Tag Archives: medical retirement federal employees

OPM Disability Retirement: The Emperor’s New Clothes

It is one of those stories / folklores which transcends time, and a quick look at “sources” (yes, ashamedly, an internet search on “Wikipedia” reveals much) shows that the story possesses derivations and deviations from other countries and cultures, establishing that every profound theme has been recognized by a multiplicity of times and civilizations, to wit: vanity; con-artists; a child’s innocence; the sin of self-importance, etc.

That such themes cross over many cultures attests to their universality; and the lesson to be learned is not mere hyperbole, for we have found ourselves (if we are to be open and honest) in metaphorical circumstances similar to the story’s moral lessons.

In modernity, the folklore can be of greater instructive relevance than in any other time; for, to engage in the insularity of social media without a concomitant “reality check” against the objective world, can feed into one’s vanity and establish a type of insulated verification without regard to reality.

In simple terms, we can fool ourselves by engaging in a protected cycle of like-minded people.  That is why there are so many “romance scams” on the internet — of lonely people being scammed out of their life savings, all by stroking one’s vanity that love can be discovered through mere words on a blank screen.

What is the lesson here for Federal employees and Postal Service workers who suffer from a medical condition?  That there are no “new clothes”, but merely old ones — no new or magical solutions, but the age-old one of mortality.  People’s health can deteriorate, and we cannot think that you can just go on like you were in your twenties, or even thirties.  Sometimes, one’s health deteriorates, and you do, in fact, have to go out and try on “new clothes” — like filing for Federal Disability Retirement under FERS and thinking about preserving your health by going into another line of work.

Contact a FERS Retirement Attorney who specializes in Federal Disability Retirement Law, and consider whether the Emperor’s old clothes may not need a further fitting by a tailor who specializes in Federal Medical Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Law: The Reason Why

It all began in childhood — of the question voiced; of the curiosity engendered; of the simple: Why?

It applies to everything in the world, and it confounds parents and teachers, not only because the single word-question deserves an answer, but because it tests the knowledge — and patience — of the queried one.  Age-appropriateness often determines the depth of the answer required; and the extent of curiosity uncovers the seriousness of the query itself.

Why is grass green?  Why do dogs bark?  Why does rain drop from the sky?

Some may answer every query with a nonsensical circularity just to get rid of the question, such as: “Just Because that’s the way it has always been”.  Of course, such an answer neither responds properly to the question, nor satisfies the child who asks the question, and as the child grows older, will either wither in his or her diminished enthusiasm of wonder, or go elsewhere to obtain a more satisfactory response.

If a parent does not possess the knowledge to respond, the better answer would be: “I have often asked that myself!  I don’t know the answer to that, but let’s go to a reliable source and find out, together, what the answer to that fascinating question is!”  And with that question in hand, you can go to an encyclopedia, a dictionary, or some other source — from a hard copy of a book (wow — isn’t that an outdated thought!) to an online source of dependability — and satisfy a child’s wonder of curiosity.

For, the reason why is always just the beginning to an answer beyond, which is a perpetual and never-ending process for a curious mind; and in the end, the question of “why” is merely the beginning, and never the end, and it is the process of engaging the world in acquiring knowledge which is the important “thing” to consider.

For Federal employees and U.S. Postal workers who are contemplating an end to one’s Federal or Postal career because of a chronic medical condition which prevents the Federal employee from performing all of the essential elements of one’s Federal or Postal position, there are going to be many “whys” throughout the process.

Why is the application insufficient to meet the legal criteria?  Why must X be submitted?  Why must Y accompany the application?

Satisfying the many “whys” of your application is important to complete the application properly.  The questioning and the reasoning given, as in the former days of your childhood when you were curious as to all of the various “whys” of the world, remain crucial in order to meet the legalities involved.

