FERS & CSRS Disability Retirement: The retirement itch

It normally doesn’t come until late in life; of that picturesque paradigm of the old man sitting in a rocking chair beside a crackling fire, a dog or cat, perhaps, on the floor just beside, reading a novel or looking through a picture album; where is Norman Rockwell, and is he still relevant?

In modernity and more recently, the picture depicted is of the old couple, or in solitary state of affairs, climbing the mountains in the Himalayas or traveling to exotic lands beyond; for, the advertising agents have figured out that if old people sit around in rocking chairs, mutual funds merely sit idly in accounts without becoming subject to trading fees and other expenses, and it is best to alter the mindset for future sources of income rather than to allow for stagnation to determine the course of a past.

Is that too cynical a view to posit?  Of course, events outside of one’s control will often determine whether or not activity in old age can be embraced, or will a more placid, sedentary lifestyle consume one’s retirement?

The “retirement itch” is one that often comes late in life, after a lifetime of toil, strain, stresses and “dealing with” problems.  Is “retirement” a concept that developed only in the last and present centuries?  Did not most people just work and work and work until one “died in one’s boots” – the proverbial preference of most people who have been productive all of their lives?

Then, of course, a medical condition can cut short and impose an early retirement upon a person – and that is what Federal Disability Retirement allows for, for Federal employees and U.S. Postal Workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job.

It is that lack of a “retirement itch” that often makes the Federal or Postal employee pause; for, he or she is simply “not ready” to file for Federal Disability Retirement.

Yet, it is not any “retirement itch” or longing to rest and relax that leads one to consider filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Rather, it is the recognition that there are more important things to prioritize in life besides one’s work and career – such as one’s health.

It may well be that you are too young to have any sense of a “retirement itch”; but that sensation may be lost forever unless you focus upon your health and well-being, such that you will live long enough to scratch that itch that tells you that tomorrow may yet bring a brighter hope for a future yet untold.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement under FERS & CSRS: Ordered lives

There is, first of all, chaos and disarray; and whether from a biblical worldview or the natural paradigm of a universe formed from a massive energy source that exploded with such force as to hurl a spinning residue of astronomical proportions into far galaxies that resulted in the starry heavens we witness today; it is from the opposite of a placid tranquility that we experience the ordered lives of everyday existence.

There are, of course, the extremes of the spectrum – of that person who is obsessive and compulsive about the “ordering” of one’s life, where every teacup and saucer must be placed in the cupboard within precise millimeters of one another, and no angle of a picture on a wall must be allowed to circumvent the geometric consistency with the right angles of the corners; or, by contrast, the slob who believes that pants, plants, underwear and empty pizza boxes belong in the same corner of the bedroom as expensive china and puppies who snuggle in bathroom showers.

Somewhere in between the two extremes upon the spectrum of life, exists the ordinary person of ordinary means, who wakes up each ordinary morning to go about in ordinary ways; all within the constraints of ordered lives.  All, or most of us, like, enjoy and look forward to some semblance of order in our lives.

Chaos is good for an exciting moment; monotony of discourse for the rest of the day requires that sanity mandates a certain sequence of events, and that is why dystopian stories of a universe in disarray after a nuclear war or some other disastrous consequence of political missteps left in the hands of incompetent world leaders allows for small-budget films to be successful in scaring the hell out of us all.

Divorce, death, illness and tragedies disrupt the otherwise sought-after ordering of lives left peaceful; medical conditions tend to do that, don’t they?  They interrupt the tranquility that we so seek with quiet resolve; and then the medical condition becomes a chronic state of existence, and more than just a nuisance, they interrupt our plans, our hopes, and the essence of our ordered lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s ability and capacity to perform the essential elements of one’s Federal or Postal job, the interruption that ensues from the disruption of a medical condition, resulting in the breaking up of one’s ordered life, often comes to a point where consideration must be given to filing for Federal Disability Retirement benefits.

It is an employment benefit that is “there” for Federal and Postal employees who can no longer perform one or more of the essential elements of one’s positional duties.  And, whether under FERS, CSRS or CSRS Offset, the time to consider preparing, formulating and filing for Federal Disability Retirement benefits may come at a time when the previous state of ordered lives is sought after again, if only to reach a destination where chaos is no longer the new norm of everyday existence.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The precarious self

Self-preservation is said to be high on the list of instinctive survival mechanisms – that which society cannot “un-learn” because of the inherent nature of such evolutionary entrenchment of DNA-coded characteristics.  It used to be that, whether in the mythical “State of Nature” as advanced and envisioned by Locke, Hobbes or Rousseau, or the more fossil-based models as posited by anthropologists, the individual who was widely considered as a precarious survivor was quickly extinguished from the gene pool either though acts of foolish daring or by neglectful carelessness.

Survival was, until recent times, always high on the list of priorities.

In modernity, we rarely even consider it, and that is why we cringe with disbelief at horror stories of sitting placidly in a café or restaurant when suddenly innocent bystanders are being shot at, or become the victims of an explosion where shrapnel and other ravaging debris aim at the human flesh – not for predatory hunger, but for mere destruction and devastation.  Laws become enacted and govern safety; mechanisms are put in place to prevent industrial accidents or massive catastrophes impacting a wide swath of population centers; these are all, in modernity, for the most part, avoided and of rare occurrence.

Thus, the precarious self has become an irrelevant concern, or not at all.  The incommensurate dilemma of an individual being lost in his or her own thoughts as he walks upon a den of wolves out to find and devour dinner, is not of a major concern; perhaps, the closest we may come to in considering the precarious self is of a person lost in thought who crosses the street without looking for oncoming traffic; but, even that, the new technology arming every vehicle with sensors which automatically prompts the braking systems are attending to that potentiality, as well.

