyond the workplace harassment and attempts to remove and terminate, thereby ending a career where one has invested one’s life to prolong.

What the Federal or Postal employee does not want to do, is to end up like those creatures that go bump-in-the-night — of mice and things — by failing for access all available benefits, and especially a Federal Disability Retirement annuity that can secure one’s future and allow for one to focus upon the important things in life, like one’s health.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Static Divides

Most of our lives are struggles to maintain the status quo; for, as change results in turmoil, so rectitude of unchanged repetition requires the least amount of effort, but mere monotony of action to forego any greater expenditure of further efforts.  It is when the static longevity of identical mirroring of life begins to harm, that it then divides us.

Doing the same thing daily, over and over again, with slight variations to accommodate life’s vicissitudes, allows for the peaceful quietude of daily living; but when such repetition of activity may potentially lead to self-immolation through inactivity of thought, then that is what some term as “insanity”.  When the static calm of daily living results in a division of spoils, it must spur one to a different way of thinking.

Medical conditions tend to do that to us.  For, it is those “outside forces” which we cannot control, which mandates activity previously unforeseen.

Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a time of disquietude, precisely because change is now imminent in the projected future of our own imagination.  It means that one must take affirmative steps and actively engage in the process of that very division which we delayed, procrastinated, and persistently disregarded, and perhaps even lied to ourselves about tomorrow, next week, or next month.

The future is always upon us; and when we ignore the perils of tomorrow, we pay for it at the price of today.

Filing for Federal Disability Retirement benefits through OPM is never an easy matter; it is disruptive, a bureaucratic nightmare, and an agony of engagement with a distasteful palate.  But as the time of static division pervades even unto our very soul, it is time to take that step for change and begin to prepare, formulate and file for Federal Disability Retirement benefits through OPM, bringing change into our lives in a world often unchanging but resistant to the enemy of ourselves.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The tapestry of modernity

Every age has its feel of fabric of the times; in ages past, the woven loom of quiet hamlets with curls of smoke slowly rising from the warmth of the hearth; in others, the tension wrought at the dawn of the industrial revolution, where the ways of old and the textiles of handiworks would soon be replaced by the machines of progress.

In modernity, there is the tactile sense of restlessness, of communities splintered, where we are told that the inevitable march of progress is but for the dawn of an age of leisure, as each technological innovation will afford us greater time with out families.  Somehow, however, we are busier than ever.  Not more productive; not even happier; just a frenzy of activity to plug the holes of the dam which continually creaks with new fissures.  That is the tapestry of modernity; of a world which fits man into a cauldron of machines beyond the want of age.

For Federal employees and U.S. Postal workers who, in this day of demands beyond human capacity and tolerance, suffer from a progressively debilitating medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, there dawns a time when filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management becomes a necessity.

Often, the upcoming fight seems like the “same old” repetition of confronting the inevitability of the progressive decline reflected in the age of technology, as bureaucracy and administrative obstacles form a conspiracy of stopping every avenue of attempted accommodations.  Life is tough; life in modernity is tougher, still.  The tapestry of modernity belies the times of yore when communities cared and banded together, replaced by the coldness of rights, benefits and entitlements.

OPM Disability Retirement benefits are there to compensate for the Federal or Postal employee who “paid the price” and now has a disability which prevents one from continuing in his or her chosen field; and the tapestry of modernity allows for that very attainment of necessity, in order for the Federal or Postal employee to move on into the next phase of civilization’s promise of hope for a future of uncertainty.

Sincerely,

Robert R. McGill, Esquire