To answer your query of all of the “whys” in preparing, formulating and filing an effective FERS Disability Retirement application, contact a FERS Retirement Lawyer who specializes in Federal Disability Retirement Law, and consider why — and even how — you must apply the law in a Federal Disability Retirement application.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Disability Retirement: The Crumbling Society

There is often a correlation between one’s personal perspective and how one views the greater society at large — of a personal crisis paralleling a view that the objective world is crumbling or, conversely, of a contented individual seeing the world with a less pessimistic outlook.

Is the world crumbling?  The news abounds with a constant stream of problems and disasters; of “breaking news” 24/7; of buildings suddenly collapsing, weather patterns of constant extremes, of corruption and indictments, and the political process in a perpetual turmoil of bickering and childish displays of retribution.

Medical conditions can influence the perspective of an individual, and such a perspective is often one of a hopeless and dire future.  For a more balanced perspective, it is often necessary to contact an attorney who can give you the straight facts about your legal rights and inform you about the process involved in preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

If you are a Federal or Postal employee who suffers from a medical condition and can no longer perform all of the essential elements of your job, contact a disability attorney who specializes in Federal Disability Retirement Law and seek the proper advice on what to do for engagement in the process of a FERS disability retirement, as well as an added perspective on the crumbling society around us.

Sincerely,

Robert R. McGill, Lawyer

 

Disability Retirement for Federal Employees: Distinction of Days

Is it possible to live in such a manner — where days are not bifurcated and calendars remain unopened as unused tablets left without reference?  What does that mean — to not live by distinction of days, and how would that reflect upon an individual who lives in such a manner?

We act as zealots and bifurcate each day, and further fracture them into smaller and yet more detailed units of quantifiable divisions — by the hour, the minute, even of seconds and half-seconds, especially if you are a jogger or relishing the final moments of mortality’s fateful play.  The perspective of time influences us all — for, to live without the division of bifurcated days is to live outside of the purposive pathway of the world at large.

Is that why it’s often believed that people often die shortly after retirement?  Is it because the world of time becomes subsumed into a continuum of purposeless days and meanderings of timeless wanderings?  Do we lose our sense of worth when there is no longer a distinction of days?

To live as if days, nights, hours and minutes become conflated within a sea of eternal timelessness — is that when a person becomes less of an individual and begins the process of returning to the dust from which we came?

Medical conditions have a sense of that — where time is less essential because the pain, suffering and chronic interruption conflates the bifurcation of time.  For Federal employees and U.S. Postal workers who suffer from a medical condition and where weekends and weekdays have become a continuum when mere minutes seem like hours and days of agonizing nightmares because of the medical condition — it may be time to prepare, formulate and file for Federal Disability Retirement benefits under FERS.

Time is precious; time lost is a precious moment of lasting regret; and the distinction of days is important in order to enjoy weekends where leisure-time can become a respite away from the daily grind of work.

Federal Disability Retirement is a benefit available for all Federal and Postal employees who suffer from a medical condition such that the medical condition no longer allows for performance of all of the essential elements of one’s positional duties.  While getting Federal Disability Retirement benefits may not cure the underlying medical problems, it can at least give you a distinction of days in order to focus upon your health.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: That promising future

One doesn’t have to have been that “golden boy” to have an inkling of a promising future; there just needed to be some hope, and a taste of success.  Perhaps you came from a background where expectations were low; where higher education was a mere afterthought and nothing beyond an exclamation of gibberish and fantasy.

Was success defined by negation?  That if you didn’t do X, avoided Y and prevented Z, you were considered an anomaly and deemed as one of those who “made it”?

Yet, you exceeded; perhaps night school; whatever the cost, of however the pathway, that promising future that was never guaranteed, rarely spoken of and deliberately left silent but in the fertile imagination of a seeming dream; and the expectation of negation was met and exceeded, precisely because the goal post was never set within sight of grasping, but a mere filament that failed to light any hope of a promising future.

Yet, reality has a tendency to quash the daydreams of even butterflies, and a medical condition can alter forever the course of time and tenacity.