It is, in the end, more in the arena of making mistakes, proceeding in ignorance and creating circumstances of irreconcilable self-destructiveness, that the concept even becomes applicable or comprehensible, in these days.  For example, in preparing a Federal Disability Retirement application by a Federal employee or a U.S. Postal worker, does the Federal employee or Postal worker know enough about “The Laws” governing Federal Disability Retirement in order to proceed successfully?  Have you spent enough time to familiarize yourself with the statute, the case-law and precedents of recent import in order to successfully maneuver your way through the administrative process?

This is, whether one likes it or not, a highly bureaucratized universe, and the ability to avoid the precarious self often requires a great amount of investment of one’s time, energy and concentrated focus upon the details of daily, unavoidable complexities.  Preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee falls under FERS, CSRS or CSRS Offset, is something that requires avoidance of the precarious self, at a minimum; and, more than that, to maneuver around the precarious “others” as well – including the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

Federal & Postal Disability Retirement: Substantive vacuity

Another oxymoron, of sorts.  There are many of them in life, and the longer we live, the greater recognition we purport to identify.  People often say things and don’t mean it; or, such declarative niceties are meaninglessly bandied about because there is never any intention of follow-up or fulfilling of statements made.  We all know of people like that – commitments made with words, but no actions to follow; promises allegedly posited, with failed remembrances later on; or, misunderstandings on your part, and never theirs.

When did words become so meaningless?  Was it when the national debt soared beyond the proportional number of lawyers graduated from unknown law schools and the pendulum began to swing towards that abyss of linguistic elasticity upon the President’s quibbling with the meaning of a verb in a scandal and cover-up leading to impeachment?

Or, did the pinnacle of time when substance was king become a bottomless pit of mindless vacuity when Smartphones were introduced into the fray of conversation-stoppers, where once we had to rack our neurological cells to remember whether it was Hank Aaron or Barry Bonds who beat out Babe Ruth’s home run lead, and in what year, and whether being on steroids made it count or not – now, replaced by Google or some app that only two generations hence can figure out how to download and use?

Once upon a time, substance meant the essence of a person – whether by moral fortitude, steadfastness in faith or belief, or by quiet feats accomplished but never spoken about in polite company; and vacuity was relegated to braggarts and unfaithful husbands, when emptiness of societal discourse combined to free a man to declare that the Beatles were greater than Beethoven, and somehow it was imaginable that the words of Dylan could win a Nobel Prize, despite such accolades being the frenzied rebuttal of a generation who could fathom a purist’s discontent.

Uneducated boors possessed substantive vacuity; and so does the Federal Agency and the U.S. Postal Service that fails to try and accommodate the Federal or Postal worker who suffers from a medical condition, such that the medical condition results in the necessity to file for Federal Disability Retirement benefits.

This is, indeed, a strange, strange world, and when a Federal employee or U.S. Postal worker comes to a point of needing to prepare, formulate and file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the concept of substantive vacuity comes to the fore because, after all, we are dealing with a bureaucratic nightmare in the form of the U.S. Office of Personnel Management – a behemoth among juggernauts, wrapped in the conundrum of a puzzled but substantive vacuity.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement for Federal Employees: Recognizing Problems

Why are some better at preemptively addressing recognizable foreshadowing?  Is it a genetic predisposition related to the capacity of surviving?  Like the instinctive responses of animals, is it an inherent trait that favors those who are more “fit” with such a characteristic, and thus to the disadvantage of those who do not possess it, where recognition and preemptive engagement allows for survival and thus the genetic pool favoring by dominance of avoiding the mortality trap?  Have we replaced such instinctive abilities by relegating most problems to linguistic identification and capacity to solve?

For, in the human world where language prevails and electronic communication is now the preeminent engagement of consciousness, the “problems” to recognize are no longer the danger of an approaching predator nor the oncoming storm out in the middle of the ocean (although, a burning house or a hurricane imminent if you live on the coast are still real dangers), but for the most part, language games that need modification, curtailment or adjustment in order to correct the inconvenience of social constructs that have gone amok or astray.

Yes, the furnace may break down, the water heater may have sprung a leak, or the roof shingles may need replacing; but even those, the resolution is rarely one that is initiated by us; rather, it is to utilize the mode of communication and either by phone, email or text messaging, we make an appointment for someone else to fix the problem.  Recognition of the concern was still contained within the world of language, and the physical work attended to is relegated and delegated to some strange entity in another universe.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal employee or U.S. Postal Worker to take the next step by preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset – the process begins with a “real” problem:  the medical condition itself, which will not go away no matter the treatment modalities or the constant attempt to work one’s way through the chronic and progressively deteriorating situation.

Then, from the reality of the problem itself, the jump to recognizing the further concern must inevitably manifest itself – that of the incompatibility and incommensurate nature of the medical condition and being able to do all of the essential elements of one’s positional duties.

Thus, recognizing the problem is the first step in resolving the issues; however, resolution may sometimes need some expertise and advice beyond what the Federal or Postal employee can foresee in the foreshadowing of approaching dark clouds.  For, not all problems are equal, and certainly not all solutions, and while recognizing problems may resolve some of the concerns, the greater issue is whether the Federal or Postal employee will have all of the information available “out there” in the netherworld of an administrative and bureaucratic morass as that of the U.S. Office of Personnel Management, such that the problems one cannot recognize may be the one that defeats the solution never known.

Sincerely,

Robert R. McGill, Esquire