For Federal employees and U.S. Postal workers who once thought that a career under FERS meant a promising future for the duration of one’s life, and who never expected to be saddled with a medical condition that created a circumstance of negation, consider filing for FERS Disability Retirement.  Medical conditions tend to become that negation of hope, when in fact it may merely be an alteration of course.  Perhaps that promising future was too narrow a vision.  Maybe a change of mindset is all that is required.

Federal Disability Retirement is merely a recognition that there is an incompatibility between the medical condition suffered and the type of job one is in.  It does not mean that you cannot work; in fact, you are allowed to make up to 80% of what your former Federal position (“former” because, upon winning an approval of a FERS Disability Retirement claim from OPM, you are then separated from Federal Service) currently pays, and still continue to receive the Federal Disability Retirement annuity.

Just remember that the “promising career” was never defined by naysayers or those who lacked belief; it was always defined by your own drive, and for Federal and Postal employees whose once-promising career became curtailed by a medical condition, the “promising” part of conjunction can still be in the future.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Retirement: 2019, The New Year

It has a familiar ring to it; of a harkening to a recent past that has a melodic cadence reminding one of a famous book by George Orwell.  It is because of the “19” that we are reminded of it.  Can it have already been 35 years in passing?  “But it’s not quite as bad as all of that,” we say, and perhaps such a sentiment is right: Pox on the negativism of predictions of doom!

No, we do not have flat screens forced upon us which spy into our lives; instead, we went out and purchased them ourselves — voluntarily — and realized only later that the camera embedded can, indeed, record our every movements.  And we learned that all of that personal information shared with friends and family have been stored and disseminated to forums and facades not otherwise intended; and so everything private has become public, and there is nothing left but the shell of who we are.

But enough of that; we celebrate the coming of a new year not for the unwanted fears of the past, but because the future can always bring about change, greater prosperity and a glimmer of hope for things yet to come.  It may well be that 2019 is that very year we have been waiting for — a dawn of new beginnings.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition no longer allows for you to continue in your present job, the incoming New Year may be an opportunity for change, by preparing, formulating and filing an effective FERS Disability Retirement application.  Consult with a knowledgable attorney and begin the process early, as OPM is way behind and it is important to get in line.  2019 — Happy New Year.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Predictability

Is it all mere statistical probability?  Or, can there be a fair amount of certainty in the “science” of predictability?  Is the weather an event that can be predicted, and if so, do past failures enter into the equation; or, if not, why is it that the vicissitudes of nature cannot be so easily anticipated or foreseen?  How is it that we predict predictability?  Does it come about by numerical analysis, or by experience?

If you talk theoretically about the chances of a person being attacked by a shark if you go swimming in this or that ocean, doesn’t it depend upon a multitude of additional factors, as in: Where are you swimming (if in the arctic seas of the upper northern hemisphere, isn’t that a factor to consider as opposed to, say, off of the coast of Australia or in Florida?); the time of day; and perhaps certain peculiar behavioral features, as in splashing vigorously as opposed to swimming with slow, silent strokes, etc.?

Such factors might be important to consider.

Then, consider that, during the course of a conversation on such statistical relevance, a one-legged man (or woman) walks in upon the conversation and says, “Oh, yes, I lost my leg in a shark attack”.  Would that change the statistical analysis?  Wouldn’t the probability for that particular person be 100%, inasmuch as he/she experienced the event and is speaking post-actualization?

Do acts which enhance the probability of an event simultaneously diminish the chances of failure, or are they dissimilar acts that travel on a parallel but never-intersecting course?  Can all events subject to predictability base such anticipatory analysis upon a statistical study, or are some events able to be accurately foreseen based upon intuition, the supernatural or some other transcendent other-worldly criterion?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal position, the likelihood of needing to prepare, formulate and file an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, increases with each passing day.

Medical conditions that remain for an extended period of time tend to not go away; instead, chronicity is an indicator in and of itself, and if a degenerative, progressively debilitating condition, the factors that need to be entertained concerning the predictability of future events yet to unfold can be accurately foreseen.  The key, then, is to enhance the statistical probabilities of surrounding factors, such as:  What are the key components necessary in meeting the criteria for Federal Disability Retirement?  Will hiring an attorney who specializes in the field of OPM Disability Retirement significantly enhance my chances of success?  What are the criteria for predictability of a positive outcome?

These and other questions should be asked and answered when seeking the advice and counsel of an attorney who specializes in Federal Disability Retirement Law, so that the murky field of predictability can be somewhat clarified with the wisdom of past experiences.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Federal Employee Disability Retirement Benefits: Examples

What if we never grew up with any?  Is it not by metaphor and analogy that we all escape the citadel of ivory towers and the dangers of glass barriers and unseen traumas?  They tell us that the early years of “imprint” are crucial for stability, development and self-discipline against asocial behaviors; yet, even after the crucial years following the correlation subsequent to the first encounter with the world, and just before the turmoil of puberty and into adulthood, there are indicators that failure of examples to take hold can still be corrected in order to prevent the ghastly concretization of personality misfits, where pathological deviancy may yet be avoided.

Are examples important?  Like paradigms upon which theories are tested, and foundations that gird the architectural integrity of a high rise, they provide the basis and essence of a personality otherwise left to miscreants of changing winds and altering tides.  Tectonic shifts in the undersea of the human soul can bring out the tidal waves of cruelty and conduct unbecoming; parents hope that the midnight call from the sheriff’s office is not a reflection of any apparent failure, or the alluring eyes of guilt and condemnation when asked how the toddler learned it, and the babbling mouth which emits the torrent of shivering fright:  “My parents taught me.”

Yet, negation and trepidation of containment just so that one’s own reputation will not be sullied, are often wanting.  To “not” engage in examples of bad exemplars is merely a negation of purpose, and fails to address the positive requirement of that which an example entails.  For, negation of a positive mandate merely leaves one with a nothingness in a world of meaning where there is a plenitude of bad examples.  Not providing the positive input will merely allow for innocence to be tattered and jostled; for, where there is a vacuum, the desire to fill and load will come from influences unwanted and unwelcomed.

In a society where there is no mechanism for generational transfer of wisdom, the young are at the mercy of the whims of those who lurk in corners of bestiality and congregations of cultish canopies; there is no such thing as innocence, anymore – just stupidity clothed as symbols to be desecrated.

For Federal employees and U.S. Postal workers who are filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management “for the first time”  — how often is there a subsequent event?  — Such an act of preparing, formulating and filing for Federal Disability Retirement benefits is always Act I, Scene I of the end of one’s Federal or Postal career.  As it occurs in the first introduction to one’s life-play, there are no “examples” to follow; except, perhaps, to consult with an attorney who is experienced in matters of Federal Disability Retirement law.

As such, where there is failure of a newborn’s imprint, and no paradigms of prodigies to follow, the effective preparation in a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS of CSRS Offset, may well be in seeking the advice and counsel of an example set by a person who has previously avoided the pitfalls and obstacles of such a complex administrative and bureaucratic endeavor.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirements: The Cynic’s Tavern

It occupies a dilapidated building on the edge of town.  The sign that once overhung the entrance is faded and barely noticeable; but, then, the patrons who enjoy the end-of-workday glass or the occasional wanderer who mistakes the place for the origins of exotic mixtures need not a neon of invitation, but merely a marker that beckons.  Laughter is allowed; speaking is optional; rude behavior is not tolerated.  Silence is golden.  People go to the place of drink and merriment because it lacks the pretentiousness of the world outside; and the large man with a stubble of a week’s shade serves with nary a word, and respects the look of fatigue and demeanor of defeat foreshadowing the heavy sigh accompanying the hunched shoulders of the breathless customer.

The Cynic’s Tavern is the place where old men gather, young men and women cluster, and those somewhere in between loiter.  The younger ones have not yet been tainted by life’s travails, and hopeful dreams still clutter the naïve souls of untouched innocence; the one’s who have moved through some years of agony, still retain a glint of smiling faith; but it is the elders of the universe who sit at the bar and despair of lives wasted, wars endured and years forgotten but for the joys of friendship and solitude.

Cynicism is like a virus infecting a town’s essence; it destroys by incremental advances of insidious fatefulness, and never returns the gift of life once gained but lost forever.  If it has not yet prevailed, then wait a few years; life itself guarantees it, as fairytales of beauty, essences of love and mythological lands embracing inclusion and empathy, exist only in the minds of children, the duped or the meandering demented of society’s wasteland.

For Federal employees and U.S. Postal workers who continue to fight against joining the Cynic’s Tavern, the issue is often one of withstanding and withholding for so long, until succumbing is merely a matter of time.  If the daily harassment, deteriorating health and constant detours down the alley of worsening conditions has led to a point where preparing an effective Federal Disability Retirement application becomes necessary, then it is time to take the next step and formulate the proper and most efficient strategy in order to increase the chances of an approval before the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

It is one thing to enter through the doors of the Cynic’s Tavern for an occasional drink; it is quite another to find one’s seat there warmed by the constant occupation of one’s unmoved derriere.  The best antidote to prevent or curtail cynicism is to keep moving; otherwise, the stale drink and smoke-filled room will ultimately become a part of one’s vacant stare into a future less hopeful.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Government Employment: The wrong turn

What are the consequences of a wrong turn?  Recognition before venturing too far into the detoured travel; loss of some amount of time (allowing for that cumbersome freeway that doesn’t have another exit for some 25 miles); a rash attempt to correct the mistake by crossing the grassy knoll that divides the highway, only to find that the invitation of the greenery is a muck of quick sand that sinks the four tires into a pit of immobility; or, in the most positive scenario, a mere four-corner turn to get back onto the “right” track of travel.

Every decision in life possesses an inherent ingredient — some modicum of consequences; for some, disaster always seems to follow – like Pig-pen and the trail of dust and whirl of tornado-like innocence; while, for others, the Teflon-man of escaping even the scent of guilt is forever brushed off without a scratch or a theme of taint.

Then, of course, there are the horrible tales from newspaper clippings, of a wrong turn resulting in death, maiming, or other deviation from a mere innocence of mistaken scroll of the steering wheel; perhaps the GPS accuracy will no longer allow for such deviations resulting in detoured consequences, but others have contended that the technical glitches inherent in such devices still fail to recognize that the shortest and most efficient route may not always be the safest passage through life’s impending doom.

Further, what is it about the wrong turn that seems to define the state of a marriage?  In days of youth, such detours of deviancy may have evoked the laughter of wonder  – of an unforeseen adventure not worthy of even mild criticism; but as age increases the inner sanctum of fear and insecurity, so the wrong turn often stirs the nervous insecurities otherwise seething beneath the surface of apparent happiness and contentment of marriage, children, family gatherings and holiday warmth.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact the Federal or Postal employee’s ability or capacity to perform the essential elements of one’s positional duties, the question often becomes:  Did I make the wrong turn by taking on this Federal or Postal job, or is the wrong turn made by staying put?

Such metaphors of intent depend upon the very next move that the Federal or Postal employee will undertake.  For, if the next act is to merely remain in the same position, and allow for the harassment and adverse proposals to pile upon prior agency initiations of hostility, then the wrong turn will likely result in further mishaps of deviations of rightful routes.

For the Federal or Postal employee who can no longer perform the essential elements of the Federal or Postal job, preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the next “right” move in correcting the wrong turn.  For, it is often not the initial deviation from a set course of direction that results in a move being “wrong”; rather, it is the acts that follow, attempting to correct, that leads into consequences that make matters all the worse.

Sincerely, Robert R. McGill, Esquire